Hong Kong Island, reborn the Huo family, blocked Soros at the beginning

Minister Ma's presentation was clearly organized, highlighting the advanced and rigorous nature of the bank's security system.

Huo Qixuan in the audience listened carefully, and at the same time scanned the firewall schematic, remembered it all in less than a few seconds, and instantly came up with the best plan to upgrade the firewall.

After Minister Ma finished speaking, Cheng Liang looked at Huo Qixuan again and asked:

"Student Huo, do you have any questions?"

"No, I understand everything." Huo Qixuan said with a smile.

Cheng Liang's eyes became more and more surprised, this young man understood it all?

It won't be that you don't know how to pretend to understand, right?

No wonder Cheng Liang would think so, it was really Huo Qixuan's performance that was too enchanting and extraordinary.

Even if his thesis is perfect, the central banking system is a completely new field for him, and he can understand it all by listening to it once? Do such people really exist?

Cheng Liang didn't know, so he could only let another technical person in charge go up and continue to explain.

Let everyone explain it, this is actually Huo Qixuan's request.

Before the meeting, Mr. Fok asked to learn more about how the central bank's existing system works.

It was his deliberate decision.

For the automated system described in the paper to be implemented, it must be perfectly integrated with the existing business of the central bank.

The central banking system is large and complex, involving a wide range of areas, and incorporating new designs without disrupting existing business operations requires a thorough understanding of every detail.

Therefore, Huo Qixuan took the initiative to ask Cheng Liang to arrange experts from various systems to explain.

He needs to conduct comprehensive and systematic learning of various system modules such as payment and settlement, statistical reports, and supervision.

Only by understanding the functional positioning, business process, data association, etc. of each system in detail can the automation system be accurately positioned, achieve modular design, standard interface docking, and perfectly embed into the technical framework of the central bank.

At the same time, it is also a verification process.

Huo Qixuan needs to prove that he has a deep understanding of banking business and systems, which is not only a theoretical idea, but also a practical application to solve the pain points in the central bank's existing business system.

Only through these 11 round-round explanations and learnings to ensure that the automation system seamlessly integrates with the existing business and removes all obstacles to implementation can Huo Qixuan more convincingly launch an epoch-making design.

This time, the person in charge of the explanation is Director Sun, the person in charge of the database system.

Director Sun, a senior database expert, first introduced the distributed database cluster used by the central bank, which can ensure the stable storage of massive data.

He then explained in detail key technologies such as data sharding, replication, and transaction processing.

These technologies can achieve high performance, high availability, and high security.

Huo Qixuan in the audience nodded from time to time, full of interest in Director Sun's explanation.

After the explanation, Cheng Liang asked his opinion again.

"I completely understand the database system," Huo Qixuan said with a smile.

Cheng Liang asked uncertainly:

"Really understood?"

"Understood." Huo Qixuan's tone was confident.

Cheng Liang nodded, and arranged for the network engineer Qin Team Leader to go on stage to explain the network principle of the national intra-city network and data center.

Team leader Qin explained the key points of optical fiber private line access, redundancy technology, and load balancing.

This ensures the high-speed and stable interconnection of the same city.

In addition, he introduced in detail the application of server clustering and virtualization technology in data centers.

"I understand all the network parts," Huo Qixuan affirmed again.

As the explanation progressed, the technical experts in the audience gradually showed doubtful expressions.

They have all spent more than a decade or two in their field to understand the complexity of the system.

How can a recent undergraduate student fully understand in a short period of time?

What's more, the central bank system is huge and intricate, including multiple huge subsystems such as payment and clearing, statistical reports, and supervision.

These systems are developed and maintained by a dedicated technical team.

Even a senior security expert like Minister Ma does not dare to say that he knows everything about other system modules.

But this young man actually said firmly after each explanation, "I understand everything."

This has made experts suspicious.

Is it a trick?

Even if you are talented, it is impossible to fully understand all aspects of a complex system in such a short period of time, right?

Moreover, the secrecy of the central banking system is extremely high.

There are many details that are not accessible to the average person.

How could this young man possibly know everything about the principles of the system?

"It can't be that you don't know how to pretend to understand, right?" This question quietly arises in the minds of some experts.

What is even more puzzling is why this Huo Qixuan let each of them explain it in detail?

Under normal circumstances, you should only need to select a few key people to focus on.

Letting all the technicians explain one by one is undoubtedly a waste of everyone's valuable working time.

This approach makes no sense from a common sense.

"Does he know what he's doing?" Minister Ma muttered in his heart, raised his eyes and looked at Huo Qixuan, the other party's expression was frank, and he didn't seem to have any weakness in heart.

For a while, Huo Qixuan's intentions became an unsolved mystery in the minds of technical experts.

Out of respect for Cheng Liang, they could only continue to explain as required.

Time passed minute by minute, after all the technical experts finished speaking, it was already an hour later, and when the last technical leader finished speaking, Cheng Liang looked at Huo Qixuan:

"Student Huo, according to your request, we have given a comprehensive introduction to the central bank's system, is there anything else you want to know?"

"Yes!" Huo Qixuan said with a smile.

"Oh? What do you want to know? Cheng Liang asked curiously.

"Automatic approval process!" Huo Qixuan said with a smile.

Cheng Liang fell silent!

Automated approval process... Well, they don't actually have this procedure, it's all manually approved.

On the one hand, the current technology is not mature enough to achieve automatic intelligent approval.

Complex approval processes require human judgment, and machine intelligence is difficult to achieve.

On the other hand, manual approval makes regulators feel safe and controllable.

Machine processing is ultimately a programmed operation and lacks human intelligence.

Major decisions still require human judgment, which is a risk aversion consideration for the central bank.

However, Huo Qixuan's proposal for automatic approval also has its rationality.

The reliability of manual approval is high on the surface, but there are also huge hidden dangers.

Human nature is easily affected by various external forces, which may lead to risks such as illegal approval, amplification of leverage, and irrational lending.

The bloated banking system in later generations was unmotivated, unmotivated, lying down to make money, forcing Ma Yun to develop Alipay, hoping to force bank reform.

Of course, Ma Yun's steps were too big and too radical, and the big stick of supervision knocked a hammer.

But it also proves the backwardness of the bank's approval system.

Not to mention that some individuals or groups take advantage of manual approval loopholes for personal gain, which in turn creates systemic risks.

In contrast, automated approvals circumvent the human factor.

The procedure will not be affected by bribery, favors, etc.

The approval process can be executed more fairly, which is actually more reliable for system risk management.

Of course, automated approvals also need to be built on technological advances and robust governance rules.

It takes a process.

However, its emergence is imperative, and it will form a reasonable ratio with manual approval, so that the approval system is both efficient and controllable, and effectively prevent systemic risks.

Huo Qixuan proposed that the rationality of automatic approval is the core of digital transformation.

It is also the inevitable direction of progress.

Cheng Liang thought for a while and said:

"Student Huo, the automatic approval process, now the technology is not mature, it is difficult to apply to the central bank system, although your paper also proposes automatic approval, but that module is not suitable for the central bank."

Huo Qixuan smiled and did not directly answer Cheng Liang's words, but got up and walked to the podium.

When everyone saw Huo Qixuan walking onto the podium, they all raised their attention to see what this young man had to say.

Huo Qixuan opened the floor plan of the central bank system and began to explain.

Surprisingly, he did not directly talk about the automatic approval system, but first explained how to upgrade and optimize each business module.

Huo Qixuan proposed that the payment and clearing system can realize the digitalization of the whole process, replace the traditional clearing process with blockchain, and improve the clearing efficiency.

The statistical system can introduce big data and artificial intelligence technology to achieve intelligent report generation.

The regulatory system can automatically identify abnormal transaction patterns through machine learning algorithms.

"We need to advance the individual basic system modules to lay the technical foundation for automatic approval." Huo Qixuan said.

After talking about the basic system upgrade, Huo Qixuan began to introduce the automatic approval system.

He proposed that automatic and human approvals could be used in parallel first.

Manual approval can supervise and guide automatic approval, and automatic approval can learn the mode of manual approval and continuously optimize the algorithm.

"Automated approval doesn't need to be perfect all at once, it can be learned through a lot of case studies, step by step." Huo Qixuan said slowly.

In the conference room, everyone listened carefully to Huo Qixuan's explanation.

Huo Qixuan not only sees the inevitability of automatic approval, but also considers the constraints of the current stage, and gradually achieves the goal of automatic approval through parallel use.

This takes into account both progress and controllable risks.

The technical experts in the audience listened to Huo Qixuan's explanation, and they looked at each other one by one, with shock in their eyes.

He actually understood it all

Not only understand, but also propose specific upgrade plans for the advantages and disadvantages of each system.

From the digital transformation of payment and settlement to the application of machine learning in the regulatory system, Huo Qixuan's ideas and solutions are novel and unique, all of which made the experts present unbelievable.

This transparent system thinking and accurate business judgment can not be achieved by holding Buddha's feet temporarily in a short time. (Read violent novels, just go to Feilu Fiction Network!) ）

It can only be shown that Huo Qixuan not only knows the field of banking system well, but can even propose an optimization plan that coordinates various systems and organically cooperates based on the overall situation.

One person can be at the level of an expert in the audience...

Oh my God, what kind of demon is this!

In the conference room, only Huo Qixuan's clear and frustrated explanation voice echoed.

His tone is calm, but his words are beautiful, and his terminology is novel and well-organized.

It sounds high-end and easy to understand.

He intersperses his reflections in a timely manner to allow the audience to keep up with the systematic ideas in his mind.

A series of logical arguments and solutions came out of his mouth, without dragging the mud and water.

All the experts in the audience listened carefully, and one by one, they looked at each other, showing shock and admiration.

This is not just an understanding of the system, but the crystallization of overall grasp and in-depth thinking.

Clear expression, rigorous logic, and comprehensive and in-depth thinking all highlight the extraordinary talent and achievements of this young man.

What's even more amazing is that his understanding of banking and technology has completely surpassed the expert level, which is not like a recent undergraduate graduate, but more like a senior expert.

One person can top the level and vision of all the experts in the field.

This seems unbelievable to everyone.

The logical and rigorous explanation on stage is not verbose, but also points to the point.

Such talent and ability are truly breathtaking. 567 Huo Qixuan explained for half an hour, and everyone in the audience listened attentively, not daring to miss a word. Some people even listened very hard, a little unable to keep up with Huo Qixuan's train of thought.

This young man's thinking is too strong!

At the end of Huo Qixuan's explanation, he began to explain how to organically embed the automatic approval system in the paper into the existing system of the central bank.

The biggest advantage of automatic approval is the use of algorithms and big data to make intelligent decisions and eliminate subjective biases in manual judgment.

At the same time, it can greatly improve the efficiency of approval and efficiently process massive data.

This is significant for the volume of central bank business.

But to safely introduce automatic approvals, you need to take it gradually.

You can first pilot in low-risk business links to accumulate cases and obtain preliminary verification.

Then, automatic approval can be introduced as an auxiliary on the basis of manual approval to form a human-machine collaboration mode.

Manual approval supervises and guides the results of automatic approval.

At the same time, automatic approval learns from manual approval experience and continuous optimization.

After the accuracy and efficiency of automatic approval are greatly improved, the scope of application will be gradually expanded.

Eventually completely replace manual approvals.

This not only gives full play to the advantages of automatic approval, but also strictly controls risks to ensure the safety and reliability of the system.

In addition, algorithmic rules must incorporate regulatory compliance requirements to avoid automated approvals becoming new loopholes.

Only on the basis of technological progress and complete institutional rules can automatic approval serve the central bank's business safely and efficiently.

This requires the cooperation of technical personnel and regulators.

But the widespread adoption of automatic approvals is imperative.

It will significantly improve the operational efficiency of central banks and reduce systemic risks.

If properly managed, it will become an important weapon for central banks to lead digital transformation.

After the lecture, the conference room was silent.

Everyone looked at Huo Qixuan intently as if they had seen a monster.

Unbelievable.

After listening to their introduction for just a few minutes, I actually knew the central bank's system well.

I simply know every aspect of the system better than the old staff

"I'm done, if there is anything wrong, please correct it!" Huo Qixuan said modestly.

Only then did Cheng Liang come to his senses and was the first to clapp.

Whoops!

The rest of the people also clapped their hands and were completely convinced.

Cheng Liang also sighed in his heart!

There are people outside the people, and there is a sky outside the sky!

Jiang Ya lowered her head and fell silent, and disbelief also flashed in her eyes.

For a long time, she turned her head to look at Zhao Ran not far away, who was also looking at her.

The two looked at each other, and Jiang Ya smiled slightly and nodded at him.

Zhao Ran also laughed.

At this moment, the two seemed to have developed some kind of emotional tacit understanding! .