Age of Dreams

The glutinous rice **** in tight shirts and trousers had already stood waiting not far from the door.

Seeing Xiao Qi's car coming in under the direction of the security guard, she hurriedly stepped forward and opened the door, and said softly: "Little boss~~"

The security guard with sharp eyes shuddered when he saw the smile of Tangyuanyuan.

This is the biggest general manager of Shangri-La Community!

She always opened the door to others with ingratiation. How big a face is for the people in there?

Even if the deputy mayor of the capital city came over, Mr. Tang has never done this before, right?

When he saw a teenager younger than glutinous rice balls, smiled and got out of the car, the smart security guards immediately showed a person's name in their hearts.

Unconsciously, they immediately increased their energy by three points, and their shouts became louder.

The first thing Xiao Qi saw when he raised his head was the pair of small and round tangyuanyuan under the **** shirt, and then the delicate tangyuanyuan.

To say that the girls in the Fairy Company are really not ugly, they are even more beautiful if they can be promoted to office.

So for a while, Xiao Qi was carrying a scapegoat for Shanshan's wife. Others insisted that Xiao Qi was choosing a lover for herself. She was promoted if she was beautiful.

As the first sales manager of Fairy Real Estate, Tangyuanyuan looks even better. The willow eyebrows are slender, the eyes are bright, the Qiong nose is straight, the cherry lips are red, and they are tied into a bun with a jade hairpin. Her hair is full of white-collar style.

"Yuanyuan, I see you are in the capital, but it is getting more and more moisturized." Xiao Qi smiled and said, "I heard you found a boyfriend here?"

"Hey, what boyfriend, I'm so busy here that I don't even have time to sleep. Don't listen to my eldest sister talking nonsense there." Tangyuan snorted, "Also. Where is the weather in the capital? It's dry and dry, and the sand is still Great, plus I’m here on the construction site all day long...Oh, I think of what I want. If your inspection is successful today, you have to allow me a one-month holiday. Okay?"

"This hasn't succeeded yet, so I started asking for gifts." Xiao Qi shook his head and smiled.

While talking, the two walked to the sales hall.

"Hey, boy, what did you do? Line up!"

"Don't want to jump in, let me tell you, I've been staring at you!"

"Hey, what about you, young man! Think you can jump in the line just by looking for a relationship? Don't dream!"

"Yes. It's too much to drive a Mercedes Benz fleet and come over to grab houses with our people!"

"With bodyguards, can you be so arrogant without assets of hundreds of millions?"

"Fairy Company does this too? The related party blatantly violated Xiao Qi's regulations?"

"..."

A group of people yelled for a long time, and Xiao Qicai discovered that these words were actually directed at him.

He turned his head and saw seven or eight meters away, those uncles and aunts, middle-aged and young people in line. Both men and women look at themselves with contempt and hatred.

It is said that people in the capital are poor. Now Xiao Qi had seen it, and in less than a minute, these guys crackled and said a bunch of things in Beijing-scented Mandarin.

"What nonsense?" Tangyuanyuan was amused, and quickly responded loudly: "This is the leader of our head office, who came to inspect the work, don't buy a house!"

"What are you talking about? Who are you?"

"Yes! I want to lie to us. No way!"

"Line up! We won't be convinced if we don't line up!!"

"..."

Well, the explanation of glutinous rice **** didn't work, but made more people shout.

The security guards and policemen on the side quickly mobilized seven or eight and blocked the front of the team.

"What are you doing. What are you doing? Line up!" A clever security guard shouted with a loudspeaker, "Who dares to yell again, you don't want to buy a house today! Didn't you see that our general manager was accompanied by him? Not the head office Leader, is it your mayor?"

"Hey, she is the general manager! So young!"

"It's so beautiful, no wonder it is said that the Fairy Company is the center of beauty!"

"How can you be a general manager so young and beautiful? I thought he was an old man!"

"Tsk tsk, why the fairy company uses young people, the general manager is like this, and the leaders from the head office are like this."

"Haha, you said this young man, wouldn't it be Xiao Qi?"

"I think it might be him. There are still several bodyguards. Where do most people have bodyguards?"

"..."

Seeing them talk more and more crooked, Xiao Qi smiled, turned and walked into the sales department, so that the young people who had reacted and wanted to take pictures had no chance.

The sales department of Shangri-La Community is definitely the largest in the country.

There are a total of five floors of the sales department, and the area of ​​the first floor reaches more than 3,000 square meters, which is completely set according to the domestic large-scale commercial plaza.

In fact, after the house is sold, it will indeed become a large commercial plaza, where famous merchants such as Wal-Mart, Lotte Department Store, and Kiwi Cinema Line will settle in.

When the 210,000 houses were sold together, the five floors were all densely packed with buyers, and then all the tents were set up on the open space behind, and the various staff directly exceeded more than 10,000.

It's better now, just opening two floors is enough to cope with today's scene.

However, there is still a busy scene everywhere. Buyers who have already selected a house and signed a contract are standing in a long line at ten tables, ready to swipe their cards or pay cash to pay the down payment, or pay the full amount directly.

There is no doubt that the counters here are exclusively handled by the Fairy Bank, and the funds of Fairy Real Estate are naturally circulated in the Fairy Bank, which of course also includes the mortgage.

Although Fairy Bank can't do ordinary deposit and loan business, foreign banks can do this part of housing loans, so Fairy Bank can naturally do it too.

Don't underestimate the Fairy Bank's loan in Shangri-La Community.

A total of 3 million households have now sold 420,000 households, but at least 300,000 households have chosen loans.

According to this ratio, at least 2 million households should choose loans.

Well, although the units of 50 and 76 square meters accounted for more than 70% of the total number of houses, that is to say, the total house price of about 300,000 and 450,000 accounted for more than half, but who knows why so many people want to borrow to buy a house , I can only say that most of the money that robbed the house was very poor.

There must be a lot of loans for house purchase in a city, especially in large cities like Beijing, Shanghai, Guangzhou and Shenzhen, because the houses in these places are millions, millions, and ordinary people who want to buy a house, generally can’t afford so much. Of cash, so I can only rely on loans.

Someone once mentioned in previous lives that if you want to stop the development of real estate and stop the rise in housing prices, it is actually very simple. You issue an order to prevent all buyers of houses from getting loans and only pay in cash, ensuring that housing prices have plummeted by more than half, and go north. It is absolutely easy for Guangshen to drop below the average price of 10,000.

But this matter can only be thought about. There are too many difficulties encountered in this matter, and there is no way to concretely realize it.

Therefore, at present, loans for large houses actually account for more than 99%, and only small houses and small and medium-sized cities have a lower proportion of loans.

Even in Beijing, Shanghai, Guangzhou and Shenzhen, there are more than 2 million people buying homes a year, which seems to be a lot, but if you think about it, how many banks are in China?

China, Agriculture, Construction, Industry, Civil, Recruitment, Shenzhen Development, General Development, China Everbright, China, Bohai... These banks are basically available in every city. In addition, for example, in the capital, there are Metrobank, Credit Cooperatives, Tianjin Small and medium banks such as Guardian Bank can also issue loans.

In addition, Hong Kong-funded foreign banks, such as Nanyang, Citi, Industrial, Royal Scottish, HSBC, etc., also have this right.

Calculating piecemeal, at least there are at least 30 banks that can issue loans. Each developer has its own specific cooperative bank. 2 million people are allocated to this, and the capital can occupy 200,000 loans a year. They are all amazing, and they must be treated by a big bank.

Therefore, the 2 million house loan from the Fairy Bank is basically the business volume of others for 10 years. Of course, the loan amount is less, but it can basically be the total amount of personal housing loans of other banks in two or three years Up.

Come back to your eyes.

Ten minutes passed in a flash, and those who signed the contract and completed the down payment or full payment procedures went out one by one through the side door.

The new buyers who have been assigned numbers have swarmed in, looking up at the electronic number plate numbers in front of the various counters, and rushing over with a smile.

Those who need to go through the loan procedures~www.readwn.com~ also got the number plate in front of ten tables, took their relevant information, took the elevator to the third floor, there were more than 100 fairy bank employees. , I will go through the loan procedures for them today.

Naturally, the loan will not be available today, but according to the previous law, as long as you have a legitimate career and the house is used as a mortgage, there is generally no problem. You can basically release the loan within 10 working days, which is better than normal. The bank is much faster.

Fairy Bank’s interest rate is a bit lower than the basic interest rate. It is basically the lowest interest rate. Interest is not too much. However, it can have 2 million customers in the capital alone, which is also a big success.

Don’t think they might not use the bank card of Fairy Bank on weekdays, but in the future, when Yu Wobao, WeChat wealth management, Xiaoyao wealth management and other online wealth management products come out, even the 60-70-year-old grandfather and aunt will save money to buy it. Not to mention this group of 30-40 year-olds with strong spending power.

Only then did the traditional banks know what it means to grab deposits from depositors! (To be continued...)

The fastest update, please read without pop-up window.