I Am a Nobleman in England

Chapter 164: Turn on hoarding mode

This is an indisputable fact for men. Even Old Master Confucius and Confucius Mencius have said, "Sexing." ’’I have never seen a good virtue as a good se! In these few passages, the preference for female SE is a fact that most men cannot deny.

Arthur didn't make an excuse to wash the ground for his flower. It can be said that all normal men in the world are carved out of a mold, all of them are big carrots.

Because conquer Y is engraved in the genes of men, who like to conquer, and conquer is also reflected in the conquest of women. What is not obtained is always in SAO. They take conquest as happiness, and there is always more for new things. interest.

In this world full of material desires and full of beautiful things, being tempted is normal for a man.

To be honest, since Arthur accepted everything after the journey, he never thought of stabilizing his feelings and marriage as soon as possible, because deep in his heart he firmly believed that he would rely on his own efforts to succeed, and the world So wonderful, he naturally wants to treat it wonderfully.

"The road ahead is still very long, we are all just on the road..."

Before going to bed, Arthur again sent a text message to Emilia, and after getting a ‘good night’ reply, Arthur lay flat, sighed, and said to himself.

No matter how many troubles there are, life must continue, because instead of spending time complaining about troubles and frustrations, it is better to think about how to live better today and welcome tomorrow.

The next morning, after having breakfast, Arthur drove to the investment company in the Financial City. In his clean, concise and decent office, he saw five recruits from Smith Jama. Real estate investment talents.

After listening to the self-introductions of these five professionals and their prospects for the company's future, Arthur felt that his original shell tax avoidance company could really operate.

Originally, Arthur wanted to spend 20 million pounds to buy some apartments and a few du-built villas, whether they were rented out, waited for the appreciation and then sold, this was all because of his understanding of the future housing price increase in London as a basis. One of his investment projects is conservative and stable.

However, when his five new subordinates learned of the amount of funds and his true thoughts, they held him to discuss on the spot, and finally unified their opinions and proposed a new investment plan to him, which directly overthrew him. Own conservative investment ideas.

"Boss, according to the latest data, the rental prices of houses in the Greater London area are already ridiculously expensive. Compared with the prices in October 2008, they have increased by 32%.

According to the composite index of British housing rental agencies, this year’s rental prices have risen rapidly by 6% to an average price of £940 per month, which is twice the rate of inflation.

We believe that the boss, you can use 20 million pounds to leverage a 100-unit apartment plan, which will be managed by the company and leased to the outside, focusing on Kensington, Chelsea, Highgate, and Brompton. District, Harrow District, these five regions with the greatest appreciation potential.

With your wealth and credit rating, you can easily get a bank loan. Although you invest in the name of a company, the interest rate of the loan is higher than the interest rate of a personal loan, but it is the most suitable for you, because it can be reasonable Tax avoidance, as long as you can reserve a part of safe funds to ensure that there is a risk of loan repayment and interruption of supply. "

Among the five, Oliver, who is now temporarily acting as the manager of the company, introduced Arthur.

"Invest in the name of the company?" Arthur raised his eyebrows and asked, and immediately received a detailed explanation from another subordinate.

"Yes, at present, buying investment housing in the name of a company is still a niche behavior. One is because for most people, there is no demand for such housing. The other is because, compared with the purchase of investment housing with personal loans, The interest rate of the company's nominal loan to purchase real estate is higher.

Although corporate borrowing is not necessarily suitable for everyone, if the loan method, property ownership, corporate structure, shareholder rights and other aspects can be handled properly, from the perspective of taxation alone, not only the investors themselves, but also future generations will benefit. For a very good choice.

Because in the case of buying an investment house in the name of an individual, the rental income of the house will be added to your other income in the UK and taxed based on your total personal income. If your personal income is in the “higher tax rate echelon” or above, the tax rate is 100%. Between forty and forty-five. When holding real estate in the name of a company, the rental income is included in the company's income, and the company's tax rate is 19% of the net profit.

Then there is the possibility of avoiding the ridiculously high inheritance tax in the UK. . . . . . "

"So many advantages and disadvantages?" Arthur would not think that such a good investment method would be such a small crowd without any disadvantages.

"Limited types, high prices, and low borrowing limits are the biggest drawbacks of corporate loans. Moreover, even if loans are made in the name of a company, lending institutions will still consider the personal background behind the transaction when assessing loan risks, so your personal guarantee is The most important thing.

The lending institution will also review your personal financial situation. Therefore, from many perspectives, this type of loan can actually be understood as a personal loan, and the difference is only in name. "

After listening to the explanation, Arthur nodded suddenly. In the end, it still depends on his own wealth and strength. It is really not that simple to take advantage of the bank.

"A good suggestion. You can improve this plan. Let's go. First, go and see the properties you mentioned before." Arthur got up from the boss chair and sorted out his clothes. The other five people too. Hastily followed and got up, stood aside, waiting.

Half an hour later, a group of four cars drove into the palace-style single-family villa in Harrow district, Bentley Manor.

Arthur got out of the car and looked at the villas in the architectural style of a Greek temple, nestled among the green lawns and gardens, his eyes could not help but brighten.

"Boss, the whole project is located in a high-end Si Mi community with a large green area of ​​50 hectares. The famous school district and the world-famous Harrow School are located here. It takes 35 minutes to reach the city center, as well as horse riding stables, tennis courts and other supporting facilities. ."

Oliver, who is acting as the manager of the real estate investment company, stood beside Arthur and started to introduce the five-bedroom single-family house of 300 square meters of 2.15 million pounds, the two-bedroom garden house of 110 square meters of 860,000 pounds, and the 4-bedroom garden house of 300 square meters of 2.05 million pounds.

Room 4 covers an area of ​​1431 square meters. On the top bedroom you can see the residence of the Mayor of London. Room 5 covers an area of ​​1885 square meters. The garden is about 55 meters long.

The sets next to room 2 are more than 100 square meters, and the price of UU Reading www.uukanshu.com is about seven or eight hundred thousand pounds. "

"Go, go in and take a look." To be honest, Arthur likes this community quite a lot, the white villas, strolling in the meantime, appreciate the unique style.

Oliver informed the sales side of the community early in the morning, Arthur and his party, all the way is unimpeded, the decoration of the villa is mainly simple European style, following the main elements of classical European style, incorporating modern living elements. It's not just luxurious atmosphere, but also cozy and romantic. Through the perfect standard line, the detail processing of striving for perfection brings people a bright, simple and fresh feeling.

After half an hour turned around, Arthur also basically understood the situation. He stood on the main road of the community, pondering. The subordinates behind him and the manager of the sales department of Bentley Manor were waiting quietly.

Finally, Arthur looked back at everyone, smiled and said, "Rooms 4 and 5, I want it, room 2—" Then, Arthur raised his finger to the three villas near room 2." I want it all!"

"call--"

The sales manager of Bentley Manor sighed in his heart, still unable to conceal his inner excitement and joy, feeling the other party's handwriting, and at the same time happy for the sales commission he could earn.

Oliver behind Arthur looked at the agitated sales manager, smiled and said, "Let’s go through the deposit procedure."

"Okay, I will arrange for someone to deal with it immediately, thank you for your patronage." The other party said to Arthur, the main customer with a smile.

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