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Rosemary has accumulated a rich person in the financial industry. It took only three days. She brought a message to Chen Geong: Just in Michigan's capital, Lanxin, there is a joint Bank of the credit bank is preparing to sell.

"How is this union credit bank?"

Chen Geng asked.

"In the United States of America, the United Credit Bank is ranked from the National Banking industry last year, in 8623.

The $ 450,000 is ranked 683th in the US banking industry, the business coverage is Lanxin, Detroit, and the three cities in Daxie. Take a total of more than 80 employees. Net profit last year is 26 .

$ 350,000, and before this, they have profit every year, and banks have almost no bad assets.

"It seems that it seems good,"

Chen Li is not a noddler: "Then?"

More than 86 million US dollars is only 260,000 US dollars, this is also normal, after all, the ten business outlets rent, hydropower, communications, and employees are not a small number, and they can remain in one year. The net profit of $ 260,000 is already a joint credit bank's management leader.

"Then there is no."

"Nothing?"

Chen Geng is a bit surprised: "What does it mean?"

"No, it is okay,"

For this, Rosmary seems to be very helpless: "Their Chairman and General Manager Paul Bonad said that if we fernands intended to acquire the joint credit bank's shares, he personally went to Lanxin to talk to him.

Obviously, how many shares of the joint credit bank will sell, this share requires what kind of price of Fernandes, which is in the next talks.

"It seems that it seems to be full,"

Silenced for a moment, Chen Yuan suddenly laughed: "It is a bit interesting.

"That ..."

"Then see it, listen to what they mean,"

Chen Wirong Xiao said: "They ask me to see them so much, I am somewhat curious about their bottom.

Rosemary's heart is silent in the silent chairman and general manager Paul Bona, the Chairman and General Manager of the Union Community Bank. Is it full of gas or ignorant? ...................... From Detroit to Lanxin's distance, it is not far from this, because the communication with the joint credit bank is just the most prominent communication, the assistant, Chen Li only brought two people in Rosmary and Mirand. Plus Stanson and La Leftor, the team of five people is alive.

Understand Chen Geng, the situation of the joint credit bank, I feel that if the joint credit bank is really willing to cooperate with himself, the at least cooperation sincerity should be, but the two sides have been in contact, Chen Li is angry ... Rosemary is simply patted. The brain is directly leaning on the chair: Is this a hang in a joint credit bank? "20% shares, $ 1 million?"

Chen Geng is a good luck and funny, and even a lot of laughs. "Mr. Paul, do you haven't joking with me?"

Just then, Paul Bona represents the joint credit bank to open their conditions: Joint Credit Bank can sell some shares to Fernandes, the proportion is 20% of the total share capital, the price, US $ 1 million.

"Mr. Paul, if I understand the situation, because the influence of this oil crisis, only 9 of the credit bank business outlets, and the employee has only 50 people, which don't know how much Stick, bad debts and death, "

Looking at the Paul Bona of this lion, Chen Dynasty said, "Now, now you tell me that you are worth 5 million US dollars in the joint credit bank?!

Mr. Paul, joke is not so open.

Paul Bona is somewhat embarrassed.

With the current situation of the United Credit Bank, the price of $ 5 million is indeed a little, but the negotiation is not the case, the seller is priced, the buyer's counter, everyone has finally been able to have a hard discussion. Accepted at the point of acceptance.

Therefore, for Chen Geng's reaction, Paul Bona is a bit embarrassed on his face, but his heart is not very embarrassed: "Mr. Fernandes, the words can't say that the joint community bank now has a little less than a little, but We have all quality assets ... "

"You don't tell me these,"

Chen Geng was broken by Paul Bona. He originally thought that if these guys in the joint credit bank, they gave them a shares, but now, huh, huh ... Staring at Paul Bona, Chen Mingyi's word: "Mr. Paul Bona, our total financial business from the United Community Bank this year has exceeded $ 300 million, which is expected to take financial business from the United Community Bank this year. The total amount will exceed $ 400 million. Since you are people in the banking industry, you should know how much profit will this business give the United Community Bank each year.

Didn't wait Chen Geng, Paul Bona has swallowed the mouth.

The annualization interest rate for major banks to the automobile financial business is approximately 2.

5% to 2.

9% inequality, plus the corresponding handling fee, basically in 2.

8% to 3.

2 between, that is, even if it is refunded to Fernandez, the United Community Bank has eight or nine million dollars from Fernandess, and it is necessary to join the community bank to be in this oil crisis. Can you still maintain profit growth? Make the mouth of the mouth, Paul Bona carefully asked: "Mr. Fernandez, what you mean, will you migrate this part of the business to the joint credit bank?"

"Otherwise, we acquire what you do,"

Rosemary snorted, this talk talks, Rosmary feels special no light on his face: "Mr. Paul, no one knows when the dead oil crisis will continue, but I dare to guarantee if if Without the business of Fernande, you will be absolutely a year, so ... Hey, I hope you can grasp the opportunity.

Paul Bona's eye dripping slippery!

Stop, he certainly wants to grasp this opportunity.

In the banking industry in Michigan, who does not red and community banks in the United Community Bank? Banks who want to smash the uniqueness of the Union Community Bank, the joint credit bank is naturally no exception, but they are more understanding that Fernandes is not so good, and the customers who are in any bank are not so good. The prospectus of the rich bank is more proven, and it is also the reason why the Joint Credit Bank has no action to make the wall angle: after the bank's action, who dares to move Fernandes, which is equal to the corner of the Bank of the Bank, facing the rich bank. Who dares to move? It can be different now, Fernandes actually finds the door to find the door ... Paul Bona bites teeth: "Mr. Fernandes, I can understand why you want to enter the share of the United Credit Bank, I want to tell you, although Joint credit The bank is now not very good, the United States is not a small, small miniature bank, but the banking industry is still a threshold, and I want to get this entry license, still a bit trouble.

Although the size of our joint credit bank is not large, we have been profitable in this year, and there is a fixed customer base. The most important thing is that there is almost no bad assets, which is very rare in the US banking industry.

From this point, we are united with credit banks to be extremely rare quality companies.

But consider you can give us a business ... 1 million US dollars, 30% of shares, no more.

Chen Li suddenly laughed, he did not speak, but he looked at Rosmary.

Rosemary's face is burning!

Although BOSS did not speak, Kosmary was very clear about the eyes of his own BOSS: you talk, you get it!

Mr. Paul, Fernandez Company is based on $ 1 million in cash and existing financial business, and exchanges 85% of the joint credit bank.

.................................... ps: Brothers, please wait a little about 78 minutes.

Chen Geng roughly understood that Ross Mary said: "You think we can purchase the shares of our absolute controlling, the remaining shares left to the original shareholders of the joint credit bank?"

"Yes,"

Rosemary nodded: "For this way, the original shareholders can still get a dividend every year, and then consider Fernandes to bring hundreds of millions of dollars in the United Credit Bank, they stand in the bank. Although it is reduced, the dividends get the dividend every year is much better than the previous benefits.

I think, using this reason should be better to persuade the existing shareholders of the joint credit bank to accept our shareholding.

Chen Geng frowned: "There is a problem in this.

"You please say."

Rosemary's consciousness is sitting straight: Is there a problem? What's the problem? "We brought the profits generated by the business of the joint credit bank, which will not increase any cost on the existing basis for the joint credit bank, that is, interest, handling, this part of the profit is almost pure profit, equal to After we enter the stock, they have to increase the pure profit at least 10 million or even tens of millions of dollars a year.

Let them bring such a big benefit. It should be that they seek us to accept our shareholders, but they still want us to pay? "

Chen Division can't accept this.

Remove all business costs, Joint Credit Bank last year's net profit 26.