Galaxy Technology Empire

Huang Junjie sat in the office and looked at the report sent by the Social Research Institute of the Three Provinces of Zhuge.

The integration plan of Fengdu Group has been released.

Fufu Chemical Company, Fengdu Agricultural Machinery Company, Xinguang LED Company, Xiandao Company, Yuanmei Company, Green Earth Company, Fengdu Vertical Agriculture Company, Fengdu Animal Husbandry Company.

Three companies, namely Fufu Chemical Company, Fengdu Agricultural Machinery Company and Xinguang Company, are responsible for fertilizers and equipment.

Fengdu Vertical Agriculture Company is responsible for working with farmers to build glass greenhouses.

Xiandao Company is responsible for cold chain logistics and warehousing, while also adding distribution centers.

Green Earth Company is responsible for offline store sales.

Yuanmei Company still processes food step by step.

The Fengdu Group headquarters is directly responsible for building the intra-city trading network and big data supercomputing center.

Of course, Fengdu Group’s big data supercomputing center requires the cooperation of Galaxy Group.

In addition, the cold chain trucks of Xiandao Company and the small distribution trucks in the distribution center are handled by The Paper Group, and some of the three-wheeled distribution vehicles in the distribution center are handled by the Raytheon Group.

It can be seen that the internal complementarity of Galaxy Technology is perfect, and almost all links are in its own hands.

However, Huang Junjie couldn't help but pinch the root of his nose when he looked at the only link that was not under the control of Galaxy Technology.

This link is the payment link.

Third-party payment platforms are essential for online transactions.

The payment platform is actually the "middleware" in the transaction process between buyers and sellers, which can also be said to be a "technical plug-in"; it is an independent institution that protects the interests of both parties to the transaction under bank supervision.

At present, the main third-party payment products in China include: Alipay (Alibaba Company), Chaoxin Pay, Caitongtong (Penguin Company), Gopay, Yeepay, Kuaiqian (99bill), and Baifubao (Qiandu Company), NetEase Bao (under NetEase), Huanxun Payment, Huifu World, easy payment.

Among them, PayPal and Alipay have the largest number of users. The former is mainly popular abroad, and the latter is a product of Alibaba. Of course, Penguin's Super Trust Payment is not far behind.

In addition, UnionPay Electronic Payment, a subsidiary of Dongtang UnionPay, is also in the third-party payment field, and its strength cannot be underestimated.

Huang Haojie knows that if the intra-city trading network wants to develop and grow, it is essential to have its own third-party payment platform.

Of course, it would be even better if you have your own bank.

In fact, the central bank has relaxed the approval standards for private banks in the past two years.

Huang Junjie picked up the phone.

"Hey! How are you doing, team leader?"

"Thank you very much for your concern, Director Huang! I wonder what happened to Director Huang?"

Fang Dongliang knew that Huang Junjie didn't go to the Three Treasures Hall for anything, so he asked directly.

"Haha! Just a little thing! I just want to ask how to apply for a private bank?"

"Private bank? Director Huang is also interested in this?" Fang Dongliang asked strangely.

"It's mainly about employee wages, plus we want to develop online shopping. It would be more convenient if we had our own bank."

Fang Dongliang was speechless. Is it necessary to open a bank to pay wages and develop online shopping?

"If Director Huang really needs to open a bank, I can talk to the boss."

"Then I'll bother the room leader and come to Galaxy Technology for dinner when you have time!" Huang Haojie said with a smile.

"You are welcome!"

After exchanging a few words, both parties hung up the phone.

…

Huang Junjie turned his chair and called Zhuge Sansheng over.

"Zhuge, what do you think we should open a bank?"

After Zhuge Sansheng heard Huang Junjie's words, he couldn't help but look at him with a strange expression.

"What's wrong?" Huang Haojie asked in surprise.

"I was planning to talk to the boss about this matter, but the boss thought of it first before I thought of it." Zhuge Sansheng spread his hands with a wry smile.

"Then you feel the need to open a bank too!"

Zhuge Sansheng nodded: "Our Galaxy Technology is getting bigger and bigger. Not only is the capital flow huge, but the cash reserves are also quite huge. We have our own bank, which makes management more convenient."

"I've been communicating with the boss about the bank. I believe there will be a result soon. In addition, you should research which third-party payment platform in China is suitable for acquisition." Huang Haojie said directly.

"A third-party payment platform?" Zhuge Sansheng held his chin and thought hard.

"Boss! If you really want to acquire Huanxun Pay, it is easier to start with Hao Pay."

Huang Haojie also has the same idea. After all, the parent companies of Alibaba's Alipay and Penguin's Chaoxin Pay are very powerful and will not accept others to control their own payment platforms. Even if they really win, the money will be astronomical. .

"Then Zhuge, which one of the three companies, Huanxun Pay or Hao Pay, do you think is more suitable?"

"The reputation of Huanxun Pay is not good, so Huanxun Pay is more suitable." Zhuge Sansheng thought for a while and said.

Huang Haojie thought for a moment, and in fact, for Galaxy Technology, the size of the payment platform does not matter, as long as it has a license.

The central bank issued a total of 260 third-party payment platform licenses from 2011 to 2015. In addition to the 10 companies whose licenses were revoked, there are still 250 companies that have third-party payment platform licenses.

Obviously, except for the first ten companies, the rest are in a state of survival. As long as you have money, it is very easy to get a license.

As for the top dozen payment platforms that easily start at over a billion dollars, they are of no use to Galaxy Technology.

"Let's do this! Zhuge, research the domestic companies that have third-party payment licenses and find a more suitable one for Lao Li to buy."

Zhuge Sansheng nodded.

…

Sure enough, not everyone is strong-willed in the face of the power of money.

The Social Research Institute of the Three Provinces of Zhuge selected three third-party payment platform companies that were on the verge of bankruptcy.

Li Jianhua, on behalf of Galaxy Technology, purchased one of the third-party payment platform companies called Pengcheng Scan QR Payment after shopping around.

They spent more than 70 million Chinese dollars to successfully acquire it. Of course, Galaxy Technology was responsible for their liabilities of nearly 50 million yuan, which was equivalent to a total cost of more than 120 million Chinese dollars.

According to Huang Junjie's instructions, Li Jianhua changed the industrial and commercial information of the Pengcheng scan code payment company to Shanmei.

Then it was renamed Mars Payment Company, and this Mars Payment Company will be affiliated with the newly established Mars Financial Group.

"Zhuge! The Mars Group will be left to you!" Huang Haojie directly transferred Zhuge Sansheng from the director of the Social Research Institute to the president of the newly established Mars Group.

After all, Zhuge Sansheng had worked as an analyst in a securities company before, so he was just right in the financial industry.

"Thank you very much, boss, for your trust! I will definitely live up to your trust!" Zhuge Sansheng was very excited.

Being able to become the president of a group, and the president of a financial group, is what he dreams of.

What's more, as the Mars Financial Group under Galaxy Technology, there will definitely be no shortage of business.

Galaxy's own enterprises alone can bring a lot of business. If Fengdu Group's grand strategic layout is completed, Mars Financial Group will have at least millions of farmer customers and hundreds of thousands of employee customers.

Some other partners will also cooperate with the Mars Group, which means they can enjoy the shade against the big trees.