Back To 1995

   Chapter 321 Rooting

   This time Song Yang came here, in addition to dealing with ICQ, the other thing is to let ICQ enter the mobile Internet platform and develop suitable mobile version software for Alcatel mobile phones.

  This requires Wesley's ICQ technology department to cooperate with Alcatel Mobile to launch a mobile version of ICQ.

As for Xueleshan's side, it is not required that Xueleshan develop mobile games immediately. With the current hardware level of mobile phones, it is difficult to support high-level mobile games. However, Song Yang also wants Xueleshan to start preparing in advance for the development of Alcatel mobile phones. The game provides technical support.

  After leaving Irene's office, Song Yang came to the top floor, where there is another department, the PayPal payment platform.

  Like the development of ICQ, the PayPal project is also kept secret. Even in the ICQ office building, very few people know about the PayPal project.

Outside the office area of ​​the PayPal project, there are people from Blackwater security guarding outside, and access control is required to enter and exit, all to keep PayPal in a state of maximum secrecy. Otherwise, whether PayPal can go online or not will be a problem!

   After entering PayPal, I saw engineers No. 70 or 80 sitting in the office area. They are in the process of intensive development. In the name of ICQ, PayPal has recruited a group of engineers to develop software for PayPal.

   "Boss!"

   Seeing Song Yang's arrival, Aaron Swartz, who was in charge of the PayPal project, stood up. Many people in the office area also looked at Song Yang. Some young engineers looked at Song Yang with fiery eyes.

  The engineers of the PayPal project, after signing the non-disclosure agreement and entering the project, began to understand what project they were developing, and they all understood that this might change the payment method of America, and even change the products of the banking industry and Wall Street!

   "Everyone has worked hard. After PayPal goes online, a press conference will be held to tell the whole Silicon Valley and America that you have changed the times."

  Song Yang poured a bowl of chicken soup for the crowd. Of course, the engineers who worked overtime here and even laid the ground floor were not just for this bowl of chicken soup.

   "If all goes well with PayPal, when PayPal goes public, you will all be able to get the share of equity rewards you deserve. Here will be a group of Silicon Valley engineers worth more than ten million dollars or even hundreds of millions of dollars!"

   Song Yang said to the crowd, and after speaking, Song Yang glanced at Aaron Swartz beside him, which naturally included him.

   If PayPal goes online, just like Wesley gets the title of "Father of Instant Messaging", Aaron Swartz says he can't get the title of "Godfather of Electronic Payments".

Song Yang doesn't need these false names anymore, but for Aaron Swartz, he absolutely needs it. With this name alone, he may be eligible to enter the annals of the Silicon Valley Internet in the future. .

   Came to Aaron Swartz's office, Aaron Swartz turned on a computer and put it in front of Song Yang.

   "At present, the underlying architecture design of PayPal has been basically completed, and now the use functions, security functions, appearance designers, etc. are being developed!" Aaron Swartz said to Song Yang.

   Song Yang looked at the PayPal software on the computer. It was still very simple, but he could roughly see the prototype.

Aaron Swartz said to Song Yang, "PayPal's current positioning is that third-party payment, using PayPal to connect banks, e-commerce platforms, and users, etc., still needs bank accounts, credit cards, etc., as PayPal's payment account! "

The emergence of   PayPal itself is the root of the bank. If you dare to bypass the bank settlement, then the banks on Wall Street will have to go crazy.

"According to Song You, after PayPal goes online, it will enter the global market and launch currencies including US dollars, euros, pounds, yen, rubles, etc., so that global users can trade on the PayPal platform. If this can be achieved, no matter what. Whether it is e-commerce shopping or cross-border trade, or transfer between users, the efficiency and speed can far exceed traditional banks!"

Aaron Swartz pointed to PayPal, which is still being developed on the computer, and said, what is the biggest advantage of PayPal? Hours can handle business and so on, otherwise why use electronic payment.

   "What about security?" Song Yang raised his head and asked Aaron Swartz.

PayPal, which is still under development, doesn't have so many fancy functions, just the main functions such as account number, payment, transfer, currency exchange, etc. The most important thing in the Internet industry now is not so many fancy things, but to let a person that has never People who have been in contact with computers can also get started immediately, instead of making it look big, as long as the page upgrade design is not ugly and the function can be used, it is enough!

"In terms of security, it is jointly developed by PayPal and Fortinet. Before each user pays with PayPal, password verification, image recognition, etc. will be performed to prevent malicious account theft. PayPal will establish a 24-hour security technical team. , to maintain PayPal's account system.

Three data centers will be established in America, Europe and Asia to store PayPal user data. Fortinet antivirus software will also provide security protection for PayPal accounts 24 hours a day. In addition, important users have funds on PayPal accounts. For users with more than one million dollars, PayPal and Fortinet will give each other a set of UTM firewall devices for free! "

This is basically PayPal and Fortinet. They have joined forces to advertise. There are more than one million dollars in the PayPal account. They are basically companies that conduct cross-border trade, as well as merchants in the e-commerce industry. These are also the same. It is a potential buyer of Fortinet, and sending a Fortinet UTM firewall device is basically an advertisement for Fortinet, and it also makes users who use PayPal feel at ease.

   "I don't care what else, PayPal's security must not go wrong. Its security risk is definitely lower than that of banks in America!" Song Yang explained to Aaron Swartz.

   After PayPal was launched, those banks would definitely have trouble finding PayPal payments all over the world, but if there were any loopholes, they would be blackmailed, Song Yang had to be on guard.

  I would rather those hackers smashed America's bank, Song Yang couldn't let hackers into PayPal's system.

"After PayPal goes online, you can update some other functions, launch a credit point system, and use PayPal for foreign trade companies and merchants, as well as Amazon, eBay and other platforms that cooperate with PayPal to reach a certain reputation level, and you can get 2 million from PayPal. Loan funds of more than US dollars!"

   "Ordinary users can also do the same. Once they reach a certain credit score, they can get short-term loans of more than 10,000 to 30,000 US dollars!"

   Cutting leeks is not shabby, but you also need to pay attention to the method of cutting. How to make leeks self-cultivate into qualified leeks requires methods.

  Credit points system, this is very useful. Once PayPal starts to launch this system and provides some corresponding supporting rewards, then merchants and users will definitely continue to improve their credit points and grow into a qualified leek.

In fact, this is the loan business of robbing banks. The most profitable thing for banks is lending, and PayPal must also play, but PayPal can't say it by itself, but let users reach the credit level and accumulate enough points, and then they can get Borrowing qualifications, from start to finish, will not give birth to the feeling of being cut by PayPal!

In the future, PayPal's most profitable business is basically collecting fees and lending, and then some derivatives, such as investment funds, mortgage loans, auction business, etc., as long as PayPal survives the war with the banking industry, PayPal may have a future. , which can provide a huge amount of cash flow for Song Yang's Americas Investment Global Investment Fund.

Listening to Song Yang's words, Aaron Swartz couldn't help but be stunned. He could think that once PayPal really entered the credit business, it would be really digging the roots of the banking industry. Aaron Swartz himself Having been in the banking industry, I know how deep the water is in that line.

   "When the development of PayPal is completed, I can immediately invest in you to develop Wikipedia!" Song Yang patted Aaron Swartz on the shoulder and said.

Seeing Song Yang leaving, Aaron Swartz sighed. He didn't know what kind of reaction it would cause when PayPal was launched. Big banks such as Morgan, Citi, and Goldman Sachs can say that there are enough The strength and confidence of PayPal can withstand the impact of PayPal, but those small and medium-sized banks in America may be in trouble, because PayPal grabs their users and business.

  After the establishment of the American Internet Society, in addition to organizing a huge lobbying group to implement Article 230 in Washington, it also paid money to cooperate with the World Wide Web Consortium and the Internet Society to start allocating domain names to global regions.

   When I saw this news, the member companies that had attended the American Internet Society dinner before knew that this was going to be done.

  America Internet Society is very active on this matter. After the domain name allocation is completed, it immediately starts to contact Tuvalu and other regions to acquire the domain names they have allocated, and start hoarding a large number of Internet domain names.

   And just when the Internet peers were watching the movie, Silicon Valley suddenly broke out again, created ICQ in the instant messaging industry, announced the start of a new round of huge financing, and when the news revealed the scale of financing, it completely shook the entire Silicon Valley!

   (end of this chapter)