Hong Kong Island: Lending at the beginning, building a banking family

On the other side, Tang Yu returned to Longhu Villa, and at night, under Tang Hui’s reluctant expression, he forced her to complete her homework.

Then let Aunt Wang take her to the bath.

Through today’s events, he seems to have found another way, although this matter is a bit illegal, but it is mainly a business without a foundation.

Tang Yu lay on the bed in the bedroom and shouted: “System, come out.” ”

(Ding!) Host, what are your orders? ）

System, I take the money myself, can you help me exchange it into any currency for free?

(Ding!) The host, of course, the exchange rate is calculated according to the exchange rate of the day).

Tang Yu sat up and clapped his hands, this is right, his plan is to reverse the exchange rate.

In Heungjiang, I don’t know how many people want to exchange Hong Kong dollars for US dollars, and some people in the black market only exchange US dollars according to half of the market value.

Of course, how much money is given in these Hong Kong dollars is unknown, but this has nothing to do with Tang Yu, as long as he opens a way and exchanges it according to seventy or eighty percent of the market value, then some people want to change.

And this market is not only Xiangjiang, that is, Ao Island, Bay Bay, Southeast Asian small countries, you can go to the top, but this needs to make your own reputation.

Of course, you can’t use your real name, you have to think of a nickname.

The next day, he re-issued a number, which was later used to reverse the exchange rate.

Tang Yu let people pass on his name, and his nickname was Third Brother.

The news spread quickly on the road.

Some people on the road are talking about it.

This only came out yesterday with a lender, and today it came out with another inverted exchange rate.

Moreover, the interest rate of lending is low, and the commission of the inverted exchange rate is also low, which is to smash other people’s jobs.

There are already people in these two industries who are dissatisfied, but no one has taken it rashly, and they all want to have a bird come out to try Tang Yu’s moisture.

When it was almost noon, someone contacted Tang Yu, saying that he needed a loan, the bank approval procedures were too slow, and he urgently needed money.

Tang Yu continued to invite people to yesterday’s café, and today came in a middle-aged man, who was very cultivated.

Walking to Tang Yu, he took out his own information without hurry.

After Tang Yu took it, he motioned for him to sit down first, picked up the information and looked at it himself.

Wang Chuanfu, chairman of HeungKong Chuanfu Real Estate Company, has a market value of 150 million Hong Kong dollars and wants to borrow 20 million Hong Kong dollars due to debt problems.

After reading it, Tang Yu glanced at the top of Wang Chuanfu’s head, and the number 86 was displayed impressively.

Tang Yu nodded in satisfaction.

He looked at Wang Chuanfu and said, “Mr. Wang, I’m afraid this is not the problem that the bank approval is too slow as you said on the phone, right?” Saying that, Tang Yu flicked the information in his hand. ”

Wang Chuanfu smiled a little embarrassed, and said: “Mr. Tang, I’m sorry, I deceived you on the phone, but don’t worry, my company is definitely a high-quality enterprise.” ”

“This time it was pitted, the supplier came to collect the debt, and the bank also collected the arrears, so I was caught off guard.”

“But as long as I get through this, the company can definitely turn around.”

Tang Yu also understood that he didn’t know which immortal he offended and was pitted by others, but it had nothing to do with him.

His current loan amount is still 30 million, and he is considering whether to give it all to Wang Chuanfu, anyway, the system gives a very high credit value.

Tang Yu thought for a while and asked Wang Chuanfu: “I looked at it, your debt alone is more than 20 million, right?” It’s not enough to run the company, right? ”

Wang Chuanfu’s eyes were a little bleak, “Mr. Tang is right, 20 million is not enough, but I sold my villa and borrowed some money from my friends, which is barely enough.” ”

“Boss Wang, you see otherwise, I will lend you 30 million, and the interest will not be too high, just 4.35%, can you pay it back in a year?” Tang Yu asked Wang Chuanfu.

Wang Chuanfu looked at Tang Yu with some surprise, Mr. Tang, “Are you really willing to borrow me 30 million?” ”

Tang Yu took a sip of coffee and said slowly: “I believe that Boss Wang is a high-quality customer, borrow more from you, you can get through the difficulties as soon as possible, and you can also pay me back as soon as possible, right?” ”

Wang Chuanfu was a little speechless with excitement, “Mr. Tang, I, I.” ”

Seeing him like this, Tang Yu stopped him from continuing, but took out a loan contract, wrote 30 million Hong Kong dollars on the loan amount, and wrote the interest and his signature.

The loan time is still one year, originally he wanted to lend only for three months, but there was no way, he met high-quality customers, and he also wanted to lay a foundation for his future opening of a bank.

After that, Tang Yu handed the contract to Wang Chuanfu, and Wang Chuanfu took it and looked at it carefully, there was no problem, and also signed his name.

Then he handed Tang Yu a copy and kept one for himself.

Tang Yu stood up and said to Wang Chuanfu: “Let’s go, let’s go and send money.” ”

Wang Chuanfu nodded, quickly followed, knowing that out of the coffee shop, he was still a little in a trance, did not think that the procedures Tang Yu said were simple, and the remittance on the day was actually true.

The problem that had plagued him for more than half a month was actually solved like this, which made him very grateful to Tang Yu, if it weren’t for the fact that the bank didn’t lend, he wouldn’t have found someone similar to usury to borrow.

But I didn’t expect to meet a nobleman, not only did the interest not be high, but also gave him an extra loan of 10 million.

Tang Yu had already transferred the loan system to his card, and the two came to HSBC, and the process was fast, because Tang Yu was a VIO customer.

A manager at HSBC personally handled the transfer procedures for him and Wang Chuanfu, and this manager is not a manager that any salesman can call.

Rather, he is a deputy manager of HSBC who holds power.

Wang Chuanfu looked at the extra 30 million Hong Kong dollars in his account, a long-lost smile appeared on his face, and after the two left the bank, Wang Chuanfu bowed to Tang Yu.

Tang Yu waved his hand, picked him up, and said with a smile: “Mr. Wang doesn’t have to be like this, I see that Wang always does big things with him, and returning the money to me as soon as possible after Mr. Wang turns over as soon as possible is the greatest thank you to me.” ”

Wang Chuanfu still said thank you to Tang Yu, but his face was heavier, he put everything in his heart, and sometimes doing things was more useful than saying it.

After the two left separately, Tang Yu went back, and on the way, the pleasant voice of the system automatically sounded.

(Ding!) Congratulations to the host for completing the lending task, successfully lending 5 million US dollars, and rewarding the host with 10 tons of gold reserves, which have been put into the system space).

(Ding!) Post side quests and ask the host to lend $10 million in a month).

Tang Yu looked at the 10-ton gold reserve, a little happy, this system is really intimate, and has prepared for the opening of his bank.

At least you don’t have to worry about bank gold in the future, gold is a bank credit guarantee, with more gold reserves, customers will rest assured to deposit money in your bank.

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