Chong Sheng 1977Nian Cong Zhi Qing Kai Shi

Seoul, Garibong-dong.

Since the 1980s, many Yanbian Xian people went to South Korea to make money, some went to Incheon, and some came to Seoul.

The first group of Yanbian Xian people who came to Seoul were mostly concentrated in Jialifeng and Dalindong, Gulao District. Over time, there were more and more Xian people in these two places and Northeast Han people, and gradually brought people from other areas to come. It became a residential area for Chinese people.

Some people naturally want to eat. On a small street in Jialifeng, restaurants of the Xian ethnic group have opened one after another, gradually forming a food street, because most of the shop owners are from Yanbian, and they cook the food of the Xian ethnic group. It is also called Yanbian Street.

There is an Old Pao Barbecue restaurant on Yanbian Street. The owner is a thin man with a limp in one leg. Within a radius of three kilometers, the owner’s craftsmanship is notoriously poor. Diners who have eaten here once will change it when they come again. As a self-service, the boss only needs to bring out the meat, and the diners will do the rest by themselves.

It's strange to say that the barbecue shop with poor craftsmanship has surprisingly good business. There are already people eating barbecue in the shop after nine o'clock in the morning, and at a table, many people are waiting in line to sit at the table. The people on the side order some money.

"1.2 million, Caishu, it's quite a lot this month, the handling fee will be deducted from it, or will you pay it separately?"

"Additionally." The woman named Caishu counted out another 24,000 won from her bag and put it on the table. The index finger was still scratched on the back of the person who was counting money, "Brother Shui Piao, you haven't been to our store for a long time. , There are a lot of new girls here."

"Ah, Xiba, let's talk tonight, I'm at work." The man called Brother Shui Piao said with a bit of annoyance.

"Wait for you."

Cai Shu gave Shui Piao an ambiguous look, and then took out the receipt from the other party's hand, freeing up her standing position so that the people behind could step forward.

After the monkey first arrived in Yanbian, he quickly got acquainted with Shui Piao, Jin Zhu, Guang Hu, Qing Long, and Hui Shu. Shui Piao is named Pu because of his surname, people who are acquainted with him call him Shui Piao, and those who are not polite call him Dung Shui Piaozi; Golden Pig is named because his surname is Pig and it happens to be a pig, and he snores like a pig’s feet , hence the name.

The other three are their real names, not nicknames.

After getting along for a while, Houzi felt that the five people were not bad. After he learned Korean well, he brought the five people to Seoul, opened this old cannon barbecue as a foothold, and carried out the data collection work ordered by Nanyi.

At the beginning, the business of the barbecue restaurant was very poor due to poor craftsmanship. After the new miracle agriculture was rolled out in South Korea, and the monkeys could be supplied with high-quality meat and vegetables, the diners found that the ingredients of Laopao’s barbecue were good, and gradually there were A few regular diners.

Three years ago, the barbecue restaurant expanded the "overseas remittance" business. The handling fee was only 2%, which was much lower than the normal 3%-5%, and some even received 10%, and the speed was very fast. , you can receive it in China in the afternoon. If you want to expedite, you only need to pay the international long-distance fee. After finishing the process here, you can get the money immediately at the domestic side.

Cheap and fast, the business will naturally not be bad. In fact, Lao Pao BBQ has monopolized the remittance business from Seoul to China.

However, it is called overseas remittance, which is actually very different from the usual practice of overseas remittance. The Korean won received by Lao Pao Barbecue will not leave Seoul, but will be used to buy houses and land.

From 1987 to 1990, South Korea's land and housing prices experienced the third peak period of real estate speculation.

Taking the Asian Games in 1986 and the 1988 Olympic Games as an opportunity, South Korea carried out large-scale development, especially intensified the development of the west coast. In addition, from the second half of 1985 to the first half of 1987, the South Korean economy experienced the phenomenon of "three lows" , That is, low interest rates, low oil prices, and low Korean won values ​​led to an average annual increase of 26.7% in South Korean land prices and 16.3% in housing prices from 1988 to 1990.

In 1989, when real estate speculation was at its peak, land prices across the country rose by an average of 32 percent a year, and land prices in Seoul rose by 33.5 percent. During the process of rising housing prices, housing rents have also been changing. According to the results of the "National Housing Price Trend Survey" of the National Bank, from January 1986 to June 1990, housing prices rose by 53.1%, while rent prices skyrocketed. 97.6%.

However, in 1991, with the implementation of the first property tax reform in South Korea, housing prices began to fluctuate and fall. The national average land price fell by 1.3% in 1992 and fell by 7.4% this year.

Whether it is buying a house or flipping a house, few people do not use leverage. Those who just need to add a small leverage "mortgage loan". As long as house price growth shows potential beyond high interest rates, someone will choose to take the plunge.

For people like them, as long as the house price falls, it will immediately cause a chain crash. In order to meet the debts, they must sell all or part of the properties they hold as soon as possible to repay the debts.

In addition, through the relationship of New Miracle Agriculture, Monkey has established a relationship with Zheng Zongzhi of Zero School. The real estate recovered by Zero School through usury and casino business can be sold to Monkey, and the construction land and commercial land can be sold to New Miracle Group.

Houzi was not in the store at the moment. He also went to the airport early in the morning. He saw Nan Ruobing and Nan Youqiong boarded the car safely, so he left the airport and went to Apgujeong-dong.

At No. 522, Apgujeong 2-dong, there is a small 4-story building with a single floor of more than 400 square meters and a total of 1,800 square meters for the four floors. The monkey bought it from Zero Pai for only 5 billion won, per square meter Around 2.77 million won, which is a very affordable price.

Currently, the average price of real estate in Seoul is about 3.7 million won per square meter. This price is the average value obtained by averaging Jiangnan and Jiangbei. Generally speaking, Seoul is more expensive than Jiangnan, and most of the wealthy areas are concentrated in Jiangnan. The housing prices in Jiangbei and Jiangnan are completely different.

And Apgujeong is a lower-middle area in the affluent area of ​​Jiangnan. The normal commercial real estate price is between 5 million and 12 million. Even at the lowest price, Monkey has picked up a big bargain.

"Lawyer Liu, is this suitable for an office?"

After Houzi and lawyer Liu Renhui walked around the house, Houzi asked the other party's opinion.

"Mr. Wei, I think it is very suitable. If possible, I would like to use one of the floors as the office of a law firm." Liu Renhui nodded and said.

"It's not up to me to decide. When the recipients come, you can negotiate with them yourself." Monkey said, took a document from Liu Renhui, signed the three words "Wei Houdong" in the signature column, and put the document together. Pass it back to Liu Renhui, "Did you drive?"

"opened."

"Well, let's go our separate ways. I'm going to school to take the exam."

Nanyi will make arrangements for the elderly who follow him, but in the arrangement of positions, he will be based on the principle of making the best use of his talents, rather than relying on merit. In the future, whether to sit in the office as a management team or continue to wander in the gray area depends on the monkey itself, so the monkey has been learning for the past few years.

...

Nan Ruofing and Nan Youqiong did not go to live with Nan Jiajun, but accepted the hospitality of the Li family and lived on the top floor of the Shilla Hotel. The Li family vacated a corner of the top floor, and the security could already be arranged.

After sending the two of them upstairs and making an appointment for a welcome dinner, the four of the Li family left, leaving only Nan Jiajun to follow into Nan Youqiong's room.

The three of them sat in the room, and when the security checked the room and confirmed that there was no problem, Nan Ruofing took out a tape and handed it to Nan Jiajun, "Brother Jiajun, it contains the improvement plan for the lacquered cow. Five-cipher encryption, Dad said you know how to maximize its benefits."

In South Korea, there is a very expensive beef called Korean beef. The beef that is not native to South Korea is called Korean beef. Strictly speaking, Korean beef is more like a beef grade.

South Korea's local beef is subdivided into Korean cattle, beef cattle, and dairy cattle. The Korean cattle that can be called are all pure South Korean local breeds of cattle, and have not been mixed with cattle genes from other countries. At present, the breeds of Korean cattle include yellow cattle, black cattle, Jeju black cattle, white cattle and Chimoon cattle that are almost extinct.

South Korea has a set of strict requirements on the breeding environment, methods, and slaughtering methods of Korean beef. The grade of Korean beef is judged by the quality appraiser appointed by the government based on the meat color, fat ratio and distribution of the cut surface of the 13th rib of the beef. its quality.

Korean beef will only be sold in butcher shops and restaurants that have been certified as "Korean beef sales outlets" by the "Korean Beef Self-help Gold Management Committee" and the "National Korean Beef Association". Sell ​​other meats.

Nan Jiajun took the tape, opened the box to check whether the tape was damaged, then put the tape away and said to Nan Ruofeng: "I will use it to promote a Korean beef expert, and through him to increase the right of New Miracle to speak on Korean beef Ruobing, Youqiong, is there any place you want to go in particular?"

"Brother Jia Jun, I want to go to Yeouido, see KBS, and then go to the stock exchange. I'm very curious about the stock market here." Nan Youqiong said.

After Nan Youqiong finished speaking, Nan Ruobing said: "Brother Jia Jun, you can just go with you. I have been to Seoul before, and I want to go shopping by myself."

"Do you need someone to follow you?"

"No, I'm fine."

The troops were divided into two groups. Nan Jiajun took Nan Youqiong to Yeouido, and Nan Ruobing went to Apgujeong alone. Undressed, followed the general woman's shopping process, and then went to the cafe.

Nan Ruofing walked to a seat, and Liu Renhui, who was already sitting at the table, stood up, bowed slightly and said, "Miss."

"Lawyer Liu, you don't need to be polite. Please sit down." Nan Ruobing smiled and pressed her hands, and sat down opposite Liu Renhui. After calling the waiter to order a cup of coffee, she said to Liu Renhui: "I need South Korean private gold reserves. The data don’t need to be too precise, just approximate figures are enough; also, the situation of the gold black market should also be investigated.”

"yes."

Nan Ruofing stirred the small spoon, waited until the coffee and the additives were fully blended, took a sip from the cup, and then said casually: "I came to Seoul last time to get a general idea of ​​the real estate market here. I came back today and found that The changes are quite big, the rapid rise has turned into a small fall, and the property tax reform is still a bit powerful."

"Miss wants to invest in real estate in Seoul?" Liu Renhui asked.

"I have some ideas." Nan Ruobing nodded, then pouted at the waiter in the cafe, "How much is their monthly salary?"

"A full-time job is probably more than 1 million won, and generally not more than 1.5 million."

Nan Ruofing converted the figures into US dollars in her mind, "It's a good income. Compared with this income, the housing prices in Seoul are not high enough. My father said that young people should shoulder more burdens and bear more pressure in life when they are young. This kind of fake old man thinks so, and the real old man who was influenced by Confucius should think so too.

A waiter can afford a one-square-meter house after working for three months. The burden is obviously not heavy enough. I think there should be a group of old men who care about young people to support the housing prices so that young people can realize more potential.

Therefore, I am optimistic about the future of the real estate market in Seoul. Attorney Liu, please help me with some private work. I personally need a South Korean real estate agency and a legal person. "

"Okay." Liu Renhui said, "Miss, where do you send the bill?"

"Send it to Xiangtang, to Meggie." Nan Ruobing took another sip of coffee from his cup, and then complained, "The coffee here is really bad, Shepherd Coffee should go to South Korea to establish a chain coffee brand. "

It is too late for Nan Ruofing's idea. The general manager of Shepherd Coffee, Wentlin, has been to South Korea to discuss coffee import matters. By the way, he also investigated the chain coffee market in South Korea. A "SoulCoffee" brand has been registered. Shepherd's The team has also been established in Seoul, and it won't be long before the first store will open for business.

After sitting in the cafe for half an hour, Nan Ruofing left, took a walk in the street outside, passed by a newsstand, bought some newspapers, found a place to sit by the side of the road, sat down, Pick up a newspaper and look.

Nan Ruofing and Nan Yi have a different habit of reading newspapers. She likes to read the political and economic content first, and then read other content about social life. She always skips the irrelevant gossip and entertainment news. .

While watching, she will also think about it.

For example, there were newspaper articles about the introduction of foreign investment in South Korea, the policies were relatively open, and the conditions for attracting investment were relatively favorable. After clarifying the economic factors, she wondered whether Cheong Wa Dae had any political considerations.

The rise of the chaebols in South Korea was driven by policy support in the 1960s, and it was vigorously supported. After 30 years of development, several chaebols came to the fore. They first united to break the control of politicians on them, and then counterattacked. Control, becomes control politics.

Since 1987, the influence of the chaebols has been greater than that of politics. South Korea’s political structure has changed to the American style. If you want to settle in the Blue House and secure that chair, you cannot do without the support of the chaebols.

Since Cheong Wa Dae changed its owner last year, it formulated relevant policies to allow foreign investment and construction of factories in South Korea. For a while, a large amount of foreign capital poured in frantically.

"This should be a counterattack against the chaebol, right? Introduce foreign capital, diversify the economy, suppress the chaebol group, limit its scale, and then realize the separation of financial power and get rid of the control of the chaebol's money."

After thinking for a while, Nan Ruofing muttered: "The idea is good, but South Korea's economy is not as strong as it appears on the surface. In order to develop the economy and promote industrialization, South Korea has absorbed too much international debt.

Small and medium-sized enterprises saw the success of the business model of chaebol borrowing and leverage to expand, followed suit, and began to blindly borrow and expand. Reserves, but foreign borrowing of nearly $90 billion.

When the debt balloon inflates to the critical point, as long as someone attacks the Korean won, once the exchange rate cannot be maintained, the internal credit system established by South Korea will collapse. If a bill cannot be cashed, it will be like dominoes, one after another. One family after another went bankrupt, and in the end only the chaebols could barely hold on. With them, economic restructuring could be carried out to save South Korea's economy.

Rescue, hey, who wants to spit it out after eating it in the stomach, it's no wonder the chaebol don't take the opportunity to expand.

How to solve the increasing debt that will surely exceed 100 billion U.S. dollars? "

Nan Ruofing propped her chin on the back of her hand, looked at the front with blurred eyes, thought hard for a while, and the words "debt-for-equity swap" popped into her mind.

"Father has taken a fancy to the shares of Star, Hyundai, and Daewoo? No, Daewoo should be excluded. Daewoo's leverage is too high to withstand the impact of a major crisis. Dad probably wants to search for Daewoo's body.

The expansion of New Miracle Group falls on Daewoo and Jiushi, New Miracle, Nan Jiajun, Weiwen, Dai Youyou...

Dad pushed out poverty so early, does he really want to retire early? "

Nan Ruofing couldn't figure out Nan Yi's thoughts for a while. After thinking about it for a while, she temporarily pressed the question and continued to read the newspaper.

Lee's.

Hong Luoxi entered Li Jianxi's study room with ginseng chicken soup, and when Li Jianxi stopped his work and began to taste the ginseng chicken soup she cooked, Hong Luoxi said, "President, what do you think of Nan Jiajun?"

Li Jianxi put down the spoon in his hand, picked up the napkin in the tray and wiped his lips, and said in a calm manner: "Do you still remember that I told you that Weir Bank came to you on its own initiative?"

"Remember, you have just been in office for a year, President, and you are announcing your second venture. When the Star Group was short of funds, the representative of Weir Bank took the initiative to visit. A $500 million loan agreement."

"Yes, the agreement was reached very smoothly. Although the interest requested by the other party is not cheap, it is still too smooth, without any harsh additional conditions. The pie in the sky makes people have to be paranoid. At that time, I asked someone to investigate Looking at the details of Weir Bank, there are not many things that can be found, only that there is a Southland Bank Group behind it.

The names of several shareholder companies were found behind the scenes, but the shareholders of the company couldn't be found at all, and they were hidden very deeply. It should be done on purpose, just not wanting outsiders to find out easily.

There is no problem with the contract, and there is no problem with the funds. Since I can't find it, I put this matter aside for the time being. Later, as the group needs to develop, I have a second and third loan. The process is very easy.

Now that Star Electronics needs to invest a large amount of research and development funds, I was planning to borrow money from Weir Bank for the fourth time, but this happened, Nan Jiajun was actually the adopted son of the major shareholder of Weir Bank..."

Hong Luoxi was surprised and said, "A foster son? Why not his own son?"

"It can't be his own. Nan Jiajun's information is easy to check. He is an orphan of the Brothers' Home Welfare Institute. He was adopted by an American couple and brought to the United States. His South Korean nationality is still retained." Li Jianxi frowned. Mei, "The American couple are both white, but Nan Jiajun and today's two guests are named Nan."

"The last name is Nan, it can only be South Korean, Chinese, Japanese, president, that Rachel Nan is not like South Korean, nor Japanese..."

"Like a Huaguo, Luo Xi, Rachel Nan may not be his own. Adam II Taylor Nan also has a nickname Adler. What can you tell from the name?" Li Jianxi asked.

Hong Luoxi thought about it, "Father's surname is Nan, mother's surname is Taylor, and father's English name is Adam, Adler... It seems to be a Jewish name."

"That is, when I was studying abroad at George Washington University, one of my classmates was Jewish, and his surname was Adler. He once told me that only Jews have the surname Adler."

"Jews, bankers? There are bankers standing behind the New Miracle Group?" Hong Luoxi said with a little surprise: "President, Nan Jiajun..."

Li Jianxi waved his hand to interrupt Hong Luoxi's words, "It's not that simple, put your thoughts aside for now, and find out the other party's details at the dinner party, don't be too obvious, make insinuations, and think about other things later. "

"Yes, President." Hong Luoxi nodded.

...

I have been in a bad mood for the past two days, so I can only add so much, I may have won the lottery.