Cosma Empire

The capital game is an indispensable means for capitalists to strengthen themselves in the free economic market. It is a normal behavior in the business economy to defeat all commercial opponents and obtain the fruits of victory through legal means. Although it may be too cold-blooded emotionally, this is the world, the real world.

Now that South Commercial Bank and the Imperial Bank of China hold more than 53% of the shares, they can put western insurance companies in the bankruptcy protection sequence anytime, anywhere. Never overestimate the morality of businessmen and underestimate their shamelessness. Otherwise, like Mr. Jackson, he will become a helpless loser.

Not only did he lose a chance to take off, he also carried a large amount of debt, then declared bankruptcy protection, and finally accepted bank liquidation and liquidation.

So he stopped playing in another way, he had to rely on Dulin!

Mr. Jackson was relieved by Mr. Jackson's downfall. Mr. Jackson became a very important part of his victory after the king and queen refused to participate in the insurance business. Just need to simply connect some details together, he has already figured out how to beat the insurance company under the Southern Commercial Bank in this war.

It wasn't Southern Business, it was insurance companies.

"Do you think your friends have reliable people?" Du Lin flipped open the next page of the newspaper and kept looking down at the newspaper without looking at Mr. Jackson.

Mr. Jackson shook his head. "I don't know who to trust, who to trust. Some of them are ready to fall to one of them, and some are hesitant, but it is possible that they have already made a decision, but there is nothing to show. Just come out. "

Du Lin nodded, folded the newspapers together, and stood up. "I see. Contact them and try to persuade them to stand with you as much as possible, and things will change soon!"

Not long after he turned to leave, Mr. Jackson stood up and chose to leave in the opposite direction. Du Lin is not to guard against those who have been watching him in secret. He is not committing any crimes now. He is not afraid of being tracked. He wants to be guarded by those who may be sent by the two major banks. Obviously a very good choice, just a few minutes will not make people realize what is happening, if someone is really following.

From the current situation, it seems that the insurance companies set up by the two major banks have steadily eaten the western insurance company, and Mr. Jackson and other retail investors. They set up a very terrible business trap to let these merchants who want to use their contracts to bet on a tomorrow to jump in. This time they are not digging, but an abyss that leads directly to hell. Du Lin's brain started to become active. If he did not guess wrong, once the insurance business is determined to create good benefits and the risks are not as great as they think, seven bankrupt businessmen may choose to jump off the building or swallow a gun. suicide.

They owed a 50 million loan to the South Commercial Bank. Although 60% of the shares were taken away, the remaining people still owed a lot, including Mr. Jackson as an example. He now holds 6% of the shares of the western insurance company. The western insurance company has a current market value of 50 million but negative assets of 50 million. These two figures need to be calculated separately.

The 50 million of the assets were not in his hands, which meant that he was carrying 3 million debts in vain and that he would have to bear the same proportion of interest from the second year. On the other hand, the two major banks also used the name of loans when they made capital increase instructions. Mr. Jackson holds 1.1% of the shares of the two major banks. The two banks have total assets of 400 million yuan and negative assets. 300 million, this also needs to be counted separately.

In this way, because of the signing of a series of contracts, Mr. Jackson's personal assets increased by 4 million, but negative assets increased by 6 million. After the calculation of positive and negative hedging can not be counted as a statistical method, he was baffled. Has a loan of two million and has to pay interest on it.

This doesn't seem terrible, because there are actually two million assets belonging to him now in the bank. It does look like this without any problems. However, once the two major banks holding more than 53% of the shares of the Western Insurance Company decided not to play with them, they only need to split the Western Insurance Company first, and will not part of the liabilities, which is 5,000 in the bank. 10,000 split, and then the assets of the liabilities, which is part of the 50 million loans they carry.

Then sell the positive assets to the bank with absolute equity-under various names, such as the company's good business profitability or other names, sell it to the bank at a low price of 20 million or even 10 million, and then obtain the This 10 million yuan was returned to the bank in the name of debt repayment, so that the entire western company's positive assets were sold out under the name of business services, and the entire company had only 40 million liabilities left. And because of the unequal treaty in the agreement, Mr. Jackson not only had to bear 2.4 million, but had not paid 15% of the annual interest for this, for a total of three years. Eighteen thousand.

As for the insurance companies under the two major banks, it is even simpler. They still use the split and divestiture methods that capitalists like the most, and divest some of the advantageous industries directly to banks by using low-value valuations to repay bank loans. Even if they look good, one hundred million worth of good assets were returned to two banks at a price of 50 million. Now they still have 250 million debts, calculated as 1.1%. Jackson now He carried a debt of 2.75 million and the interest of 1.24 million from this debt, which means that he did nothing and owed a loan of 7.46 million to the bank somehow. , Fractions are not counted.

The reason for this result is actually very simple. The equity in their hands has been diluted to the minimum. They have absolutely no power to interfere with the shareholders 'meetings of the three companies and the board of directors' decisions on the company's operations. They can only accept this result. They can sue the two major banks, but for this capital market, capital is everything. The two major banks have enough time, financial resources, and experienced rogue lawyers to fight with them and delay the lawsuit indefinitely. Continue until they go completely bankrupt.

At that time, the lawsuit will naturally be unable to continue because of their bankruptcy, because they have no money to hire a lawyer to continue to seek legal help, and they may face a debt of tens of millions or more at that time. If the two major banks are by the way suppressing the companies they are running, speeding up the process and increasing their debt, maybe they will each bear more than 20 million liabilities after a delay!

They had absolutely no second way to go, except for the end of their life when they jumped off the building and put a rest on this debt.

Capital has never exposed a kind side. It has always shown people with **** blood basins. Sometimes some people are swallowed by this big mouth, sometimes they swallow others. Don't try to see who is more pitiful by the results. In fact, from the day they embarked on this path, they are not worthy of pity, and they are all face-faced participants.

At present, the point of Du Lin's breaking point lies in the western insurance company, or the 50 million "margin" stored by the western insurance company in the Southern Commercial Bank.

A group of people who haven't even entered the door have started to discuss how to close the door. This group of people may have too many advantages and forget to be in the mall and in the capital field. There will always be a miracle, a kind of wisdom. Miracle!

Many people along the way did not believe this evil, and eventually they all turned in honest answers.

The insurance industry without Du Lin's interference really is a place where the two words that have not been developed can not be easily said. No one will. There are countless gold and silver treasures here. As the think tanks in the two major banks continue to deepen Analysis of the profitability of the insurance business, it is increasingly felt that this is second only to the bank and can even be said to exceed the good sales of the bank. It is said that there has even been a slogan from the central bank-"Let everyone have a security guarantee"

Stimulated by the huge positive news and unprecedented benefits ~ www.readwn.com ~ the two banks quickly applied for an industry self-regulatory organization in Imperial Capital, called the Empire Insurance Industry Self-Regulatory Committee, and in accordance with the standards they had previously negotiated and signed, they asked the Chamber of Commerce Initiated the formulation of industry standards and the formulation of industry access standards. As long as these two documents are approved, the insurance industry in the empire will become the back garden of the two major banks, and they always believe that the two documents will be approved without any hindrance.

Based on their relationship with the capitalists and the General Chamber of Commerce, it is impossible for the General Chamber of Commerce to get them stuck on an unrelated issue for too long, which is not in line with the current interests of the General Chamber of Commerce.

Actually speaking, both the General Chamber of Commerce and the two major banks are facing the same problem, and they are facing the cabinet's pressing step by step, but there are some differences.

For the Chamber of Commerce, Magus's attitude is very clear. When he finds an opportunity, he defeats them, and then returns the Chamber of Commerce's power to business approval. As for the merchants of the General Chamber of Commerce in the past, they have provided a lot of help to Magus, but that is a personal friendship and should not rise to the national level. At that time, the New Party government was indeed facing a lot of crises. With the help of these businessmen, they had spent the most difficult time. Didn't they also give the Chamber of Commerce about thirty years of development?

The international situation is now more and more changing. The think tank of the Cabinet thinks that the future war situation is likely to change from armed conflicts to economic wars. This also makes Magus want to get back the government that should have belonged to it. The power to deposit with the Chamber of Commerce.

As for banks, too many anonymous accounts have caused bad negative impacts and caused great damage and losses to economic construction. The banking industry must be included in the government's supervision, and even part of the power should be handed over to the government.

The Chamber of Commerce and the two major banks are a bad brother.

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