It's all one flower.

1982. Evolution of electronic commerce

Gathering all the information from the news site, Rubell looked into the "credit card" he saw in the supermarket.

There were colorful sample photos near the cashier, and I could guess that they would be used for payment, but I don't know why I could buy them with that card.

No matter the size of the store where the credit card can be used, the ID check is strict, and showing that it will never be sold to the nemoraris is more than a payment mechanism.

Start by browsing the official website of a supermarket in the Kingdom of Lacrimalis.

Looking at the items of payment methods, there were also cash, gift certificates, electronic money and credit cards, which can be seen on the ruble. Among them, gift certificates, electronic money, and credit card items are lined up with a variety of sample photos that can be used in this store.

... the accounting guy memorized all of this?

In addition to the name and pattern, the issuing company, and the precautions at the time of payment are written in fine letters, which seems to be more difficult than remembering the curse mark.

Credit cards are accepted in stores that do not handle electronic money. Apparently, credit cards were more convenient and became more popular.

... credits do mean bank deposits and credits, don't they?

Another way to pay for a supermarket is through a direct debit from a bank account, which is reserved for courier members.

Automatically transfer purchases from the designated account at the end of each month. It is a payment method with the same mechanism as telephone bills, etc., and this was also found by Rubel.

... heh? So, what is this credit card about?

Next, visit the official website of the issuing company using the link posted on the sample credit card photo.

As soon as it was opened, an overbearing decorative advertising message appeared.

Top Annual Usage in the Barbatum Federation!

Available in more than 150 countries worldwide!

I managed to find the corporate information page from the pile of solicitation and campaign information.

The credit card company is headquartered in the Federation of Barbatum.

The Commonwealth of Barbados plays a central role in economic sanctions against the Republic of Nemorallis.

The stores that introduced the payment method could not collect the credit card payment if it was sold to the nemoraris.

Next, I looked at the "How it works" page.

The user of the card loads the card number into the machine at the time of checkout at the merchant and enters the pin number. Choose how many installments you want to pay for your purchase. In the following month, the installment of the commodity price is debited from the bank account.

If you choose to pay for the revolving, the monthly deduction will be constant.

In either case, the payment to the store where the product was purchased will be made by the credit card company.

Card holders need to be screened for income, assets, etc.

... hm? In other words, do you want to make a debt and make a purchase?

When purchasing in a foreign country, there is no need to exchange into local currency, and there is also a guarantee in case of theft. There are discounts and other perks, but you need to pay fees and interest on your debt.

... this revolving thing, if you buy more, you won't be in debt forever. What do you have for me?

Despite his ability to pay, Rubell couldn't understand the sense of borrowing money to buy groceries at the supermarket.

There are also banks in the Republic of Nemoraris, but they don't call it the "cash card" they've learned about recently.

Cash cards with debit card functionality seem to allow cashier payments to be debited directly from the bank account, but credit cards were more popular.

Even as the Republic of Nemorallis recovered from a half-century of civil strife, global commerce continued to evolve and was left completely behind for more than 30 years.

... I wonder if a trading company or manufacturer doing business with a foreign country has made a request to create a law to introduce it?

According to General Al-Jadi, the Internet does not have a budget no matter how many times the military requests it, and it does not even have laws in place to prevent foreign telecom operators from entering it.

The same is true of the Republic of Nemorallis, where barter is basically the dominant trade in the Magical Civilization Sphere. However, companies in the area of scientific and civilization are not allowed to do so.

Rebel twisted his neck.

... that's probably why the reconstruction is delayed.

After dinner, I asked Second Lieutenant Razzutchik about international students from the Listvar Autonomous Region and their credit cards.

"Credit cards and other payment methods are not our business, as is the introduction of the Internet. However, we need to investigate the matter of international students further."

"What shall we investigate?"

"I see. By the way, an international student named Ensis is real." If they exist, the workshop where they are now and where they worked. Are there any other international students from the autonomous region? The route to the Artelian realm. "

“There must be a thin line from the Kubrum road across the Vietfi bridge from north to south through the Lacrimalis territory.”

The second lieutenant gave a thin, bitter smile to his lips as he spoke.

"As a precaution, I will have the garrison of the autonomous region investigate."

“The workshop was in a different article. It's the metalworking factory of the artisan Xayetsu.”

"Zayetz? A member of the party who ran for president?"

Ahh!

Rubel rushed to open the screenshot of the article. A list of related articles below the main text contains the headlines of the presidential election.

I thought it was a familiar name, but I completely lost it.

Without saying anything, the Ensign peeked through the Lubel's screen and displayed the official website of the Stardate Monument.

Senator Zayetz and the poor boy smile with their finished swords in both hands.

Hikaru's sword is complete.

Rufus, attend the ceremony at the Church of the Light.

Shifting the screen down revealed a group photo.

Ensign Razzutchik took a screenshot of the page and downloaded and saved each image.

"Huh? Artel's site...?" Are you connected to the internet? "

"They must have installed a satellite mobile communications facility."

"Oh, yeah, I see. I think I'll have some money, right?"

Remove the influence of cable fractures at the bottom of the lake, and promote the seriousness of faith and technical ability to the world. The Demon Soldier Rubel thought the political parties of this functional group were tough.

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