Drink Black Tea Calmly at Hogwarts

Not long after the sudden run on this morning, the cash reserves of the unprepared London Gringotts headquarters quickly dropped below a very dangerous level.

The pride of being the fairies in charge of gold coins does not allow them to limit the amount of withdrawals.

The Gringotts headquarters tried their best to move around, but it was still a drop in the bucket in the face of rapidly depleting cash flow.

In this case, the fairies had to temporarily give up the pride in their bones to maintain the pride on the surface.

Just when the Gringotts executives just wanted to quietly make a deposit in the depositor's vault, some depositors began to come to Gringotts with bags that had been applied with the Traceless Stretching Curse and asked to empty the contents of their vaults.

However, not all vaults have owners. The wizards or wizard families who opened the vaults died or became extinct before they spent the money in the vaults. The situation of extinction occurred in hundreds of years, and their vaults and The gold coins inside have been retained. As the managers of Gringotts, the fairies quietly cracked the magic on the vault door and "borrowed" the gold coins in it "temporarily". If this kind of thing is not said, it will not cause a disturbance.

The fairies who were hit by a sudden blow had to choose this method of drinking poison to quench their thirst to delay time. And the fewer goblins who knew about it, the better.

However, according to Murphy's law, if something has the possibility of going bad, no matter how small the possibility is, it will always happen.

A wizard came to Gringotts with a document written on ancient parchment. This document issued by Gringotts in the 18th century shows that the person holding this document belongs to an ancient family vault. Legal heir.

Such a document is generally issued by a childless wizard before his death, and granted to the designated heir as his own legacy.

Sometimes the heirs are not in a hurry to take out the inheritance, so they put the folder in the book or store it somewhere. Sometimes there are things that the holders did not tell their descendants due to various reasons, and there have been many stories about the succession of inheritance documents hidden by the ancestors by the descendants. There have always been many stories.

After some searches, the reception fairy at the front desk finally confirmed the authenticity and validity of this document from the pile of old papers, and found that there were more than 100 gallons in the vault.

But a little accident happened in the inheritance of this vault. According to the records of the Gringotts headquarters, the heir to this vault disappeared shortly after graduating from Hogwarts. There was no news for two hundred years, so Gringotts determined that the heir was dead. Therefore, the fairies did not hesitate to "borrow" the gold coins in the vault, and at the same time, in order to keep it secret, this matter was not notified to the fairies at the front desk.

It's just that the fairies forgot that in that era, besides the accidental death of the unspoken wizard, there was another possibility that he had taken refuge in the Hanoverian dynasty of England at that time.

So when Hood, who thought he had found the Golden House from the book collection at home, stood in front of the empty vault 51 with **** and fish cakes, the legs of the goblins beside her were weak.

In less than half an hour, the news spread all over the land of Britain, and a more turbulent wave of runs hit Gringotts.

In a luxuriously decorated office at Gringotts headquarters, the high-level goblins of Gringotts are discussing countermeasures.

Granchel has been leading Gringotts for almost half of the world, and for the first time in his career, he has encountered such a situation. Even in the hundreds of years since the establishment of Gringotts, there has never been such a crisis.

"Zubin, how is the mobilization of Garon from the European continent going on?" Granchel asked a goblin on his right.

Zubin, who is in charge of the European region at Gringotts, had a bad face. He replied: "Since this summer, there has been a trend of using Muggle currency to exchange Galleons in Asia, which has caused a shortage of Galleons there. Over the past month, we have been sending Kanon from the European and American branches to Asia to maintain stability in the Asian region. Now the cash reserves of the European branches are the same as yesterday’s London, which is already very low. If we distribute from other countries If the department draws out the cash, the run in London spreads to European countries, and the branch cannot provide enough cash, it will cause a devastating blow to Gringotts. So the cash we can mobilize now is estimated to only support one hour."

At this moment, even if Grancher's reaction was slow, he found that something was wrong. He felt a huge net covering Gringotts.

"Is this a conspiracy?" Grancher asked.

Gringo’s Gnison, who is in charge of the Asian region, replied: “Since the summer, the Muggles in the Far East have encountered a lot of trouble. The wizards living with the Muggles have been implicated, so they all have the Muggle currency in their hands. Changed to Kanon."

Grancher frowned and asked, "Is this a conspiracy against us?"

"It's not like it." Gnison shook his head. "This incident was caused by Muggles and has nothing to do with wizards, so we didn't pay much attention to it."

"Do you have any clues about what happened today?" Granchel still hasn't figured out the cause of this run.

"It's clear." It was Desa, an executive of Gringotts who answered the question. "The commercial war between Hogsmeade and Diagon Alley escalated and further price reduction activities started in the first two days, which made In the past two days, a large number of wizards came to pick up Kanon for shopping. In today’s "Daily Prophet" there was a news article saying that a large number of wizards took their gold coins from Gringotts for unknown reasons. The news is at the end. It is said that if more and more wizards come to take the gold coins, it is very likely that Gringotts gold coins will be exhausted, and those who are going to be late will face a situation where there are no gold coins to take."

"So almost all of Britain's wizards are here? They don't have any confidence in Gringotts?" Granchel walked to the window at this time.

Looking out the window, he could see the Diagon Alley in front of the Gringa Gate was crowded with people. If the information of the wizarding world is more developed, the words "the railway station of the Spring Festival travel" will pop out of his mind.

Desa hesitated and said, "I just asked a young wizard who took all his deposits. He said he had studied in a Muggle study class. If the bank’s reserves are insufficient, when a bank run occurs, Credit bankruptcy due to the inability to pay depositors’ deposits will eventually lead to bank closures. At this time, depositors who fail to withdraw their deposits will have nothing. Even if the funds are recovered through the sale of fixed assets of the bank afterwards, it will not necessarily be able to compensate the bank’s default So he must withdraw his deposit before Gringotts money is paid out."

"Later I asked other wizards who withdrew money, and they said the same thing."

"What the **** did Hogwarts teach the students!" Grancher turned around and roared, "I'm going to freeze all the funds of the Muggle Studies professor in Gringotts!"

"Your Excellency..." Desa whispered, "The Muggle Studies professor at Hogwarts has emptied two of his vaults, not even a single copper."

Grancher was stunned and said, "So he has something to do with this incident?"

"His reason is that he is going to leave the UK." Desa said helplessly.

"Leave him alone." Granchel sat back in his chair. "Do you have any way to get enough gold coins in half an hour?"

"Desa, the loan we previously provided to Malfoy, can we let him repay part of it first, we can provide preferential interest."

It’s okay not to mention it. Desa almost burst into tears when Grancher mentioned it. He said, "I called Malfoy today, and he said that he has given all the money to the mysterious man. , There is something for us to interview the mysterious person."

At this time, the door of the office opened, and a goblin with a terrible expression came in. When the fairies in the office saw his expression, their hearts were suddenly chilled.

"Tallowhill, what conditions did those greedy vampires offer?" Granchel was ready to be slaughtered.

"It's terrible, I've never encountered such a bad thing!" Tallhill complained after sitting in a chair, "From the Welkom family, the Smith family, the Bentley family, to the Black family, The Longbottom family, the Abbot family, and the Scarlet family who fled twenty years ago have also returned, plus the rebels of the wizarding world, and even those Indians, some French and Chinese. , They all entrusted Kanon in their hands to a committee of nine people to manage."

"What!" Grancher jumped out of his chair in fright by the news.

The reactions of the other fairies in the office were similar to him.

All the fairies here know that these families cover the two camps of the current British Wizarding World War, as well as neutral foreign forces. Integrating so many families and forces with different positions together, none of the fairies here would think this is a simple matter. Even if someone can do it, it still needs to operate on an annual basis, and at the same time, it has to get the acquiescence of the high levels of both parties, including the mysterious person.

If these people did not unite, Gringotts could give up a little profit to withdraw cash from these people. However, when these people unite, Gringotts can be said to be negotiating with almost the entire British magical world.

If you can still wrestle slowly in normal times, it is just that at the moment of crisis where you must race against time, Gringotts does not do a good job of hemorrhage at the level of arterial rupture, it seems that he will not be able to pass this level.

Grancher quickly recovered his composure, and he asked, "What are their requirements?"

"They want to buy the real estate in our hands, as well as the equity we have invested in." Tallohir said with a wry smile.

Grancher leaned back in the chair and was silent for a while. Soon ~www.readwn.com~ he made up his mind.

Granchell ordered: "Talothir, you take the contract to talk to them, as long as their request is not too excessive, you can agree to them, and strive to bring back the gold coins in their hands before noon. As long as Gu Ling Pavilion is still alive, there will be other ways in the future."

"Desa, take Garon, go to Rita Skeeter, and ask her to write a news for us right away, telling wizards all over Britain, all Europe, and the world that Gringotts has sufficient funds to let Wizards don’t have to rush to take the money away. Go to the "Daily Prophet" and let this news appear on the front page tomorrow. Then take this news to the European continent, America and Asia. You can charge as much as you want. Give me how much, don’t spend time on bargaining, what we lack now is time."

"Zubin, continue to withdraw funds from branches in other European countries. Colehan, you go to the United States now, and withdraw funds from there. Let's deal with today before we can talk about it. After the news is published tomorrow, it is estimated that the format will be different. Get better."

"After Christmas and the New Year, it is the annual accounting time. If the situation does not improve, we can use this as an excuse to only open for half a day.

After giving the order, Grancher leaned tiredly on the chair and sighed deeply.