A tour of Japan's Warring States Period

Chapter 535 35. Yamauchi Gold Reserve was established

We might as well try to figure out the rank of my old father-in-law, Hosokawa Harugong Dafu Tongxian.

Born in the early 16th century, he experienced all the historical events of the shogunate from barely surviving to being completely beaten into a dog.

Ashikaga Yoshisai (稙), Ashikaga Yoshicheni, Ashikaga Yoshiharu, Ashikaga Yoshiteru, Ashikaga Yoshiei, have gone through the vicissitudes of six shoguns and five generations.

He watched with cold eyes the rise of the Hojo clan and the decline after the death of Shinano's guardian Ogasawara Nagatoshi. He witnessed the powerful clan of Shinano supporting Nagao Mikake to attack and kill the Kanto leader, and also witnessed the death of Suruga's guardian Imagawa Yoshimoto.

The clan of the Hosokawa Kyōjo clan has been commanding the world, but now it is almost destroyed. Everything big and small falls under his eyes.

Even if you don't do anything, you can still be said to be knowledgeable and knowledgeable after living for more than sixty years. What's more, Hosokawa Harugong not only did it, but also did many things, and even did it herself.

As soon as Yamauchi Yoshiharu fell, the whole city was in commotion, but the old father-in-law calmed down the situation with a few words.

If it weren't for the fact that Yamauchi's stage was not big enough, if he were to serve as the head of his clan, the Hosokawa Keio clan, then there's no telling what the world would be like.

When such a big boss comes forward, sometimes it is even more effective than the popular little Pingtai.

In the recent movie "Battle of Sekigahara", the old Toshio Maeda had white hair and a little hunched back. But he stood at the street corner with only one gun, and the thousands of troops led by the so-called humble mountain Qi Jiaoqian didn't even dare to let go of a single thing.

This group of warriors with big heads and thick necks did not dare to offend Maeda Toshiie, who came out of the small town of Furuno in Owari Province through rough weather.

The identity is there! The prestige is there!

There is no need to say more about what happened when Hosokawa Harumiya negotiated with Chief Yamauchi. Even if Uesugi Kenshin came, you would go out of your way to say hello to Hosokawa Harumiya.

If the old father-in-law is a bad person, he will naturally only be a bad person in front of the mastermind in the mountain. As for the villains in front of the Yamauchi clan, I'm sorry, but you, the Yamauchi family, will have to pick someone to take the blame. The Yamauchi family belongs to the Yamauchi family, not the Hosokawa family or the Zikoji family.

Yoshichichi Imakawa, who was originally appointed to serve as chief director, was unable to do so and was replaced by Chief Accountant Yamauchi.

This is very telling about the direction of the wind.

Subsequently, Yamauchi Yoshiho, who was the representative of the clan, was replaced by Imagawa Yoshichichi, and the representative of the family members was naturally replaced by Isshiki Miyauchi.

Yamauchi Giho, who was originally scheduled to practice, was excluded, and children could not participate in such a wrestling match.

The representatives of the military class who originally came only to vote were asked to stay for one more day. There will be a resolution to be voted on tomorrow.

Yamauchi takes care of dinner!

Everyone has no doubt that dinner is more practical than anything else. Eat your own food at home and eat the Yamauchi family's food in the house. This choice everyone unanimously believes that eating the Yamauchi family's food is better.

The next day, there was another meeting in the playground. The topic was very simple, that is, whether the Yamauchi family should be allowed to borrow money from the reserve fund according to the example of the Yamauchi clan when there was a shortage of war funds.

After Chief Yamauchi finished speaking, something exploded below. The recent incident of Yu En Feng Gong is still vivid in my mind.

Now, if the Yamauchi Daimyo is allowed to borrow money, what will happen if the loan is not repaid?

Even though everyone accepts the rule of the Yamauchi clan, it doesn't mean that the Yamauchi family can come to my house to move things.

When the reserve fund was established, Yamauchi Yoshiharu’s words were still vivid in my mind, so how could he violate them now?

Although the Yamauchi family has never done any disgusting things before, except for the place of inspection, they are really a model of magnanimity. But after you can't stand it anymore, what if you have an unworthy descendant?

Not to mention that the lower-level military servicemen who mainly benefited from it were opposed by many people, and even the samurai warriors with only a few tens of kan in salary were opposed by many people.

At this time, Hosokawa Harumiya, as the original head of Yamauchi's retainers, came to the rescue and said that the Yamauchi family could use the income from government-run businesses as collateral for loans.

Yamauchi Giho, who had no chance to appear, suddenly stood up and spoke as a member of the Yamauchi clan. He thought that the Nanban trade ship tax and various commercial taxes from Hamamatsu Port could be used as a deposit.

That is to say, the various commercial taxes collected by Hamamatsu Port must be deposited in the Yamauchi clan's reserve fund in the first six months of accounting, regardless of whether the Yamauchi family has borrowed money.

If the Yamauchi family borrowed money, they would use Hamamatsu's commercial tax and ship tax to repay the loan in installments. If no money is borrowed, the reserve fund will return the deposited money to the Yamauchi family after half a year for them to use as they wish.

If all the feudal lords agree, then the duties of the Hamamatsu Town commercial tax and the collection of ship mark money will be transferred to the six reserve officers in rotation, and will no longer be appointed by the Yamauchi clan.

The onlookers Heita Koheta and Hosokawa Saime were stunned for a moment. There was a capable person behind Yamauchi Yoshiho!

He's a fourteen-year-old kid who knows shitty tariffs and borrowing costs. Now that such a detailed charter has been given, it is the idea of ​​​​stabilizing Hosokawa Erungong.

The representatives did not know how much revenue Hamamatsucho had, so they clamored for Koheita, the finance minister, to come forward and make it clear.

With no other choice, Xiaopingta could only stand up, take the account book, and tell everyone how much Hamamatsu Town's monthly income was, and how much shipping tax a Nanban ship could collect.

Establish written evidence!

After various promises and persuasion, the representatives finally agreed to the proposal.

First, the Yamauchi feudal lord's reserve fund was reorganized into the Yamauchi Gold Reserve (Yamauchi National Central Bank), which was open to all residents of the Yamauchi clan and above.

Began to absorb public and private deposits and make commercial loans. But the condition is that the people must be in the mountains and have property mortgages.

The interest rate of the loan was changed from the interest-free and low interest rate faced by the Yamauchi feudal lords to a progressive interest fee system. The maximum annual interest rate is 25 percent, and repayment can be spread over five years.

The Yamauchi Gold Reserve was officially independent from the Yamauchi clan's bureaucracy. The original capital of 3,000 kusen was returned to the Yamauchi clan treasury (the actual deposit was the first deposit), and the surveyors continued to be elected by each military class for three years. However, at the same time, an accountant was introduced each, and the Yamauchi family and the savings bank were each allowed to conduct a general accounting of the accounts every six months.

The remaining detailed items continue to be discussed and worked out.

Hosokawa Harugong sat back in the pergola, and Koheta quickly went up to give her old father-in-law a shoulder squeeze and show her courtesy.

"Izumo Yamauchi's strategy is very good."

"Oh? Can the father's strategy actually be praised by Fujiwara Danmasa, who is known as a "capable official"?"

"It's the boss's strategy!" Xiaoping was stunned.

"The mastermind has done something wrong, and someone has to make amends."

"The boss is a villain for me, but the mastermind is also willing to be a villain for Izumo." Koheita felt a little inexplicable.

[Note 1]: Ashigaru refers to the standing ashigaru, which is the standing military force of daimyo and samurai lords who can go into battle within an hour of beating the drum.

Military service members refer to wealthy homesteaders or handicraftsmen with an annual income of five or more Kankan letters. They are also called peasant soldier ashigaru and are one of the main soldiers of the country. The Chosogabe clan is called the one-collared shogunate, the Shimazu clan is called the shogunate, and the Takeda clan is also called the military service corps.

The public servants are not samurai, but the more affluent classes, including landowners (land servants), miners, forest owners, and even big businessmen like Sukezaemon. If they settle in Yamauchi, they will immediately become the public servants. The difference between them and the military service members is that they have more income, can be equipped with better weapons and armor, and can even be equipped with war horses. They are the backbone of the military.

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