Hunting High School
Chapter Three Hundred And Thirteen
"usury?"
The wizard wearing a fox mask raised an index finger, shook it quickly, and repeatedly denied: "No, no, how can you use such a discriminatory term as 'usury'? This is called financing, or everyone prefers it now. The word 'venture capital'...is completely a win-win project of mutual benefit and mutual benefit, commonly known as -!"
As he spoke, he raised his hands and made a gesture of hooking his fingers.
A sinister sneer came from the side.
Only this time, perhaps because of the black cat's cat jade, he kept his mouth shut from beginning to end and refused to give any hints.
The black cat groaned, jumped down from the tree, and slowly slipped to Mamen.
"Then what's the rule of thumb for your financing?" It squatted in front of the fox with its tail coiled around its feet: "Let's make it clear in advance that I have no money!"
Mammon only heard the first sentence of the black cat, and didn't care about the emphasis at all. After hearing the words, she reached out and wiped it, and three pieces of parchment surrounded by different flames appeared in front of the black cat.
A piece of parchment is surrounded by silvery white flames, another is surrounded by golden yellow flames, and the other is surrounded by blue misty flames.
"There are examples of such things!"
The fox mask was raised slightly, which made the smile on the mask even brighter: "As usual, our assessment is divided into three levels, the silver horn level, the golden bean level, and the jade coin level."
There was a short and piercing laugh from the guilty envoy, and when the black cat looked suspiciously, the duck egg mask turned away as if nothing had happened, which made the black cat feel that it should be rewarded with another cat jade, and it should be the size of a cat's claw !
"Silver Horn!"
Mammon glanced dissatisfiedly at the guilty envoy, raised her voice a little, turned her head, and her eyes softened again: "Silver horn level, that is, you borrow silver horn from us, and the loan period is agreed to be one year, and the repayment method is As I mentioned before, equal principal and interest, equal principal, equal principal and interest, one-time repayment of principal and interest, etc..."
"How much to borrow? Can the agreed period be shorter?"
The black cat tugged at his ears, and suddenly became interested—although he has no financial needs right now, but there is a store in Beta Town, and there will inevitably be unexpected situations in the future. It is not a bad thing to know more about it now.
The fox mask smiled and said: "No hurry, take your time... No matter silver horns, gold beans or jade coins, you need to borrow at least ten... That means at least ten silver horns, or at least ten gold beans, Or at least ten jade coins... As for the agreed time limit, you can naturally repay the loan in advance. Of course, you need to pay a small penalty interest. You should understand this. After all, any fund has a cost, and time is taken up for no reason. A small penalty interest rate couldn’t be more reasonable.”
As he spoke, he rubbed his fingers carelessly, looking like a philistine.
The black cat flicked its tail, and swept away a big-headed ant that was slowly crawling near it.
"Where's the interest?" it asked with an old-fashioned look.
"You need to decide which kind of loan to choose before we can give the corresponding contract, guest." The fox also entered the role more and more.
"These types..." The black cat raised the tip of its tail, and tapped the three pieces of parchment floating in front of it: "Specifically, is there any difference?"
"Yinjiao, it means that you have passed the assessment tonight." The convict envoy next to him spoke very abruptly and explained briefly, which immediately aroused Mammon's dissatisfaction.
"That's a wrong understanding."
Fox Mask's tone was cold, and although he was a little reluctant, he still reluctantly added: "Yinjiao, it can only mean that you did not fail the assessment tonight...'No failure' and 'success' are completely different concepts."
"As for the golden bean-level loan," the voice of the fox mask changed suddenly, and became enthusiastic again: "...the golden bean represents that mammon will remain neutral in any future meeting of the Seven Deadly Sins, and will never harm the sinful for no reason. Any interests of the envoy, and under appropriate circumstances, support all issues of the embassy!"
"As for the jade coin level, it means that from now on, Mammon will only obey the orders of the lord envoy among the seven deadly sins, and take the interests of the lord envoy as the first principle... For this reason, even if
It is not hesitating to fight that wolf cub Samuel! "
The black cat's heart moved slightly when he heard the difference between these types of loans.
If it's just a cutscene and you want to barely pass, it's enough to borrow a few silver coins; but if you want to use the power of the seven deadly sins to do something, you need to borrow at least ten golden beans.
As for the jade coins, Black Cat didn't have the courage to waste his scholarship for a whole year.
"If I borrow ten coppers, does that mean I failed the assessment tonight?" The black cat laughed and said a very cold joke.
The fox laughed along, without any comment.
"Cough," the black cat coughed twice, and stood up: "Then borrow ten golden beans... ten golden beans, and you will support my proposal under suitable circumstances, right?"
"This kind of question needs to be analyzed in detail, guest." Although the fox was slightly disappointed, he still answered with a smile.
The black cat waved its palm: "Then ten golden beans... how about the interest!"
"Ten golden beans to borrow for one year," the fox abruptly took out a small abacus from his arms, and typed it crisply: "According to the usual practice..."
"Wait," the guilty envoy pinched his nose and said reluctantly, "I remember that there was an option for a three-month loan period in the assessment, why didn't it come to you? ... Don't stare at me with that kind of eyes, I I don’t want to help this cat either! It’s my duty!”
Mammon gave the sinner a look of extreme dissatisfaction.
Then he smiled all over his face and looked at the black cat: "The annualized interest rate of the three-month loan is higher... For example, if you borrow ten golden beans, you need to pay the interest of one golden bean at the one-year interest rate, but at the three-month If you borrow at the interest rate for one year, you need to pay the interest of four golden beans..."
The black cat nodded repeatedly, feeling that this was indeed the case.
"But you don't need to borrow money for a year." The Convicted Envoy reminded coldly.
The black cat suddenly woke up: "Don't mention the interest rate to me! I can't figure it out!... Just tell me, how much interest will I pay for ten golden beans if I borrow them for three months? How much interest? One-time repayment of principal and interest!"
In his simple sense of money, it is naturally best not to borrow money. If he has to get involved with this kind of thing, then it is definitely right to pay it off in one go.
Mammon looked at the culprit with resentment—the black cat believed that if eyes could kill, the culprit would have died 800 times in a short while—then after a while of small calculations, he slowed down. Opened the mouth: "According to the usual practice, nine out of nine and thirteen returns in three months, you can borrow ten golden beans, and return me thirteen golden beans after three months... If it is a year, there is no need to behead, and the moon will melt." The interest rate is ten percent, and you will return me twenty-two golden beans in the end..."
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