God of Life

Chapter 381: Things are not that simple

The complexity of making a large credit card is beyond Wang Yan's imagination. Chen Xi ran around many times before he could get the materials completely.

It is really more troublesome to swipe the card. Large amounts of consumption must be confirmed by phone, and there is a single limit and a single day limit.

Fortunately, you can talk about it.

The final result of the negotiation is that the limit for a single day is 20 million and the limit for a single transaction is 20 million-equal to no limit.

As for the normal credit card increase, don't even think about it in a short time.

The corresponding restriction is that as long as the card is swiped out of more than one million consumption, Wang Yan's deposits for people's livelihood will be frozen by the corresponding amount.

In this way, does this credit card mean nothing?

it's not true.

Credit card consumption has a maximum interest-free period of 50 days, and the cash that Wang Yan holds is generating interest all the time.

In 2015, the central bank's current deposit interest rate was 0.35%, and commercial banks could float up to 30%. The highest current interest rate is almost 0.455%.

At the same time, the minimum period of time deposit is 3 months.

However, what is more annoying is that when commercial banks such as Minsheng Everbright face large deposit certificates, they actually have a one-month fixed deposit.

Wang Dashao doesn't know how to get around the regulation. Anyway, the one-month period can give 1.75% interest rate.

The gap between the rich and the ordinary is revealed in this small detail.

Also for a month, 50,000 is 0.35%, the highest is not more than 0.455%, while 1 million is 1.55%.

20 million is 1.75%, a gap of 5 times.

And Wang Dashao not only has a large deposit certificate of 20 million, but also is the object of Chu Hong's best efforts.

Therefore, the treatment is better.

Chu Hong specifically opened a back door for Wang Yan, allowing Wang Dashao to use that "margin" to rollover purchases of capital-guaranteed wealth management products for people's livelihood 7-14 day principal investment funds and government bonds.

The annualized rate of return is of course far from those of 6% and 7% of wealth management products, only 3.8%-4.5%.

But it is safe enough.

Overall, in 50 days, 20 million will have an interest income of 95,000 to 123,000.

Yes, Chu Hong did not ask Wang Yan to save 30 million, 20 million is enough.

It's really a dead force to sell long lines to catch big fish.

Regardless of whether there is a credit card or not, Wang Dashao must be brushed.

Using a credit card to swipe will generate an additional interest income of 780,000 or 800,000 yuan per year.

It doesn't sound like much, as if it's just two days of breathing wages, but its importance is not in earnings at all.

Actively integrating into the real financial system is a major challenge that Wang Yan must go through.

Building a good relationship with the bank is an important step for Shenhaowang to go to the stage.

In addition, there is a 20 million quota for people's livelihood. If you go to another bank's credit card, basically every bank will be willing to give a ceiling.

It is very difficult to make a card by card, and it is likely that you do not need to deposit again.

Of course, the quota may not be as high as people's livelihood, but it can be supplemented by quantity.

If there are more than ten cards plus one piece, if you can have a quota of 80 million, it will be a complete blow.

Using 30 million cash to turn over 100 million credits, properly managed, well-billed billing cycle, it's almost profitable.

Under normal circumstances, the big guy who can manage 100 million credits can't look at that little profit, and the children who can afford it can't do it, so no one can play like that.

Wang Yan is a special case. In fact, he doesn't look at that profit, but he needs cover on the surface, which is really suitable for this kind of play.

Open vests in dozens of banks...

Please call me a vest madman!

Use loans to mess things up, use turnover to mess up the accounts, disperse the breathing wages, and finally return through Wangting Entertainment...

perfect!

When going out, dozens of banks were broken out, and when they came back, they were divided into two pieces.

A stroke to Wang Yunxi, a stroke to Shenting Capital Corporation.

Tax payment is done on two levels: Wang Ting Entertainment and Jin Yan Investment. Without any surprise, Wang Yan will soon become a real big dog with annual profits and taxes exceeding 100 million.

With entities and tax records, no one can say anything.

Many years later, if someone wants to dig up Wang Dashao's road to getting up, there will only be one question-where did the funds for the auction of Haiguang office buildings come from?

As long as Wang Yan protects his parents well enough, the outside world can only draw one conclusion-the elders mine black gold.

Shenhao's initial stage is the most fragile. Once the situation is established, all irrationality will be explained.

Brain supplement is the fate of human beings.

Taking Wang Yan's step-by-step business as an example, the risk of capital exposure has nearly disappeared.

With this in mind, I am more and more grateful to the [Attribute Modifier].

If there is no 79 points of intelligence, the silly waves are today, and the catastrophe is not far away.

It would be a disaster to allow ordinary people to have endless amounts of money without giving each other the wisdom to manage the money.

...

Get all the details, time has come to 5 o'clock.

Next, Chu Hong would feast on Wang Yan to do public relations twice.

The hard-working Wang Dashao hasn't relented to transfer basic households, but it's not that kind of merciless rejection, which made Chu Hong's heart bubbly.

No need to say, set him!

The banquet venue was arranged by Chu Hong next to the people's livelihood, the Bank Club of the Bank of China Tower.

Chu Hong was proud to introduce: "This is one of the top private clubs in Modu. It is the same as Yongfu Club and Securities Association. It is equivalent to the Chang'an Club in the Imperial Capital. The leaders of Modu often meet guests here."

The appearance of the Bank of China Building is very beautiful, but the bank club located on the 52nd floor is a word in Wang Dashao's eyes——

Old-fashioned.

There is no problem with Chinese-style decoration.

The 50th floor is a 5-star suite, the 51st floor Western restaurant, and the 52nd floor club reception and entertainment area. They are basically the kind of rustic style with no Chinese or foreign.

Wang Dashao felt inexplicably familiar, as if watching a TVB dog-blood drama, and asked casually, "Hong Kong designer?"

Chu Hong was stunned and gave a thumbs up.

"Wang Shao is great! You are really not like the first comer... Yes, the bank club itself is a product of Hong Kong Island.

When it was established in 01, the Hong Kong Island designer was invited to decorate in accordance with the style of the Hong Kong Island Bank Club. Now the club is still networking with each other and sharing resources. "

Wang Yan pouted and lost interest in the environment.

In 2015, the old Chu!

Still superstitious on Hong Kong Island?

Look at this broken decoration, where is it worthy of the title of "Magic Top Club"?

The KEE club where Li Yixu invited guests last time, although not quite as good as Wang Yan's appetite, is a bit old-fashioned, but it is more than eighty miles stronger than today's broken ground.

The so-called private club has increasingly disappointed Wang Dashao.

But the focus today is not the environment.

When accompanying the guests to play, Wang Dashao slightly Y... surprised.

Chen Xi was a girl who had been amazed before. When she went to the restaurant, she appeared as two of her class.

[Bai Jie, 33 years old, face value 90, figure 95, special 74]

[Wang Yufei, 26 years old, face value 97, figure 92, special 85]

Wang Dashao didn't respond to Bai Jie's name. Decent Wang did not understand so many strange things.

The young woman is about 163 tall, full-bodied, white to reflective, smiles first when everyone is silent, very charming.

Wang Yufei is tall and slender, nearly 170, melon seed face, and his eyes are very characteristic-watery peach eyes, the corners of the eyes are slightly upturned, and just a glance comes over, as if expressing a shy invitation.

Coupled with Chen Xi, the three golden flowers gathered together, which is simply dazzling.

There are only two men here, Chu Hong and Wang Yan.

Wang Dashao immediately realized that the situation was not simple.

You guys want to push BOSS...

Chu Hong smiled and introduced: "Bai Jie is the director of our office, Feifei is the first beauty of the credit department. In fact, we will often deal with Wang Shao in the future. We just got together today to meet."

The reason is true.

A housekeeper, a secretary, and a loan officer, according to common sense, do indeed deal frequently.

But can't you send a guy out to work?

I'm not greedy yet!

Wang Yan's tendency to be shameless and shameless, but nothing to resist.

Such a dinner...

It's funny.

Don’t think about it first, just take a long look!

When seated, Bai Jie sat on Wang Yan's left hand, Wang Yufei took the initiative to sit on Wang Yan's right, then Chu Hong and Chen Xi.

——An interesting and thoughtful arrangement.

Then among the three girls, Chen Xi was still in a tooling uniform and had no time to change.

Both Wang Yufei and Bai Jie wore private clothes, with exquisite makeup, and looked specially dressed.

It is less than 6 o'clock now, and it is less than an hour after get off work.

Really...

Wang Yan had probably counted, and guessed some of Chu Hong's plans, but the direction of the banquet was still a bit beyond expectations.

I ate Western food. I ate and drank most of the dishes.

Begin to get acquainted with each other, chat about wine, chat about food, everything is normal.

Slowly, the topic shifted to Wang Yan, and the situation began to become subtle.

Chu Hong started with flattering.

"You probably don't know yet? Wang Shao's company was a hotspot for discussion on the whole network. It hung on the hot search for several days. My old antique, which never plays Weibo, has heard friends talk about it more than once."

This is a bit exaggerated.

The hot search is actually the live broadcast industry, eating broadcast, mysterious local tyrants and sky-high Hagendaz, the people who eat melons really don't pay much attention to Wang Ting Entertainment.

But Chu Hong’s purpose is to throw out quotations so that others can play by the questions.

"Really?"

Wang Yufei immediately glanced at the admiring little eyes, and the corners of his eyes were raised, and he was fascinated.

"Wang Shao Kuai tell me!"

Pretending to be a kind of talent is obviously a kind of hook. Wang Yufei can just pretend to be a girl. The expression is called innocent.

The innocent seduce is not saucy, it is natural to be charming, the difference is big.

In fact, Wang Yufei is also difficult.

Facing a high-cold young master, don’t take the initiative, there is no chance at all.

But it's too proactive and cheap.

How to do?

Turn the unfavorable factors into favorable, this is called the master.

However, Wang Dashao was still addicted to the cold state and could not extricate himself. The response was simple.

"It's not that exaggerated. Friends bought a few hot searches."

Wang Yufei returned home, and Bai Jie immediately followed with a glass of wine.

"Bacon once said: A person may say that he is very young, but he is very mature in terms of hours, if he has not wasted time.

Wang Shao Your modesty and low-key reminded me of this sentence.

You should never waste time, so that while doing such a big career, you are so old-fashioned and do not arrogant at all.

Come, I respect you a glass of wine, for no other reason, just to express my respect.

I toast, you are free! "

Lying!

Can you still be so persuaded?

You bull beep!

Wang Yan almost didn't get shot.

It wasn't how happy and comfortable, it was shock.

I have been reading the book for several months seriously, but Wang Yan is far from the realm where the famous celebrities come casually.

The key people are not embarrassed, and they are really applied very appropriately.

Who can hold on to such a flattery and persuasion?

No way, Wang Yan raised his glass to accompany him: "Sister Bai has been praised, thank you."

Half a cup of dry red, Bai Jie really put his head up to kill, Wang Dashao had to accompany the toast.

No matter how pretending to be cold, at most speaking less, you can't let the lady drink alone, just take a sip?

Can't afford to lose that person!

Then just after drinking a glass of wine, Wang Yufei immediately refilled Wang Yan, grieved and grieved.

"Wang Shao, Sister Bai toast you toast, I'm asking you a question, you are too lazy to go back... You eat some food, drink slowly, tell me about your company!"

Wang Yufei is another kind of routine.

Pouring wine but not persuading wine, complaining but not climbing the pole, staring at the topic of Wang Ting entertainment, Wang Yan had to relax.

Wang Dashao was a little ignorant and didn't want to understand what she meant.

Why do I have to tell me about the company?

Unable to figure it out, Wang Dashao simply calculated it and gave a little positive feedback.

"Wang Ting Entertainment is just a startup company based on the live broadcast industry. In fact, there are no big achievements. If you are a credit, you should be able to get in touch with those big companies often.

When Wang Yan spoke, Wang Yufei kept silent and stared at the young man with the admiring eyes.

After Wang Yan finished speaking, he asked questions.

"Wang Shao you have such a large station, how many employees are there?"

"For the time being 100+ employees, serving 150+ anchors, the live broadcast needs space, and there are not many seats on those two floors."

"Wow! It's too extravagant to open a live broadcast company in Lujiazui? My office area is less than 4 square meters..."

Wang Yan finally saw that some signs were coming ~www.readwn.com~ The role played by Wang Yufei is probably to induce Wang Yan to talk about his own affairs, and then regardless of the three seven twenty-one, all kinds of worship.

Sisters set? !

Thinking about it, Chu Hong smiled and pointed to Wang Yufei: "I think the office is too small, you go and mix with Wang Shao! Every day, the work is not good, the things are a lot...

Don’t say that Brother Chu didn’t give you a chance. You serve Wang Shao well. When will Wang Shao tell me: Feifei is a good girl. I will arrange an office for you alone! "

Wang Yufei's eyes lit up: "Really?"

Chu Hong shook his head angrily: "My size is a vice president, will you deceive you a little girl?"

Wang Yufei looked at Wang Yan pitifully and called out: "Wang Shao..."

Bai Jie snickered: "What's the use of light coquettish? Attitude?"

Wang Yufei immediately picked up the glass: "Wang Shao, I respect you a glass of wine! I'm doing it, you are free! Xiao Xi is stupid and stupid and will not come. She can't stand up. Despite telling me, where do you point in the future, Where do I call!"

Come again? !

Wang Yan was able to understand, Chu Hong led the way, Bai Jie was responsible for finding opportunities to drink wine, Wang Yufei was responsible for coquettish acting as a fan, and everyone came with a full set of procedures.

So, what is Chen Xi doing again?

She looked really well-mannered, and she was a good person when the table was full.

Was filled with another glass of wine, Wang Yan looked sideways at Chen Xi.

The big beauty still smiled lightly, her gestures were neat, her smile kind and distant.

Huh? !

wrong!

This girl is too blinding.

Wang Dashao suddenly felt that things seemed not so simple.

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