Cultivating Immortals, Starting from Taking Care of Sworn Brothers, Wives and Daughters

Chapter 103 [Building Wang's Stock Exchange In The Immortal Cultivation World]

So the price may be even lower.

This is why, Hao Youqing said that the value of Qingxu Island is 12 million.

Note that the 12 million is still worth a hundred years.

"If I use Qingxu Island and ask you to mortgage 12 million low-grade spirit stones, will you agree?"

"Won't……………"

Hao Youqian refused without even thinking about it.

Using such an island, I borrowed 12 million low-grade spirit stones from myself.

Although Hao Youqian is rich, he is not stupid.

Hearing this, Wang Changsheng was not surprised at all, but continued to ask with a smile: "Then, I will use Qingxu Island to borrow 12 million low-grade spirit stones from my elder brother, and the loan period is 20 years."

"Annual interest is given on the basis of one percent of the total amount.

"In this case, brother, would you borrow it?"

Hao Youqian thought for a while, and then said truthfully: "I, I will probably think about this."

Borrow for 20 years, with an interest rate of 1% per year.

Based on 12 million low-grade spirit stones, the annual interest is 120,000 low-grade spirit stones.

Then twenty years, that is 2.4 million interest.

It means that if you lend this money, you will get 14.4 million low-grade spirit stones in twenty years.

This kind of business, as long as it is not a fool will do it.

One hundred years may be the lifetime of a qi cultivator.

For Master Zhuji, it also belongs to one-third of the years, but for Zhenjun Zifu and Jindan Patriarch, a hundred years is also a time of retreat.

"Look, isn't that right?"

Seeing that the other party had already taken the bait, Wang Changsheng said while the iron was hot: "Actually, brother, you still overlooked one point."

"you say......"

Haoyou "670" Qian listened attentively.

At this moment, she was completely convinced by Wang Changsheng.

As long as she has the idea of Wang Changsheng, she can make money even with her eyes closed.

"In addition, there are cash loans and goods loans."

Hao Youqian asked curiously: "What do you mean by cash loan and goods loan?"

Damn it, Hao Youqing couldn't help it for a while.

How could this guy have so many ideas? She was becoming more and more convinced by Wang Changsheng.

"For example, if I ask you for a loan of one million, big brother, you will give me all the Lingshi for the million. This is the so-called cash loan."

Hao Youqian hurriedly asked, "What about the loan for goods?"

"Cargo loan means goods."

Looking at the bewildered Hao Youqian, Wang Changsheng continued to introduce: "For example, if I ask my elder brother for a loan of one million, if you don't give the one million Lingshi, give me a one million line."

"This amount can only be used to buy and sell spirit items from you."

"If it's this kind of loan, then brother, you can eat both ends directly. The lender's interest will be eaten, and the profits from the sale of the spiritual objects will also be eaten."

"That's what loans for goods and loans for cash mean."

"I see."

Hao Youqian seems to have opened up a new world.

This method of operation was simply unheard of for her.

Suddenly, she seemed to understand something.

Why did Wang Changsheng talk to her so much this time.

Could it be...

Hao Youqing couldn't help looking into Wang Changsheng's eyes.

When she saw this look, Hao Youqian suddenly understood something.

Sure enough, this guy has no good intentions.

Having said so much, it is just to get myself hooked.

"What do you think of this financial business?"

Wang Changsheng also understood that Hao Youqing must have discovered something at this time, and he also understood why he said so much.

Simply, he did not continue to hide his thoughts.

"This financial business is absolutely profitable."

"But there is a premise, that is, to ensure the safety of assets."

Although Haoyouqian knew that Wang Changsheng was uneasy and kind, she still answered the other party's question truthfully.

This financial operation is definitely promising.

"That's right, this financial business is definitely a good way to make money, and it can be said to be a huge profit."

"As long as it is performed properly, those who are waiting for their own money in the financial business can work for them willingly, and the other party has not complained at all."

Wang Changsheng said cautiously.

Financial business is the finance of looting capital.

Thinking about his previous life, he knew that those capitalists engaged in financial business directly controlled most of Blue Star.

What they use is this financial business method.

Today's Wang Changsheng is ready to operate the so-called Dejin financial business in the world of cultivating immortals.

But even if you want to operate, there is a prerequisite.

That is, one must have the strength to deal with it.

After all, this is a world that pays attention to strength and has no so-called order at all.

When you are strong enough, you are the order in this world, and when your strength is not strong enough, "Those powerful monks are the order in this world.

Everything in this world is so simple and rude.

"That said..."

Soon, Wang Changsheng expressed the meaning of these words.

First of all, we must start with the order of this world.

This world order is dominated by the master-servant order.

For example, Wang Changsheng's Wang family, because of the existence of Su Lianyun and Bai Zhiqing, the Wang family is the so-called Zifu family.

Under the Zifu family, there must be some vassals of the foundation family and a large number of vassals of the Qi training family.

Equivalent to the Wang family, the Wang family is their master.

These vassal families are the so-called servants.

The truth is that simple.

If Wang Changsheng wants to engage in financial business.

The first step is naturally to start with these vassal families.

I believe these vassal families will be quite happy.

Wang Changsheng can also guarantee the safety of the spirit stone he borrowed.

The second step is to implement your own financial business plan on Xuanwu Island after Xuanwu Island gets up.

First, he will feature his own sons.

In Xuanyang Dashang, a bank was established, and this bank specialized in some savings business in the early stage.

For example, if you deposit 10,000 low-grade spirit stones, you can get 1% interest every year, and if you save 100,000 low-grade spirit stones, you can get 2% interest every year.

In this way, the interest has been superimposed with the amount.

Wait for the reputation of this bank to spread slowly.

Wang Changsheng believes that those families and casual cultivators will be quite happy to store spirit stones in this bank.

Of course, there must be two prerequisites for this to happen.

One is trustworthiness, which is the foundation of a bank.

It must never happen that someone comes to save money, and then says that there is no information about this person.

If so, it is undoubtedly self-defeating.

So credit is very important.

Second, that is, you must have strong strength.

If you don't have strong strength, how could those monks store the spirit stone with you.

Regarding these two points, it can be said to be the first and the second.

First of all, we must have strong strength, establish a strong force, and rely on this strong force to establish three banks.

After that, it is the bank's credit accumulation.

Wait ten or twenty years later.

If you can always maintain good credit.

At that time, the bank will inevitably rise.

At that time, it will be the time for the bank to launch the loan business, and at the same time launch some financial management services.

These wealth management businesses Wang Changsheng called securities business.

For example, the Zhang family, a vassal family of the Wang family, is now attacking a family of a hostile force.

At this time, the Zhang family's actions can be turned into securities.

For example, Zhangjia Securities divides 10,000 shares, and Zhangjia owns 5,000 shares, and at the same time releases 5,000 shares on the market.

This market is Wang's Stock Exchange.

If a stock wants to be listed, it must pay 10% of the total amount of the stock as a deposit for securities listing.

Securities and stocks listed on the Wang Stock Exchange.

A certain amount of shares must be given as a labor fee for occupying the stock exchange.

Of course, this amount should not be too large.

Otherwise, those forces would definitely not agree.

Therefore, Wang Changsheng preliminarily decided that the shareholding would be 5%.

Since Wang's Stock Exchange received the remuneration, it will naturally sell the securities.

This sale, of course, has considerable research.

For example, if a monk on the first floor of Foundation Establishment participates in the entire operation of the Zhang family, he can get 1% of the shares.

In Ru, a monk came out of a magic weapon.

The market price of this artifact will be converted into the corresponding spirit stone amount as a share.

Following such as pills, talismans, formations and so on.

All of these can be purchased with a certain price of spirit stones.

After the Zhang family wins the target, all the spoils will be distributed according to the corresponding shares.

In addition, those minerals, spiritual fields, spiritual veins, fixed assets and so on will be allocated according to the corresponding shares until the Zhang family is completely destroyed.

Even if the person who bought the shares died by accident.

As long as the Wang Stock Exchange is still there, your shares can be passed on to your children and grandchildren.

Unless, the stock of Zhangjia Securities went bankrupt completely.

But that shouldn't happen.

Because, when the power of the country is about the same...

Wang's Securities Exchange will help Zhangjia Securities start the second round of financing.

During the first round of financing, Zhangjia Securities was worth 10,000 low-grade spirit stones, and the second round of financing was valued at 100,000 spirit stones.

It is estimated that 50,000 low-grade spirit stones will be raised here.

Although the shares in the hands of the original shareholders have been reduced by half, the value of the shares in their hands has increased by ten times.

That is to say, a spirit stone that was originally invested.

Up to now, it has become ten spirit stones.

This kind of benefit, I believe that almost no one will refuse.

And that's just one of those securities.

In Wang Changsheng's vision, if a vassal family finds a mine vein, or a spirit stone mine or something.

When the family does not have the ability to develop alone.

It's okay, Wang's Document Exchange will always help you solve your biggest troubles.

For example, this spirit stone vein is on Qingxu Island.

Then this spirit stone mine can be called Qingxu Island Spirit Mine.

As for the number, it is in the order of listing.

The first listed company can be called 000001, the second company is called 000002, and the third company is called 000003, so it has been ranked according to the value

As for listing this share, it is quite simple.

The first step is to raise funds to gather spirit stones.

Note that this fundraising is not like those casual cultivators, but like those vassal families of the royal family.

First of all, it is preliminarily determined that stock No. 000001 is valued at 10,000 low-grade spirit stones, and this 10,000 spirit stones is only the initial valuation.

This valuation belongs to the discoverer of the spirit mine.

No matter what the ore vein is, the discoverer of the spirit mine will definitely get 10,000 low-grade spirit stones.

In this case, the discoverers

will appear in large numbers.

At the same time, it is also a guarantee for the discoverer.

After it is determined, it will be calculated according to the actual situation of the spiritual mine.

For example, if the Qingxu Island Spirit Mine is worth 100,000 low-grade spirit stones, then the first fundraising will be based on the value of 100,000 low-grade spirit stones.

Note that this value is not the value of the spirit mine.

It is the value needed to develop this spiritual mine.

For example, if you want to fully develop this spirit mine, you will need tens of millions of low-grade spirit stones in the early stage.

This is where the value of the Qingxu Island Spirit Mine lies.

Raising funds is also collecting funds for the development of this spiritual mine.

As for the subsequent operation, it is also quite simple.

It is the first time to find those families to raise funds, and it is estimated that about 20,000 low-grade spirit stones will be raised.

The 20,000 spirit stones are used as the first batch of funds to develop the mine vein. After the ore is confirmed, the Wang Stock Exchange will evaluate the mine vein here.

If there is no spirit stone, the development of this vein is a waste mine.

The major families that invested can only admit that they are unlucky.

No way, investment is risky.

If there is really a spirit stone.

Listing will be arranged by Wang's Stock Exchange.

For example: the original shares are one hundred, and one hundred is stored as one hundred thousand shares, and each share is sold according to one spirit stone, or two or three spirit stones.

Specifically, it is sold according to the number of spirit stones.

That depends on the scale of this spirit stone vein.

The larger the scale, the greater the value.

At the time of listing, the initial distribution of shares is stipulated to be between 30% and 50%.

Of course, these fund-raising families can also be sold.

After several years of development of this mine, I believe this stock will grow and grow higher.

Of course, it is also possible to go all the way down.

Everything depends on the progress and reserves of the vein.

If the shareholders distribute a few good news at will, the shares will naturally rise.

The nature of those stockholders is naturally getting higher and higher.

If it's bad news, it goes without saying.

The last thing waiting for this stock will be forced delisting.