A great man of the Northern Song Dynasty

The Xia brothers stood outside the gold and silver shop. It was still busy inside, but it was much better than at noon.

"Brother, it's still deserted across the street, but two pairs of people came to borrow money."

Two pairs of people, one pair is a couple.

This is the new rule of the bank.

As a result, there was still an endless stream of people coming to DaSong Bank to save money, but only a handful of people came to borrow money.

"They have to pay interest every day, brother, Shen An can't afford it no matter how rich he is!"

"Of course he can't withstand it." Xia Jin sneered: "Shen An's reputation is outstanding, and the Song Dynasty Bank has three companies as guarantees, so many people like to deposit money in it, at least millions of dollars. Every day How much is the daily interest rate? The amount is terrifying."

Xia Qing said happily: "Brother, look, the couple came out, and the man was swearing."

A couple came out of Da Song Bank. The man was cursing and the woman kept talking with her head lowered.

The man came this way, and the woman pulled him and shouted: "Come here, my officials want to borrow money to gamble!"

This is really disgusting!

Xia Jin said calmly: "Lend it to him!"

"We are businessmen, so if we have money we have to earn it, otherwise wouldn't we be fools? As for other people, it has nothing to do with us." Xia Qing was smiling, proudly.

"Shen An is here."

A shout came from one end of the long street.

This shout came, and the arguing couple stopped and turned around.

Brother Xia Jin, including the waiter outside the door, all looked to that side.

No one came to borrow money from Da Song Bank, but Shen An didn't show up. This is the time to lose all the family property!

"He's rich." This was the first time Xia Qing saw his eldest brother showing gloating.

"His properties are valuable, but if they are to be mortgaged, his wife has to come forward to sign and pledge them. How interesting is this!"

Xia Jin's eyes were full of hatred, "We originally opened a gold and silver shop and could make a lot of money, but Shen An lowered the interest rate. This loan is still more profitable than doing business. We just have enough to eat." Of?"

Xia Qing also felt very sad, "Now that all those people's money has been spent on us, our Xia family can't retreat even if we retreat. We can only live by guarding the gold and silver shop. It's really frustrating!"

"Shen An is here!"

The man cheered, as if future generations were as happy as seeing a big star.

There were people on both sides of a long street, all looking at Shen An.

Da Song Bank is in trouble, and the big boss behind the scenes finally comes forward!

Everyone wants to see how he can turn the tide.

The original loan shark had been celebrating for a long time. When they heard Shen An's appearance, they all ran over after throwing away their chopsticks.

"You're very welcome!"

Shen An likes this kind of enthusiasm. He feels that these people are all leeks. If he is willing, he can cut a crop every year.

Behind him were Zhou Xin and his party. Beside Zhou Xin was a middle-aged woman, her face covered with gauze.

This woman was the servant girl they had followed from the north. When they were told at first that they wanted her to pretend to be Zhou Xin's wife, she was frightened out of her wits, and then she agreed after being given ten guan of money.

Behind them are the carriages. Dozens of carriages form a long queue with great momentum.

"Those carriages are empty!"

Someone exclaimed: "This is here to borrow money!"

"Brother!" Xia Qing's face turned blue, "Shen An has found someone to borrow money."

Xia Jin said calmly: "Don't worry, it's just a small business worth tens of thousands of dollars, not worth mentioning."

Tang Ren had already greeted him, and Shen An went straight in. He was not going to get involved in the rest of the matter.

"Bring some hot tea."

He sat behind the counter, and those who came to deposit money looked at the richest man in the Song Dynasty. Some people asked: "Jun Gong, no one is borrowing money, are we going to lose money? Can the bank continue to operate if we lose money?" "

This is a question that countless people want to ask.

Shen An took a sip of hot tea and said comfortably: "If I want to, I can make the Shen family's properties bigger and open them for sale in the Song Dynasty. But that requires capital, so I teamed up with many wealthy businessmen to do it. If you borrow millions of dollars from a bank, how much do you think a certain person and those people can earn in a year?"

Everyone couldn't help but be startled, and someone said: "Many things from the Duke's house are only sold in other vassals. Fragrant dew is rare in the Song Dynasty. Crystal mirrors are even rarer. There are also powerful pills and crystal windows. If these are opened for sale, I am afraid that You will be as rich as the country."

Everyone couldn't help but be stunned, and soon the worries in their hearts disappeared.

Shen An never thought that it was a problem that no one came to borrow money. He could even join forces with the royal family, let's do business together, and then borrow money from banks to expand the scale, and do overseas trade...

After several years of hard work, he was able to turn Da Song Bank into an institution for Da Song's external expansion.

What will the annual interest be then?

It's just a trivial matter.

He didn't say these thoughts, and he didn't dare to say them.

If these plans were revealed, Zhao Shu would frantically invest all the money in the palace into shares, frantically use the reputation of the royal family to borrow money from banks, and then invest it overseas.

But there’s no time!

The route has not been found. If we take the road of food, we will have to send a large army to wipe out the opponents on this line. After the defeat, it is estimated that the warships have cleared their destination, and the merchant fleet is returning home with countless gold and silver treasures from the West. On the road.

He could even encourage the conquest of Cochin and then borrow money to invest in Cochin.

There is a mine in Cochin, and he has an impression of its approximate location. What business is more profitable than mining?

So he was not anxious at all, but many people were impatient.

"Three hundred thousand guan?"

Tang Ren lost his temper outside.

"Yes, three hundred thousand guan!"

"This is a mortgage evidence, endorsed by the government."

Zhou Xin's procedures were very neat under Su Yan's guidance. Tang Ren checked it carefully, raised his head and shouted: "That's right, 300,000 yuan!"

Even if there are no documents for the people brought by Shen An himself, there will be no problem.

This is everyone’s consistent judgment.

But this man actually wanted to borrow 300,000 yuan.

Damn it!

This is the largest loan Da Song Bank has taken since its opening.

Tang Ren walked outside the door and said with a tangled look on his face: "The Duke said that the bank should keep a reserve fund. Fortunately, there have been few borrowings recently. Otherwise, we really wouldn't be able to borrow the three hundred thousand yuan."

This is the truth.

According to the rules set by Shen An, 30% of the deposit must be set aside as a reserve, and no one is allowed to touch it.

This is used in times of crisis.

Everyone didn't understand, but Shen An suppressed it.

"Three hundred thousand strings!"

A clerk from Houben Gold and Silver Shop was listening. Hearing this, he rushed back and said, "Shopkeeper, that man is here to borrow 300,000 guan!"

Xia Qing glanced at her elder brother and said, "It's not fake, right?"

Xia Jin nodded, "It's such a coincidence. It's probably a lie."

Later, another news came, "The money started to be moved. The man asked for most of the banknotes and the rest wanted copper coins."

"He's going to the south."

"That's a wealthy businessman from the south!"

"I'm sure, that person's name is Zhou Xin, a wealthy businessman from the south."

In front of Houben Gold and Silver Shop, Xia Jin suddenly laughed, with a bitter smile, "Why do people come to borrow money during such a crisis to help the bank survive the crisis?"

He sighed, with a blank look in his eyes, "A certain person has already decided on a shop and is going to open a second gold and silver shop, but if he comes here for a while, how can he open it? The shop won't be paid, right?"

Xia Qing squatted there and said with a wry smile: "Brother, I gave you the money yesterday and it was all delivered to the government."

All purchases and sales of shops and houses need to be registered with the government. This is a rule.

The prices of the shops in Bianliang are so beautiful, so beautiful.

"Isn't it going to be delivered the day after tomorrow?" Xia Jin was a little confused.

Xia Qing slapped his head, "There were three people in that shop who wanted it. I was worried that someone would suddenly raise the price, so I made the first move."

This is what happens when a person is unlucky. He can't even take a sip of cold water without stuffing it between his teeth!

Xia Jin smiled bitterly, then bent down and coughed violently.

If you don't do business with the store, you can only rent it out. But with so much money, why doesn't he use it for something else?

What a huge loss!

Xia Jin felt so uncomfortable that he wanted to cry.

"Mr. Shen, we support you!"

There was a shout from outside, but it was a woman's voice.

More than ten women came to the door of Da Song Bank. The leading woman said: "In the past, no matter what men did outside, women had no room to comment. They gambled, played with women, ate and drank... We women took care of us at home." Children, be filial to your parents and just let them make noises.

Men took out a lot of loans. In the past, it was usury, which ruined countless homes. Later, with the establishment of a bank, the interest rate was only 20%, which made the people breathe a sigh of relief. But some men find it convenient to have less interest. What convenience is there? It is convenient for them to borrow money to eat, drink, whore and gamble!

Now you say that the mortgage of the family property must be signed by the wife of the family. This is to open eyes for us women and make decisions for us. "

She shouted: "Thank you, Lord."

More than ten women are in solemn and blessed bodies.

These women, who had been looked down upon in the past, now looked solemn and solemn, making it difficult for people to look directly at them.

A man murmured: "So it turns out that women can also make the decision?"

Obey your father at home, and obey your husband when married.

Such rules make women become the vassals of men.

Now Shen An just uses a rule to let women know, can we also make the decision?

The seeds of hope have been sown, and they will thrive when society develops at a rapid pace. UU Reading www. uukanshu.net

Shen An seemed to see that a woman could hold up half the sky and couldn't help but smile.

How many people will not adapt to it!

"I want to borrow money!"

There were many people outside, all as couples.

"This rule may seem irritating, but isn't it the county's good intention?"

A man stood outside and talked eloquently, "If there is no jurisdiction, what should a man do if he loses his family outside? What if he mortgages all his family property and spends it all? If you think about it carefully, is this the truth?"

"The Lord's kindness is mainly to prevent men from losing their fortunes. You are still cursing me. You really feel sorry for the Lord!"

"But a certain person is not a prodigal!" Someone asked.

Tang Ren said calmly: "You are not a prodigal, so what are you afraid of?"

The man couldn't answer, so Tang Ren continued, "Can't you just pretend to be taking your wife out shopping?"

yes!

Isn’t that what everyone thinks?

"It's troublesome to take my wife shopping."

This guy is here to cause trouble!

Shen An nodded slightly, and some soldiers stared at the man.

I always convince people with my virtue, but those are all people with broken legs.

He walked out and said slowly: "If you say you are impatient and often take your wife shopping, does your family have to borrow money every day?"

It is considered good if a family can borrow money once every few years. In other words, as a husband, is it difficult for you to take your wife out every few years?

So what kind of husband are you?

As soon as these words came out, the man covered his face and retreated.

"Thank you, Lord Commander."

Among the people who entered, the women all turned towards Shen Anfu.

Their gratitude is real and touching.

Shen An smiled and nodded, feeling that the Song Dynasty was moving in a good direction.

…

Second update, 20,000 words per day in the past few days... please vote for me.