I Am a Big Winner in Life

h2051 is tricky! [5/5]

Yue Sijun is the deputy manager of the credit department of Shengqing Commercial Bank, so naturally he can’t be a fool who doesn’t understand anything. When Liu Ling asked the sensitive question of the bottom line, Yue Sijun immediately understood that Liu Ling might have a channel.

There is no problem with Liu Ling directly asking about the bottom line price.

Because there is no way to bypass this problem, there is no difference between asking directly and beating around the bush. Once the issue of the bottom line of price is involved, Yue Sijun will react.

In addition, Liu Ling has obtained enough information, including the import and export trading company’s quotation of 28 million for 22,000 motorcycles.

Liu Ling: I have a little idea. We have 43,000 motorcycles and you have 22,000 motorcycles. Together, we should be able to sell at a higher price. “One Twenty

“Yue Sijun: How much did you bid?

Liu Ling; we add another 2 million.

“Yue Sijun: Too few!

“Yue Sijun: The normal selling price of this batch of motorcycles is 100 million!

“Liu Ling: Manager Yue, we all know the specific situation. This batch of motorcycles does not meet the emission standards of the Environmental Protection Act, so how can we calculate it at the price of 100 million?

If this batch of motorcycles has no problems and meets the emission standards of the Environmental Protection Act, it can be calculated according to the value of 100 million.

Otherwise, if it does not meet the emission standards of the Environmental Protection Act, it is no problem even to say it is a pile of scrap metal!

Yue Sijun naturally understood this truth.

The import and export trading company is only willing to give a quotation of 28 million, which is actually enough to explain the problem.

“Yue Sijun: A little less, Manager Liu, and a little more!”

Liu Ling: There is really no way to add it, Manager Yue, I believe you understand the truth. You just mentioned the transportation costs, distribution costs, and destination tariffs, etc.

Liu Ling: Manager Yue, think about it.

“Yue Sijun; okay, let’s discuss it here, whether I agree or refuse, I’ll reply to Manager Liu.

This is great!

Whether you agree or refuse, you will get a message.

Check no news is the most disgusting person!

“Liu Jun: Alright.

After Liu Ling communicated with Yue Sijun, she contacted Ji Yunjie, manager of the credit department of Xiaguo Bank Beixin branch.

Liu Ling; Manager Ji, is there any news from Fengfan Power?’

Ji Yunjie: It’s still the same, and we are actively filing for bankruptcy. It is expected that each of our families will take the collateral of each family, and they will clean up the remaining assets, give priority to repaying the wages owed to employees, and redistribute the rest to suppliers.

“Liu Ling: Then the supplier will be miserable!!

Ji Yunjie: We are also miserable, especially the two of you.

“Liu Ling: Who would want to get the power of the sails and turn out to be technically fraudulent?

Ji Yunjie: Yes, who would have thought of it?

“Liu Ling: How are you going to deal with your land use rights?

Ji Yunjie: Does Manager Liu have any ideas?

Ji Yunjie did not think that Liu Ling wanted the land use rights of the Fengfan Power production base. He thought that Liu Ling wanted to cooperate, for example, the mortgages of the two parties were bound together.

If a third party wants to purchase the land use rights of the Fengfan power production base, it needs to take over the 43,000 motorcycles from the Beiyu branch of the Gongshang Bank.

Liu Ling: The land use rights of the Fengfan Power Production Base are not easy to sell, right?”

Ji Yunjie: It’s really not easy to shoot.

Ji Yunjie smiled while replying to the message.

The land use right of the Fengfan Power Production Base is indeed not easy to sell, but is it easier to handle than the motorcycles of the other two banks?

Ji Yunjie is very clear that the motorcycles powered by Fengfan do not meet the emission standards of the Environmental Protection Act.

But the other two banks, one holds 22,000 vehicles and the other holds 43,000 vehicles, have such a huge scale that there is no way to deal with them privately.

“Liu Ling: If we take over the land use rights of the Fengfan power production base, what price does Manager Ji think is appropriate?”

Ji Yunjie looked at Liu Ling’s proposal, and he further suspected that Liu Ling wanted to bundle the transaction.

Dealing with 43,000 motorcycles individually, even if there is a way to deal with it, would be very troublesome and very cheap, but it would be easier to deal with if the two were bundled together.

Ji Yunjie thought he saw through Liu Ling’s thoughts, so he replied to the message.

Yunjie: We are willing to transfer at a fair price.

Ji Yunjie: The appraised price of this land use right is 220 million yuan. I believe that Manager Liu should understand that the transfer at a fair price is a good result, right?

“Liu Ling: I think it can be cheaper.

“Liu Ling: Fengfan Power’s production base is too functional, it can only produce motorcycles.

Liu Ling: The motorcycle manufacturing industry is already a sunset industry, and no one should be willing to take over now, right?

Ji Yunjie did not immediately reply to the message, because Liu Ling was right, but the more this happened, the more Ji Yunjie felt that there was a problem.

Ji Yunjie: What is Manager Liu’s offer?

Liu Ling: 140 million.

Ji Yunjie: Impossible!!

“Liu Ling: [Assessment Chart

“Liu Ling: Fengfan Power also asked us to evaluate the land use rights of the production base. The final evaluation we gave was 200 million yuan, and then the loan was based on 70% of the evaluation price.

“Eng 1.3 Ling: The evaluation of Shengqing Commercial Bank is the same.

“Liu Ling: Your Xia Guo Bank’s appraisal price has risen to 220 million, and you are lending at a rate of 77% of the appraised price. This ratio is exaggerated.

“Liu Ling: We borrowed at a rate of 70% of the appraised price, which is actually very accommodating.

The problem raised by Liu Ling does exist. The appraisal price of the land use right granted by Xiaguo Bank Beixin Branch to the Fengfan Power Production Base is too high, and the loan ratio is also too high.

Everyone is a loan professional, and naturally understands the tricks!

Updated: February 10, 2021 07:16:50 Good morning. .