Ming Dynasty: My father Yongle, Forever Reigns Over Mountains and Rivers

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Well, when it comes to money, Lao Xiatou doesn't feel sleepy.

If you talk to him about the righteousness of the family and the country, he can spray you to death with Confucian sage words.

But if you tell him about the money in the treasury, he will immediately become honest, lest Prince Han really take action against the treasury.

Zhu Gaoxu was a little dumbfounded when he saw this. How could he know what this bastard Zhou Chen had done.

Okay, old Xia Tou, stop talking nonsense. I want to ask you how is the construction of the bank? When can it be opened?

The Ming Dynasty Bank Plan was a major national policy that could affect the national destiny of the Ming Dynasty, and its status was almost the same as that of the New Salt Law.

The Daming Bank, which has been under construction for so long, should be completed now, right?

Talking about business, Xia Yuanji immediately replied: According to the instructions of His Highness the King of Han, the imperial court piloted the three prosperous places of Imperial Capital, Yangzhou, and Kaifeng first, and with the cement provided by the Second Bureau of the Royal Manufacturing Bureau, the bank has now been completed and completely It can be officially opened.

Hearing this, Zhu Gaoxu nodded with satisfaction.

With the infrastructure artifact of cement, the speed of bank construction has indeed increased a lot.

Moreover, with the help of Daming Bank, cement can also be famous and further promoted among the people.

In that case, let's get ready to open, tentatively scheduled for the Lantern Festival!

Old Xia Tou, tomorrow I will go with you to the internal funds and the treasury to check the reserves and transport them to the three major banks.

Internal money?

Do you really plan to use your internal funds?

Xia Yuanji was a little surprised and a little scared.

After all, it is the emperor's small treasury!

In the past, when he and the prince raised money, no matter how hard they were forced to do anything, they never thought of using internal funds.

Why is it that now that Prince Han is in charge of the country, this bastard is only thinking about using internal funds?

Why don't you move? Not only the internal funds, but also the treasury, all the cash must be moved!

What? Do you want to use the treasury? Xia Yuanji was anxious, Prince Han, there are only three Ming banks now, so there is no need for so much reserve funds...

Old Xia Tou was really anxious. After being the Minister of the Ministry of Finance for so long, he finally saw that the treasury was full, which made him feel at ease.

As a result, this silver coin hasn’t been used to warm up the heat yet, and it will be used out in the blink of an eye?

When Zhu Gaoxu heard what he said, he felt dumbfounded.

It happened that Zhou Chen, the future finance and tax master, was also there, and Prince Han felt that it was necessary to teach them a lesson.

Okay, old Xia Tou, Xun Ru, let me tell you a story.

Can the King of Han still tell stories?

Xia Yuanji and Zhou Chen looked at each other, sat down and prepared to listen.

For example, a foreigner came to Jinling to stay at an inn and gave the shopkeeper one tael of silver for the room. The shopkeeper took advantage of the guest going upstairs to pay for the meat at the butcher opposite.

When the butcher got the two taels of silver, he immediately took the money to the restaurant next door and paid off the meal he owed. The female shopkeeper of the hotel got the two taels of silver, and immediately took the money to the inn and paid off the money. Pay the rent she owes.

At this moment, the guest came down from upstairs and said he was dissatisfied with the room, so he took the couple of silver and left.

At this moment, no one paid money, and no one received money, but the debts of several nearby families were paid off. Everyone was happy, and it was another beautiful day.

Then tell me, the king, why is this?

Zhou Chen: ???

Xia Yuanji: ???

Why?

I also want to know why?

Although the story of Prince Han is an extreme example, we have to admit that it is really possible.

So why is it that no one pays any money from the beginning to the end, but everyone is happy in the end?

Xia Yuanji looked confused, and Zhou Chen looked confused.

Zhu Gaoxu didn't get angry when he saw this. After all, the Ming Dynasty emphasized agriculture and suppressed commerce, and most people in this era had a small farmer mentality.

For the long-term peace and stability of the country and the stability of the government, Emperor Taizu Zhu Yuanzhang vigorously attacked the powerful landlords and tried to divide the land into small pieces so that those who actually cultivated the land could own the land and could not transfer it. Anyone's descendants must also engage in the occupation of their parents and are not allowed to change careers.

Coupled with the series of strict policies he formulated, the people of the Ming Dynasty basically formed a survival model of sticking to their homeland for generations and moving within a radius of dozens of miles at most.

Because ordinary people have been imprisoned on the land for a long time, their vision has become short-sighted. They live a small life after making money without seeking greater development, and lack the spirit of adventure. This is the small farmer mentality.

However, Zhu Gaoxu did not expect that Xia Yuanji and Zhou Chen, as the top taxation experts of this era, would also be bound by the ideas of small farmers and believed that hoarding money and food was the best choice.

Without that one tael of silver, the debts of these people would naturally not be repaid, but the one tael of silver just went around in a circle, and finally returned to the hands of the guests, but their debts were repaid. What do you think is the key?

What's the key?

Zhou Chen recalled the process carefully, and a bright light suddenly flashed in his mind, Your Majesty, these two pieces of silver have been turned around!

That's right! Zhu Gaoxu smiled happily, Silver is currency, and its value itself is given by circulation.

Or in other words, the reason why the Ming Dynasty treasure banknotes depreciated is because it was not accepted by ordinary people and failed to circulate successfully, so it has no value and has not been accepted by the market until now.

Upon hearing this, Zhou Chen's eyes lit up, as if the door to a new world had opened!

currency!

Circulation!

value!

After all, Xia Yuanji is old and cannot accept these new ideas in a short period of time. However, after all, he has been the Minister of the Ministry of Revenue for so many years, and he has really figured out some of it after careful consideration.

Only when currency circulates can it have value, stimulate transactions, and create more wealth!

At the last tasting, the imperial court earned hundreds of millions of taels of silver in one fell swoop. The silver production of Dabai is not high to begin with. It can be said that it has almost wiped out all the silver on the market.

If we don't push this silver into the market as soon as possible and let it rot in the national treasury, Lao Xiatou, what impact do you think it will have?

When Xia Yuanji heard this, he immediately realized the seriousness of the matter.

The current monetary system of the Ming Dynasty is in chaos. Although Baobao banknotes were introduced, they have not been accepted by ordinary people due to various reasons.

Therefore, what ordinary people use now is mainly copper coins and silver. As for luxury goods such as gold, only fools will use them as money.

However, copper coins were badly made and inconvenient to use, and precious notes depreciated seriously. Silver inevitably became the main currency for public and private transactions.

Almost all the silver on the market is now piled in the national treasury. If silver is not allowed to circulate, there is a risk that the Ming Dynasty's monetary system and even the entire market will collapse!

When he thought of this, Xia Yuanji's face suddenly turned ugly.

Your Highness, King of Han, I understand. I will prepare the bank immediately.

Well, also, tell the civil and military officials of the court to give me the money at home to deposit in the bank. If anyone dares to cheat and disobey the king's orders, I will ask the Jin Yiwei to invite them to the prison for tea!

Xia Yuanji was stunned and asked subconsciously: Your Majesty, isn't this a bit too overbearing?

Overbearing? I am overbearing, so what? Zhu Gaoxu smiled, This is my king's order, Zhu Gaoxu. If you have any objections, let them come to me!

Old Xia Tou, you still don't understand that the place with the most silver in the whole country, apart from the emperor's internal funds, apart from the warehouses of wealthy merchants, the only ones left are the residences of these civil servants and courtiers!

Instead of letting them pile up gold, silver and jewelry at home to get moldy, it's better to hand them over to the court to develop people's livelihood and stabilize the monetary value of the treasures. What do you think, Master Xia?

At this point, if Xia Yuanji still can't understand, then he is not one of Emperor Yongle's petty calculations.

But Zhou Chen suddenly raised his hand and said excitedly: Your Majesty, if you want to know who has the richest civil and military fortunes in this dynasty, we have to look at our Han Palace. How about we set an example?

Zhu Gaoxu: ???

Your uncle!

This guy has a bad streak!

This bastard cannot be kept, he will be sent to Nanyang!

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