I Am a Big Winner in Life

Chapter 1741

Shiliwan.

In the former residence of the family, Liu Ling introduced relevant personnel of Shengqing Anning Insurance Company to Anliang.

This time, the relevant person in charge of Shengqing Anning Insurance Company is called Fang Zhuwei, who seems to be in her thirties. The exact information obtained through the interpersonal scanning system is thirty-five.

Fang Zhuwei’s appearance matches his age!

Maybe it’s too hard to sell insurance, right?

Shengqing Anning Insurance Company also hired Bian Xiaogang, a botany expert from Shengqing University. This person feels a little unsmiling. He seems to be an old scholar who specializes in academic research?

The other two people were the staff brought by Fang Zhuwei, and they were naturally ignored by Anliang.

After Liu Ling introduced the two sides to each other, Fang Zhuwei asked questions first.

“Hello, Mr. An, what kind of insurance do you want to customize for these three holly subtrees?” Fang Zhuwei asked first. She needed to know Anliang’s needs before she could assess the corresponding risks and determine whether the insurance customization this time Can succeed.

Anliang responded in general, “My needs are very simple, I just want to protect the three holly subtrees, so as to prevent them from accidents.”

Fang Zhuwei nodded before responding, “The request of President An is indeed very simple, but when we provide insurance for plants and animals, there are actually relevant restrictions.”

Fang Zhuwei continued to respond, “Take plants as an example. Because plants are living bodies, which are very complex and have various unexpected situations, we only provide very limited insurance when underwriting plants.”

“For example?” Anliang asked rhetorically.

Fang Zhuwei did not immediately explain the restrictions and the scope of insurance. She looked at Anliang and asked, “Has Mr. An heard that the mother tree of Dahongpao is insured for 100 million yuan?”(Read more @ wuxiax.com)

Anliang nodded, “I’ve heard it.”

“Let me first tell Mr. An about the insurance status of Dahongpao mother trees. They are accident insurance with a coverage of 100 million yuan provided by Xiaguo People’s Insurance Company.” Fang Zhuwei explained.

Anliang knows this.

“The coverage of this insurance is very limited. It only pays 100 million yuan in the case of artificial destruction of the Dahongpao mother tree and the complete death of the Dahongpao mother tree.” Fang Zhuwei explained.

“And the so-called man-made sabotage needs to be investigated by Xiaguo People’s Insurance Company. For example, the person who sabotages the mother tree of Dahongpao has a relationship with the insured party, or even if it is instructed by the insured party, which constitutes fraudulent insurance and will not proceed. Any claims.” Fang Zhuwei continued.

“If an unrelated person destroys the mother tree of Dahongpao, the damage to the mother tree of Dahongpao must be evaluated, and the corresponding amount will be paid based on the damage.” Fang Zhuwei added.

“As for other natural disasters and man-made disasters, such as lightning strikes, plant diseases and insect pests, changes in the surrounding ecological environment, various extreme weather and other natural disasters, plus the man-made accidents caused by the people who take care of the mother tree of Dahongpao, all are not covered by the insurance. The insured party needs to bear the consequences.” Fang Zhuwei added.

Listening to what Fang Zhuwei said, Anliang responded ridiculously, “So this is not guaranteed, then it is not guaranteed, right?”

Fang Zhuwei didn’t mind such ridicule.

“All insurance clauses will be written very clearly. If you have any clauses that you don’t understand, you can ask the insurance company. If you are afraid of being misled by the insurance company and misinterpreting the clauses, you can also videotape it while the insurance company’s staff explains it to avoid this. It’s not guaranteed, that’s not a problem.” Fang Zhuwei responded.

“There are indeed some problems in the insurance industry, but as long as you carefully understand the insurance terms, you can actually avoid many pitfalls.” Fang Zhuwei added.

Anliang nodded in agreement. Most people didn’t understand insurance at all, so they bought insurance blindly.

Take critical illness insurance as an example. I am afraid that most people who purchase this insurance do not know all the terms of the insurance and the applicable coverage, right?

Then the corresponding thing really happened, only to realize that this is not guaranteed, then it is not guaranteed?

Insurance companies are too savvy. The types of insurance for the general public have been repeatedly verified by actuaries using various data models. How can the insurance company lose money?

Therefore, before purchasing insurance, you must carefully read the insurance terms and understand clearly the coverage of the insurance. Ask the staff if you don’t understand the terms. In order to avoid the staff from lying, it is recommended to use the mobile phone to record video.

This is the correct posture to buy insurance!

If you don’t understand anything, just listen to a few sentences, and hear that a certain insurance has something to cover, and you are not afraid of serious illness, then buy such an insurance.

Once you suffer a loss, wouldn’t it be bad luck for yourself?

There are a large number of insurance products in the insurance industry that are engaged in such operations. At a relatively low price, and a good publicity, you can make an insurance hot sale.

As for follow-up claims?

Ah!

“Director Fang, if I want to insure three holly trees, what kind of coverage can you provide?” Anliang asked Fang Zhuwei.

Anliang will naturally read the insurance terms carefully!

Fang Zhuwei did not respond immediately, she considered the coverage that could be provided. .