Hong Kong movie: People are in Hongxing, and the soldier flow system is broken!

Hong Kong film: People are in Hongxing, and the 281 run on the explosive flow system is the last killer move!

From ancient times to the present, a run on a foreign bank is the biggest disaster!

So what is a run?

Bank run, also known as run, run, refers to a large number of people gathered together in a short period of time, withdrawal refers to withdrawal, exchange is cash,

A bank run is a phenomenon in which a large number of bank customers withdraw cash from the bank at the same time, and the bank run is often caused by the decline in creditworthiness, rumors of bankruptcy, etc., which leads to depositors having doubts about the safety of their savings in the bank.

In the event of a run, if the bank's reserve fund is insufficient to cover it, it may cause the bank to fall into a liquidity crisis and then go bankrupt.

Under the influence of the credit crisis, the bank run is a kind of super crisis that is both sudden and harmful, and this phenomenon is a manifestation of the "843" credit crisis under the condition of metal currency circulation.

There is no doubt that the run on HSBC this time is because the citizens of Hong Kong no longer trust his safety.

Having said that, if a foreign bank does not have sufficient strength to ensure the safety of funds,

So why do savers dare to put their money with you?

Just like HSBC this time, the doctor lost 10 billion at one time.

The citizens of the port couldn't help but wonder if the money that was robbed by the doctor was theirs!

Although it is said that HSBC foreign experts have a big business, and they can afford to lose 10 billion casually, they can't stand the worries of depositors.

What if one day HSBC says that the lost money is its own?

If it is said that with the strength of HSBC Foreign Bank as the first foreign bank in Hong Kong, everyone can still believe in him for the time being, but this kind of thing is easy to say,

Especially ordinary citizens, they don't want to be so embarrassed by the little money they have saved so hard!

The economic development of the port is so rapid, and it is not that foreign banks have closed down over the years.

If this really goes out of business, the money of those port citizens will really be gone!

In particular, this is the first time that the doctor has acted on HSBC, and HSBC has not shown the ability to help everyone save banknotes.

What if one day the doctor does it on a whim and does it once, and loses another 10 billion?

There is even a second and third appearance, so can HSBC still afford to lose money at that time?

HSBC can't afford to lose, is it just them ordinary depositors?

Especially as the 97 talks get closer and closer,

Everyone knows that British capital is leaving the port,

Everyone knows this!

Whether it is HSBC or Jardine Matheson, they are all arranging their own retreats and arranging to withdraw from the port.

If you don't go bankrupt, don't mention it first,

So what if HSBC lost money and ran away?

Therefore, the concerns of the citizens of the port are not unreasonable!

Then, when the citizens of the port realized this, they would go to the bank to withdraw their money because they were worried that they would not get back the money they had saved!

And foreign banks actually don't have so much cash!

After all, the way for foreign banks to attract depositors to save money is very simple, that is, to give a little interest according to the time regulations, but foreign banks want to make money.

And the way for foreign banks to make money is also very simple, one is to lend money, the other is to make investments, and then get high reports in this way.

To put it bluntly, foreign banks are borrowing chickens to lay eggs, storing depositors' money together, and then using the money to make money, and finally leaving the depositor's principal, paying the interest, and the rest is profit!

In other words, in addition to leaving some spare funds for depositors who need money for easy storage, other funds are invested in projects or loans that are lent out.

Therefore, foreign banks generally do not have much money.

If the doctor blew up the vault, why did he only get 10 billion,

The problem that HSBC is facing now is that once there is a run, HSBC cannot give itself to depositors in time.

Savers will make trouble, and it will be very big, and then everybody will come and withdraw their money.

Naturally, foreign banks can't come to depositors and don't give money, in this case there can only be one way.

Sell the projects you invest in at a low price, exchange them for cash in time and exchange them to depositors, so as to ensure that there will be no operational problems in foreign banks.

So a run is fatal for a foreign bank!

As long as the run is big enough, there is no foreign bank in this world that cannot be defeated!

And right now, this is the problem that HSBC is facing!

That is, fortunately, the run has not broken out yet.

After all, it is the largest foreign bank in Hong Kong, and it is surprising that it has a degree of trust.

And this is what HSBC Taipan is most worried about at this time.

As long as there is no run, everything is easy to say, and even he can continue to sit in the position below his ass, the lost 10 billion HSBC Bank can naturally earn it back, and once there is a run, the consequences will be unimaginable!

Therefore, at this time, HSBC Taipan can be described as terrifying!

At the same time, on the other side,

Huo Wenyao looked at Zhao Yi and Wei Jixiang in front of him,

"How's it going?"

Zhao Yi couldn't help but smile excitedly, and hurriedly replied,

"According to your requirements boss, the previous writers have handled the storage business in HSBC, although the money saved is not much, but it can definitely create enough influence!"

When Huo Wenyao heard this, he couldn't help but grin,

As a child of the plane,

He witnessed the collapse of Credit Suisse and the collapse of Silicon Valley Bank a few years later.

The reason for the collapse of these two banks is because of what I just said.

Founded in the 18th century and headquartered in Zurich, Switzerland, Credit Suisse is the fifth largest consortium in the world and the second largest bank in Switzerland recognized as the safest in the world.

It is an investment banking and financial services company engaged in personal and corporate financial services, banking products and pension and insurance services, and has branches in more than 52.5 countries around the world.

And it is also one of the top 50 banks in the world.

But the future is such a behemoth, all of which have been squeezed and scrapped, HSBC

"Hehe!" Huo Wenyao smiled disdainfully,

Before he asked the doctor to do it, he had actually already begun to arrange this.

He summoned more than a hundred soldiers, who had opened accounts and deposited money in HSBC some time before.

There are millions of more, and tens of thousands of less.

And now is the best time to make a gimmick and run on HSBC!

That's right, he wants to take advantage of this opportunity to collapse HSBC as much as possible.

At this moment, Huo Wenyao couldn't help but sneer and mocked,

"HSBC Taipan, you don't really think this is the end of it, do you?"