Internet 2010

Two weeks later.

At this time, Lang Jiu was intoxicated with his newly acquired iPhone 4s. Such a smooth operating experience almost completely overwhelmed his old mobile phone.

This money is well spent!

Although it is a year's debt to be repaid, several hundred a month will be required.

Wu Liangye and Jiang Xiaobai also returned to the dormitory at this time.

Wu Liangye said, "Xiao Bai, this thousand-degree post bar in a school in western Beijing, I saw something earlier, which is similar to the one you just said."

Jiang Xiaobai was also interested when he heard it, "Oh, what's the matter? It's also the **** who took the phone, and the spare tire is sadly urging the repayment?"

Lang Jiu pricked up his ears when he heard Jiang Xiaobai's words, "What bitch?

Jiang Xiaobai turned around and glanced at Lang Jiu, "Oh, Brother Lang, what we just said on the way. Just a buddy from the class next door, called Lu Ren. He didn't talk about a girlfriend from the Academy of Fine Arts, remember?"

Lang Jiu's impression came to his mind after hearing it, "Oh, he brought him here for the basketball game at the time, but he was on time."

Jiang Xiaobai continued, "Haha. This Lu Ren is really, the baby is in a relationship, I think he is also a good face, and he has to give the girl a mobile phone. But I don't have any money, so I can use it quickly and buy it on a loan. ."

Lang Jiu shook his head after hearing this, "That's really a tragic story. Is it rice or Samsung or Apple."

Jiang Xiaobai spread his hands directly, "Apple."

Wu Liangye interrupted when he heard that Jiang Xiaobai had finished speaking.

"I'll go on to say that in Jingxi."

Lang Jiu and Jiang Xiaobai nodded and waited for his next words.

Wu Liangye said, "Come on to the loan verification, everyone who has used it knows that. First of all, the mobile phone must be registered to submit the information. Before I really want to buy it, there are special risk control personnel on the Come and Loan side. Will come to confirm."

Jiang Xiaobai said, "Right, at least I checked Xuexin and confirmed that I live in the dormitory."

Wu Liangye continued, "What happened to the guy in Jingxi. First, he was a buddy who stole his roommate's ID card and registered, and then the risk control officer had to come to the door. The most annoying thing is that this buddy relies on his student ID and looks. It's like, you have deceived the risk controller."

After hearing this, Lang Jiu opened his mouth so wide that he could put an egg in it, "Then the payment was made, and the mobile phone was shipped directly?!"

Wu Liangye nodded slightly, "Yeah. It's really shipped. It's not over yet. After this guy paid a few installments, he probably had no money or had a wrong idea, so he just cut off the repayment!"

Jiang Xiaobai, "Six, six, six, that's really all kind of rude roommates. Fuck, don't look at me like that, I'm just talking about this person."

Lang Jiu said, "Go on, Lao Wu."

Wu Liangye, "Come on Laidai is definitely not a vegetarian. This is directly touching his roommate, and he also exploded the address book. The direct operation of innocent civilians suffered inexplicably."

Jiang Xiaobai was a little strange, "No, then it would be too painful to do things like this, so come up and play this disgusting routine."

Wu Liangye shook his head and said, "Tsk tsk. You know this without thinking about it. This person's roommate doesn't know about it at all. It's going to receive a call from a quick loan. The other party also said that you need to repay the money immediately. To take him or not to take him."

Jiang Xiaobai, "...It makes sense. I'm afraid that people have to be regarded as scams."

Wu Liangye, "That's right. It was only after this address book was exploded that he realized that something was wrong. The parents took care of it. After confirming that it wasn't him, he directly called the police. The result was that he was in the dormitory Dude got it out, according to the meaning of the post, that person has already entered the game."

Lang Jiu froze for a while after hearing it, "That's really a series of no survivors. The person who stole the ID card and made trouble is in the game, but the reputation of the stolen can't be taken back! It's not just a few thousand yuan, As for making it so big."

Jiang Xiaobai shrugged slightly, "Let's listen to a story, everyone is wrong these days. But if you want me to say, I have never heard of such a thing as an address book before, but it can be put aside for a year or two, and online lending has become popular. , I have heard a lot. It is also an alternative application of mobile phone address book.”

Wu Liangye smiled and said, "I've deliberately researched this one. Wasn't this B round invested by Menggu Payment and Chuangmeng. I saw something called WeChat on the official website of Menggu Payment. Looking at the introduction, it seems to be a business similar to credit reporting."

Lang Jiu, "Huh?! Credit investigation? What is it?"

Wu Liangye said, "People's Bank of China credit investigation. You can print one copy at the branch of the People's Bank of China with your ID card. It means that one person can make two copies a year. This thing is all the lending behaviors and performance of contracts in the banking system. A report on the situation. As long as there is a behavior of borrowing money from a bank, this report will be checked.

As for this WeChat credit, Kuailaidai is also connected. Said something similar. As long as the user asks for a loan, it must be checked in the system, and the loan must be recorded. "

Jiang Xiaobai nodded slightly, "Oh, I remember that Menggu Payment also has a traffic loan, which can directly use WeChat to get through the data on both sides."

Wu Liangye said, "The enemy. I think it is not impossible for this kind of third-party credit investigation to be incorporated into the entire system in the future."

Lang Jiu was startled, "You two have a part-time job, and the things you are discussing are getting more and more advanced?!"

Jiang Xiaobai was not happy when he heard it, "Damn it, kidding. You haven't heard of the legendary deeds of the company boss? How old is this TM older than us? It's already established in the shopping mall, and it's just a matter of minutes. Can our little brother be able to bear it?"

Lang Jiu laughed, "Haha. Mr. Bai is awesome, I am ashamed of Lang."

Wu Liangye rubbed his chin, "I think there is something, maybe if we touch it, we can see it as an action."

Jiang Xiaobai became interested when he heard it, "Oh, talk about it?"

Wu Liangye said, "The company's recent dream creation plan has an application of mushroom chicken, and its upward momentum is very fierce. Then, Hujiang also has a similar business, called Ele.me. Right now, I see this piece of capital in Beijing. It’s because no one is doing the rectification. Meituan may come in to do it, but now it’s still sorting out the group buying business, and it’s not at all a time to take care of it.”

Jiang Xiaobai was suspicious for a while, "Delivering food?!"

Lang Jiuyi was even more stunned, "Huh?"

Wu Liangye said, "Don't look at me like that, I'm really saying it. Look at the current payment industry~www.readwn.com~ It wasn't Alipay at first. What is WeChat payment, WeChat payment. If this is the case when online shopping said that you need to pay, I will believe it. But you look at the promotion we are doing recently, as long as the WeChat QR code is put there, the online payment method is not Just use it offline.

It seems that this is not very good for food delivery, but in the future, others will definitely fight, and they will fight for the entry of offline merchants to serve as an entrance. "

Hearing Wu Liangye's words, Jiang Xiaobai's expression changed, and his eyes changed.

He slapped the table directly, "Do it!"

As soon as the other two heard it, their minds were full of watts.

"What about the money?"

"The four of us will send it directly, starting from the school. Then we will build the distribution points of each school step by step."

The two of them heard this again, and suddenly there was no objection. This start is really not too difficult, several people can write code, it is only a passenger flow.