After the Full Level of the Profession

"Building a new seaport city?" Robbile said, "Why suddenly think of this?"

"I can't put the steel battleship Westwind that you just sold to me in the Lost City." Miss Queen said with a serious face: "This battleship is too powerful. If it is taken away by the people of the Dark Vatican, the consequences will be very serious. Seriously, I have to keep it by my side. Moreover, I have only a seaport city like the Lost City in Siege, which is very undesirable. I have to have my own seaport to form a real fleet."

"Well, it's reasonable." Robb said, "Building a seaport, a new shipyard, and then putting all the new warships in this city is indeed more appropriate, but... I'll just ask... Do you have money?"

Queen:"……"

This is very angry, very angry.

However, the queen had already guessed that a ghost man would say something like this, and she was already prepared. After looking at Robb sideways for a while, she suddenly said with a calm expression: "No money!"

"If you don't have money, do you still want me to help you?" Robb hummed, "You also know that I am a person who pays attention to the interests of the workers. I don't even do a minute of work without money."

"But if you have money, you can lend it to me." The queen said seriously: "I borrowed money from you in the name of the country, and promised afterwards that I would return it to you at an annual interest rate of 5%, even with interest."

"Wow!" Robb Daqi: "Awesome my little sister, you actually understand national debt."

"Huh? National debt?" The queen was dazed, thought for a while, and suddenly realized: "The term national debt is used very well, indeed, I am really issuing national debt, so the next question is, you are willing to lend me this. National debt?"

This is a very interesting thing. Don't think of the ancients too stupidly. The speed at which they turn their minds completely keeps up with the speed of economic and technological progress.

Robb happily said: "You also know that I am too lazy to die. Although I have many ways to make money, but I don’t bother to use it. All kinds of industries are given away to others to do. Therefore, the money that really belongs to me has always been at my disposal. Not a lot."

The queen knew this. Robb came up with a new concept. He often only made a small amount of money at the beginning, and then left it alone, and threw it to others to diverge their thinking. For example, the sugar business has now completely become the business of Baron Noren. The silk stocking business is now slowly handed over to the Cotton family. In the football league, Robb didn't touch his hands at the beginning, and he also passed to the Cotton family. As for the railway and train system, it was left to the Queen, the Cotton family, and the big businessman Probo to work together.

He does everything he can to any business and only does the initial invention and creation, but does not eat the profit afterwards. This is really incredible.

Robb said: "Simply speaking, the money I have now is enough for a person or a group of people to live a happy life. It is enough. But if it is used to build a city, it will be far behind. Even if I want to lend you, I have the intention Powerless."

Queen:"……"

Robb said: "However, since it comes to national debt, then I'll give you a trick. Don't just ask me to borrow money. Please relax your vision and put it on the whole people, in your West Granville. Here, there are a lot of nobles holding large sums of money in their hands. They want to invest but are afraid of losses. They want to find a stable and guaranteed value-added method. Instead of letting their money rot at home, you might as well let them put the money. Loan it to you so that you can use it to develop the country."

The queen sighed softly: "You don't know how selfish and short-sighted these nobles are. They would rather let the money rot at home than lend it to the treasury."

Robb said: "For this, don't blame them, you can only blame the lack of protection mechanisms."

The queen said: "Oh? What do you say?"

Robb said, "Lend the money to the treasury. God knows if you can get it back. What should they do if you turn your face and deny it?"

Queen: "Is the reputation of the Wang family a trifling matter? There is absolutely no reason to deny it."

Robbile said: "The most unreliable thing in the world is credibility. How can it be possible to give a large amount of money to credibility? Of course, an effective mechanism must be established. Therefore, I suggest you make something called a bond. ."

"Bond?"

"Yes! It is the bond representing the national debt." Robb said: "Use copper or iron to cast the bond, and mark the value on it. For example, a copper bond bronze medal, worth a thousand taels of gold, is engraved on the loan. The time for the bonds, the time for the country to recycle these bonds, and the amount of interest are all clearly written..."

"How to prevent forgery?" The queen asked the key in one sentence.

Robb smiled and said: "Use magic, don't your Wang family have many powerful magicians and strange magic? Use magic to engrave the Wang family's family pattern on the bond, the kind that others can't imitate..."

The queen listened carefully.

Robb said: "Print this bond in many denominations, large and small. Large denominations can be subscribed by the nobles, and small denominations can even be issued to the private sector, so that ordinary wealthy households can also subscribe. Of course, most families should be They will not subscribe, but there will always be a group of people who have spare money on their hands and hope that the spare money will gradually increase. They will try to buy bonds... You can receive a large amount of money through these bonds. "

Upon hearing this, Miss Queen has fully understood: "Great idea, then I will issue bonds now, the first batch of ten years, how about it?"

"Hey! You made it for ten years, who would dare to buy it?" Robb said angrily: "When this thing was first invented, it was a new thing for everyone. No one dared to buy it blindly. After ten years, I promise you can’t sell it at all.”

"How long does that take?"

"One month!" Robb said seriously: "The first batch of bonds was repurchased in just one month, and the interest was paid honestly at an annual interest rate of 5%. Using this method of short-term borrowing to increase the interest rate. , Attracting everyone to try to buy, so that everyone will try to accept bonds."

The queen frowned: "One month is not enough to lay the foundation for a new city. If I can turn over such a large sum of money in one month, why should I find someone to borrow it?"

"Are you stupid?" Robb said, "The first batch of bonds hasn't matured yet, so you start to sell the second batch of bonds. The second batch of bonds will be returned in two months, and the second batch of bonds will be sold. The money is used to repurchase the first batch of bonds. Then, when the second batch of bonds is about to expire, you issue a third batch of bonds, and use the money from selling the third batch to buy back the second batch..."

The queen understood: "In other words, I will never have to repay the first batch of bonds. I only need to pay interest on this batch of money. The interest is only 5% a year. I can fully pay. After the nobles and people trust the Wang family’s ability to buy back, they can issue more."