Madman Zhang San: That Hammer, You Are Finished

Lin He looked at Xiang Zhiyong's dull face and continued to smile: "Although I am just a lawyer, I know a little about the relationship between clients, developers, and banks."

"First of all, the customer pays the down payment to the developer and signs a house purchase contract."

"The customer then goes to the bank to apply for the remaining loan, and after the loan is approved, it will be credited to the developer's account."

"But as far as I know, customers' mortgages are all earmarked."

"That is to say, the bank will pay according to the construction progress of the house. When the house is laid on the foundation, the bank will allocate a part of the loan. When the house is capped, the bank will pay another loan. The house is fully completed and all funds are in place."

"Now, Mission Hills is just laying a foundation, but you say that your company's account has run out of money."

"Then I want to ask, where does the customer's loan go, and if you really have no money, is there anything tricky about it?"

"If this matter really needs to be investigated, I'm afraid it won't be as simple as a civil case by then."

"To the manager, are you right?"

At this moment, Xiang Zhiyong was already sweating profusely.

I have to admit that what Lin He just said is the truth.

The house only has the foundation, but the money is gone. Anyone can guess what is wrong with it.

Moreover, who is Lin He, madman Zhang San, rumors from the outside world, as long as he is in court, there is no one he can't send in.

In case, this matter is really brought to the court and said, whoever appears in court on the other side will be unlucky.

Xiang Zhiyong took a puff of cigarette, trying to ease the tension in his heart.

Oh!

He only heard a scream, and then immediately threw away the cigarette butt in his hand.

It turned out that only the butt of the cigarette had burned to his fingers.

Lin He was already restless when he saw him, and said with a chuckle, "I'm here today, not only to check out, but also to ask for the purchase price for my client."

"If you insist to the manager that you are only willing to give me the client's debt, then we have nothing to talk about today."

"If we can't talk today, we can only see it in court."

"No no no." Xiang Zhiyong waved his hand hurriedly: "Lawyer Lin, I didn't mean that, I meant to say... You can probably guess some of the company's situation. I will work hard to check out and follow up with the above. Please explain it, it's easy to do."

"It's just that if you insist on a full refund, our company is really powerless."

Full refund?

Lin He keenly noticed Xiang Zhiyong's words, and then he was overjoyed, something went wrong today.

"That's it." Lin He thought for a while, and then said seriously, "I'll tell you the number, what do you think of the manager?"

"How about what?" Xiang Zhiyong looked at Lin He and asked dumbfounded.

Lin He directly gave a big slap: "The down payment that my client paid + the mortgage that has already been repaid, you can refund 50% today."

"If the manager agrees, then we will pay the money in one hand and the contract in the other hand. As for the remaining money, we will exchange it for your company's creditor's rights first."

"How do you feel about the manager?"

Xiang Zhiyong shook his head like a rattle, "No, this is too much money, and the company can't take it out for a while."

"Lawyer Lin, you also know that there are 5 check outs on your side. It's not a small sum in total."

"If it's just a family or two, I can still think of a way, but so many people..."

At the end of the conversation, Xiang Zhiyong did not say any more.

But the meaning is already obvious, so much money, we really can't come up with it.

Seeing him like this, Lin He was already happy.

As long as the other party is willing to talk about the proportion of the refund, it means that there is still a windfall today.

However, he still said solemnly: "The minimum 40%, it can't be any less."

Bao Xinjue and the others watched Lin He bargain with Xiang Zhiyong as if he were going through a small vendor, and they were also stunned.

This lawyer Lin...he works really well.

However, astonished, everyone was still very wise and silent.

Xiang Zhiyong said with a painful expression: "At most 20%, I'm just a manager, this is the limit of my ability to make decisions."

"No, 20% is too little." Lin He frowned.

...

Ten minutes later, the two sides finally reached an agreement on the refund amount.

Dingsheng Real Estate promised to refund Bao Xinjue and others 30% of the down payment first, and as for the remaining down payment, it would be replaced by Dingsheng Real Estate's claims.

Dingsheng Real Estate promised to convert all the creditor's rights of Bao Xinjue and others within one year.

Although the 30% refund rate is lower, it is already a surprise for Bao Xinjue and others.

When they came, they thought that it would be nice to check out smoothly today.

They never dreamed that now not only did they retire the house, but they could also get hundreds of thousands of housing payments.

"That's fine." Lin He got up and said, "Just as you told the manager, a 30% refund will be made."

"When will you have the money ready, and when will we sign the check-out agreement?"

"No problem." Xiang Zhiyong also got up and said, "I am actively communicating with the company. It is expected that the funds will arrive in the next few days. I will call you, lawyer Lin, at that time."

Lin He nodded: "Okay, I see."

"But I still want to make one point. We can't wait too long in terms of time. If we don't reach an agreement before the trial, we will only see you in court."

"I understand, I understand, I understand what Attorney Lin means!" Xiang Zhiyong nodded like a chicken pecking at rice.

Afterwards, he sent Lin He and the others to the outside of the sales department, looked at the backs of the others leaving, and whispered to Zhiyong, "It's not easy, I finally sent him away."

"Made, 30% of the house payment is not a small amount. How should I talk to the company."

In the parking space on the street, Ji Ying looked at Lin He and hesitated for a while before saying, "Lawyer Lin, is the 30% down payment a little too small? I think if you can persist, maybe they can refund more."

Hearing this, Lin He silently lit a cigarette: "Ms. Ji, first of all, you have to understand something."

"I'm just a lawyer and have no enforcement powers."

"Also, everything I said just now is just suspicion, and there is no concrete evidence."

"So I think, no matter how much money the manager promises to refund, it's a windfall."

"Isn't it?"

This guy is always greedy.

Although it was said that Ji Ying wanted to get all her house payment back, she was right.

But if you have an idea, you can talk to Xiang Zhiyong yourself, what are you talking about here.

Lin He clearly remembered that before entering the door, Ji Ying swore to herself that as long as she could cancel the house purchase contract with the developer today, she would be thankful.

Now, not only did she help them achieve their goals, but Ji Ying felt that she didn't do things beautifully enough at the moment.

This made Lin He feel that his heart was more or less uncomfortable.