Instant Noodles Millionaire

You can search for “Miao Bi Ge, the richest man in instant noodles” in 100 degrees to find the latest chapter!

“I can’t charge this money!” Boss Jia sighed when seeing the 10100000000 Renminbi delivered to the door, and then refused.

“Why?” Chairman Liu was shocked.

“Because I don’t want to give you interest anymore!” Boss Jia rolled the eyes and said, “By the way, I am here to pay you back!”

“What’s the money?” Chairman Liu was a little confused.

“Of course I borrowed 100100000000. By the way, it should arrive in the account now. This morning, I transferred the money from 3 Ryogoku Bank. Check it out!” Boss Jia whispered.

“You mean, you are here to exchange the previous loan of 100100000000 Renminbi!” At this time, Chairman Liu realized, what does Boss Jia’s repayment mean!

“Yeah, otherwise what am I looking for you for? I still have the face to ask if you can borrow money!” Boss Jia rolled the eyes.

“But… but we have agreed that the term is 3 years. This is only 3 months. Why did you pay it back?” Chairman Liu felt that his head was a little unusable.

“This 3 years is just the worst situation. If I have money, then I will definitely return the money to your bank immediately. I know that your bank borrowed 100100000000, which has taken a lot of pressure on me. People scold you for giving sugar-coated cannonballs to capitalism. Old Liu, I have a conscience. I can’t make it difficult for you!”

“Besides, there is a saying that is good, there are borrowing and repayment, it is not difficult to borrow again!” Boss Jia said with a smile.

“That’s…that’s…” Chairman Liu swallowed, and then said faintly, “Actually, you don’t need to be so early.”

“Why? If this is the case, I will pay back the money after 3 years, but I won’t pay you the interest, you won’t charge me!” Boss Jia said with a grin, and Chairman Liu responded. Coming over, he hurriedly corrected his expression, “This is not good, how much interest you have to pay for as long as you borrow!”

“Then dare to settle the account with me!” Boss Jia said grimly. Chairman Liu immediately called to the revenue and expenditure center, and then frowns said, “There is no money in the account. But more than 70, 100000000, you are not kidding me!”

“It should be impossible. I told 3 Ryokan Bank that they can transfer the money to you as quickly as possible, and directly through the bank of 3 Ryobank in Hong Kong and Hong Kong. It should be possible this afternoon. That’s it! This is $100100000000. They won’t hack my money!”

“Wait, what did you say?” Chairman Liu’s eyes will not turn. “What did you just say? How much did you transfer?”

“100100000000 million US dollars!” Boss Jia sighed, then patted Chairman Liu on the shoulder and said, “Old Liu, you have done a great job helping us Great-Thousand this time. I will not forget the help you gave us. So this time I made 100100000000 US dollars from Japan, I decided to store it in your GS Bank.”

“Of which 20100000000 million is used to pay the debts, and the remaining 80100000000 million US dollars, you have to remember to give me interest… For the sake of our friendship, you can give me Renminbi interest, but my baby dollars, you can 10000000 can’t toss him!”

“You mean, you asked 3 Ling Bank to transfer $100100000000 million to our GS Bank!!!” Chairman Liu’s eyes turned again at this time.

“Why, is there any problem?” Boss Jia was surprised. Could it be that he was not happy to deposit US dollars in his bank.

“Damn, why didn’t you tell me earlier that this money will cut Yang’s mother!!” Chairman Liu suddenly moved towards the elevator and rushed over, and at the same time said to the side Secretary, “Hurry up, give it right away.” I arrange the car, I’m going to the central bank, I’m going to find Yang Ma, these bastards, never want to swallow the money in our bank!!!”

————

Let’s set the time back 2 hours, about 4 pm.

In the central bank’s clearing center, there are a full 1000 people working in the shady clearing center main computer room.

The Central Bank is probably the first institution in the country to realize the fully computerized office of its central organization. In its clearing center, there are 1 most advanced and expensive computers, apart from this, and 1000 central servers. working.

This is a 24-hour non-stop unit, because this clearing center is responsible for the work and calculation of all inter-bank business transactions across China.

Here is a brief introduction to the development of banks over the past 100 years.

At the beginning, each bank was independent, and they had a dedicated bank to store deposits, but later as the number of different banks increased, the need for inter-bank transfers emerged.

At first, the inter-bank transfer is really the person of the bank, who transports Silver Coin or Gold Coin to the other party’s bank, and then charges a huge inter-bank transfer fee.

But there are many disadvantages in this way. Not only does it cost energy and money, but if 10000 is robbed in the process of transportation, it will be a big loss.

Later these bankers found that under normal circumstances, the total number of deposits between different banks did not change much, so later these bankers decided not to carry cash, but directly took one. Zhang Zhang’s subpoenas, that is, encrypted remittance orders are sent over, and finally all the remittance orders are settled every month, and then the difference is transported at one time, which saves a lot of transfer costs.

This solution works very well, so it is loved by bankers all over the world. China used this solution before 90 years.

People who made inter-bank transfers 90 years ago may remember that at that time, if you want to transfer inter-bank funds, the waiting time was at least 72 hours, and the longest was even half a month.

After the transfer, the bank can only mail the remittance slip to the bank you want to transfer through the post office, so the transfer time depends on how long the remittance slip has been in the post office.

This is still transfer between your own bank accounts. If you want to transfer the money to another person’s account, then you need to personally send the remittance slip to the post office, and then send it to your payee. Then the receiver can take this money order to the bank to withdraw the money… If the postal service of the bank to send the money order is a little slower, then the recipient cannot withdraw the money, only when the money order sent by the bank arrives. Withdraw money.

Anyway, inter-bank transfer is extremely troublesome. It’s not like it is now, just tap on the mobile phone. People are more keen on direct cash transactions.

Later, in 1990, the situation changed. At that time, there were more than 1000000 inter-bank transfers in the country every day, and the postal system was about to be destroyed by these inter-bank transfers. In addition, many foreign banks have already used them. Advanced computer management system.

So Yang Ma decided to establish a national clearing center. This clearing center is indeed very advanced. There are 1000 computers as mentioned before, and 1000 professional operators who have been trained.

Apart from this, in the sky, there are also dedicated communication satellites and the national bank electronic networking system, which simplifies the inter-bank transfer business.

After the construction of this clearing center, if each bank needs to transfer money, it will not be sent directly to the other bank, but to the central bank’s settlement center. After the central bank settles, it will be transferred to each destination bank. It can centralize all the transfer business.

Moreover, remittances no longer need to be sent through the post office as before. Major banks must also establish their own branch settlement centers, and then convert them into an encrypted message through the branch settlement center computers.

After that, the message will be sent to the settlement center of the central bank via the satellite network. Then, the settlement center will send the message to the destination bank again, and then the destination bank will decrypt it on the computer to complete the transfer.

Then Yang’s mother settles the money once a month and sends it to the vaults of each bank. In this way, the time for inter-bank transfer can be shortened to less than 24 hours.

This management system is still in use until 2020, and a dedicated satellite is still used to contact, because in this way hackers cannot invade the system through the network and modify the bank’s data.

So in the hacking novels that you read, what kind of hackers can modify their bank deposit balance, that’s all nonsense, because the network can’t connect to another satellite communication system, and it can’t pass through Yangma. Intermediary review.

Okay, the science is over, let’s get back to business. At 2 o’clock that day, inside the settlement center, which was originally quiet, suddenly remembered an uncontrollable scream. The loudness of the sound shocked everyone in the settlement center. .

[PS: This science popularization is the author who checked the information for an afternoon to figure it out, and then I feel that he has a new knowledge reserve, but I don’t know if you like to watch these popular sciences, do you think it is in the water word count? I would like to express my opinion. If you think it is in the water, this kind of science popularization that is actually irrelevant to the main line will not be carried out in the future. 】