Internet 2010

Inside the Mengguang Company.

Taking advantage of the approaching lunch break, many employees began to "fish". In such a situation, most direct leaders also turn a blind eye.

For this group of sub-programmers, it is not until after ten o'clock that they clock in to work one after another. It is good to be able to clean up the emails in the company mailbox in more than an hour during the lunch break.

Since it is a guy who has to work overtime, it is not good to be too demanding.

data set.

An employee probed and said to a colleague next to him, "Yesterday, I just saw a report from the boss. The thief is scary."

"how to say?"

He glanced at his immediate leaders again, "Aren't we Mengguang doing mobile Internet advertising? Recently, the fund is helping to do some due diligence, and it may be necessary to merge some small teams."

The colleague thought for a while, "This is quite normal, isn't it. Didn't the company do this before?"

"It's mainly because of the numbers. It doesn't look too scary to mention. As far as the fund's statistics are concerned, it can be called the number one. Huaxia established more than 70 new ones last year, and this year, there will be hundreds more."

"So exaggerated?"

"Hehe, it's not over yet. Guess what's going on in the app market sector. 40."

The colleague's eyes widened, "That's really..."

"Of course, half of this has to be unfunded. It's estimated to live for a few months."

"Yeah. I really have to sigh that Mengguang is a bit arrogant."

As soon as the two were excited, the leader walked over directly.

"Axiong, how about the interface and visualization for Chuangmeng?"

......

In Lu Zhou's office, Fang Yuling walked in.

Lu Zhou was busy with things, and when he looked up, he saw her, "What, Sister Fang?"

Fang Yuling sat opposite Lu Zhou, "Mr. Lu. Mainly to report a few things to you."

Lu Zhou gestured, "Well, you said."

Fang Yuling nodded slightly and said, "One is related to the license plate, which is more important. The whole reason is that the establishment period of Menggu Payment is a little short of the threshold. The company previously acquired a maternal and child e-commerce company in Zhennan. Although this may be It's not so compliant, but after multiple communication, it's over now.

If all goes well, Menggu Payment should be able to obtain a license in the next batch at the end of the year. "

Lu Zhou nodded, "Yeah."

As for the acquired company, he didn't ask any further details. After all, it's just a shell, so let Fang Yuling arrange it.

Fang Yuling continued, "The other thing is related to the proposal I gave you earlier."

Lu Zhou, "It's the student loan you mentioned earlier."

Fang Yuling nodded again, and then handed Lu Zhou a copy, "Menggu Payment has already made a connection with WeChat to test the security of each functional module. The entrance is set on the official account service account.

Regarding the main body, Menggu Payment has selected a startup company in Beijing to engage in student loan business, called Kuailaidai. The company closed a $2 million Series A round last year.

In terms of Dream Creation Fund, we have already negotiated a preliminary plan. Kuailaidai’s Series B financing will be led by the fund, and Menggu Payment will follow.

After the financing is completed, the solution between Menggu Payment and WeChat can be handed over to the other party to complete. "

Lu Zhou had also received information from Fang Yuling before, and he asked, "Can I understand that in the due diligence process of Menggu Payment, if Menggu Pays to set up its own subsidiary to do it, the cost will be huge. To invest in this 'Quick Loan'."

Fang Yuling replied, "Yes, Mr. Lu.

The technical implementation is not a big problem, and Menggu Payment has benefited from the real-name process of WeChat, and the development of the credit reporting system has also been greatly improved.

Kuailai Loan has been operating for a long time in colleges and universities in Beijing. If Menggu pays to do it yourself, it needs to be promoted from scratch. Even if it is promoted with the help of Menggu, the cost is quite high.

Therefore, the main purpose of investment and acquisition is to reduce the cost of acquiring customers in the middle. "

Lu Zhou nodded when he heard it. In particular, Menggu not only provides funds, but also provides WeChat traffic support and Menggu Payment's perfect credit reporting interface. The pace of loaning is quickening, and Chuangmeng will simply invest in it in the future.

As for how to talk, Lu Zhou has nothing to worry about. Chuangmeng and Menggu Payment have good cards in their hands, not to mention a cooperation agreement with WeChat portal, the valuation level of pressing Kuailaidai is normal.

Lu Zhou, "Well. This can be arranged."

He laughed again and joked, "Otherwise, if the rice phone is in your hand, I'm afraid you won't feel at ease, Sister Fang."

Fang Yuling also smiled when she heard it.

The pressure is the same everywhere in Dream Valley.

Fang Yuling now has to move forward with the license issue, which will be slow, and a large number of business lines will be delayed. And the fast payment plan has just come down, and it will soon be connected with the development of WeChat payment, and it will continue to negotiate with many banks for access. The company account is still full of Wechat users' fund pools, which need to be used in various ways, but they cannot be violated. The fund's agency sales docking has been developed, but there is nowhere to go online, so it can be considered as worrying at home...

Fang Yuling got up, "Okay. Then I won't disturb Mr. Lu. When everything is arranged, I will contact Xiaoqin directly when a meeting is needed."

Lu Zhou, "OK."

......

After a week. WeChat has made a minor version update.

After the user clicked on the WeChat wallet, he found an entrance for recharge and withdrawal!

This is amazing, my WeChat!

What if users used a WeChat wallet in the past?

He had to operate the online banking recharge on the web page, and after recharging the money, the WeChat wallet in the mobile phone would have a balance.

This is because some student parties do not engage in online banking, and either have to use a phone recharge card to recharge, or go to a convenience store that supports Lakala to recharge.

But WeChat is not as good as Alipay, which is supported by so many convenience stores. It is actually quite troublesome to use.

This is good. Wechat users who have tasted early adopters have sent various "experience reports~www.readwn.com~ to open the WeChat wallet, fill in the bank card number and personal information, and fill in the text message in the scarf and the circle of friends. The verification code, and then set a password, the binding process is over! The subsequent recharge and withdrawal rely on the password!

Of course, many netizens also found that convenience is convenient, but it only supports bank cards of two banks, one China Merchants Bank and one Guangnan Bank. Slightly pitiful...

During this day, the phone recharge business of WeChat Wallet showed a 300% growth. After all, it's really convenient and a few cents cheaper than offline recharge.

Although the scene was once hot, Fang Yuling, the president of Menggu Payment, was not happy.

More than 60% of users who use WeChat Wallet for quick payment immediately withdraw cash after recharging, and then immediately withdraw again after recharging.

In the face of new things, people, verify it, and confirm that it is safe.

The worry lies in the fact that although there is little money for single-user operations, the WeChat user base cannot be held up!

A few hundred million in and out, Menggu pays a handling fee of hundreds of thousands a day, not tens of millions this month!

With a cost of more than 100 million yuan a year, Fang Yuling had a headache just thinking about it.

I am afraid that there will be more and more applications that support WeChat payment, which will make my head hurt even more.

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