Mohist Tang

When a crowd of hedonistic sons of rich parents with blood nose and swollen face appeared in front of Mo Dun, Mo Dun couldnt help but repeatedly said with a bitter smile: “Brother, Im sorry !”

“For the brother knife piercing both sides, what is this small injury?” Li Zhen said extremely righteously, but the green and red on his face destroyed the atmosphere.

“Brother Mo, this is the payment for this purchase, but it is a pity that Brother Mo has given us a way of making money, but I am sorry for Brother Mo, I am afraid I will not be able to cooperate in the future!” Liu Renshi thought Not reconciled.

A business trip has made thousands of credits at once, and it is legitimate. For many hedonistic sons of rich parents, this is a pie in the sky, but unfortunately they only did it once. There will be no next time, how can this make them reconciled.

“Hateful, Five surnames Seven Clans is so overbearing. They stabbed me directly to my father, causing me to be beaten for nothing.” Liu Renshi said angrily.

Other hedonistic sons of rich parents are nodded one after another, with a look of resentment, and they can be described as gnashing teeth for Five surnames Seven Clans.

“Brother Mo can’t help me!” a group of hedonistic sons of rich parents said ashamed.

Mo Dun shook his head and said: “Where, it is A certain Mohist who has affected you all, this favor A certain Mohist has written down!”

All hedonistic sons of rich parents couldnt help. I am happy, the reason why they came to Mo Dun to sell badly is to make Mo Dun recognize this favor. The so-called a dying, starved camel is still bigger than a horse, and a little leak in Mohist Family Son’s hands is enough for them.

Moreover, the news of the hedonistic sons of rich parents is quite well-informed. Naturally, they also know the purpose of Five Surnames Seven Clans. If Mohist Family Son is willing to bow his head, the immediate predicament must be immediately disappeared.

Just step back and talk about it. With Princess Changle, Mohist Family Son will not lose power in the end. This is why they are willing to befriend Mohist Family Son.

“Then I won’t bother if I wait!” Liu Renshi walked away. They naturally knew that Mohist Family Son was at a loss, and they walked away.

“Thank you all, a little thank you is no respect!” Mo Dun arched his hands.

“No need! No need!” A crowd of hedonistic sons of rich parents looks very wealthy, waved their hands again and again, coupled with a bloody nose and swollen face looks very strange.

However, when they saw the rows of brand new Bicycles in the courtyard, their eyes became straight.

“This is a Bicycle that is comparable to a wooden cow and a horse!” A crowd of hedonistic sons of rich parents cry out in surprise.

Although they were beaten, the income they deserved was not at all reduced. In addition, they did not help Mohist Family Son break the game. Naturally, they were unwilling to accept more thanks. However, the Bicycle in front of him But it is different. When the Qin Huaiyu three people rode a Bicycle to show off to them, they had long been itching and unbearable. At this moment, how can they bear it if they can own a Bicycle by themselves.

“Brother Mo has many thanks!” A crowd of hedonistic sons of rich parents said with great happiness. At the moment, they all love a Bicycle with their hands, and some push them with their hands. Li Zhen and the others use their feet. Pulling the ground, hehe haha glided out of Mohist Residence.

Mo Dun watched the hedonistic sons of rich parents leave, and couldnt help but sigh in his heart. Sure enough, every idiot of these emerging Aristocratic family giants, a group of hedonistic sons of rich parents. Called Five surnames Seven Clans to see it, and also called it to him.

In this way, you can share a lot of benefits from Five surnames Seven Clans, and you can’t blame Mohist Family Son. It can be said that both sides are pleased.

Mo Dun was mentally prepared for the Ch_ng’n giants to remain neutral, and these emerging giants have helped the Mohist Family once, and Mo Dun has nothing to say.

“Master, what should I do now?” Xu Jie quietly appeared behind Mo Dun.

Mo Dun picked up a kind of banknotes sent by a sneer, said with a sneer: “With these banknotes, the crisis in the Mohist Village Bank can be alleviated. I waited with Five Surnames Seven Clans. The Aristocratic Family war has just begun.”

Xu Jie nodded, since Five Surnames Seven Clans encircled Mohist Family, Mohist Village Bank was the most affected. Since Mohist Family Son offended Five surnames Seven After Clans, the merchants who were afraid of Five Surnames Seven Clans took out the deposits in Mohist Village one after another, and even the money order business was switched to the Bank opened by the School of Usury.

Fortunately, Mo Dun was well prepared and immediately tightened the money supply. Coupled with the great business of Mohist Village, this was able to cope with the run frenzy. With this batch of payments, Mohist Village Bank will definitely be able to continue Hold for a while.

However, what Mo Dun did not expect was that after only two days, there was a bad news that there was a large-scale run on the Mohist Village Bank.

“I want to withdraw money!”

“I want to exchange the silver ticket for cash.”

“That’s Lao Tzu’s hard-earned money!”

_____________

In the East Market, merchants flocked to the Mohist Village Bank in the East Market and shouted.

“Everyone, you have to think carefully, you will lose a lot of interest if you withdraw your deposit now. This is a big loss!” A Mohist Family Son brother loudly promoted.

“As long as our capital comes back, what is the loss of interest? Who knows when Mohist Village will go bankrupt? When the time comes, I will have trouble waiting for the money to return.” Some people withdraw money are high. The sound encouraged.

“You must not listen to the rumors, the Mohist Village family has a big business, and there are 300,000 guarantees deposited in the Imperial Palace internal library, how can it go bankrupt!” Mohist Family Son quickly refuted the rumors.

“It is vain to let your family in Mohist Village have a big business and offend Five surnames Seven Clans!” Everyone in the crowd disagreed. On one side was Five Surnames Seven Clans, which occupied the top of the Chinese Pyramid for thousands of years, and the other was just revived. Mohist Family, the world does not need to think about who has the most power. Five surnames Seven Clans unite, even the emperor must avoid 30%. Mohist Family Son’s odds of winning are too small.

Shen Hongcai looked at the scene in front of him with embarrassment. When the run was about to begin, he realized that he still underestimated people’s hearts. The safe deposit he originally calculated might not last long.

“Master!” Shen Hongcai came to the Carriage across the street with a solemn expression, Mo Dun’s face was revealed by the curtains.

“How long can Mohist Village Bank last?” Mo Dun asked calmly.

Shen Hongcai said with a solemn face: “We have already anticipated this. We have already transferred a large amount of cash from Mohist Village. However, on this scale, if the deterioration continues, I will wait at most. It can last for five days.”

“Five days!” Mo Dun couldn’t help being silent for a while.

Shen Hongcai could not help but explain: “Mohist Village Bank itself is profitable. The only gap now is that the money from the loan cannot be recovered in a short time. This is where it is today.”

“From your point of view, how should it be resolved?” Mo Dun asked.

Shen Hongcai seriously said: “In this case, the bank has also rehearsed. There are two ways to solve it. One is to collect loans from those workshops, as long as the bank loans are recovered. Todays predicament will definitely be solved.”

Mo Dun shook his head and said: “These workshops borrowed money from Mohist Village because of the shortage of funds, and most of them have already been used out. Even if it is collected at this moment, I am afraid that they cannot be collected. How much to come back.”

“Then there is only a second method, which is to increase interest to retain depositors!” Shen Hongcai said seriously, only the benefits are enough, even if there are risks, some people will be willing to do it. Put usury a truth.

“It’s just drinking poison to quench your thirst.” Mo Dun shook his head. If he pays too high interest, he can still retain depositors. The high interest will definitely drag down Mohist Village.

“What does Master mean!” Shen Hongcai asked.

“As usual, collect the loan from the loan workshop. If you are willing to repay in advance, you can appropriately reduce some interest. If you don’t have money, you don’t need to force it.” Mo Dun said that if he can recover some more money, Mo Dun will naturally not be pretentious. .

Shen Hongcai nodded, write this in the heart.

“As for the deposit interest, does it really need to be adjusted?” Mo Dun looked at the crowded crowd eager to withdraw funds and couldn’t help being frowned.

“The Master thinks it is better to increase it.” Shen Hongcai asked.

Mo Dun shook his head and said, “It’s not an increase, but an interest rate cut. Don’t you think the interest rate on this deposit is too high?”

“Interest rate cut?” Shen Hongcai couldn’t help. He opened his eyes wide and looked at Mo Dun in disbelief.

Mo Dun nodded said: “Yes, from now on, demand deposits will be set at three cents. One-year interest rate is 1.5%, two-year interest rate is 2%, three-year interest rate is 3.5%, four years The interest rate is the same as the five-year interest rate.”

“So low?” Shen Hongcai couldn’t help being frowned, with a current deposit of 30 cents, and the interest accumulated for three to five months is almost negligible.

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Other annual interest rates have been reduced a lot. Even the highest four-year interest rate and five-year interest rate are directly the same as the three-year interest rate. As a result, the income of saving money is much less.

Mo Dun said with a sneer: “You can also want high interest rates. The four-year interest rate and the five-year interest rate can be up to five percent, but there is an agreement, that is, you can’t get it before time. Early withdrawal is not allowed.”

Shen Hongcai understood Mo Dun’s plan. At the moment, he clenched the teeth and said: “Then do as the Master said.”

Soon, Mohist Village Bank issued a new announcement, which immediately caused an uproar among those who came to withdraw money.

“Interest rate cut!”

No one thought that Mohist Family Son would unexpectedly cut interest rates when Mohist Village needed the most money.

“What about our previous passbook?” a depositor asked loudly.

Shen Hongcai loudly said: “The previous passbook is calculated according to the agreed interest. From now on, all deposits are settled at the new interest rate.”

“Mohist Family Son Hes crazy, he doesnt want to increase the interest rate and let us save the money. Why did he lower the interest rate. So many people came to run on, besides being afraid of the failure of the Mohist Village Bank, more people were thinking about losing even a little interest. It can certainly force Mohist Family Son to pay higher interest rates, and then they can make more money.

But who knows that Mohist Family Son did the opposite. Not only did it not raise the interest rate but cut the interest rate, but it was nearly half of the drop, which made their selfish calculations all fall apart.

“What should we do? We have already lost a lot when we withdraw money at the moment, and we won’t have such high interest when we save money in the future.” A citizen cry out in surprise.

“It seems that I really hurt Mohist Family Son’s heart when I waited. Originally, Mohist Family Son only needed to borrow hundreds of thousands of money. However, as I waited to save more and more money, even The interest is very high, but I still charge it in full. But I waited and took the money when Mohist Family Son needed the money the most.” A merchant looked up to sky and heave a deep sigh.

“Don’t Mohist Family Son be afraid that I will withdraw the money and let the bank fail?” a landlord old Cai said harshly.

The merchant on the side sarcastically said: “Then what are you doing now? Come out to watch the excitement! Besides, who said that Mohist Family Son will definitely lose, that is the miracle Mohist Family Son, who has never failed. “

“That is, not to mention the 300,000 pens in the inner library of the Imperial Palace, plus the wealth of Mohist Village………….” The more they talked, the more hesitated they were, and they felt that if they took it at this moment Money, their losses are too great, and there will be no such high interest in the future.

Many people have retreated. Mohist Family Son’s unbeaten reputation, coupled with the strong backing of Mohist Village, has given many people a little more confidence in Mohist Family Son, plus Under the mentality of losing money, they chose to wait and see.

Looking at the greatly reduced running team, Shen Hongcai couldn’t help but widen his eyes. No one thought that the problem that caused him so much headache was actually solved by Mo Dun with a seemingly incredible method.