Chapter 225: Partnership

Two days later.

In the reception room of a trading firm.

Chu Fuzhu put down his teacup and looked at Yu Xian, who was sitting calmly across from him.

"President Bai, I didn't expect you to invite me here. It seems that you really intend to bring the Datong Society to the surface," Chu Fuzhu said.

He was well aware of the unclear relationship between the trading firm and the Datong Society.

As a local power figure, he had long known about the sudden rise of the trading firm, which primarily dealt with resources from the demonic veins. The presence of unfamiliar faces with Gold Core cultivation level was too much of a coincidence.

However, he had maintained a tacit understanding with the Datong Society and pretended not to know.

Now, President Bai of the Datong Society was openly acknowledging their relationship, clearly intending to confront him.

Yu Xian smiled faintly and said, "Master Chu, the Datong Society is not an organization that needs to be hidden. It's just that it wasn't suitable for extensive publicity in the past. Now is the right time."

In the future, the trading firm will still need Master Chu's care."

Chu Fuzhu smiled insincerely and said, "If you trust me so much, President Bai, aren't you afraid that I might turn against you and make all the efforts of the Datong Society go to waste? After all, what you did before wasn't quite ethical."

"Yanran's experiences have made her different from ordinary people, but that's not a reason for you to exploit her. That whole incident was your doing, wasn't it? I thought you had some genuine affection for Yanran, heh."

Yu Xian raised an eyebrow, slightly displeased. "Master Chu, some things shouldn't be said lightly. It's true that Duan Hong received some assistance from the Datong Society in the past, so he was willing to do a small favor for us. As for his feelings for Lingyuan, I truly admire and appreciate them. If their relationship were to break because of this, causing Lingyuan to close her heart and not seek happiness, I don't think it's something you would like to see."

"Then why did you involve her?" Chu Fuzhu asked.

Chu Fuzhu's gaze turned cold, and his late-stage Gold Core aura pressed down without any reservation. The air in the room instantly froze.

The flower vase on the corner of the table seemed to have experienced a thousand years of wind and sand erosion in an instant, cracking inch by inch before turning into powder and falling down.

Except for the chairs they were sitting on and the table in front of them, everything else in the room suffered the same fate as the flower vase.

There was a pile of fine sand on the ground.

However, this disturbance did not leak out at all, perfectly controlled by Chu Fuzhu.

Yu Xian remained calm, as if a gentle breeze was blowing on his face, completely unaffected by Chu Fuzhu's pressure.

Not to mention that his Divine Sense intensity already surpassed that of cultivators of the same level. Even if he didn't take that into account, his mental threshold had long exceeded the limitations of his realm, as he had come into close contact with the remnants of Heavenly Dao Spiritual Qi.

Even if Chu Fuzhu was a Nascent Soul True Monarch, this little bit of aura probably wouldn't have any effect on him.

In short, he might not be able to fight Chu Fuzhu head-on, but when it came to pretending to be a master, he wouldn't lose to anyone.

Especially when he combined it with the Heaven-Defying Technique, which had already reached the second rank and was only one step away from reaching the first rank of Gold Core Supernatural Power, it was seamless.

"Master Chu, you have to compensate for the damage," Yu Xian said, maintaining a gentle smile on his face, giving off the impression of a humble gentleman, but without offering any explanation.

In Chu Fuzhu's eyes, this attitude seemed damn arrogant, as if everything was under his control.

And he himself was just a trapped prey, currently in a state of powerless rage.

"What do you want?" Chu Fuzhu finally compromised.

Because he found that his full pressure couldn't even make Yu Xian flinch, a deep sense of fear rose in his heart.

He was confident that even the true disciples of Xuan Yang Sect would have to take precautions in the face of his threat. But Yu Xian in front of him didn't even raise an eyebrow.

He could clearly distinguish between pretense and genuine confidence.

Moreover, power was power. No matter how good someone's mental state was, they couldn't resist the pressure of a Transcendent power.

Because when they faced the pressure, they were already annihilated on a spiritual level.

Just like the spiritual pressure high-rank cultivators exerted on ordinary low-level cultivators and mortals, there was no need for any testing. If they couldn't bear it, they would die.

The last time the two met was at the Yan Garden banquet.

Because the other party had done him a favor, he didn't probe too much. He just felt that this White President was hiding very deep and had excellent escape skills.

But today, he was confronting him head-on in terms of spiritual matters without any reservations, and still couldn't see through any truth or falsehood, which was truly terrifying.

With a deep background, strong strength, and a huge potential power, coupled with his own daughter's actions, the Lord of the Chu Mansion realized that he seemed to have no other choice.

What surprised the Lord of the Chu Mansion was that Yu Xian unexpectedly didn't take advantage of the situation, but instead politely said, "Lord Chu, I believe that trust should be increased between people. I have no ill intentions towards you and Miss Ling."

"On the contrary, I intend to cooperate with Lord Chu and give you a great gift."

The Lord of the Chu Mansion had been cultivating for so long and never believed that someone would willingly give him benefits. Apart from his own parents, who could selflessly dedicate everything to him, anyone else who wanted to give him benefits would want to gain more from him.

But his parents were only Foundation Establishment cultivators, and they had already passed away three hundred years ago. There might not even be any bone remains left now.

Therefore, when he heard about the great gift, he didn't feel joy, but instead became wary.

"President Bai, the best gift you can give me is to uphold the principles of the Great Unity Society. As for anything else, Chu has no other requests."

"Is that so? Lord Chu, don't you want the opportunity to form a Nascent Soul?" Yu Xian, like a cunning hunter, slowly threw out his bait.

The Lord of the Chu Mansion's breathing suddenly became rapid, and his state of mind that had been cultivated for hundreds of years almost couldn't hold on. In the face of the opportunity to form a Nascent Soul, he believed that no other elderly Gold Core cultivator could remain calm like him.

He swallowed his saliva and reached for the tea cup on the table, taking a sip of the already cold tea, gradually calming down.

"Didn't you say that before? Now you're willing to offer such a price. Could it be that you have set your sights on my life and wealth?"

Because of Yu Xian's previous performance, the Lord of the Chu Mansion didn't doubt whether Yu Xian could provide the opportunity to form a Nascent Soul. He only doubted whether he could withstand this opportunity.

After all, Yu Xian had made countless excuses before and didn't even give him a definite answer.

Yu Xian smiled and said, "I have no grudges or grievances with Lord Chu, so why would I plot against your life and wealth? The opportunity to form a Nascent Soul that I mentioned is not elsewhere, it's right in front of you."

"The Wanbao Chamber of Commerce has Infant Transformation Pills for sale. One spiritual pill only costs one hundred top-grade Spirit Stones."

"Of course, the Infant Transformation Pill can only slightly increase the chances of forming a Nascent Soul. If you can also add the Bodhi Clear Mind Pill to cleanse the divine soul, and the Du'e Pill to weaken the power of the Heavenly Tribulation..."

"With Lord Chu's strength, I'm afraid you will have a fifty percent chance."

The Wanbao Chamber of Commerce spans across various domains and has strong power. The spiritual pills Yu Xian mentioned are indeed within their range of sale, but the prices make people hesitate.

When the Lord of the Chu Mansion heard this, he almost couldn't help but laugh.

"President Bai, I'm not blind or deaf. I can see the goods sold by the Wanbao Chamber of Commerce. Not to mention that these strategic resources have already been reserved by the major sects, even if there are some vacancies, can I even have a chance?"

"I have been cultivating for nearly four hundred years, and all the wealth I have accumulated is not more than fifty million low-grade Spirit Stones. If converted into top-grade Spirit Stones, it's only about thirty pieces."

This is because the Lord of the Chu Mansion had good luck in the past and was valued by the sect, so most of the cultivation resources during the Gold Core stage were provided by the sect.

I don't even dare to hope for an Infant Transformation Pill, let alone other spiritual pills."

Yu Xian said, "At this time, there is a beast tide disaster, and there are also hidden demonic calamities. The Baoli Mansion within eight hundred miles is full of treasures."

"As long as Lord Chu is willing to cooperate with me, I can guarantee that Lord Chu will increase your income by one million Spirit Stones every year, giving you a chance to buy an Infant Transformation Pill before you turn four hundred."

The Lord of the Chu Mansion was stunned, and the tempting income mentioned by Yu Xian pierced through his mind like a demonic sound.

"How do you want to cooperate?" Yu Xian smiled, revealing his true intentions.

"I don't know if Lord Chu has heard of the silver shops and banks in the mortal world?"

The Lord of the Chu Mansion naturally knew what the so-called banks and silver shops were, and shook his head repeatedly when he heard this.

"So President Bai has come up with this idea, but it seems too idealistic. Let me tell you a story. About eight hundred years ago, the Xuan Yang Sect and the Nine Great Heavenly Cities existed. The missing Heavenly City was called Wan You Heavenly City, ruled by the Wan You True Monarch."

"The Wan You Heavenly Lord was born as a rogue cultivator. Since childhood, his luck was astonishing, and he smoothly cultivated to the Nascent Soul Realm. His whereabouts were spread throughout the Jiuyang Domain, and he had a wide circle of friends. That's how he got the name Wan You True Monarch."

The Xuan Yang Sect took notice of Wan You True Monarch's connections and invited him to join, building the Wan You Heavenly City for him and appointing him as the lord of the city.

Later, one day, Wan You True Monarch had a sudden idea and opened a bank in the Wan You Heavenly City, similar to what you mentioned, called the Wan You Pavilion.

Because Wan You True Monarch had a wide network of friends and a great reputation, on the first day of opening, the Wan You Pavilion collected nearly one billion Spirit Stones, and this number continued to increase daily.

It is said that at its peak, it reached one hundred billion Spirit Stones, and the pavilion was filled with countless treasures.

This matter caused a stir and attracted countless covetous eyes.

On that day, nearly ten Nascent Soul True Monarchs infiltrated the Wan You Heavenly City and secretly attacked the Wan You Pavilion.

Even though Wan You Heavenly Lord had strong power, he couldn't fight against ten opponents alone. He was severely injured, the pavilion's treasury was broken into, countless treasures were stolen, and the whereabouts of one hundred billion Spirit Stones became unknown.

Afterwards, Wan You Heavenly Lord had to sell his assets but still couldn't repay his debts. He had to change his identity and flee to a distant place to escape his debts.

Those cultivators who had deposited their money in the Wan You Pavilion joined forces and approached the Xuan Yang Sect, forcing them to help Wan You Heavenly Lord repay the debts of several Nascent Soul True Monarchs. Afterwards, the Wan You Heavenly City was abandoned and never used again."

"If you want to cause a small disturbance, it's fine. But once it attracts the attention of others, especially some Nascent Soul Rogue Cultivators, they won't care about your identity.

No matter how hard you try, you're just making a wedding dress for others."

But Yu Xian dared to discuss this with the Lord of the Chu Residence, so naturally he had done some research beforehand.

As far as he knew, there was no bank in the entire Wang Shu Residence, or even in the entire Xuan Yang Realm. It's not that cultivators have become foolish from cultivation and don't know how to develop the financial industry, but rather that they are influenced by individual power. Banks are not easy to establish.

Business is nothing more than four words: buy low, sell high.

Money deposited at low interest rates can be lent out at high interest rates. Once the funds start circulating, as long as bad debts are within the range of risk tolerance, it is a stable and profitable business that grows bigger and bigger.

But the problem lies in the inability to guarantee bad debts.

Ordinary people borrow from banks for consumption, investment, and entrepreneurship, but most cultivators borrow for cultivation, breakthroughs, and adventures.

In a world without Transcendent power, there are basic laws, and a contract can suppress people. But in the Immortal World, ordinary contracts don't work, and the contracts that do work are not cheap. They certainly can't do the simple business of low-level cultivators.

This means that they can only do business with high-rank cultivators.

But some high-rank cultivators claim that their fists are stronger than your bank, and they can tear up contracts as they please. As for the backlash, what can you do to me?

As for collateral, only those who dare to take it may not have their lives.

So the bad debt rate soars.

In Yu Xian's opinion, Nascent Soul-level forces like the Xuan Yang Sect, although they seem vast and rich in resources, actually don't even have the qualifications to open a bank.

Because they don't have the power to easily suppress Nascent Soul True Monarchs.

He had never heard of the Wan You Heavenly City eight hundred years ago, but he wasn't surprised by its fate.

Of course, besides power, there is another important reason: no one comes to deposit money.

A bank cannot use other people's money to make money, otherwise what's the point of opening it?

Cultivators and ordinary people are different.

Ordinary people don't have magic power, nor do they have storage bags for convenient small spaces. Currency such as gold, silver, and copper coins are not convenient to carry.

Powerful forces can rely on credit and imperial laws to establish money houses in various places, using silver tickets as vouchers to avoid the burden of carrying large amounts of currency and facilitate exchange in various places.

But Spirit Stones are consumables, and everyone has the ability to carry them with them. If they are stored in a bank and someone misappropriates them, there is no place to reason. There is simply no basis for trust between the two.

So Yu Xian never thought he had the ability to do this.

At least he would need to reach the God Transformation Realm before he could have the qualifications to make money effortlessly.

He was just using this concept to raise funds.

Yu Xian remained calm and said, "If I wanted to imitate the past, I wouldn't have the confidence to come to Lord Chu for cooperation.

Lord Chu, why not listen to my plan?"

Lord Chu said, "I'm willing to hear the details."

Yu Xian said, "Lord Chu, if you were an ordinary Foundation Establishment cultivator, and after a lifetime of cultivation, you had only saved two or three hundred thousand Spirit Stones, but in the end, you still couldn't buy a Golden Core or even a Golden Core spiritual object.

At this time, I give you an opportunity. As long as you give me these few hundred thousand Spirit Stones, I am willing to give you a chance to try to break through to the Gold Core Realm.

Of course, it will only be the False Dan Realm.

Once you successfully break through, then your Spirit Stones will belong to me, and you will also need to make up the difference for an external Golden Core."

If the breakthrough fails, everything will naturally be lost.

"Do you want to do this kind of business?"

Chu Mansion Lord furrowed his brows, "What's the point of doing this? What does it have to do with the silver shop you mentioned? And why should I receive a million Spirit Stones in income every year? What can I do?"

Yu Xian smiled, "Mansion Lord Chu, this is called a gimmick, or a flagship product. Of course, we are not doing it for free.

The quota for breakthrough fake pills is limited every year.

Assuming there are one hundred Foundation Establishment cultivators depositing Spirit Stones in the silver shop, even if each person has two hundred thousand Spirit Stones, that would be twenty million Spirit Stones. We only need to take out five million and support three people's breakthroughs in a year.

The remaining people naturally have to wait in line.

No, not wait in line, but draw lots. This way, everyone's chances are equal.

But they can't take away these Spirit Stones. They can only qualify to draw lots after depositing enough for a certain number of years. Otherwise, even if they lose their qualification, do you think they will give up or continue to wait?

Even if half of them leave, there will still be half left, which is ten million. The cost is five million, leaving five million Spirit Stones, enough to support two years.

With successful examples in two years, do you think other Foundation Establishment cultivators would be willing to wait in line?

Even if only twenty Foundation Establishment cultivators join every year, it would be enough to cover the cost in this aspect.

And if Foundation Establishment cultivators can do this, can't Qi Refining cultivators do the same?

Now that the beast tide has passed, second-order monster cores are everywhere. The temptation of Foundation Establishment pills for Qi Refining cultivators is self-evident.

As long as they give me one thousand Spirit Stones, they will also qualify to draw Foundation Establishment pills. I believe most Qi Refining cultivators would be willing to take a chance.

During this process, a considerable amount of Spirit Stones will naturally be accumulated. Of course, this is actually insignificant."

Chu Mansion Lord furrowed his brows, "What do you mean?"

Yu Xian said, "Mansion Lord Chu, what is the most precious thing in this world? It's not Spirit Stones, it's people! These people owe debts to the silver shop. Do you really think they will just give up?

Those who deposit Spirit Stones in the silver shop, do you think they really intend to lie down and wait for the draw?

They are the most precious wealth!

You are the Mansion Lord, the most qualified person to organize manpower to resist the beast tide. These people's Spirit Stones have already been deposited in the silver shop, and they will definitely be used by us. How much wealth can they create for us then?

I don't know how long this beast tide will last, but according to previous years' experience, it will last at least eight years.

Those vast Demonic Beasts are all our wealth!

This silver shop is not just for accumulating wealth, but for accumulating people!"

Chu Mansion Lord seemed to see countless cultivators gathering under his command. With a single command from him, thousands of Demonic Beasts would fall, and Spirit Stones would cover the ground.

He seized this opportunity, successfully broke through, and then ascended to Xuan Yang Sect, becoming a Nascent Soul True Monarch and taking control of the Inner Sect Chu Family.

In the past, when facing the beast tide, he only thought about defending the city and protecting himself. He never thought about taking the initiative to attack, even if occasionally repelling a few Demon Kings, it was because of the crisis of the city being slaughtered.

But now, he realized what he had missed.

He couldn't calm down anymore, his emotions completely stirred up by Yu Xian, forgetting all the problems that existed in this.

"Can this really be done?"

He was already tempted, but the only thing that made him wary was that he never knew the true purpose of President Bai from beginning to end.

Yu Xian smiled, "The process will certainly be difficult, but the future is definitely bright. Whether it succeeds or not, Mansion Lord Chu will have to consider it then."

Chu Mansion Lord's mind was completely tense, but the remaining trace of reason made him ask the question he most wanted to know.

"After doing so much, what do you really want?"

Yu Xian said, "Naturally, Spirit Stones. Mansion Lord Chu, don't forget that I also have a share of the Spirit Stones.

In addition, Mansion Lord Chu, don't forget the purpose of the Great Unity Society, I for everyone, everyone for me.

Although I have selfish motives, I am also opening up a path for them. Why not do it?"

As for how many Spirit Stones he privately misappropriates and how much Heavenly Dao Spiritual Qi he deceives, that is another matter.

After all, he is only borrowing temporarily and will make up for it sooner or later.

This is the promise given by the future True Monarch Yu.

He deceived Chu Mansion Lord to seize the opportunity, telling himself to seize the opportunity, even if he is a salted fish lying down for ten years, he must turn over.

(End of this chapter)

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