Love revenge: wife's mask

Fang Zhiwen glanced at the two standing people and smiled disapprovingly. Now, of course, he would not leave himself alone to talk with Qin Yijie. On the contrary, Fang Zhiwen thought that the more people he knew, the better it would be for him, because the more detailed Huang Hao and Zhang Yunquan knew, the deeper they fell into, so Fang Zhiwen felt relieved, No grasshopper on a rope wants to be alone, either advance and retreat together, or kill all people!

Fang Zhiwen smiled faintly, looked at them meaningfully and said firmly to Qin Yijie.

"It doesn't matter, Yijie. You can rest assured that these two people are people I trust very much. I believe they will keep their mouth shut!"

Qin Yijie nodded solemnly. After thinking for a moment, he raised his head and said calmly.

"It's not difficult to recover 100 million yuan. Zhiwen also said that it would be much easier to do as long as the chairman comes back. In fact... In fact, we have more than 100 million yuan! You can have as much as you want! "

"There are 400 million left on the book, but the money can't be moved at all. Moreover, no matter how we mobilize it, the total amount of funds won't change." Huang Hao couldn't help but interrupt. Now he was afraid that another penny would flow out of his hand.

Qin Yijie smiled, shook his head and said.

"I'm not talking about the funds on the book of H & X, it's the money of Y & C group. We can't move it!"

"What kind of money are you talking about? More than 100 million?! Do we have any? " Fang Zhiwen did not think about his solution.

"H & X real estate company!" Qin Yijie paused, looked at Fang Zhiwen sharply and said cautiously“ We also have H & X real estate company! You and I are now in charge of the company. Y & C group is only responsible for the capital of H & X real estate, but we have the right to operate the company. "

Fang Zhiwen took a deep breath and squirmed around the corner of his mouth.

"You... You mean... Let me mortgage the company to the bank!"

Qin Yijie nodded, and a trace of cunning that was not easy to detect flashed in his eyes.

"Temporarily! Temporarily mortgage the H & X property to the bank! "

"What is the reason for the mortgage?" Fang Zhiwen asked urgently.

Calmness and calmness are the mature performance of a person. Analyzing problems carefully and finding solutions calmly is the track that every successful businessman can pursue. People who see the essence through the performance of things will always be in an invincible position. Obviously, Fang Zhiwen does not have these advantages, even Qin Yijie doesn't see it at all, At least from Fang Zhiwen's lucky eyes, Qin Yijie once again saw Fang Zhiwen who was eager for quick success and instant benefit.

"At present, the first phase of Chengnan Development Project has started. Before, banks with credit cooperation with H & X real estate have delayed agreeing to H & X's loan application because of the karst cave surface. Now things have basically calmed down. Y & C group has injected another 500 million into H & X, which gives banks every reason to believe that H & X has the ability and strength to survive, The Chengnan Development Project is definitely a profitable project in the eyes of the bank. We want the bank to apply for a loan at this time. I believe the problem will not be too big. However, due to the impact of the last karst cave incident, the bank certainly wants to minimize the risk of the loan, so they will be very cautious about the amount of the loan. From the previous credit evaluation of H & X real estate, The loan amount will not exceed 100 million! But if we can take the H & X real estate company as a mortgage, the market value of H & X real estate exceeds 5 billion. I believe they have no problem lending back 100 million from the bank. "

Fang Zhiwen lit a cigarette, thought silently and smiled slowly.

"Yes! Why didn't I think of this method before? We have the operation right of H & X real estate. We don't need to go through Y & C group at all. We can mortgage H & X real estate to the bank. 5 billion for 100 million. This buying and selling bank has no risk, and they will agree. "

"I'm afraid... I'm afraid there's still a problem!" Huang Hao said carefully.

Fang Zhiwen looked up and asked Huang Hao suspiciously.

"What's the problem?"

Huang Hao touched his chin, sighed and whispered.

"Although the operation right of H & X real estate is in the hands of Mr. Fang and Mr. Qin, H & X real estate is a branch controlled by Y & C group, and the equity of H & X belongs to Y & C group. If the H & X real estate is mortgaged to the bank, the equity will be taken over by the bank temporarily. If the equity changes, Y & C group will receive relevant notice. In this way, things will not make more trouble!"

Fang Zhiwen's smiling face sank again. He turned his head and looked at Qin Yijie. He asked disappointed.

"Is manager Huang right?"

Qin Yijie licked his lips, nodded and replied helplessly.

"Manager Huang is right. That's what I'm worried about. If the equity changes, Y & C group will receive a receipt notice. Therefore, if we really intend to do so, we have to be a little lucky. However, the probability is too low. It seems unrealistic to expect the bank to make mistakes and forget to notify Y & C group."

Fang Zhiwen took a deep breath, leaned back on his chair and rubbed his tired face. Suddenly he thought of something and immediately got up and asked.

"Yi Jie, you just said there were two ways. Since this doesn't work, what's the other one?"

"Another way is to completely skip Y & C group, and you and I can decide, but the risk is greater than the mortgage company to the bank. It depends on whether you have the courage, Zhiwen."

Fang Zhiwen's eyes lit up. What did he dare not do for a person who dared to mobilize 100 million funds to invest without authorization.

"Since we can skip Y & C group, you and I can decide that no matter how big the risk is, it's worth trying. As long as we can fill in the money as soon as possible, Yijie, what's the way?"

"What is the most valuable addition to equity in H & X real estate?" Qin Yijie asked calmly.

Fang Zhiwen knocked on the table and thought for a moment. Without thinking, he replied, "Chengnan project?!"

Qin Yijie smiled, nodded his head and said, "yes! In addition to equity, the most valuable thing of H & X real estate is the development project in the south of the city. We have more than 400 mu of development land in the south of the city. Now the south of the city is a hot area of real estate development. Along with the transfer of my city Development Center, the south of the city is bound to form a new economic growth point in the next five years. Now the land in the south of the city is an inch of land and an inch of gold, and the latest auction price has reached 4 million per mu! How much do you say the 400 mu land we have is worth! As long as we take out part of the mortgage, we can easily get back 100 million yuan! "

"Take the land to mortgage... The question is to whom? Or mortgage it to the bank? "

"The effect of mortgage to the bank is the same as taking the company's mortgage. Y & C group will know sooner or later that there are many people interested in the land in H & X's hands in addition to the bank! For example, in the same industry, many real estate development companies want to squeeze into the south of the city. Unfortunately, they have money but no land. Now we can just take advantage of this opportunity to mortgage the land to them, take cash to fill in the accounts and make up the position. When Dad comes back, we only need to pay a little interest and recover the land. Most importantly, it's safe. No one else will know except us. "

Fang Zhiwen smiled again. Qin Yijie's method was indeed feasible. Even Huang Hao, who had been very cautious, nodded.

Zhang Yunquan rubbed the back of his hand to see Fang Zhiwen. Finally, he summoned up the courage to say.

"But the problem is that we find that real estate company to mortgage? Small companies won't have so much money at all, and large companies won't do such a transaction, because they know that H & X real estate will eventually take back the land and earn only a little interest. For these large companies, they won't see this interest at all. "

"That's a problem! There are not many companies that can immediately take out a hundred million funds, and the real estate development companies with a little scale have their own project planning. They are also in short of funds. Who will take out a hundred million and just want to earn some interest. With this money, it is better to increase real estate investment and earn more than this. " Fang Zhiwen sighed again and said anxiously.

Qin Yijie smiled confidently and said with confidence.

"That's not necessarily. There are real estate development companies that can lend money to H & X real estate, and I know one!"

"Which one?" Fang Zhiwen asked excitedly.

"W & F real estate!"

Fang Zhiwen swallowed his saliva and didn't say anything for a long time: "W & F W & F is a competitor of H & X. besides, W & F has always been hostile to H & X. will they lend money to H & X at this time? "

Qin Yijie nodded calmly and said calmly: "just because W & F is a competitor of H & X and because W & F is hostile to H & X, they will lend money to H & X at this time! The reason is very simple. W & F is the only large company at the same level as H & X. in terms of strength and capital, W & F failed in the bidding for the south of the city development project, and has always been worried about this matter. Later, W & F started the urban project for H & X real estate. In the final analysis, W & F wanted to see the bankruptcy and failure of H & X most, Moreover, W & F has been eyeing the development project in the south of the city. Now we take the initiative to find W & F and propose to mortgage the land in exchange for cash. First, W & F has made a lot of money in its urban project after H & X fell into a karst cave, and W & F has sufficient working capital to lend to us. Second, W & F certainly doesn't really want to help H & X, Their goal is still the land in the south of the city. If there is any accident in H & X, W & F can get the land in the south of the city with the cheapest funds. It is good to get it. Even if H & X finally takes back the land, W & F has no loss. At least they earn higher interest than the bank with their idle funds. However, W & F will not suffer from this transaction, So I absolutely believe that W & F will agree to H & X's transaction of exchanging land mortgage for cash. "