"But since the second half of last year, Longsheng Group, which we have cooperated with for more than ten years, has begun to suppress us intentionally for some reason. It has started to block us in various aspects, but has not completely cut off our orders. In order to take over Longsheng's business, my father has increased our costs and gradually reduced our profit margins. Recently, for some unknown reason, the suppliers who cooperate with us have begun to collectively ask us for payment in advance. We are now in urgent need of funds to transfuse blood for the company. Otherwise, our capital chain may be broken."

Zhao Xiaonian is just an ordinary college student. He barely listened to what Zhou Jiaying said. When he heard about Longsheng Group, Zhao Xiaonian blinked unconsciously.

Ten minutes later, Zhou Jiaying explained the general situation clearly.

"So, I don't know if Zhao Xuedi can help us." Zhou Jiaying looked at Zhao Xiaonian, and his heart was lifted up.

To be honest, despite what she said just now, including her confidence in her own group, the current situation of Zhou Group is very dangerous. If there is no external capital in two months, the group will not only face development problems, but also consider the problem of survival.

Otherwise, Zhou Dehai would not have sold the villa to supplement funds.

In fact, what she said today is strictly a commercial secret, which is equivalent to exposing her weakness. If Zhao Xiaonian is a scheming person, as long as he tells this matter to the outside world, it will definitely be a disaster for Bohai Construction.

But in order to get Zhao Xiaonian's help and restore the current situation of Bohai Construction. Zhou Jiaying can only take a gamble. Bet that Zhao Xiaonian will help him, and bet that he will not tell anyone about this.

Zhao Xiaonian did not think so much, he heard two points:

First, Bohai Construction mainly relies on Longsheng Group;

Second, Bohai Construction needs money, which means Zhou Jiaying needs money.

However, he was very clear about one thing - Zhou Jiaying was his target for cashback, and his current favorability was 3, which meant he could get 3 times the cashback.

Seeing Zhou Jiaying's nervous look, Zhao Xiaonian tried to ease her nervousness with a smile, "Haha, Senior Zhou, don't be so nervous. You've said so much, can I understand that as long as I give you money, the problem can be solved?"

"...Yes, at least it can temporarily get us out of our current predicament and give us a chance to breathe." Zhou Jiaying didn't expect Zhao Xiaonian to be so direct, but he was telling the truth.

"How much money do you need?"

Zhao Xiaonian was talking about, not Bohai Construction. Because only spending with Zhou Jiaying can get cashback, but spending with Zhou Group can only be done out of your own pocket.

Zhou Jiaying calculated in his mind, hesitated, gritted his teeth and stretched out three fingers: "Three hundred million."

Three hundred million is enough for Bohai Construction's current predicament, at least it is more than enough to pay off the suppliers.

Only three hundred million? Zhao Xiaonian was a little disappointed. He thought how much more was needed, and wanted to take the opportunity to earn more cash back. But 300 million, only 900 million can be cashed back, and he can only earn 600 million.

Seeing that Zhao Xiaonian didn't speak, Zhou Jiaying thought he was hesitating. After all, 300 million is not a small amount.

Biting his lower lip lightly, Zhou Jiaying threw out his last chip: "We are willing to use 30% of the equity as collateral, and the mortgage period is three years. This is already our greatest sincerity. If Zhao Xuedi is willing to help us, we can sign the mortgage contract immediately."

Equity mortgage!

This is also the decision made by Zhou Dehai and Zhou Jiaying after discussion.

They need external funds, but what they need is capital transfusion, not foreign capital to purchase equity.

Bohai Construction was built by Zhou Dehai. As a businessman, he has seen too many cases where foreign capital entered and turned the tables and kicked the founder away. He absolutely does not allow Bohai Construction to become like this one day.

Bohai Construction was born with the surname Zhou, and even if it goes bankrupt, it must be named Zhou.

Therefore, he is willing to take out 30% of the equity as collateral. It is a mortgage, not a transfer.

He believes that as long as Bohai Construction survives this difficult time, it will definitely rise again in the future, even better than before.

Seeing Zhou Jiaying's nervous look, Zhao Xiaonian smiled and said, "Okay, I understand. How about this, you don't have to sign the 30% equity mortgage, I will transfer the money to you now."

As he said, Zhao Xiaonian took out his mobile phone, "By the way, Sister Zhou, give me your bank card account."

"You... agree?"

She was still thinking about how to continue to persuade Zhao Xiaonian. After all, this time it was a big deal of 300 million.

In fact, although 30% of the equity was taken out as collateral, it seemsIt seems to be very sincere, but in fact, any businessman will know the cause and effect behind it.

30% of the equity is used as collateral. If Bohai Construction survives, the money will just pass through one hand and return to Zhao Xiaonian. But if Bohai Construction does not survive, or even collapses, then even if there is 30% equity as collateral, it will just be a piece of waste paper.

Zhao Xiaonian took out his mobile phone, "By the way, Senior Zhou, give me your bank card account."

He wanted to finalize this consumption as soon as possible.

Zhou Jiaying is still confused now.

She is constantly recalling what she said to Zhao Xiaonian just now. Why did the other party decide to attract 300 million investment for the group in less than ten minutes?

Also, where did this junior brother of mine come from? He just spent more than 100 million a few days ago, and now he still looks very relaxed when he takes out another 300 million.

Oh my God, how rich is this!

Seeing that Zhou Jiaying was still in a daze and didn't hear what he said, Zhao Xiaonian stretched out his hand and waved it in front of her, "Senior Zhou!?"

"Ah!...Ah?" Zhou Jiaying's thoughts were pulled back and she asked, "What?"

Zhao Xiaonian pointed to his mobile phone, "Senior Zhou, tell me your bank card number so that I can transfer the money to you."

"What? Oh, the company's public card number, right?" Zhou Jiaying quickly took out her mobile phone and went to look for the company's public account.

"It can't be a public account." Zhao Xiaonian was frightened when he heard that the other party was going to give him a public account, and immediately stopped him, "Just give me your personal account, and I'll transfer it to you."

Luckily, if it was transferred to a public account, it would not be considered as spending for the goddess, and how could he earn cash back.

"What! My personal account? 300 million to my personal account?" Zhou Jiaying stood up in a flash, not believing his ears.

Zhao Xiaonian wondered if the goddess he had a crush on had bad hearing. How could she have severe hearing problems at such a young age.

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