Chastity Layman

  Chapter 365 Wei Zheng who desperately wants face

The business of Pingkangfang is successful, and it is obvious to all. Qin Lang single-handedly planned this Chang'an North City business district, and now he has already made a lot of money from it, and Cheng Yaojin, Zhang Liang and other Shandong upstarts joined it, and the same is true. Profit.

  So when Qin Lang wanted to commercially renovate Yankang, Huaiyuan, and Chonghua in the south of Xishi, the plan to open up one area was inadvertently leaked.

  The aristocratic families, high-ranking officials, rich and wealthy businessmen in Chang'an were almost moved by the news.

  Many families missed the renovation of Pingkangfang last time and failed to get a share of the pie. Now watching the Qin family wait to collect rent every month and make money every year, I don’t know how many times they regretted it.

Although it is said that the powerful and famous families cherish feathers and don’t talk about profit at ordinary times, but they are just pretending to be high-spirited and not talking about profit, but in fact, which one does not do business, buy fields and land, open shops and sell goods, lend money and collect interest, and even It is the money-making things like population trading that will not be let go.

  The so-called gentlemen of these people don’t talk about profit, but they just don’t let themselves or their children directly engage in business, but it doesn’t prevent them from investing money and capital in order to make profits and enjoy the luxury life they bring.

  In the past, Chang’an City was like a huge military fortress. The outer city, the imperial city, Miyagi, was isolated layer by layer.

  The success of the Kepingkangfang business district has made people see the combination of the business district and the residential district, and the charm of the combination of the square city and the commercial street.

  The imperial court can receive a lot of tax revenue from Pingkangfang every year, so now it also has a positive attitude towards this kind of commercial street market in Chang'an City.

  In the past, Chang'an City was closed at sunset, and there was a curfew at night, and walking on the streets was prohibited.

   But now, the curfew policy is being loosened a little bit. As long as you can hold an ID card, you will not be detained and beaten by the Jinwu Guard, and you will not have to go to labor reform.

   Not only is Pingkangfang, a new business district, flourishing, but now Chang'an 108fangs, except for the three cities, the rest of the squares have also started to engage in business within the squares.

  Although it was only some small breakfast shops and grocery stores that were opened at the beginning, the opening of these shops has also brought a lot of convenience to the people of Chang'an.

  In the past, people who bought needles and thread brains would go to Dongxi Ershi. People who are far away may have to walk ten miles. Even this Dongxi Ershi is only open for half a day a day, which is really inconvenient.

  Now, not only are the three cities open around the clock, but even merchants are allowed to live in the shop.

In various workshops, some industry gathering areas have also begun to be set up. For example, Pingkang Square is now focusing on catering and entertainment, while some workshops are now engaged in wood furniture, etc., some have set up iron workshops, etc., and some have set up Shoes, socks, clothing, cloth, etc.

   This change has brought vitality to Chang'an.

  Although the main streets such as Zhuque Street and Chang'an Sixth Street are still isolated by the square wall, the commercial ban has been lifted in the square, and it has begun to be lively.

  In the square, there is no longer a curfew.

  Qin Lang wanted to invigorate the economy, and he also took a fancy to the prospects of the city's industry and commerce, so he not only took the lead in building Pingkangfang Commercial Street, but also took the lead in promoting the economic revitalization of other districts.

As early as the beginning, the Qin family opened grocery stores, breakfast shops, vegetable shops, delicatessen, etc. in each square, and he also made these shops into chain stores, with a unified door, a unified signboard, and a unified The shelf layout and display, and even the unified price.

It has to be said that this business model is very fresh, and it has brought an excellent reputation among the common people. Now the business is booming, which is no less than those nobles and tyrants who buy land and buy land, and lend less money for mortgages. The most important thing is that this is still a steady stream Constant cash flow.

  The Qin family has successfully found healthy export channels for their manors and farms by relying on these vegetable shops, delis, breakfast shops, etc.

   It drives a virtuous circle between the manor and the farm.

   Those who are interested have already seen the core of the Qin family's business.

  Many people are envious and jealous.

  It's a pity that they missed the initial wave of advantages. Although they followed up, they had no chance to take the lead. Whether it was breakfast or groceries, it was difficult to seize the Qin family's share.

  In the Zuixianlou in Pingkangfang, since the last time the Lu family had a treat here, the crown prince overwhelmed the guests, and Qin Langshi was shocked to win the title of Immortal Poetry. Zuixianlou was promoted to the number one restaurant in Chang'an.

  Zuixian Building needs to be booked in advance, and all the receptions are high-end banquets. If you don’t spend more than 10,000 yuan at a time, you can’t even book a booth in the lobby.

  Qin Lang presided over the investment promotion conference for the demolition and reconstruction project of Nansanfang in Xishi City here today.

  Emperor Crown Prince Chengqian also attended today. Although he did not disclose his identity publicly, many people still recognized the prince wearing a black headdress and brocade clothes.

   Merchants will be very simple.

Qin Lang first set up a firm named Construction Firm. This firm recruited more than a hundred shareholders, the major shareholders being Donggong and Qin Lang, and then Cheng Yaojin, Zhang Liang, Niu Jinda, Li Jing and a group of noble families who each subscribed for the shares. .

   This business name was specially built for this renovation of Sanfang.

  After the firm is built, the planning and design are made, and then contracted out in sections.

For example, the dismantling and renovation of the early stage is subcontracted to several companies, and then such as the renovation project of the canal and culvert, the greening project, the housing construction project, the interior decoration project, the construction of commercial street shops, etc., are all subcontracted, so as to reduce the cost. cost, and the second is to improve efficiency.

  After all, Qin Lang didn't plan to build such a small project, and built it for two or three years.

  Wei Zheng was also wearing casual robes today, and sitting next to Cheng Qian, he looked dead, feeling that sitting with these group of merchants, he would lose his status as an official.

  The two prime ministers, Fang Xuanling and Du Ruhui, watched the scene with interest, and were still discussing it quietly.

"This method of attracting investment is good. First evaluate the qualifications, and then pay a deposit. Finally, the bidder with the lowest bid wins the bid, signs the contract, advances the funds to start the construction, and pays the project payment after the acceptance of the stage. It not only relieves the financial pressure, but also reduces Cost expenditure, especially to ensure the quality of the project, this method is very good."

  As prime minister, Fang Xuanling didn’t care about projects, but the imperial court carried out a lot of projects every year. Whether it was repairing cities and embankments, or paving roads and building bridges, after a year, he paid a huge amount of money.

"I think it's a good way to divide a project into multiple small projects and subcontract." Du Ruhui pointed out that this kind of small contract method, compared with directly entrusting a project to a family, such layer upon layer subcontracting can undoubtedly be more efficient. Efficient.

  The construction company is the general developer, and they are responsible for development and construction as well as sales and maintenance.

   "The imperial court didn't give you half a penny. You have to pay a lot of money in advance for such a large development. Is there any pressure?" Fang Xuanling asked.

  Qin Lang did not take Fang Xuanling with him when he worked several times before, but this time the old landlord asked to participate, and Qin Lang couldn't refuse.

"In fact, there is not much advance capital. After all, we invite them to advance the contract. In addition, there is this deposit, plus all the material purchases. We also engage in investment and bidding. The winning bid not only guarantees strength, but also guarantees In addition to the low price, they can still accept the payment of the account period. Another thing is that our development, although the overall renovation of three squares and districts, but in fact, when we made the plan, we made six phases of planning, one phase at a time , When we finish the first phase, we can start selling it immediately, and after we get the money back, we can start the second phase of development, and even, we can pre-sell it after the prototype of the first phase comes out!"

Who in the future will play development with all their own funds? Smart bosses use bank money to start construction first, then pre-sell, and use customer money to continue construction. The money is rolled over. In fact, a huge project only needs a small amount. The start-up capital can be leveraged.

Just like the renovation planned by Qin Lang, there is no need for each company to pay first for the construction of a firm. This newly established firm is just a shell firm. To use this firm, first find a loan from Kaiyuan Bank and Jiade Bank. The credit status of these shareholders is enough to endorse.

  It is completely a credit loan, and you can get a lower interest rate.

  After the start of recruitment here, a deposit will be collected, and then various advances and payment periods will be made after the start of work, so that no money is needed at all. As soon as the project starts, pre-sales can start to collect money.

  Qin Lang can even immediately take out the money for a commercial loan and earn interest.

   This kind of operation would be normal for future generations, but after Wei Zheng listened carefully to the introduction, he cursed Qin Lang as a liar.

   "Fang Xiang, Du Xiang, are you calling me a liar?"

Fang Xuanling chuckled twice, "As long as the house can be delivered on time, as long as the project payment can be paid according to the regular inspection and acceptance of the contract, the material payment can be paid within the agreed account period, and the loan can repay the principal and interest on schedule, then of course it cannot be considered cheating. How can it be considered cheating, who did you cheat?"

   Wei Zheng looked down on their philistines.

   "This is an empty-handed white wolf who lied to everyone!"

"Wei Xiang, you have been reading sage books all day long, and you also read books on commodity economy when you have time. The market has its own rules. People can't go against the trend, but they can take advantage of the situation." Qin Lang said to Wei Zheng, the earliest partner, didn't like old fashioned things, and he didn't like it very much, and criticized him mercilessly.

"Mr. Wei, I know that you and your wife told about the relatives of a woman from the Wang family in Taiyuan for your Dalang, but the other party asked for a mansion. Otherwise, Mr. Wei, you can also book a house here. Now you have to pay the down payment and you will be fine." You can choose a house on the sand table in advance. After you choose and pay, you will make a decision. We will pay you the house when it is due, and you will pay the balance. You don’t have to worry about the good location and good house being taken away by others. If we can’t hand over the house on time, we will How about losing money on a daily basis as agreed in the contract?"

In the lobby of Zuixian Building, the sand table for the development effect of Sanfang has actually been placed there. Although the demolition of Sanfang has not yet started, but according to Qin Lang's design plan, a sand table of future effects has been made. Commercial Street, Residential and even parks, everything is available.

  The houses are of different sizes, but the effect is very beautiful.

  Wei Zheng really took a fancy to a sixteen-acre house just now, with a rock garden in the front yard and backyard, which is really elegant and fairy-like.

  However, there must be many people who want to buy such a good house. When it is really built, it may not be possible to grab it. Now you can reserve a house with a down payment, and even get a 10% discount, which is really exciting.

   "You don't have anything yet, you just rely on a sand table, and you want me to pay first?" Wei Zheng was dissatisfied.

   "I'm doing it for the convenience of Duke Wei. If Duke Wei doesn't pay, no one will buy and sell by force, but if someone else pays, Duke Wei will have no chance to buy it."

Wei Zheng gritted his teeth angrily. He didn't want to be fooled by a profiteer like Qin Lang, but he just needed to buy a house, and he couldn't buy a good house for a while. The new house that was about to be built was everything he wanted, but he still had to pre-order it. I didn't see it, but now I have to pay first.

   After a long time, Wei Zheng gritted his teeth and said to Qin Lang with a dark face, "How much will you pay?"

"Wei Gong can talk to the shopkeepers of our construction company, which house you like, and the price can be negotiated. The more you pay in advance, the more discounts you can get. If you pre-order with full payment directly, you can enjoy top discounts price."

  Wei Zheng glared at Qin Lang bitterly.

   "Profitable businessman!"

   "How can Duke Wei say that? It's all about the convenience of others and your own convenience."

"What if I don't have so much money?" Wei Zheng couldn't help asking. He just saw that the house is really good, but a house with 16 acres of gardens is not cheap. According to the publicity of the construction company, everything will be built by then Just like the effect of the sand table, you can just move in with your bags. Not only is the house built, but even the furniture and gardens are included, so it is by no means cheap.

   "This can be paid in installments. You only need to pay a little more installment interest, and you can enjoy it in advance. Of course, Wei Gong doesn't need to worry about the interest. The interest will definitely not exceed the loan interest of Kaiyuan Bank!"

   Wei Zheng stared at Qin Lang and snorted coldly.

   "You guys are amazing. This is equivalent to having the ability to lend money and collect interest in disguise, and make another fortune."

"Look at what Wei Gong said, or that sentence, we are all fair business, there will be absolutely no deception, temptation and other behaviors, everything is open and transparent, innocent. As for lending and collecting interest, our It is also for the convenience of everyone, and in addition, the construction company is a formal company registered with the imperial court, and will accept the supervision and management of the imperial court, and there will never be any behaviors such as running away or tax evasion, and it is impossible to lend usury."

   "Your price is still too high, so you can't just build a house and sell it, and let us hire people to build the rest?"

   "This is a high-end residential area. If you build it indiscriminately, it will affect the taste pattern of the entire Sanfang, so it needs overall planning and integrated construction." Qin Lang laughed.

  Wei Zheng felt that Qin Lang thought he had no money.

  Originally, Qin Lang also invited Wei Zheng to join the construction company. Anyway, the emperor did not object to everyone making some money by the way, but Wei Zheng is a noble man, and he doesn't care about getting the smell of copper.

  In the past few years, everyone has been busy making money, no matter whether it is the military upstarts in Shandong, the veteran Guanlong nobles, or even the Shandong gentry and the Jiangnan gentry, no one is hiding it.

Only a guy like Wei Zheng, who used to sell some private brewing of Weigong Liquor, since he sold the last share of Weigong Liquor to Qin Lang last time, now he has completely stopped getting the smell of money. Apart from other income, there is only a little salary income left, and occasionally writing epitaphs for others to earn some money, but he has many sons, and he wants to marry a famous family and noble family, so people will accept him regardless of whether he is a prime minister or not. Accompanying the family, this hurt Wei Zheng very much.

   If no money is given, the family will not marry a daughter.

  Give me the money. In addition to paying the money, I also need to buy a mansion, villa, manor, etc., and my strength does not allow it.

Cursing at all, Wei Zheng couldn't bear to miss it, so he gritted his teeth in the end, went to register his name and paid 100 guan to make a reservation. After taking the Kaiyuan bank note sent by his son and paying in cash, Wei Zheng felt empty. The last point The family property has been taken out, it seems that it really can only be settled in installments.

  (end of this chapter)