My barbaric female teacher

"Mr. Yang, you have a qualification for this company, and if you want to borrow money, cough, it is very difficult and very difficult..." Wu Xing long, though make complaints about his mind, is very euphemistic. After all, he can not lend him any money, and he can still pull his thirteen million deposit.

Of course, Yang Xiaobao understood the meaning of "very difficult", that is, no play at all. He was not worried. He said with a smile, "it's OK. President Wu can go back and think about it slowly. Eat first, eat first, let's not talk about business. "

The table is full of wine and vegetables. It's still very rich“ "Good time" restaurant is a famous restaurant in Dongguan district. The food is expensive and the cooking is very high-grade. What Yang Xiaobao ordered was also high-grade good wine, which he poured to President Wu cup by cup. Wu Xingchang is used to socializing outside. It's a common practice for him to accept banquets. Naturally, he is not polite to Yang Xiaobao, so he is free to eat and drink.

Wu Xingchang knows very well that Yang Xiaobao's loan application can't be approved. His credit qualification is not up to standard, and he doesn't have any collateral. Even if Yang Xiaobao invited ten more good drinks and said ten good things, he could not approve them.

However, Yang Xiaobao was just drinking and chatting with him. He didn't even mention the loan, let alone say anything good about it. On the contrary, President Wu was thinking about Yang Xiaobao's 13 million yuan and asked tentatively, "Mr. Yang, if you can't release the 50 million yuan loan you want, can you still deposit it with us?"

Yang Xiaobao laughs: "money needs to be saved and money needs to be loaned."

After having enough to eat and drink, Wu Xingchang picks his teeth with satisfaction. Yang Xiaobao calls the waiter to pay the bill.

The waiter calculated the list and reported it: "Hello, it's one thousand two hundred and eight."

"Good." Yang Xiaobao reached out and touched his trouser pocket, and his face became a little stiff. Then he fumbled for other pockets of his body, took out all the things in his pockets and put them on the table. There were a few coins in addition to his mobile phone, and there was no other one.

When President Wu saw Yang Xiaobao's appearance, he got up again in his heart. What do you mean by this? Do you want me to pay for it? Do you have more than 10 million savings, no more money than me? It's your turn to ask me for a loan, and it's your turn to buy this wine.

The waiter was very patient and politely prompted: "it's OK to swipe the card, sir."

"I lost my bank card, too." Yang Xiaobao looks sad.

The waiter had no choice but to turn his eyes to President Wu, whose meaning was self-evident. President Wu is also a person who wants to face. He can't put on any more. He can only reluctantly take out a credit card. As a bank president, it's a common practice for him to accept customers' drinks. He has never paid for it himself. Today, Yang Xiaobao's 13 million yuan deposit is enough.

"That's no good. How can I let you out?" Yang Xiaobao's attitude is very firm, reaching for president Wu's credit card to play back, "nothing, I called a friend nearby to help me pay."

President Wu was not willing, so he politely took it back.

Yang Xiaobao picked up his mobile phone and called: "Yanzi, I need to ask you for a favor."

"You don't help anything. As I said, if you want to ask me to help you get loans and land, you can't talk about it! " Yan Zi was firmly opposed to Yang Xiaobao's real estate business at the beginning, and her attitude was also very firm.

"Not that one. I forgot my wallet when I was eating in the restaurant. I don't have any money on me. Can you come and pay for me? Just at the "good time" restaurant where we had dinner last time, hurry up. What's more, did you see the black Zhibao lighter I left in your house last time? If it's on your hand, please bring it by the way. "

With that, Yang Xiaobao hung up and waited with a smile. President Wu frowned slightly, and his mind was a little active. He was not unfamiliar with the name of Yanzi.

"Good time restaurant" is next to the district government. Yanzi comes here in ten minutes. Yang Xiaobao's business affairs, she is firmly opposed, absolutely do not help, but this small private help that still have to help.

Yanzi took out her credit card and bought the bill for the waiter, but she couldn't resist the woman's complaint: "I'm still busy over there, and I have to run to pay for you. Can you stop being so careless next time? You've lost your wallet. Why don't you lose yourself? "

Yang Xiaobao didn't retort. He looked like he was being admonished with an open mind. He said with a smile, "did you bring my Zhibao lighter?"

"The garbage can. Here you are. I'll follow you from the office. I know you can't smoke. You can't smoke to death! " Yan Zi took out a famous cigarette from a black plastic bag in her hand and slapped it on the dining table in front of Yang Xiaobao with a bad look. She left two big bills, "and I'll take a taxi for you, so I don't have to look for me later. Who has so much time to give you this and that?"

Yan Zi is really in a hurry. After paying the bill, she left something behind and left in a hurry.

You don't have to rush after you settle the bill. Now is the time to get down to business. After a few sips of sobering tea, Yang Xiaobao slowly said, "president Wu, how are you thinking about the loan?"

President Wu thought for a moment and said with a smile, "there should be no problem. Mr. Yang, you have good qualifications and good career prospects. You meet our loan conditions. You should prepare all the other application materials these days, and I'll do it for you as soon as possible. "

The company is still the new company, there is still no bullshit business, the projects under construction, profits and fixed assets are still zero, but President Wu's attitude has suddenly made a 180 degree turn. Before the dinner, he said it was "very difficult", but now it has become "qualified for loans".

This is not the wine that Yang Xiaobao poured for him. It's ecstasy soup, which makes his brain funny. On the contrary, President Wu has a very clear mind. The reason why he changed his mind was the episode when he checked out - the appearance of district head Yan Ziyan.

Yan Zi doesn't know president Wu, but she looks a little familiar. She comes and goes in a hurry and doesn't care to say hello to him. But as the head of Dongguan District branch of Haizhou commercial bank, Mr. Wu knew her. Haizhou commercial bank is a municipal bank, and Dongguan district is also the site of its head. As the president of Dongguan branch, it is necessary to know the head of the district government.

The friend Yang Xiaobao called out to help pay the bill was actually the head of Yan District, which surprised Wu Xingchang. It was obvious that they were very familiar with each other. Although Yan Zi didn't give Yang Xiaobao a good face or a good word after she arrived here, she was always complaining and nagging.

But the feeling for Wu make complaints about the close relationship between the two people, and not the general intimacy: ordinary acquaintances will be polite, intimate friends will only Tucao, lighters and hand smoke, and take the initiative to leave the taxi money - dissatisfaction is dissatisfaction, but a lot of concern, it is like a boyfriend or a friend or husband and wife.

As long as Yang Xiaobao has such a relationship with the head of Yan District, the money can be loaned.

Wu Xingchang has two points to consider. First of all, if Yang Xiaobao can get through Yanzi's relationship and get her head of the district government, it will bring great benefits.

A total of 7.8 billion yuan of fiscal revenue and various project appropriations in a year in Dongguan District, even if only a small part can be transferred to its own branch for deposit and exchange, it is also an extremely brilliant performance.

And this operation is not difficult. For Yan Zi, the key is that there is no violation of the law: which bank is the deposit of public funds? So as long as we can make friends, it is very promising to succeed.

On the other hand, Yang Xiaobao's "Huahua real estate company" does have poor hardware qualification, but it is endorsed by the head of Yan District, which is equivalent to the guarantee of continuous profitability. The real estate industry has a great relationship with the government, which is well known by Chinese people.

There are so many land plots to be developed and reconstruction and expansion projects in Dongguan District, she said. The mayor of Dongguan District casually opened a small opening in policy and made tens of millions. Whether the government contacts of loan applicants are hard or not has always been an important indicator for banks to investigate. However, this kind of thing is inconvenient to be reflected in the relevant material forms. It is good to have a tacit understanding with each other.

From this point of view, the bad debt risk of 50 million yuan loaned to Yang Xiaobao is not big, and there is great hope for continuous profit.

Taking these two factors into consideration, Mr. Wu soon made up his mind to make the loan well. As for whether Yan Zi's arrival is intentional or unintentional, whether Yang Xiaobao really forgot his wallet, or intentionally called Yan Zi to show his intimacy by looking for someone to pay for it, President Wu didn't think about it at all, but it didn't matter, and there was no need to ask. He knew it by heart.

Out of the restaurant, Yang Xiaobao sent Wu Xingchang into the car. Lin put out a finger in front of him and shook it. He asked with a smile, "how about this number?"

President Wu laughed and nodded. It's true that the loan rebate of one point is a little small according to the market. However, considering that in the future, we have to go through the way of Yang Xiaobao and transfer the fiscal and tax deposits of the district government into the bowl, we should not ask too hard. It's not worthwhile to offend him for this small amount of money.

Seeing off president Wu, Yang Xiaobao takes a taxi and calls Yan Zi.

"Yanzi, thank you for your help today." I really want to thank Yan Zi, but it's not because she came out to pay for the meal, but because she made president Wu change her attitude, which was planned by Yang Xiaobao.

"Little things." Yan Zi was very polite for a moment, and her tone hardened again. "It's for you, not for you. The total is 1500 yuan. Remember me. You are a multimillionaire now. You can't take my poor salary. "

Listening to her, she thought that she was talking about paying for meals on behalf of others, but Yang Xiaobao didn't reveal it. He laughed: "of course, of course. You are honest and clean. You depend on your salary. Well, I'll pay you back ten times and a hundred times. How about you? "