How is H2751 going to thank me?[13]

An Liang’s arrangement is so appropriate!

Liu Ling could not refuse An Liang’s kindness at all, she could only follow the script written by An Liang.

“Just follow the normal loan process.” Liu Ling responded.

We “banks only consider one thing, and that is the security of the loan.” Liu Ling added, “Whether the lender uses the loan for production, infrastructure, or other commercial activities, as long as the security of the loan can be Guaranteed, that’s no problem.

Bank loans are naturally the most afraid of bad debts!

An Liang understood what Liu Ling meant and proceeded with a normal loan, which meant that collateral was required.

“Seven-four-seven” is like an ordinary person’s mortgage, with a house as collateral.

However, the situation in Shiliwan is rather special.

Shiliwan is in the outskirts of Shengqing, the land price is relatively cheap, and there is a problem of poor liquidity, so the land in Shiliwan basically cannot be used for mortgage.

In response to such a situation, An Liang certainly has a solution!

“Since it is in accordance with the normal loan process…” An Liang paused, “Auntie, I am going to open an account in your branch, and then deposit 110 million in fixed deposits, and you will give us another 100 million loan. credit, how?

Fixed deposits are naturally the best collateral!

Especially the time deposits deposited in their branches, that is definitely the icing on the cake.

“No problem at all!” Liu Ling sighed.

An Liang even considered saving 10 million more, so how can there be a problem?

An Liang also talked about the rational use of funds, but in the blink of an eye, she took out more funds just to help her accomplish her performance tasks.

“Then we will sign in the afternoon?” An Liang asked casually.

Since An Liang has achieved this step, how could Liu Ling refuse?

“Okay.” Liu Ling agreed.

“Let’s have dinner first, then go to your branch after dinner, deal with the details of the contract, and then sign the contract.” An Liang added.

,

“Yeah.” Liu Ling agreed again.

After about half an hour, the two finished their lunch and then drove back to the Beiyu branch of Gongshang Bank.

Liu Ling and An Liang walked into the lobby of Beiyu Branch. When Dai Jing, the lobby manager, saw An Liang, her eyes lit up and she took the initiative to say hello, “Mr. An, good afternoon.”

An Liang nodded slightly in response, “Good afternoon.”

Dai Jing glanced at Liu Ling and then at An Liang, she guessed the purpose of An Liang’s visit this time.

Liu Ling took the initiative to instruct, “Manager Dai, please leave a number for the VIP room, and he will handle a deposit business in a while.

Dai Jing nodded again and again, “Okay, Manager Liu, I’ll arrange it right away.

Liu Ling took An Liang into the VIP room of the credit department. Perhaps because of a guilty conscience, Liu Ling did not close the office door on purpose, thus showing that she was open and honest?

In the VIP room of the credit department, Hou Yiting took the initiative to greet Liu Ling, and then asked, “Mr. An, do you drink mineral water or juice, and we have coffee.

An Liang had met Hou Yiting, he knew that Hou Yiting was barely Liu Ling’s valet, and he responded, “Mineral water is fine.

Hou Yiting immediately brought mineral water to An Liang.

Liu Ling is preparing a loan contract, because An Liang wants to deposit 110 million Xia Guoyuan as collateral in their Beiyu branch, and the loan is a credit line of 100 million Xia Guoyuan. This operation is completely taking off his pants and farting, just helping Liu Ling. …

After a while, Liu Ling finished processing the contract, and she handed it to An Liang, “Look at the contract first, and if there is something inappropriate, we will discuss and deal with it.

An Liang took a quick look at the contract and after confirming that there was no problem, he nodded with a smile, “Thank you auntie, there is nothing wrong with the contract.”

After speaking, An Liang picked up the pen on Liu Ling’s desk and quickly signed the loan contract in duplicate.

In fact, the large loan contract is not in duplicate, but now it is the era of 2020, and there are only two paper contracts, which are kept in the hands of the bank and the lender.

However, the electronic version of the large loan contract is stored in multiple systems, for example, there is a backup of the large loan electronic contract in the system of the Banking and Insurance Regulatory Commission, which is used as a review basis.

Secondly, the National Bank also has electronic contract backup, which is also used as a basis for review, so as to judge whether there is a problem with this large loan.

After An Liang signed, Liu Ling signed on behalf of Gongshang Bank.

Under normal circumstances, Liu Ling is not qualified to approve a loan of 100 million Xia and 0.9 yuan, but An Liang provided 110 million fixed deposits as collateral, and the loan is in the form of a credit line from a negotiated bank.

That means this loan is risk-free!

Therefore, Liu Ling is qualified to sign this large loan.

After Liu Ling signed the signature, An Liang said with a smile, “Thank you auntie for your support!

Liu Ling felt a little helpless in her heart. This An Liang had a bad taste, but responded calmly on the surface, “It should be me thanking you! 39

“How is Auntie going to thank me?” An Liang asked in a low voice,

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