Blackstone Code

“The total is…3.24 million!”

In Joe Gleeman’s office, he looked at the statistics book in his hand with a little amazement, and couldn’t help sending it out. An astonishing tone.

When Lynch told him that he had almost millions of collateral, Joe Gleeman thought it was probably an exaggeration, which is common in the financial sector.

Various instalments, discounts and discounts make people never have much confidence in the numbers told by others. Didnt expect Lynch to give him a surprise.

He put down the statistics sheet and adjusted his sitting posture a little. “Its an amazing number, but you should know that Im impossible to lend you money at the estimated price. The maximum amount can only be 50%, no more. That’s it!”

He dialed the statistics sheet with his hand again, and the expression on his face showed some regrets, “These are not high-quality resources, and the risk of the bank is still very large, so…”, He shrugged and looked towards Lynch again.

Banks have their own professional appraisers. When they count these things, they find that they are not at all valuables that can be sold immediately, such as precious metals, such as gold, or some jewelry Things that are easy to realize.

On the contrary, there are some… things that are not easy to remove, such as some daily necessities and some appliances, most of which are houses and cars.

Sabine is not a big city, not the capital of a state, nor is it the center of the Federation. The house value preservation rate here is not very safe, and most of the houses mortgaged in these agreements are houses in ordinary communities. , There is no middle class community and upper town house.

The valuable real estate in small cities basically refers to the houses in the middle class community and the top upper class community. They have the best location, the most beautiful scenery, and the most complete supporting services.

Such a house can be easily sold, as long as it is lower than the market price, 10% to 15%, it can be said that it can be sold immediately.

But this is not the case for houses in civilian communities. Real estate development in civilians and slum areas, especially residential development, is a thankless task. The slow sales cycle can easily drag down real estate developers. .

In addition, some people like to mess around. Those poor people like to break into the houses that are not for sale, and they often make some trouble.

The local laws of some federal states have stipulated that after living in someone elses house for a certain number of years, they can naturally acquire the property rights of the house, which also makes many people more keen to find those who have not sold To live in a house or find a vacant house that has been relocated.

The chaotic environment of civilian areas and slum areas, various street cultures of send cold shivers down one’s spine, are the reasons that restrict the rise in housing prices. This is not to say that they are not valuable, but it is difficult to honor it. The actual value that’s all.

The same is true for cars. There are no luxury car brands. Most of them are ordinary car brands, and there are some ages. Some appraisers believe that it may be a stolen car that has given up responsibility.

The road to realization of these things is full of twists and turns, and it is hard to say whether it can save money if it really falls in your hands.

If Lynch really wants to exchange these things for a sum of money, and its just a transaction this time, Joe Gleeman will be more cautious and even refuse the business with Lynch. He would rather not have this deal Trading, is not willing to take risks.

But he already understands what Lynch thinks. The money he gave Lynch, Lynch will give it to Geithner Finance Corporation to achieve continuous rotation.

When the time comes, more similar agreements will be mortgaged to the bank, which will eventually roll out an astonishing number, so he doesn’t mind such a business.

Joe Gleeman thought for a while, “I will give you 1.6 million at most!” He felt that the price was quite safe, and Lynch did not have any need to object, 1.6 million, he could get ten 60,000 services Fees, and almost double to twice the expected benefits.

Just this transaction has brought Lynch at least 250,000 in income, which is much faster than changing change, and he does not need to pay the bank even a penny of interest.

This part of the interest is paid by Geithner Company. The method of payment is that they entrust Dyson Asset Management Company with full authority to manage these assets and pay a “management fee” for this.

In other words, Dyson Asset Management Company completely cut the relationship between Geithner Finance Corporation and Golden Exchange Bank during the entire process. This is the basis for the cooperation between the two parties.

Lynch did not fight for more shares and agreed to make Joe Gleeman feel more good about him. His face also added a lot of smiles, “You want a check, a promissory note, a money order or Account transfer?”

So far, the six major federal banks have a limit on checks. It is impossible to write a million-level cash check. You cant even write a transfer check. The check is too easy to be forged, plus Some technical reasons are difficult to achieve.

Joe Gleeman actually means petty cash checks, but obviously Lynch has a different view.

“I want cash!” Joe Gleeman was stunned as soon as his words were spoken. It’s not that the bank can’t get the cash, but the large amount of cash requires a series of procedures, which is a bit troublesome. Maybe two people from the police station should cooperate.

Looking at Joe Gleemans expression, Lynch slightly frowned, then stretched it out randomly, as if asking carelessly, “Cant you?”

Joe Gleeman thought for a while, and finally nodded, “Its not impossible, but its very troublesome. There are a lot of processes. I have to do the documentation first and then send it to the branch and headquarters. There are also some other judicial procedures. At least four to Five days.”

“I can wait!” Faced with these difficulties, Lynch did not flinch at all. The two looked at each other for two to three seconds. Joe Gleeman nodded, saying that he would Complete this transaction as soon as possible.

Lynch stood up at the right time, “So…”

Joe Gleeman also stood up and stretched out his hand across the desk, “Happy cooperation!”

After sending Lynch away, Joe Gleeman smiled and shook the head. He knew why Lynch wanted cash, and his attitude was so tough.

A certificate issued by millions of cash is enough to allow Lynch to confuse more cash. Simply put, the bank issued a certificate proving that Lynch took 1.6 million cash from the bank. In the subsequent work, as long as the amount of cash he gave out at one time does not exceed 1.6 million, it can be said to be legal, as long as he is smart enough.

In other words, Lynch can mix more, 1 million, 2 million or even more money into this certificate and wash it thoroughly. What a smart person!

After signing this business, and a series of follow-up cooperation in the future, Joe Gleeman was in high spirits. In the evening, three of his subordinates invited him out to celebrate. They might get the deal. Lots of commissions, they have reason to indulge.

This is the daily routine of working with money, making money, making a lot of money, and then completely indulging in a continuous cycle.

Joe Gleeman declined their invitation. As the manager of the credit department, he is not suitable for showing up with them at this time. He needs to avoid it.

When I drove back home, I parked the car. When I passed the yard, I subconsciously checked the mailbox. Everyday all people like him will have letters from all over the country, some are from colleagues, some are from major foundations. Self-recommendation letters, and some subscriptions or free financial services from various financial institutions.

After dinner in the evening, he stayed with his wife and child for a while. After watching TV for a while, he went back to the study alone and started processing these letters.

To his surprise, the first letter did not have a postmark, there was nothing on the envelope, no sender, no recipient, not even a word.

He cut the letter with a letter knife in a bit of confusion. The light in the room at night is never as plentiful as during the day. His dilated pupils quickly shrink when they see the contents of the envelope. .

A check, a check of 30,000 yuan, the check also exudes the fragrance of ink!

Although there was nothing on the envelope, he knew where the check came from.