Consumer male god

Let's be honest - Ms. Bing's fighting ability is as good as three little ones, isn't it an exaggeration?

Han Lie's recent cooperation and exchange with Pan Ge were not pleasant.

In the past, when he had 79 points in all attributes, he could still make do with a score of 1 to 3. Now, Gou Lie's physical fitness has once again improved by a whole magnitude, so okay, the whole game is wasted...

The main thing is, she is my wife, and I really can’t bring myself to do anything cruel and bring trouble to her.

And Bai Yuqiu, who was particularly able to carry it, is now inconvenient. She is busy with the divorce and other messy things every day, leaving Bai Yushuang alone, who is also unable to support herself.

Han Lie was so angry that he didn't know where to vent his anger. He was looking forward to Xi Luting's quick return every day to reorganize the Dark Saint Warriors with Pan Ge.

So, how about... going to have a good meal today?

Han Lie was hesitating when he suddenly received a call from the president of Modu Bank.

"Mr. Han, how are you preparing for the road show?"

Roadshow?

Ah, ah...

Han Lie was so busy that he almost forgot about this, but he was full of confidence on the phone: "Don't worry, Jin Xing, there is no problem, I'm just waiting for your visit!"

Lao Jin felt quite uneasy and his eyebrows were twitching.

The main reason is that Han Lie has not sent any specific activity plans to the industry until now, which highlights his carelessness.

Lao Jin couldn't help but said earnestly: "Mr. Han, you need some snacks!

The over one billion yuan worth of inferior products is not that easy to sell. If it really turns out to be a dumb project and affects the establishment and operation of the entire fund, what will happen to our cooperation?

If you need our help if you need anything, please report it quickly, it will be the official day in a few days..."

Are there only a few days left?

Han Lie pinched his fingers and counted, hey, isn't it? Saturday the 22nd is coming soon!

What a bad luck, why have you found so many troubles for yourself...

Gou Lie complained in his heart, but he did not slack off in his deception: "Don't worry, I am carefully preparing the content of the lecture to ensure it is a hit! The specific plan will definitely be on your desk tomorrow morning!"

President Jin finally stopped urging and ended with satisfaction.

"Okay, then I'll wait and contribute... This is a big deal for our family. Uncle Jin won't let you charge alone..."

Han Lie, who has been drawing cakes all year round, finally got to eat someone else's cake today.

Well, it smells good!

After hanging up the phone, Han Lie immediately forgot about Bingbing and called Zhao Zhongshi.

The matter of eating steamed buns will be put aside for now.

That Sister Bing is not someone who is easy to answer correctly. Now that we are in contact, although there will definitely be meat to eat, it is hard to say what price it will cost.

Can I do it?

In a few days, when the road show starts and everyone is shocked, she will be the one begging me to take a bite, maybe there will be something else...

The reason why Han Lie is so confident is because of the major events the company is preparing for——

Roadshow.

[Supernova 1] does not need to be sold to external parties, so there are no extra arrangements, but [Skyrim 1] does.

As a structured fund, the fixed rate of return for the priority part is 6.5% per year, which is not easy to sell, but it is very difficult for the inferior part.

The inferior queen, as the name suggests, will take the rear position when something happens.

Simple understanding: If the overall income of the fund is not high enough, then the inferior part of the money must be used to make up for the 6.5% interest promised to priority customers.

Assuming that the priority is sold for 2.5 billion, its 6.5% = 162.5 million yuan.

The closed period is 18 months, and the total interest expense is 243.75 million. Plus the custody fees, underwriting fees, etc. that need to be paid, 300 million is unstoppable.

If the fund's performance is not good, the 300 million will be filled by inferior investors.

At the end of the liquidation, the priority customers happily left with their fixed interest rates, while the inferior customers suffered an average loss of 15% or more per capita, and they couldn't find a solution even if they cried.

Therefore, the inferior part of any structured product is the hardest to sell.

The manager has to be a very good person, very good at cheating, very well-versed in the decathlon of water and dry roads.

On the contrary, if you can give priority to a fixed income of 6.5%, it is difficult to grab it.

Why is President Jin so concerned and anxious?

Because as the underwriter and custodian bank of [Skyline One], Moduxing received a priority share of 1 billion!

How valuable is this thing?

For a simple comparison, Moduxing's current one-year time deposit interest rate is 3.3%, and then they increased the interest rate to 3.4% in disguise by rewarding rice, flour, grains and oils.

The interest rate for large-denomination certificates of deposit agreement is almost 4.4% with a one-year term. For amounts exceeding 100 million, you can quietly get it to 5.0% or higher through means such as front-loaded interest discounts.

Note that this is the limit.

The agreed interest rate on large certificates of deposit can reach over 6%. This will only happen in special periods and due to special circumstances. It is very rare, and a considerable part of the discount interest is realized through the income of financial products and other means.

In other words, it may happen that it is not protected and cannot be redeemed upon maturity.

As for the product [Skyline One], it is a real protective payment with an annual interest rate of 6.5%.

Anyone who has bought financial products knows this attraction.

If I had 10 million spare cash and no place to put it, and I caught up with such a good thing, I would dare to go to the president's house and block the door.

It would be best if the president is the eldest sister.

male?

It's not impossible to grit your teeth...

Moduxing is now counting on that 1 billion share to attract more customers and increase its own market share and personal deposit data!

But the problem is that its income guarantee is based on whether all inferior grades can be sold.

If you can’t sell it and the fund can’t be established, blow a lantern with me!

That's why Lao Jin urged Han Lie to quickly hold a large-scale and high-end road show to sell the fund.

In fact, it's not just Lao Jin who is anxious. SAIC's Lao Xing has already staked his position as chairman of the financial management company because of this matter, and he is even more anxious.

Therefore, Han Lie, who originally did not want to make a big fuss, had to make a scene.

Hey, people in the world can't help themselves...

But Han Lie didn't care at all and relied entirely on the people below to make careful preparations.

Isn't it just a bad thing to sell for 1.5 billion?

Apart from showing off, it’s just a matter of convenience!

The road show is scheduled for this Saturday afternoon.

The location is not arranged in a hotel, but in the company.

Local tycoon Lie rented an entire floor in the International Financial Center, with an area of ​​2,500 square meters. His own employees could not use 500 square meters, and the remaining area seemed to be just used to show off his wealth...

Ahem, the financial industry is operating normally.

The basic decoration and other items are all ready-made. Simply set up a large conference room, borrow a batch of simple office chairs from the property management company and place them there, set up a small podium in front, arrange the screen projector, and the work is done. .

A total of 500 places and an area of ​​600 square meters are useless. It is so crowded that it is ridiculous.

But don’t worry, there are things even more outrageous than this!

After the logistics director Zhao Zhongshi was called, he cautiously asked Han Lie: "Leader, how do we send invitations to the outside world?"

Without even thinking about it, Han Lie waved his hand: "External sales!"

"ah?"

Zhao Zhongshi was stunned.

I invite people here, sell funds to them, and then I have to let them buy tickets to enter the venue? !

What kind of underworld operation is this? !

Han Lie didn't care how shocked he was, and all his wild ideas came to him.

“Don’t turn the theme into some kind of road show or fund sales, it’s too petty!

Well, it is nominally a lecture, and the theme is called ‘Historic Opportunity Returns—Three magnificent roads to double your assets within the year, led by investment masters, and deconstruct for you a financial feast that will not happen again in ten years’…

Don’t set the single ticket price too high, um, 1.99 million per ticket..."

Zhao Zhongshi was completely dumbfounded.

His eyeballs almost fell out and hit his instep.

You call this "not too high"? !

Crazy? !

He didn't understand, but didn't dare to question, he hesitated, his big fat face was as tight as a monkey's butt.

Han Lie knew what he was thinking at a glance, and asked with a half-smile: "Why, do you think it's unreliable?"

Don't ask me!

If you ask, it is reliable to be a thief!

Zhao Zhongshi became anxious and stood at attention with his chest raised and his head raised: "I'll go and communicate with the relevant units right away!"

Han Lie asked again: "Do you know who I should contact?"

Zhao Zhongshi didn't know, so he bent down deeply and leaned forward with a big smile on his face: "Can you give me an order?"

Not interesting.

I am loyal, but it is really hard to do things. Hey, talents are rare...

Han Lie waved his hand with little interest and said: "Modu Bank, Shanghai Pudong Development Bank, CITIC, Haitong, SAIC Mr. Xing, Mr. Pan, real estate developers Mr. Gu, Mr. Gao, two trusts, as well as Cosmobank and Bank of China downstairs...

Do you have to notify all partners?

Ask Assistant Liang to communicate with them and tell them that they don’t have to pay, and those who have not cooperated with them will all pay to enter.

The collection account should be the one opened at Moduxing. The deadline for registration is Saturday morning. Leave the rest to them..."

Zhao Zhongshi still doesn't understand.

Could it be that someone would spend 2 million to buy tickets to listen to the lecture?

If only thirty or fifty people come in the end, how can we sell our fund...

Then something happened that made him even more surprised and shocked - when he watched Assistant Liang notify each partner in turn, the reaction from the other party was not questioning, but being refreshed.

What? !

Teacher Han is going to give a large lecture again? !

CITIC's CEO even replied with a smile: "1.99 million is indeed a bit expensive, but in the financial circle, anything can happen... I have no problem here, and I will definitely inform key customers in advance. Twenty places should be It’s enough.”

Zhao Zhongshi and everyone were numb.

Good guy, is it so easy to cut leeks? !

Assistant Lizi was also in a state of turmoil, and hurriedly called the financial manager to contact Moduxing promptly and pay close attention to the payment situation.

The customer service department urgently carried out training to sort out speech techniques and response templates.

Han Lie's sudden idea made the already busy Zhongmei employees even more anxious.

However, the next day, they learned what it meant to be busy——

The two consultation hotlines that were announced were immediately blown away!

People who have not experienced it personally may never imagine how easy it is to harvest leeks in the financial world.

During a certain period of time in the previous life, online live broadcast platforms for stock recommendations, lectures, and intraday sharing suddenly proliferated, and various "masters" emerged in endlessly.

To give a random example - a certain teacher surnamed Li once shared intraday trading on an online live broadcast platform called "Stock Road My Home", not to mention the reward money. He had a "top battle" with a unit price of 990,000 yuan. "Law Training Course", which sold more than 1,400 sets a month at its peak.

And he is not alone. Similar "ace lecturers", "private equity traders", "strategic masters" and "private stock gods" lived a comfortable life before the crackdown.

Just create a website code, go to Chengdu to register a company, recruit a few former celebrities, private stock gods, and well-known analysts from securities companies, and directly use the QQ group to attract traffic. Regardless of the tattered platform UI, you can make 5 RMB a year. billion, the cost is less than 3 million...

What to do if something goes wrong?

How simple, just leave the station and run away! In 2019, at least dozens of people ran away because of this situation.

And what are their real achievements?

No!

Some are cooperating with private equity, some are analysts from regular securities firms, and some are just big scammers.

Anyway, they are not real offer experts.

The real experts are just making clean money in silence, so how can they have the time to do this?

As for why some people believe it...

To put it bluntly, when I wrote Internet articles and recommended stocks after the fact, I could create a momentum of thousands of alliances. Isn’t that enough to explain how easy it is to cut leeks when they are on top?

Well, it doesn’t matter back then, it’s the same with Douyin now. Those financial gurus are still making a lot of money selling books, classes, and lectures.

You can’t say it yet, but as soon as you say it, fans will immediately come up to criticize you: You can tell it? I gain something from listening to the teacher’s class!

Come on, shut up!

Now, Han Lie is doing the same thing.

The only difference is that he is not bragging, he is really able to share the path to wealth.

As for why it is charged and why it is so expensive...

To put it bluntly, if Han Lie's charges were not high, not many people would take him seriously.

People who are willing to buy courses have a strange mentality - free courses are rubbish, teachers who charge cheap fees are noobs, and even asking me to attend them feels like a waste of time.

Even if they already know about Han Lie's record, when listening to the free sharing, they will naturally have five points of distrust - are you so kind-hearted that you will tell us useful information in vain?

I listened casually, listened to it once and then forgot about it. I turned around and asked after my butt: Teacher Han, Teacher Han, do you have time? I’ll treat you to a meal, and I’d like to ask you some questions alone!

If you don't take something from me, I really can't believe it...

Some people are even reluctant to come, thinking: It must be another trick to fool people, so if you don’t want to go, don’t go!

Magical?

It’s not magic, it’s reality.

Han Lie has truly seen through the human nature of people in this industry.

The sky-high fees are itself a talking point and a sign that can be used to show off.

Furthermore, high prices can arouse the curiosity, expectation, and maximum attention of those wealthy people.

As long as they came with the thought that "today's lecture will not be simple", then no matter what Han Lie wanted to say, one-third of the success would have been achieved.

The other third depends on how well he performs on the spot, whether he can boast loudly or not.

The last third will be verified by time.

That’s right, one battle to become a god will forever become the belief in the hearts of the participants.

No... The fund must have been depleted by that time, and there would be bigger trouble waiting for Han Lie. Why would he still care about such a trivial matter? !

So bragging about charging sky-high prices for tickets is a huge win, a guaranteed win, and a great feeling!

The most comfortable thing is...

Han Lie didn't have to worry about selling tickets at all.

Jin Xing, Huang Xing, Lao Xing, Gao Daomao, Pan Zi Xiaodou... all of them were more anxious than him.

Some are because of interests, some are because of favors, and some are based on trust.

Anyway, they were put on stage by Han Lie and had to work hard.

Zhongmei has no ability to spread the news to the ears of its target customers. They are different. They shout casually and get nothing but leeks.

What does Han Lie need to do?

Sitting there leisurely sharpening the knife, holding a small cigarette in his mouth, blowing smoke rings sadly, that's all.

Money or not is not important.

Whether you pretend to be cool or not is the most important thing...