Ming Dynasty: My father Yongle, Forever Reigns Over Mountains and Rivers

Chapter 254 Hidden dangers of the bank! Cheng Zhu Wenguan’s counterattack!

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Han Dynasty Palace.

Zhu Gaoxu was lying on the bed and had just finished studying new postures with Concubine Wei.

Zhu Ba's humble voice came from outside the door again, making him frown.

Your Majesty, Mr. Huangfu would like to see you.

Huangfu Yunhe?

Why would he suddenly return home if he wasn't handling the bank's affairs?

Did something go wrong with the bank?

Based on the importance of Daming Bank, Zhu Gaoxu immediately got up and left Wenrou Township.

When he came to the study room, he saw Huangfu Yunhe with a sad face.

As soon as he saw Prince Han, Huangfu Yunhe hurriedly stood up and saluted.

Zhu Gaoxu waved his hand and said with a slight smile: Sit down, don't be anxious, I am still here.

After hearing this, Huangfu Yunhe felt a little relieved.

Your Majesty, since the opening of the bank, a large number of officials have exchanged the treasure banknotes for cash. Because the bank promised that the Ming Dynasty banknotes would be exchanged in equal amounts, they had to hold their noses and accept it.

But from the Hongwu Dynasty to the present, the imperial court has issued too many treasure banknotes, and they are almost mainly concentrated in the hands of officials in Beijing. Therefore, since the bank opened, it has collected a large amount of treasure banknotes and exchanged a large amount of cash, and there has been no decrease in the number of banknotes. Signs, subordinates are worried...

Scared.

Huangfu Yunhe was really scared.

These officials in Beijing are not good people at all!

After seeing the promise made by the banker, he exchanged the treasure banknotes for cash without any scruples!

Although the reserves of Daming Bank are astronomically high, they cannot afford such a waste!

What's more, treasure banknotes have long been devalued. Today, a meter per stone is worth more than ten guan. Compared with the meter per stone banknote during the Hongwu period, it has depreciated by more than ten times!

However, his own prince made the decision to exchange equal amounts, which gave those officials room to make profits. They happily purchased treasure banknotes from other places at low prices, and then exchanged equal amounts for silver from Daming Bank to make profits!

Huangfu Yunhe was not stupid. He saw that more than a month had passed since the opening of Daming Bank, and the phenomenon of treasure banknote exchange was getting worse, and he immediately realized the problem.

He knew very well how much his prince valued Daming Bank, so he did not dare to delay at all and rushed to ask for help immediately.

If there is a problem with the Ming Dynasty Bank in his hands, it will be difficult for Huangfu Yun and Wan Sheng to atone for their sins!

Zhu Gaoxu took a sip of tea, a cold light flashing in his eyes.

He did not expect that those disciples of Cheng and Zhu Wenren would dare to interfere with Daming Bank.

Is this their counterattack?

Because they have set a precedent for getting rid of their fame, these guys can't sit still and want to use this trick to beat and threaten themselves?

At this time, treasure banknotes were mainly concentrated in the hands of officials, especially officials in Beijing.

Because these treasure banknotes are part of the salary of officials in Beijing, which is the official salary discount system, these waste paper-like treasure banknotes are used to offset the official salary.

This is like when the imperial court pays wages to officials, it cuts off part of the officials' wages and uses this treasure banknote instead.

However, the salary of local officials is to withhold taxes on their own, and transfer the remaining taxes to the national treasury. They do have money in their hands, but they are only a small number.

As for ordinary people, they basically don’t have this thing.

Because this kind of currency without a recycling mechanism is, to put it bluntly, a tool for making money.

The imperial court printed treasure banknotes to purchase supplies from the private sector, and the treasure banknotes would definitely depreciate during the circulation process. However, when collecting banknotes, the imperial court only accepted new banknotes or did not accept them at all. There were no restrictions whatsoever.

This caused the people to have extreme distrust of this currency. Even though the imperial court issued measures and regulations many times requiring the use of treasure banknotes in transactions, it still had no effect. Simple people simply did not buy it.

Once ordinary people get treasure money, they will find ways to sell it quickly. Even if they lose some money, they will sell it at a low price, for fear of losing it in their own hands.

Therefore, the value of treasure banknotes gradually depreciated among the people. By the time the eldest nephew came to power during the Xuande period, the face value of treasure banknotes could not even be worth two or three cents.

Now that those officials had received the promise to recycle the Ming Dynasty treasure banknotes in equal amounts, they were naturally ecstatic and exchanged them for silver.

The treasure money in the hands of junior officials is a little less, after all, their salary is small.

The higher the official position, the higher the salary and the more treasures in hand.

But people are smart and know that Daming Money Bank is only open in three places now, but not in other state capitals, and the news has not even spread yet.

This gives them the opportunity to purchase treasure banknotes from other places at low prices, and then exchange them at banks for profit!

However, after taking into account recent events, Zhu Gaoxu sensed a hint of conspiracy.

Are these guys fighting back?

Just because they expelled Yuan Chun from his official career and asked Zhang Xu, the Minister of Punishment, to write it into the Ming Dynasty Code, they couldn't sit still.

Is this trying to beat yourself up through these tricks?

Zhu Gaoxu touched his chin and thought for a moment, then looked at Huangfu Yunhe and asked, Huangfu, have you recorded every business transaction?

Don't worry, Your Majesty, there are records. All the bank workers have been trained by Mr. Zhou Chen, and every detail is recorded clearly. As long as they come to the bank to handle business, they will have good records!

Hearing this, Zhu Gaoxu immediately laughed.

This is the limitation of the times. No matter how cunning you are, you still have to drink from me!

Zhu Erba, where did you go? Come in!

Hey, the prince ordered!

Go to Jinyiwei and call Nie Xing and Xiao Fufu!

Huangfu Yunhe was shocked when he heard this.

Your Majesty, will this affect the bank's reputation?

After all, Daming Bank has just started, and it has made bold claims that treasure banknotes can be exchanged in equal amounts.

If you release Jin Yiwei, a group of ruthless executioners, to deal with the situation now, it will be like destroying your own brand!

Zhu Gaoxu smiled coldly and said lightly: Don't worry, it can't be smashed. I'm just dealing with some clowns.

Grand Master's House.

Yang Rong played with the glass tea cup in his hand and said nothing.

An official in a purple robe couldn't stand the solemn atmosphere and couldn't help but said: Sir, if something goes wrong with the bank, what should we do?

Yes, sir, UUReading www.uukanshu.net This Daming Bank is also a major project that benefits the country...

Why are you panicking? Yang Rong snorted coldly and said with a faint smile: What big trouble can happen? If the King of Han is unable to solve it, just hand over the Daming Bank, and I will stop and deposit the money in it later!

Money is only a small matter, fame is the big deal!

Yang Rong had a gloomy look on his face, recalling the humiliation brought to him by Han Wang Zhu Gaoxu, his tone became even colder.

Although the King of Han increased his salary, he also implemented a new, harsh anti-corruption law, and turned the censors of the Imperial Procuratorate into ruthless lackeys like the imperial guards, staring at officials like you and me all day long!

Now he has attacked the foundation of fame that we rely on for survival, and written the abolition of fame into the laws of the Ming Dynasty. Once this new law of the Ming Dynasty is implemented, how much wealth will you and I have in the future?

As soon as these words came out, there was a sigh in the study room.

The King of Han's hostility towards the famous disciples like us has become clear!

If we continue to allow him to act recklessly, I'm afraid our Ming Dynasty will be in danger of overthrowing!

The matter with the bank is just a slap on his face to make him realize that this court is not decided by the King of Han alone!

Yang Rong's words had the final word and gave everyone confidence.

Even His Majesty the Emperor had to respect the opinions of the Jin gentry officials and hold his nose and appoint the eldest prince Zhu Gaochi as the crown prince.

You, King of Han Zhu Gaoxu, are just a mere prince. Why do you humiliate us like this?

Tell me to send the next batch of treasure notes as soon as possible, and give them all to the bank to exchange for cash!

I don't believe it. His bank's reserves are really comparable to the total amount of banknotes since the founding of the People's Republic of China!

Ha, if you exchange equal amounts, you, King of Han, are stupid, so don't blame me for being ruthless!

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