Alternative Bodyguard:Beauty president falls in love with me

Xu Yawen thought about it, frowned and said seriously, "you're not going to pay in full, are you? My personal opinion is that you can consider a loan. With your current assets, it's no problem to apply for a mortgage, and it's better to apply as long as you can. "

"Because prices are constantly rising, the most direct way to say it is inflation. Ten years ago, 100000 yuan was a great fortune at that time, but what is it today?"

"Ten years ago, when I bought a flat, I got a mortgage of 3000 yuan a month, which may be more than half of my monthly salary, but now it's nothing. Housing loan is actually the most cost-effective loan in the long run, because the interest rate is nothing compared with the rate of inflation. "

"What's more, you have to consider the appreciation of real estate. Donghai's real estate is basically certain that it will not depreciate. Even if there is a small decline due to special circumstances in a short period of time, it is definitely rising in the long run. All in all, I suggest you pay a down payment, and then borrow money to buy a set. "

"Especially if you think about it, for example, if you need 10 million yuan to buy the house of Shengshi Haoting now, then you will pay 3 million yuan down, and the remaining 7 million yuan will be paid about 20000 yuan a month for 30 years. In the next 30 years, the price will rise further, and your income will continue to rise, but the loan interest rate is fixed from the time you buy the house."

"You still have seven million in your hand. With your talent and ability, you can definitely double the seven million in 30 years."

"So clear, I suggest that you'd better get a loan, and the sooner the better. After all, you have to settle down here sooner or later, live in it earlier and feel comfortable. Moreover, the house price here will rise further. "

Xu Yawen analyzes these professional things. Even if Lin Hai didn't have any idea, she can't say it without heart.

"It's a pity you didn't do real estate. Have you been studying these all the time? "

Xu Yawen's expression was a little dim: "before, I had been learning to do investment and financial management, including real estate, because I knew that although I wanted to do real estate in Donghai City, I needed too much capital investment, which Dacheng Group could not afford, but the potential of surrounding areas was very large, so later I worked in Dacheng Group, Originally, I was going to tilt my business focus in this direction... However, it has become a fantasy. "

Lin Hai didn't expect to mention the past that shouldn't be replaced. He was silent for a moment. Then he said with a smile: "dreams still need to be there. If they come true, what's more, if the East is not bright and the west is bright, how do you know you can't do it here?"

"Step by step, let's do a good job in the property company. Maybe one day, we will move to the direction of real estate." Lin Hai stretched out with a smile, "but still have to continue to work hard, after all, I'm poor jingle ring, you said I want to buy a house, but I'm afraid the down payment will become a problem, after all, the subsidiary company and the property company have no profit, now they all rely on flying eagle security support, and the construction cost on the construction site is paid by installments, and they have to pay immediately."

"So, if you think about me as a boss, I'm really poor. I can't even afford a house."

Xu Yawen opened her mouth and finally shook her head to say, "it doesn't matter. I'm just making an analysis for you. It's up to you to decide whether to buy or not. What's more, although buying a house is an investment and just need, we really need to consider the immediate economic conditions. "

Xu Yawen is only responsible for the property and subsidiary companies, so she only knows about the operation of the security company, but she is not clear about the specific revenue and expenditure. She only knows that according to the current expenses of subsidiaries and property companies, as well as the construction of the construction site, it is possible that there is a great pressure on the capital of Feiying security, and Lin Hai may not have much money on hand.

"Besides, everything is only temporary. I believe that with your ability, it's only a matter of time before you buy a villa in Donghai." Xu Yawen seriously said, "not to say good words to deceive you, but according to the current operating conditions of several companies, it is true."

"OK, I'll borrow your lucky words. When I buy a villa, I'll invite you to live in it." Lin Hai said with a smile.

Xu Yawen blushed and glared at him: "are you going to buy a villa as an employee dormitory?"

Lin Hai thought about it and said seriously: "it's not realistic to buy it, but if we build our own staff dormitory, we can make it a villa style. Moreover, when the company develops in the future, it can buy houses, cars and villas as incentives for employees who have made outstanding contributions to the company. "

Xu Yawen was startled: "OK, I'm just talking about it. Don't take it seriously. You don't know the house price in Donghai city. You can't afford it yourself, so you want to give it to employees first. It's too big a step. "

"Step by step. There must always be dreams. " Lin Hai said with a smile, "take it as a goal."

Xu Yawen only regards this as a chat between the two people. As soon as she is busy, she doesn't care about anything, let alone put these words in her heart.

But what she didn't know was that after Lin Hai went back, he first called the financial department to check the current company's accounts, cash flow and the following income, and then he had a spectrum in his heart.

Then he found Zheng Mingyu and jokingly said to Zheng Mingyu, "I have something to trouble you again. I find that I need you to help me with a lot of things. You can just come and be my personal assistant."

Zheng Mingyu also joked: "can I get two salaries? After all, I don't want to lose this job because it has a bright future. "

Lin Hai said with a smile: "pay no problem, but two jobs together, I'm afraid you will be too tired."

"Well, seriously, you can help me with two things."

"First, find a way to find a reason to bring Mr. Xu's identity documents and other things. Second, you are a local, and you should have a lot of contacts, so I'd like to invite you... "

Zheng Mingyu was shocked when she heard that Lin Hai was about to ask. Lin Hai waved her hand directly: "I know what you are thinking. You don't have to ask anything or think so much. Just do it successfully."

Zheng Mingyu looked at him and said in surprise, "Mr. Lin, do you know what I want to ask?"

"Of course, I'm neither blind nor deaf. You gossip behind your back every day. Do you really think I don't know?" Lin Hai said with a smile, "don't worry, I haven't been there for the time being."

Zheng Mingyu's eyes widened: "no, Mr. Lin, Mr. Xu has been here for some time. Besides, your little idea is obvious to everyone, and your condition is not bad. Of course, Mr. Xu must not worry about being chased. There is no movement so far, so you have to refuel."

"Why don't you say that?" Lin Hai was angry and funny and said, "OK, when that step comes, you need to get a big red envelope, or you will be deducted from the bonus one by one."

"Come on, go to work as soon as possible. This is an urgent matter. If you have any questions, please feel free to contact me. "

"All right." Zheng Mingyu promised, while walking, he had already called and began to ask.