Cultivating Immortals, Starting from Taking Care of Sworn Brothers, Wives and Daughters

The horror of the fifth-order large formation.

Everyone present, no one is unclear.

Even if it is a fifth-tier low-rank formation, its power is beyond everyone's imagination.

But what Wang Changsheng didn't know at this time was.

Among the people present, some people have already had some thoughts.

Of course, this is not a bad idea.

After all, with their strength, they are not qualified to force their bad thoughts on Wang Changsheng.

Aura Tides is still fifteen years away.

Although this is an opportunity, it is also a huge crisis.

For some casual cultivators, as well as the newly established Foundation Establishment Clan, they do not have the power to protect themselves.

Are they still around after this aura tide.

None of them could know.

Some monks have already raised the idea of ​​taking refuge.

A fourth-order middle-grade spirit vein.

Allow them to gain more benefits from this opportunity.

The fifth-order low-grade formation.

It can allow everyone to obtain the greatest safety in this crisis.

With these two points alone, Xuanwu Island will not worry about having no monks.

Not to mention that the waterway was opened directly.

Not only them, but even some of the True Lords of the Purple Mansion who were present couldn't help thinking of going to Xuanwu Island to stay.

Xuanwu Island has a fourth-order middle-grade spirit vein.

It is definitely a blessed place for cultivation. The spiritual veins of these Zifu families are basically fourth-order low-grade spiritual veins.

It's not basic, everyone present is like that.

You must know that in Qingshuang Mountain at this time, the spiritual veins here are only the third-order top-grade spiritual veins.

After Zhang Qing invited Wang Changsheng and others in.

In the following period of time, it completely became Wang Changsheng's personal home court.

The cultivation environment of Xuanwu Island.

The commercial atmosphere of Xuanwu Island.

Eat, drink and have fun on Xuanwu Island.

In addition, Wang Changsheng even claimed that Xuanwu Island has invited monks from more than a dozen nearby sea areas to settle in.

Although this statement is very suspected of bragging.

But undoubtedly, it added confidence to everyone present.

The Zhang family, the family hall.

At this time, Wang Changsheng was staying with Zhang Chun's grandfather and grandson.

"I don't know what this loan means."

After the crowd dispersed, Zhang Chun couldn't wait to pull Wang Chang into the room.

The sooner this kind of thing is resolved, the better.

Being stared at by Wang Changsheng all the time, this feeling is definitely not ordinary uncomfortable, I can't beat it, I don't even dare to hit it, and I can't hide it.

If Wang Changsheng were to say a few bad words.

Maybe he will really be remembered, and being remembered by such a big man is not an ordinary feeling.

"We have four types of loans in total."

Zhang Qing, who was sitting next to him, hurriedly said: "Dare to ask Daoyou Wang what are the four types of loans.

Hearing this, Wang Changsheng immediately regained his spirits.

If you want to talk about this loan, I won't be troubled.

"One is the family loan."

"For example, for the Zhang family's loan, our Qingxu Bank will send professionals to make statistics on the entire Zhang family's industry.

"Whether it is spiritual veins, spiritual mountains, ore veins, minerals, spiritual stones, magic tools, elixir, panacea, talismans, formations, etc., they can all be used as assets for certain evaluations."

"In addition to the evaluation, Qingxu Bank will also evaluate the family's risk, and only if both of them pass, Qingxu Bank will issue a loan to the family.

Wang Changsheng introduced the situation of the loan in detail.

Naturally, these things were specially thought out by him on the way here, and they were mainly prepared for Qingshuang Zhang's family.

Zhang Chun immediately asked: "This risk, how is it assessed.

"It's very simple, it depends on the cultivation of the family."

"Let me make a simple analogy. For example, if the assets of your Qingxu Zhang family are around one million spirit stones, we can make loans based on the six levels of the total assets.

"All of this is because Zhang Qing started."

"because I……………"

Zhang Qing pointed at himself suspiciously.

I don't know what Wang Changsheng's words mean.

"Yes, it's because of Fellow Daoist Zhang Qing..."

Wang Changsheng nodded, and continued: "Because fellow daoist Zhang Qing has broken through to the True Lord of the Purple Mansion, it means that the family is in an important rising period."

"This point, fellow daoist, shouldn't deny it!"

"good….………"

Zhang Qing and Zhang Chun's grandfather and grandson agreed with this statement.

Although there was Zhang Chun in the original Zhang family, it was only a foundation-building family in the final analysis.

After all, Zhang Chunxian is the elder of Xuanyang Sect.

The second is the members of the Qingshuang Zhang family.

Before and after this, it is natural to distinguish clearly.

Otherwise, Xuan Yangzong will be the first one to trouble you.

Although the previous Zhang family was powerful, in the end it was only a foundation-building power.

With Zhang Qing's breakthrough, the entire Zhang family will usher in a period of majestic development, whether it is power, prestige, or vassal families will expand outward.

At this time, I saw Wang Changsheng introduced him when he continued to come.

"If Qingshuang's Zhang family is still the Jianji family, then the Qingxu Bank can only lend money on the basis of three tiers, or even two tiers, and one tier of assets."

"And that's why..."

Zhang Qing looked at Wang Changsheng with some puzzlement.

The same one million assets, why some are high and some are low, aren't the two the same?

"Thinking about it, this should be the risk you mentioned!" Zhang Chun suddenly realized.

He once worked in the Tang Dynasty for more than ten years in Xuanyang Zongshu.

For what Wang Changsheng said, he still understood more or less in his heart.

Simply put, the risk taking is different.

Assets worth one million spirit stones could not be defended by a Foundation Establishment family.

Undoubtedly a child holding a tael of gold in troubled times.

The one, two, or even three floors that Wang Changsheng mentioned meant a foundation-building family whose assets were around this.

These are also the limits they can hold.

After all, if this spirit stone is borrowed, the other party must also consider the corresponding repayment ability.

But the Zifu family is somewhat different.

The Zifu family can keep this money, and they can even use this money to expand their territories.

"That's right, fellow Taoist Zhang Chun can see through." Wang Changsheng gave him an appreciative glance.

It seems that the electric Zhang family has maintained this level.

Even Zhang Qing was able to break through to the True Monarch of the Purple Mansion, this Zhang Chun is absolutely indispensable in it.

For others, Zhang Chun may not be very good.

But for Xuanyangzong and Qingshuang Zhang's family, Zhang Chun really has nothing to say.

Although Zhang Qing often helps the family.

But it did not use a Lingshi from Xuanyangzong.

"And what about this line of credit?"

Zhang Chun thought of the credit loan that Wang Changsheng said.

The word credit is easy to understand, it is a question of whether a monk is honest or not.

Of course, the specific situation depends on the introduction of Wang Changsheng.

I saw Wang Changsheng explain: "Credit loan is very simple, the main thing is to see how the credit of the fellow Taoist is."

"How is this credit specifically divided?" Zhang Chun frowned, looking at him with some puzzlement.

Wang Changsheng continued: "Credit loans are evaluated according to the following points."

"One of them is the influence of fellow daoists."

"Secondly, is how fellow daoists usually behave.

"The third is what is the cultivation realm of fellow Taoists.

"Fourth, what is the lifespan of Fellow Daoist now.

"Fifth, how is the relatives and friends of Taoist friends?"

"The sixth is how fellow Taoist's spirit root looks like."

"Combine some of the above factors to judge the credit of fellow daoists."

"for example...……"

Zhang Chun suddenly came with great interest.

This credit loan, he felt as if it was suitable for him.

It just so happened that he was going to buy a Yuanyang Pill.

If it is said that Ziyang Pill can help monks cultivate from the tenth level of foundation building, directly break through to the first level of Zifu.

But Tianyang Pill can help the sixth-level cultivators of the Purple Mansion break through the bottleneck of the seventh-level.

Tianyang Pill is a fourth-grade middle-grade pill, and its effect is the same as that of the third-grade middle-grade Breaking Realm Pill in the Foundation Establishment Period.

The fourth-rank low-grade elixir, Yuanyang Pill, is to help the monks at the Zifu level break through to the fourth level of the Zifu.

Therefore, whether it is Yuanyang Pill or Tianyang Pill, they are also called by the majority of monks as the fourth-order low-grade Breaking Realm Pill, and the fourth-rank middle-grade Breaking Realm Pill.

It's a pity, Tianyang Pill is too expensive.

With Zhang Qing's current worth, it is estimated that he can afford it.

His storage bag will also become empty.

This is why he has been hesitant.

This time, he felt that he saw hope.

If he can get a sum of money in Qingxu Bank, he is fully capable of buying a middle-grade Breakthrough Pill.

At that time, he has eight levels of confidence to break through to the seventh level of the Purple Mansion.

As long as he breaks through to the seventh floor of the Purple Mansion, the suzerain of the Xuanyang Sect will become Zhang Chun's doctor.

As for Gu Li who has been competing with him.

Hehe, it's not that Zhang Chun looks down on her.

Not to mention that her current cultivation base is only the fifth floor of the Purple Mansion, and it is even far away to break through to the seventh floor of the Purple Mansion.

Even Gu Li broke through to the seventh floor of the Purple Mansion first.

Gu Li also couldn't sit on the position of the suzerain of Xuanyang Sect.

All this for nothing else.

Mainly because of Guli's gender issues.

Xuanyang Sect, after all, is a sect respected by male monks.

It started with Xuanyang Patriarch establishing Xuanyang Sect.

Every suzerain is a male monk.

If the Xuanyang Sect has a female Jindan Patriarch, maybe Gu Li still has a glimmer of hope to become the suzerain.

Yes, just a glimmer of hope.

As for now?

Basically impossible.

"Take fellow daoists as an example."

Hearing this, Zhang Chun cheered up immediately.

"Fellow Daoist is currently on the sixth floor of the Purple Mansion, and I believe he will be able to break through to the seventh floor of the Purple Mansion soon."

"Besides, Fellow Daoist is also the long career of Xuanyang Sect.

"As a fellow Taoist who is an elder of the Xuanyang Sect, you have a fixed salary every year. We will calculate your repayment ability based on your salary."

"The lifespan of fellow Taoist is only two hundred and seventy years old."

"Not to mention, fellow daoists still belong to the ancestors of Qingshuang's Zhang family, so the credit of the first release is naturally nothing to say.

In the end, Wang Changsheng looked at him with a smile in his eyes.

What Zhang Chun paid attention to, he might not be clear.

Coincidentally, this also directly followed his wishes.

"If you go to Qingxu Bank for a loan."

"Based on my credit, how many spirit stones can I borrow?"

This is what Zhang Chun cares most about.

"Haha, fellow daoist, later."

Hearing this, Wang Changsheng was overjoyed, and then said with a smile: "I need to ask a professional to calculate it."

"professional."

Master Zhang Chun and his grandson immediately showed doubts.

"Yes, the professionals."

Wang Changsheng nodded with a smile, and then sent a voice transmission to Su Lianyun who had already returned to the warship, asking her to call in professionals.

Not long after, a monk came in.

This is also what Wang Changsheng cultivated

coming spirits.

Its main direction is the financial aspect.

His financial knowledge is no less than that of previous financial experts.

In the future, he will be the bank's financial advisor.

"Dare to ask senior, how much is your annual salary?"

Zhang Chun didn't answer him, but instead looked at Wang Changsheng and said pointedly: "Xuanyang Sect has a unique monk salary system."

"In the nine prefectures of Xuanyang, the families above the ninth level all refer to the salary system of Xuanyangzong.

"Our salary system is also copied from Tianxingzong."

"Fellow Daoist, please tell me."

Wang Changsheng cheered up immediately.

He knew that Zhang Chun was reciprocating.

When Xuanwu Island develops in the future, the entire senior officials of Xuanyangzong will be aware of his relationship with Chen Tiantian.

There will definitely be many Xuanyangzong monks who will come to borrow money in Jieshi.

What's more, the business of Qingxu Bank is estimated to develop towards (with Li Hao) the entire nine counties of Xuanyang.

The reason why Zhang Chun said this was to make him ready.

In the future, monks from the Xuanyang sect will go to the Qingxu Bank for loans.

Coincidentally, Wang Changsheng can also refer to it.

Zhang Chun did not introduce the salary during the Qi training period, obviously he also knew that it was impossible to borrow spirit stones from Qingxu Bank during the Qi training period.

Zhang Chun started directly from the monks on the first floor of the foundation building.

On the first floor of the foundation building, five hundred low-grade spirit stone salary, a bottle of condensing spirit pill, plus one hundred sect contribution points per year.

On the second floor of the foundation, 650 low-grade Lingshi salary per year, two bottles of condensing spirit pills, plus 200 sect contribution points.

Three floors of foundation building, 800 low-grade spirit stone salary, two bottles of condensing spirit pills, and 300 sect contribution points per year.

Four floors of foundation building, 1,000 low-grade Lingshi salary per year, and a bottle of Juling Pill, plus 400 sect contribution points.

There are five floors of foundation building, 1,200 lower-grade Lingshi salary per year, two bottles of spirit-gathering pills, and 500 sect contribution points.

There are six floors of foundation building, 1,400 low-grade Lingshi salary per year, three bottles of spirit gathering pills, and 600 sect contribution points.

There are seven floors of foundation building, 1,800 low-grade Lingshi salary, a bottle of true panacea, and 700 sect contribution points per year.

There are eight floors of foundation building, 2,200 low-grade Lingshi salary, two bottles of true spirit pills, and 800 sect contribution points per year.

There are nine floors of foundation building, 2,600 low-grade Lingshi salary, three bottles of true spirit pills, and 900 contribution points from other sects every year.

Building ten floors of foundations, three thousand low-grade spirit stone salary, four bottles of true panacea, and one thousand sect contribution points per year.

Hearing this, Wang Changsheng nodded silently.

This is the same as the salary of the Wang family. After all, the Wang family can be regarded as copying the salary system of Xuanyangzong.

After talking about building the foundation, Zhang Chun continued to talk about Zifu.

Wang Changsheng cheered up immediately.

He is not so clear about the system of Zifu now. .