I’ll Add Points To All Things
Chapter 690: Who are the better customers?
After all, as a top-ranked educational institution in the country and listed on the Hong Kong stock market, Xinli Education is definitely a high-quality asset.
What banks like most is to lend to such large companies because of insurance and high returns.
So Cao Qiguang's self-confidence is not unreasonable.
Hearing what Cao Qiguang said, President Kong immediately began to ponder.
He did not agree immediately, but first said, "Old Cao. This may not be in compliance with the regulations..."
But he didn't say anything to death, just said, "I need to understand the situation first. I will give you an answer at that time."
Old Cao said with a smile, "Okay. No problem. Then I'll wait for your good news."
After hanging up the phone, Cao Qiguang confidently left the matter behind. He felt that any normal bank would not refuse this request. After all, although Su Yang's wealth is not low, the company is too small and the cash is too small, so he can do little business with the bank.
As for a listed company with a market value of tens of billions and huge cash flow, it is obviously more beneficial for the bank to cooperate with itself.
Thinking about this, Cao Qiguang put the information aside, and then started today's work: His grand plan is already in the start-up stage, and hundreds of branches across the country are being set up at the same time. There are many things that require him to coordinate and arrange.
He is confident that as long as he passes this test, Xinli Education will soon become a leading enterprise in the domestic education industry!
...
At the bank, after President Kong hung up, he called his secretary in, "Koyanagi, you go and call Director Zhao from the credit department."
Secretary Liu said, "Yes, President."
After a while, Manager Shen's boss, Director Zhao came to the president's office.
Director Zhao's position in the bank is obviously very high. As soon as he walked in, President Kong smiled and said, "Old Zhao, sit down. How's your health recently?"
Director Zhao was also not polite, and naturally sat down opposite Bank Chang Kong, and then said, "It's okay recently. It's possible that because of prolonged sitting, this waist is not comfortable and may be a little protruding."
President Kong smiled and praised, "You, it's normal that everything stands out."
A joke made two people laugh involuntarily.
After laughing, Director Zhao asked, "President, did you ask me for anything?"
President Kong said, "Well. Nothing else, just want to ask if you know Su Yang."
Director Zhao nodded, "I know. He is a major customer of our bank, of course I know."
"Key customer?" President Kong really didn't understand this because he was not responsible for specific matters. He only remembered that Director Zhao submitted a report saying that he had given Su Yang tens of millions of interest-free loans, but... Isn't this a big customer?
Thinking about this, President Kong asked, "Isn't his loan interest-free? And only tens of millions."
Director Zhao said, "Yes. This is what I want to say. We are really kind and rewarded."
He explained with a smile, “Didn’t I grant him a special interest-free loan of 50 million yuan before. The collateral for this loan is the income from one of his film and television works. So, when you take a loan, let He transferred the account of the film company to our bank."
"Unexpectedly, his film and television company is really making money. In just a few months, the income from that movie has returned. It is just that the loan is not due, so it cannot be deducted."
"Later they made a big movie explosion, which brought him more than 100 million yuan in revenue. Later, he didn’t know why, so he injected another 300 million yuan into the film and television company. All this, this account There are almost four to five billion in the money lying in it."
"All departments of our bank are eager for this money and want him to convert it into fixed-term or structured deposits. Once it succeeds, our branch's performance in absorbing deposits this year will almost complete. If this money is loaned out, it will be a big sum. Income."
President Kong heard Director Zhao say so, his face showed a daze. He is not ashamed of a scheming plan, and directly followed Director Zhao's words and said, "This is a good thing. Then he must be well served. Striving to get this deposit. This is a big achievement!"
Director Zhao smiled and said, "Yes. I have arranged for Manager Shen, who has been docking with him before, to take charge of this matter. I believe there will be good news soon."
Bank leader Kong pondered for a while, and then said, "Don't just take a line. Let others try it too. For example, go with a beautiful woman and match men and women. It's good to discuss."
Director Zhao nodded, "Okay. I'll make arrangements when I go back."
Then, President Kong quietly chatted a few other topics and brought the matter over.
After the two talked, Director Zhao left the president's office with a smile, but his expression returned to calm after leaving the office. Because he felt that today's questioning was very strange, it made him confused.
Is this reporting work? But most of the two people were chatting, and they didn't read the report.
This is small talk? But never leave work.
What is going on with this weird question?
Director Zhao thought all the way.
As soon as he walked to his office, Director Zhao suddenly brightened his eyes and figured it out: Is it...I'm going to be promoted?
I heard that a vice president is going to be transferred recently.
Is this the organization inspecting itself?
Thinking of this, Director Zhao recalled the chat between Governor Kong and himself.
The more he thought about it, the more he felt that his guess was right.
But how did you perform today?
Is it qualified?
Director Zhao recalled for a moment, and it seemed that he couldn't tell whether it was qualified.
He began to diverge his thoughts: At this critical time, it must not be just a simple question, there must be deep meaning in it!
He figured it out carefully and thought...
Maybe the key to my promotion is Su Yang..
...
After Cao Qiguang finished handling a lot of work, his phone rang just after he took a breath.
When he picked up the phone and looked at the caller, Cao Qiguang smiled, because the caller ID showed the name of Governor Kong.
He knew that President Kong must have made a decision after some consideration.
As for what decision?
He felt beyond doubt.
I must choose my own side...
So he answered the phone confidently and said with a smile, "President Kong, is there good news?"
Cao Qiguang’s confident words were exchanged with Governor Kong’s apologies, "I'm sorry, Old Cao. What about you... I can't handle it temporarily."
Cao Qiguang was taken aback, a little surprised.
He feels wrong. How could you reject yourself? This is unreasonable.
So he asked, "President Kong, is it a price issue?"
President Kong laughed twice, "It's not a price issue. It's Mr. Su you mentioned, a quality customer of our bank. On my side, he must be given priority."
The key information was revealed from such casual remarks. Cao Qiguang had long understood their routines when dealing with people in various departments, so he understood what President Kong really meant: Su Yang is more valuable than Cao Qiguang. high. They didn't need to offend Su Yang to get a customer like Cao Qiguang.
Cao Qiguang became a little unbelieving. He stood up, came to the floor-to-ceiling windows overlooking the entire magic city, and asked, "President Kong. Su Yang is a high-quality customer, and we are also high-quality customers. I know it may not be convenient, but I still I want to ask, where are we?"
President Kong was silent for a while, and for a while, he said, "Old Cao. We have known each other for many years, and we have worked together many times. As for me, let me just say something like this, don't provoke that manager Su. ."
Cao Qiguang "cocked" in his heart, feeling that there was something in the long words of Kong.
He couldn't help asking, "President Kong, we are also old acquaintances, can you...please call me?"
Hearing Cao Qiguang’s question, President Kong hesitated for a while, but still explained, “I’m not going to say anything else, but don’t you want to know how high-quality he is? I’m telling you that he is our bank in the past few months. The key'attack' object here."
Hearing President Kong's words, Cao Qiguang suddenly gasped.
It is definitely not an easy task to become the bank's "tacky" target: otherwise this person has a lot of spare money, and the bank wants to make use of this money. Otherwise, this person has borrowed a lot of money from the bank, and the bank will treat him as a grandfather for fear that he will not pay the money.
But no matter which of the two, that is not something ordinary people can do.
It seems that Su Yang is really extraordinary.
Cao Qiguang couldn't help but raised Su Yang's danger level a lot, and even put it above...the other partner of the company: Lao Zhang.
Cao Qiguang didn't rashly continue to inquire, but said to President Kong, "That's OK, thank you President Kong. This is really troublesome for you. I hope you don't talk about it."
President Kong smiled, "Don't worry. I don't want to make this matter a big deal."
The two were pregnant with ghosts, but both tacitly pressed this private transaction in their hearts. But... they didn't say it, but it didn't mean that Su Yang didn't know.
Su Yang has [the eyes that travel through the space], and he [the eyes that travel through the space] is triggered as long as he reads his name.
Although later because Su Yang became famous, too many people talked about him. In order to avoid trouble, Su Yang raised the threshold for triggering this ability, but it also left the conditions that people he knew would trigger it when he spoke.
So when Cao Qiguang made the first call to Governor Kong, Su Yang knew all this. Therefore, Su Yang's chat, including the following people, was monitored almost all the time.
After knowing all this, Su Yang was also silently wary. It seems that this Cao Qiguang is not a gentleman. He was beaten yesterday, and he began to retaliate today.
It's just because he is too strong that he can do nothing.
This also made Su Yang understand that only when he became stronger would he not be afraid of any threats.
In the whole process of meeting a few people in the exchange, Su Yang had a position in his heart. Cao Qiguang is the enemy, and President Kong can only be regarded as a passerby when he sees people order food, and Director Zhao is a good person. Listen to his opinion, his loan was also specially approved by him.
Su Yang is not a person who doesn't know how to retaliate, he knows to win over friends~www.readwn.com~ to fight enemies. It just so happened that he wanted to kick Manager Shen a long time ago, so Su Yang knew how to deal with the matter of Manager Shen and bank deposits.
Then, nothing happened.
The day ends quickly.
At 3 o'clock in the afternoon, Su Yang checked the time and asked Pan Zhaodi to return to the villa ahead of time, and drove the car over: He came from a running company today and didn't drive.
At 4 o'clock in the afternoon, Su Yang said to Chu Xia, leaving work early, and preparing to pick up Tang Xiaomi with Pan Zhaodi.
Because of the staggered peak period and the fast way, the car soon arrived at Tang Xiaomi’s kindergarten.
Tang Xiaomi’s kindergarten is an upscale bilingual kindergarten in Magic City.
When I came to the kindergarten, the kindergarten just finished school. Some parents and nanny picked up the children in the kindergarten. Su Yang asked Pan Zhaodi to stop the car, get off the car, and enter the kindergarten.
n.
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