Endless Voyage: Only I Can See Everything!

Time passed by minute by second, and when the time on everyone's [Navigation System Screen] successfully jumped from 23:59 to 00:00, a new update pop-up window popped up on the screen on time.

＜Stage 4 Navigation Instructions＞

｜1. More rare and precious materials will be launched through various channels.

|2. [Mall] will sell more supplies. ＜Click to jump to "Mall" for details＞

｜3. Launched "Navigation Bank" to provide "maritime loan services" and "maritime storage services". ＜Click here for details＞

｜4. The third round of sea area merging will begin immediately. This time, all national sea areas will be unified into central sea areas.

｜5. More rare materials will appear on the mysterious island where survivors can go to collect supplies, but correspondingly, the number of things that can pose a threat to survivors will also increase.

｜6. Open "World Trading Permissions". (Trade through the [Chat] window)

｜7. Close the [Trading Hall] function and launch the "Merchant Mode". ＜Click here for details＞

｜8. Start bidding on the mysterious island. ＜Click here for details. ＞

｜9. Free access to the sea is open, and all survivors can go to sea at any time.

｜10. Open the [Badge Title] system, ＜Click here for details＞

|11. [Update Notice] Some matters related to the "Fifth Phase (Final Phase)" have been updated. Survivors are asked to prepare for the "Fifth Phase" in advance. ＜Click here for details＞

【I have finished reading】

[I’m reading slowly, so I have to continue reading]

See this.

Ning Feng was slightly surprised.

The functions updated this time were far more than he thought.

Before, through the [Update Notice], he only knew that he could go to sea freely and that the [Trading Hall] was closed. How could he have imagined that in addition to this, so many additional functions would be launched.

When new functions appear, everyone is still in the exploratory stage.

In order to thoroughly understand the various paths of the "fourth stage", Ning Feng looked very carefully, for fear of missing any details.

The first piece of information was also mentioned when we first entered the "Third Phase". Considering that the update announcement does not detail the specific rare materials that have appeared, survivors still need to explore everything on their own, so it is not necessary for the time being. Too much attention.

The second update information about the [mall] has also appeared before when entering the "third stage". It is true that many products in the [mall] have been updated, but there is no need to know too much about it for the time being. After all, these products have appeared. It won’t run either. It’s not too late to go to the [Mall] to check after all the updated content is understood.

Ning Feng was very curious about the third updated information about "Navigation Bank".

Banks and lending services are something that everyone in Blue Star is familiar with. Whether it is bank loans, various online loans, Huabei, etc., it is estimated that most survivors have used them to some extent. If not, It’s definitely not that you don’t want to use it, it’s that you can’t use it if you are underage.

But, in this world, could this bank and lending service be like Blue Star, allowing survivors to apply for loans?

Damn it, it’s pretty fucked when you think about it!

In Blue Star, many people have been carrying mortgage loans for their whole lives. How could they have imagined that even after entering the "endless sailing world", they would still be unable to escape the fate of carrying mortgage loans.

With his current financial resources, he naturally couldn't afford to take out a loan, but this "Navigation Bank" was a new feature after all, so out of curiosity, he naturally wanted to learn more about it.

Ever since,

｜The bank’s initial capital for lending: 5 billion nautical coins (current funds: 2.5 billion nautical coins)

Calculated based on the daily loan interest rate, if he collects the remaining 2.5 billion navigation coins and becomes the second shareholder.

[Description of bank equity]

Javert said excitedly: "Damn it! Why don't you click and take a look? If you can really become a shareholder of a bank, you will definitely make money! I've heard that banks are very profitable since I was a kid!"

The next moment, a new page appears.

Once clicked, the page will automatically jump to the "Navigation Bank" page.

Naturally, he also understood the benefits of opening a bank, so he directly clicked the "I want to invest in and become the boss" button.

|【I want to participate in shares and become the boss】

｜Introduction: Considering that more or less survivors have the problem of insufficient or excess funds, Endless Navigation World has specially opened a "banking service" to help survivors alleviate their immediate needs and to allow survivors to store navigation coins and obtain interest. .

"Yes, yes, I have never experienced the feeling of opening a bank in my life. If I can really become a shareholder of a bank, then it will fulfill my wish!" Ye Yutao nodded in agreement.

After Ning Feng said this, everyone became aware of this problem.

"The loan interest is quite a lot, but the deposit interest is also quite a lot, so there's a big difference." Ye Yutao expressed a different view.

|【I want a loan】

"Holy crap, the daily loan interest rate is 1.25? Doesn't it mean that if you borrow 100 Nautical Dollars, the interest per day will be 1.25 Nautical Dollars? This interest rate is not low!" Javert, who was watching from the sidelines, was surprised when he saw this.

If all 5 billion nautical coins are loaned out, one day's interest will be enough to generate 62.5 million nautical coins, and if he accounts for 50%, wouldn't he be able to directly receive 31.25 million nautical coins as dividends?

The larger the proportion, the greater the dividends will be.

|【I want to deposit】

｜Daily interest rate on deposit: 1.05%

..................................................

Regarding this ratio, to be honest, Ning Feng was moved.

Ning Feng, on the other hand, did not worry much about the interest on loans or deposits. Instead, he focused on the "[I want to invest in shares and become the boss]" button.

The update is completed today, thank you for your support!

Ning Feng was not bothered by this.

｜Introduction: Shares are linked to initial capital. Only after the investment amount reaches 5 billion navigation coins can the bank's various businesses begin operations.

He said uncertainly: "Do you think it is possible that after we invest a certain amount of capital, we can become shareholders of this bank?"

|【I want to invest】

In Blue Star, opening a bank is equivalent to a century-old job, but here, if there is only one bank, its business will definitely be much greater than that of Blue Star.

|Loan daily interest rate: 1.25%

Invest 2.5 billion Navigation Coins and earn 31.25 million Navigation Coins in one day, which is equivalent to only needing 80 days to recover your capital. This transaction is profitable no matter how you calculate it!

【Navigation Bank】

..................................................

He clicked on "View details".

｜Share share: Endless Navigation World (2.5 billion, 50%)

See this.

Ning Feng said in surprise: "In other words, if we also invest 2.5 billion navigation coins, we can hold 50% of the shares?"