Madman Zhang San: That Hammer, You Are Finished
Chapter 287 It's Up To You, Go Up
On the opposite side, He Yingjun pondered for a moment, this Zhang San was a bit predictable, and directly grasped the point of the question from the very beginning.
Now, he insists on canceling the loan contract with the bank because of the illegal lending by the bank, which is a bit difficult.
After a while, He Yingjun picked up a prepared contract from the table and said, "Comrade Judge, this is the model of the loan contract that our bank signed with Bao Xinjue and others."
"Article 27 clearly stipulates that even after the house purchase contract is terminated due to some other reasons, the lender must still repay the loan in the bank unconditionally."
"With this clause in the first place, the plaintiff is now holding the re-signed contract with the developer and asking the bank to rescind the loan contract."
"This has seriously violated the spirit of the contract."
When Zhang Yongan and others heard the words, they also looked down at the contract in their hands.
Sure enough, the provisions of Article 27 of the contract are exactly what the defendant's lawyer said.
With this clause, this time, the defendant regained the initiative in the court.
It is your and the developer's problem that you rescind the house purchase contract, but you have to repay my money, and you have to pay it back a lot.
Seeing this, Lin He smiled slightly, and there was no sign of nervousness on his face.
He had read the contract a long time ago, and thought it was a big hole at the time. He didn't expect the defendant to actually bring it to court today.
However, it doesn't seem that difficult to refute this.
I saw him get up slowly and said slowly: "I need to remind the defendant's lawyer that my client signed a loan contract with the bank in order to repay the loan for the Guanlan City house."
"But you stated in the contract that after the house purchase contract was terminated, you asked my client to continue to repay the loan."
"In other words, I don't want the house, and I have to continue to repay your loan."
"What's the difference between this and the Overlord contract, the contract you drafted is already a serious violation of the law."
"Article 24 of the "Law of the People's Republic of China on the Protection of Consumer Rights and Interests" stipulates: "Operators shall not make unfair or unreasonable provisions on consumers by means of standard contracts, notices, declarations, store notices, etc., or reduce or exempt consumers. Civil liability for damage to the legitimate rights and interests of consumers. "
"According to this judicial interpretation, 27 clauses in the loan agreement can be regarded as invalid clauses."
After Lin He finished speaking, he put his hands behind his back and stared at the opposite side with burning eyes, with a little red light overflowing in his eyes.
That's right, this is the special effect of the skill that was drawn just a few days ago: red light suppression, releasing a weak red light in the eyes, can cause the opponent's mental state of fear and cowardice.
On the opposite side, He Yingjun stood up, "However, the contract was signed by both parties...Fuck!"
Before the words were finished, a national quintessence could not help but blurted out.
My Nima, this is too scary.
The red light is all done.
For a moment, He Yingjun stood there blankly, sweat dripping from his forehead.
Zhang Yongan watched him stand there without speaking, so he reminded softly: "Defendant's lawyer, please continue your defense."
A minute later, He Yingjun still didn't speak, a hint of impatience appeared on Zhang Yongan's face, just when he was about to remind the other party again.
He Yingjun finally came back to his senses. He glanced at Lin He in horror, but found that the young man was also looking at him implicitly.
He Yingjun had no other thoughts in his mind, so he wiped his forehead and said, "Your Majesty, we have no opinion at the moment."
Uh?
His speech made the three Zhang Yongan on the stage a little surprised.
The three of them turned their eyes to the young man on the plaintiff's box, and they understood He Yingjun's strange behavior more or less in their hearts.
The expression of the third brother is somewhat intriguing.
With a smile on the corners of his mouth and frost in his eyes, the rhythm is about to go crazy.
Not to mention He Yingjun, even Zhang Yongan felt a little uncomfortable at this meeting.
In the dock, Quan Hongyuan scolded in a low voice, "Old He, what kind of plane are you riding on a horse?"
"It's your turn, go up!"
He still couldn't figure out that He Yingjun was fighting fiercely with the plaintiff's lawyer.
This old man, the work is too unreliable.
He Yingjun heard the words, turned his head and glanced at the angry Quan Hongyuan, did not speak, just shook his head gently.
Zhang Yongan said on the stage: "Since the defendant has no point of view for now, may I ask whether the plaintiff wants to add opinions or evidence."
"If not, the court will go to a collegial review stage."
Before Lin He could speak, Quan Hongyuan stood up impatiently and said, "Your Majesty, I am the defendant, and I have an opinion to make."
Zhang Yongan's expression froze, but he still said, "Yes!"
People sitting in the dock naturally have the right to speak.
Quan Hongyuan thought for a while before saying, "I think Bao Xinjue's request to terminate the loan contract with our bank is very unreasonable, because we have already released the loan."
"First of all, Bao Xinjue came to our bank to apply for a loan with the purchase contract with the developer."
"Our bank signed a loan agreement with them and issued the loan."
"Now Bao Xinjue and others have to cancel the loan contract on the grounds that the house is unfinished, so who will pay for our bank's losses?"
"In a word, it is the developer's responsibility that the house is unfinished. It has nothing to do with our bank. This money was lent by Bao Xinjue and others, and must be repaid by them."
After Quan Hongyuan finished speaking, he stared at Lin He fiercely.
Boy, with me here, I want to cancel the bank loan with us, but there is no door.
Before Zhang Yongan could speak, Lin He got up and said, "No no no, the defendant made a mistake just now, and it was a big mistake."
"This money was not lent by my client, but was released by your bank in the name of my client."
"Moreover, the money was not placed in the name of my client, but in the custody account jointly established by you and the developer."
"Now that there is a problem with the house, after you and my client cancel the contract, you can go to the developer to ask for the loan."
"In short, this money has not passed through the hands of my client, and it has always flowed between the bank and the developer. How can I ask my client to pay for your losses?"
When Quan Hongyuan heard the words, his face froze, Mad, what he said made sense, I was speechless.
However, if the bank is asked to go to the developer to ask for money, can the money really be returned?
Quan Hongyuan knows that the senior of Dingsheng Real Estate is Yu...
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