Dear Broom Knight

#157 - The man who brought up the bank

"Oh, right, why do I feel like what you just said was a bit off? Those drawings, didn't you already give them to Archmage Arslaan?" Alex said, as if suddenly remembering.

"Of course!" Lowry gripped the broom handle with both hands, suddenly doing a 360-degree spin in the air... When his head was back down, he even rolled his eyes at Iన్స్... before leisurely returning to Alex's side. "I made those things back then so that Taylor and the others would have a place to rest during the castle's construction."

"Oh~ During your apprenticeship!" Alex quickly understood.

"Yes! Everything was completed under the supervision and assistance of my teacher. Naturally, both sides have the drawings," Lowry replied cheerfully. "If you really want them, just go to your grandfather.

Anyway, if he uses my drawings to make money, he'll definitely give me a share of the drawing fees."

Alex immediately understood what Lowry meant.

Lowry had already recorded those drawings in the Northern Lands Royal Library.

Even His Majesty the King would have to pay a considerable sum of money to use the designs registered within.

Lowry didn't need to handle these things himself at all.

The Northern Lands Kingdom has a national bank... Alex was really envious of this.

The gold and silver coins of the Northern Lands Kingdom don't have to be made of pure gold and pure silver.

Although they definitely still contain gold and silver materials, they can be made into alloy coins using some low-cost metals of similar color.

And the gold coin of the Northern Lands Kingdom is the only common currency with a gold and silver content of thirty percent.

The weaker a country's strength, the higher the purity of its gold and silver coins must be.

Countries like their Icefield Nation, where the royal family can't control the country's power at all, and the right to mint coins is just a formality, can't buy things outside without pure gold coins.

But pure gold and pure silver are really just nice to hear, but in reality, they're not easy to use at all.

Round gold coins will become unrecognizable after being used for a while.

Therefore, many Icefield merchants can only choose to exchange pure gold coins for the gold coins of the Northern Lands Kingdom to use in other countries.

They're all at a disadvantage, but at least the currency of the Northern Lands, especially the Dragon Coins issued after King White Dragon ascended the throne, have virtually no difference in purchasing power from real gold coins.

And then there's that national bank.

Alex was really envious... All the gold and silver are stored in the bank's warehouse. Besides sending out those Dragon Coins, the bank also makes high-value tokens.

These are slender gold bars inlaid with gems and crystals, made of pressed gold. Although their intrinsic value isn't great, because the craftsmanship is special, no one can imitate them, so they're used to represent a certain value of gold coins.

Of course, these gold bars can definitely be exchanged for the corresponding gold coins when taken to the national bank located outside the Northern Lands Royal Palace.

In fact, many countries envy the Northern Lands Kingdom for being able to easily achieve this measure... Without sufficient guarantees, who would accept this kind of token?

If the Northern Lands Kingdom, or even the royal family, had some problems, no one could say whether this token would still be useful.

Therefore, this is something that can only be done while King White Dragon is on the throne. When his life comes to an end, it's estimated that no one will dare to use this token.

However, Alex himself didn't dare to think... How long could his grandfather live, and how many generations of his descendants could he see?

Therefore, it's very possible that, because they're used to this convenient token, the Northern Lands Bank will become an eternally existing thing.

This isn't some fantasy dream, but in a fantasy world, if something possesses a certain meaning for a long time, it's possible that it will be assimilated by the laws.

Once it becomes a creation of the laws, the rules of the Northern Lands Bank will naturally become unchangeable laws.

Those gold bars will naturally be substantively linked to the amount of money they represent.

Although this is just a speculation of Alex's, he really feels that it's possible.

Especially that national bank.

For convenience, almost all the great nobles have opened warehouses in the bank, and they've also used their gold coins to buy those large and small gold bars.

Although the Northern Lands Bank is only willing to issue tokens of one hundred, five hundred, one thousand, and five thousand, this is already very good for most nobles and merchants who can only afford to pay tens of thousands of gold coins at a time.

Nobles and high-level professionals with a bit of ability all have storage tools, only the capacity is different. Tokens can indeed save a lot of space.

The control center of the Northern Lands royal family is very powerful, ensuring that human influence doesn't affect the most essential functions: such as the number of tokens produced, and the protection measures in those warehouses.

Only they can do this. This kind of magic array center requires a lot of energy to supply.

The stronger the ability, the greater the demand for energy.

Each growth requires an even larger amount of energy.

All of this requires countless resources to supply.

Even those churches are reluctant to take out so much money... The magic arrays they maintain don't need to support an entire country like the Northern Lands Kingdom!

Alex could only be envious.

He also has a small warehouse of his own there. After all, his grandfather has also given him subsidies over the years.

When the royal family issues allowances to its members and the annual salaries of high-ranking officials, they can all be controlled by the central magic array and directly put into their warehouses.

It's said that it's an intelligent opening, about the size of a slender gold bar, that can only be opened from the inside, and it can even calculate the amount of money just put in.

Then, when they're short of money, they can just go to the bank to withdraw it.

The warehouse is linked to the Awakening Array, so it naturally knows everyone's identity.

Because it only accepts personal visits, many people's legal property is protected.

For example, his cousin Leon, who seems to have a not-so-harmonious family.

Don't look at Leon living a miserable life, as if he has to sell his good things to make a living, but he's actually very rich, he just can't get it for the time being.

After becoming the Earl of Hamilton, those previous restrictions will naturally be lifted... As long as Leon is willing, he can make a fortune in an instant.

As far as Alex knows, that's a huge amount of property comparable to all the wealth of the Icefield royal family.

Alex occasionally wonders how to take a steady first step when he returns to the Icefield Nation. Seeing his cousin Leon being dragged by the ear and scolded by Yuri, he's really envious.

Some people, no matter how they go, have a way back.

He's completely different.

He looked up at Lowry, who had a cold expression and a grumpy personality... This guy seems glamorous, but in fact, he's the one who has subtle similarities with him.

It's just that Alex's father didn't have the ability to protect him in complicated situations.

And Lowry's father never intended to lend a hand from the beginning.

But in the end, they both grew up under the protection of their mothers.

Both have a childhood where, if they're not careful and are lured onto an evil path, there's no future to speak of.

It's just that, although cults are rampant around him, Lowry is more persistent than him.

Alex doesn't believe that those church people would let such a big target like Lowry run around there without making any moves.

At best, the people of the High Tower Church don't want to provoke Pat, so they'll be more discreet when they act.

However, Lowry obviously hasn't been influenced by any external factors, relying entirely on his own madness.

On the contrary, he almost took the bait and then laid the hidden danger for today's situation.

"Lowry..." Alex asked softly, "When do you plan to go to the capital?"

Lowry, who was floating in the air, looked puzzled: "Why are you asking about this?"

"I thought of the bank," Alex replied frankly.

"Oh... Although His Majesty the King will pay me, that little money isn't worth me making a special trip," Lowry replied cheerfully. "Anyway, I have to pay for the warehouse whether I use it or not, so I'll just keep it!"

Iన్స్ paused slightly and suddenly turned to leave.

Alex looked at her in confusion, then looked up at Lowry: "What's going on?"

Lowry blinked, suddenly remembering something: The banking industry has always existed in the multiverse, so he didn't think there was anything strange about it.

After all, this world was only closed off later. It wasn't completely separated from the multiverse before, it was just a bit remote, even interstellar travelers rarely came here.

But Iన్స్'s reaction made him realize that this matter wasn't simple.

The Northern Lands Kingdom's bank has existed for a very, very long time, so long that it dates back to the era when humans united to confine the claws of the gods to a fixed circle.

At that time, the royal families, no matter which country they were from, suffered the most severe losses.

After all, once successful, the royal family would benefit the most. They couldn't let others risk their lives for their rights... In the era when divine power was strong, royal power certainly didn't have the charm to make people risk their lives.

But even the members of the royal family, even if they knew that they were fighting for their descendants, they were also worried about their security after death!

What if he was gone, and those orphans and widows were gone too?

Even if no one harmed them, that didn't mean their lives wouldn't have problems... Even the living might not get the money they were supposed to get!

Then, someone, I don't know which country's royal family member, proposed the idea of a bank.

So, initially, this thing really only existed to reassure those royal family members.

Moreover, everyone would hand it over to the royal family's unique central system and the national central system to manage together, which also meant that even if some king with a broken brain came to power and wanted to save money, he couldn't save on this fixed annuity.

This did indeed become the support of the royal family members in that era.

Lowry initially thought that this thing was created by some white dragon stirring up trouble in the middle!

As a result, it turned out to be a visitor from the Land of Freedom?

Tap the screen to use advanced tools Tip: You can use left and right keyboard keys to browse between chapters.

You'll Also Like