My Brother-in-law is the Prince

  Chapter 128 Got rich again

   Qiu Song is disheveled.

  In fact, Zhu Yong and Zhang Fu are not much better.

  For example, Zhang Fu, he only wore one shoe.

  Zhang Anshi had to admire them, nine out of ten they sneaked out from his own home.

  Qiu Song was quickly attracted by the godly pit blasted out on the river bed, staring straight at the pothole blasted out by the gunpowder, and couldn't move his gaze away any longer.

  Zhang Anshi patted his head: "Don't look, there is serious business."

  Zhang Anshi immediately said: "If you are a brother, follow me."

  Qiu Song reluctantly looked away.

  Zhu Yong began to talk about his miserable situation in a rambling manner, such as being pushed to the ground and beaten when he returned home.

  Seeing that he looked like Xianglin's wife, Zhang Anshi couldn't help but said: "Don't talk about it, I can't bear to hear it."

  Zhu Yong felt relieved, as if his nagging had achieved his satisfactory results, so he said, "Brother, where are we going?"

  Zhang Anshi said: "Take all the guys, and be more aggressive later."

  Zhu Yong immediately stared his eyes as big as a copper bell: "I see."

  Zhang Anshi brought the three of them to the Four Seas Bank.

  Sihai Bank has a long history.

  Since the middle of the Yuan Dynasty, they have started to operate the business of the bank.

  After the Mongols entered the Central Plains, because they could not carry out effective management, they introduced a large number of Semu people to carry out commercial loans for them. At the same time, they also enlisted local gentry to pay local taxes.

  In this way, the commercial loans of the Semu people and the tax subsidy system of the gentry became the main source of income to support the upper nobles of the Yuan Dynasty.

  Many people couldn't understand why Emperor Taizu Gao had extreme hatred for merchants, and even directly classified merchants as cheap. This was actually combined with the background of the end of the Yuan Dynasty at that time.

  Semu merchants took advantage of the privileges of merchants, colluded with local gentry, and the upper-class nobles of the Yuan Dynasty at that time. The exploitation of the lower-class people was unprecedented. Various loans under various names made countless people refugees.

  Not to mention that the Han people were exploited to the extreme at that time, even the Mongols, under the temptation of various loans, and at the same time, many people were even reduced to slaves under the loan exploitation similar to nine times out and thirteen times back and donkeys rolling around.

  So that in the late Yuan Dynasty, not only the entire Yangtze and Yellow River basins rose up everywhere, but also many low-level Mongolians on the front line of the Great Wall also raised the rebellion flag and played the banner of rebelling against the Yuan Dynasty.

  Even now, in terms of the main military deployment of the Northern Yuan Remnants, the Mongolian cavalry attached to the Ming Dynasty is also one of the main military forces sweeping the Northern Yuan.

  Because of this, Zhu Yuanzhang hated merchants deeply.

  After all... A person like him from a real civilian background has really suffered from the iron fists of the merchants. The whole family is almost dead and neat. To a certain extent, the persecutors are also part of the merchants.

  When the Four Seas Bank was in the Yuan Dynasty, it flourished and made a lot of profits! After Zhu Yuanzhang established Daming, he was silent for some days.

  It is only now that it has started to flourish again. On the one hand, Zhu Yuanzhang’s high-pressure policy has eased, and on the other hand, it is also due to the depreciation of the Ming Dynasty’s banknotes, and the merchants themselves have the demand for silver.

   After all, if it is from Nanjing to Songjiang, no one would dare to set off with a large amount of gold and silver.

   On the one hand, it is too heavy, on the other hand, it is also very dangerous.

  In this era when water bandits and bandits cannot be completely wiped out, once someone knows that he has a large amount of money on his body, it is almost tantamount to launching a taunting skill... Come and grab me, you idiot.

  Sihai Bank has two main businesses, one is to collect money from merchants, and then issue money orders, and those who bring the money orders will exchange the money orders into real gold and silver after arriving in other places.

  The second business relies on the funds saved by merchants to lend money and obtain huge profits.

  As soon as Zhang Anshi and the others arrived at the bank, the guys from the Four Seas Bank immediately greeted them, and said with a smile: "Guest officer..."

  Zhang Anshi didn't say anything, just sat down Shi Shiran, and crossed his legs.

  Zhu Yong had already grabbed the clerk's skirt, and said fiercely: "Call your shopkeepers."

   All of a sudden, several thugs from the bank quietly surrounded them. Those who dare to run the bank are not simple people.

   It was very fast, the shopkeeper came in a hurry, and smiled dryly at Zhang Anshi: "I don't know about you..."

  Zhang Anshi said: "Do you recognize me?"

  The shopkeeper shook his head.

  Zhang Anshi said again: "Do you recognize Zhu Jin?"

  The shopkeeper just remembered something, and quickly laughed and said: "I know, I know, shopkeeper Zhu came to our place a few days ago..."

  Pa... Zhang Anshi slapped a large money order on the coffee table at once: "I'll exchange the silver, and I want it now."

The shopkeeper's face twitched, but he was still smiling. He picked up the money order, and his expression was a bit ugly: "50,000 taels of silver is not a small amount, and it will take a few days for our bank...Please come back to pick up the draft in a few days." collar."

  Zhang Anshi said: "Is it three days or five days?"

  The shopkeeper raised his head and looked at the three menacing people around Zhang Anshi. At this time, his face became more and more ugly.

  In fact, there is no big problem with the funds of the Four Seas Bank. After all, the family has a big business, but now...it's hard to say.

Because these days, tung oil has been speculated and a large amount of loans have been released, and these people who borrowed are all old customers with strong strength. Even the inside of the Four Seas Bank has also evaluated that this time they will definitely make a lot of money, and the other party is willing to repay. The interest rate is also high, so the money in the treasury is almost continuously loaned out here.

   It stands to reason that within a few days, almost those tung oil merchants can repay the loan, but who would have thought that in one day, the tung oil plummeted, and everyone lost their money. There were four or five hanged people, and the rest...the amount of money that can be recovered is limited, so to speak...it directly caused the Universal Bank to form a huge hole and a large amount of bad debts.

  Fifty thousand taels of silver is not a small amount, the Four Seas Bank does not have...

  The shopkeeper hesitated.

  Zhang Anshi jumped up and said coldly: "Why, I deposited real money in your bank, and now I need silver, but you don't have it? Are you entertaining me?"

  The shopkeeper said embarrassingly: "Wait a minute, I'll go ask my boss."

   Such a big matter is no longer within the scope of his authority. He wiped his sweat, made a hasty bow, and hurriedly went to find his boss, Yang Fu, who was in the backyard.

  Yang Fu has long been devastated, and now he wants to cry but has no tears. If he knew this, if he had less greed, he would not have reached this point.

   "My boss, my boss...it's not going well."

  Hearing the call, Yang Fu, who was originally sitting in front of the table, stood up in a daze.

   "There is a money order of Zhu Jin, fifty thousand taels, and it will be cashed now, my master, what should I do now?"

  After hearing this, Yang Fu's expression changed drastically.

  The current situation of the Four Seas Bank, if it is an ordinary small amount of money order, it is not impossible to deal with it, but 50,000 taels...

  Yang Fu took a deep breath and said, "Don't panic, the old man will deal with it."

   Those who can open a bank are all well-informed people, and they are definitely not fuel-efficient lamps. Although it is difficult now, Yang Fu still cheers up.

  He tried to put on a calm posture, Xu came to the front hall, and here, he saw four teenagers.

  Yang Fu felt a bit of contempt in his heart, so he had an idea, and he stepped forward with a smile and said, "How many guest officials are here to pay?"

  Zhang Anshi just looked at him indifferently, and said: "Of course, bring the money quickly, and don't talk to me about it."

   "Since it's a deal, the bank will open the door to do business, and it will naturally settle with the guest officials. How about it, if you come back next month, I will naturally give you the fifty thousand taels of silver." Yang Fu said with a smile.

  Zhang Anshi frowned: "Next month?"

   "Yes, next month and today will be exactly the same..."

  Zhang Anshi was suddenly furious: "Are you entertaining me? I gave you real money, but you asked me to wait for next month?"

  Yang Fu remained calm: "This is the bank's rules."

  Zhang Anshi sneered and said, "It wasn't the rule back then."

  Yang Fu said: "If you want to exchange money, you can only do so. If you want to make trouble..."

  He glanced at the guards and smiled: "That's up to you."

  Zhang Anshi was furious, looked at Yang Fu coldly, then got up and stepped forward, and slapped Yang Fu directly and neatly.

Snapped…

  Yang Fu never thought that such a young man would dare to commit murder on his own land, so he was caught off guard...

  Fiery pain landed on his face, and he hurriedly covered his face.

  As a money bank, there is no fuel-efficient lamp, otherwise, they would never dare to lend money.

At this moment, Yang Fu staggered, and Yang Fu, who was grinning in pain, shouted angrily: "You...you are so courageous, do you know who you are hitting, do you know who is behind this bank?" ?”

  Several guards also stepped forward ferociously, wanting to make a move.

   Zhu Yong and Zhang Fu on the side took out a small hammer from their sleeves without saying a word. Zhu Yong was the most ruthless, he went straight down with a hammer, and brought down a guard first.

  Qiu Song quickly took out the bundle, and began to brag viciously.

   Zhang Fu, who was watching from the side, was taken aback. He didn't care to clean up the guards around him. He covered the fire pocket, and hurriedly said: "Fourth brother, don't be impulsive..."

  A guard was bleeding, covered his head, and rolled on the ground.

  The other guards were also frightened by this momentum.

   After all, they are also professional guards. Professional guards are very sensitive. They have accurate professional judgments on what situations can and cannot be used.

  When encountering this kind of ruthless boy, he doesn't care how serious he is. He is the kind who really dares to kill in broad daylight. At this time... let's take a step back.

  Yang Fu sneered and said: "Okay, so you didn't come to exchange money, but to smash the market."

  Zhang Anshi put his hands behind his back and laughed wantonly: "Haha, now do you know who hit you?"

  Yang Fu was not angry, and was about to speak.

Zhang Anshi already said: "Standing in front of you are the three murderers in the capital, and I am Mr. Yangming's close disciple, the wife and brother of the Prince of the East Palace, Cheng Enbo who was conferred by the imperial court at Qixia Ferry in Shizhen, and the six famous names in the capital. Confucianism ranks first! What are you? How dare you flatten your mouth when I hit you?"

  Yang Fu: "..."

  At this moment...Yang Fu began to think of all kinds of rumors in the capital.

  Zhang Anshi slapped Yang Fu precisely.

Snapped…

  Yang Fu was beaten into a daze.

Zhang Anshi said angrily: "You took my silver, how dare you refuse to pay it? Why, you don't take me seriously? If you don't take me seriously, you don't take my brother-in-law seriously. My brother-in-law takes it seriously, but he doesn't take His Majesty seriously, you don't take His Majesty seriously, you bastard, are you going to plot against him?"

  Yang Fu felt cold all over his body, but Zhang Anshi's two slaps made him dizzy.

   But immediately, he felt an inexplicable fear.

  He looked up at Zhang Anshi in astonishment.

  Zhang Anshi turned his head to look at the guards, and said coldly: "Why, are you planning to rebel?"

  They could hear what Zhang Anshi said just now. At this moment, the guards were at a loss.

  Actually, they may not necessarily believe that the young man in front of them can really reach the sky, but the aura of the other party is too terrifying. According to their years of professional experience as guards...

  At this time, one by one knelt down without hesitation and said, "Don't dare."

Zhang Anshi took a step forward, and said in a cold voice: "Don't say that I am bullying others. Your bank lends money. If someone owes you money and refuses to pay it back, I'm afraid you will be more fierce than me. I will give you the silver for real money. Now, it's all about getting back my silver. This silver...do you want to cash it or not?"

  Yang Fu didn't dare to be arrogant at this time, he hurriedly said: "Dui, Dui."

  Zhang Anshi raised the money order: "Where's the money?"

   "No...no silver..."

  Zhang Anshi frowned and said, "No money..."

"There is really no money. Now the bank needs time to raise funds. Please allow some time. Now... There are a lot of bad debts out there... We have to let... villains... find a way to sell their mortgaged fields and mansions... To raise...so many fields and mansions...a lot of time..."

  This is the truth. Banks will not trade at a loss. If you want to borrow money, you must have collateral, and generally the collateral is worth one hundred taels of silver. I can only lend you twenty or thirty taels of silver at most.

  Sihai Bank can be said to guarantee income in droughts and floods, but the problem is that these bad debts... cannot be collected, and such a large amount of money is so astronomical. If you want to raise money, you have to sell the collateral quickly.

   However, for this kind of real estate, the transaction is very troublesome, and it is not easy to find a buyer.

  This is actually understandable. There are many people in the market who can come up with a large sum of money, but after Tung Oil, countless people lose their money, and there are bound to be people who sell a large number of real estate to pay off their debts.

  Nowadays, the prices of many land and mansions are already falling, and the big money houses are scrambling to raise money. Selling them at this time is simply a loss to grandma’s family.

  Zhang Anshi bared his teeth and said, "But I want it now?"

"This…"

Zhang Anshi said: "If you can't get it out, your bank is waiting to go bankrupt! Not only that, but if you let the merchants outside know that you can't exchange the money, I'm afraid many people will come to the door to make a run on it. You should know the consequences? "

  Zhang Anshi's words were like a thunderbolt.

  Yang Fu gasped, his forehead was dripping with sweat, Zhang Anshi was already too much to deal with, and if news spread that there was no money in the bank, many people would rush to him. At that time, the Universal Bank will collapse.

"I...I..." Yang Fu was so anxious that the ants on the hot pot were on the verge of tears. He finally took a deep breath and said, "Three months, give me three months, and I will raise one hundred thousand taels of silver." ..."

   "I'm not interested in silver." Zhang Anshi smiled and said, "Now I just want you to die."

  Yang Fu shuddered. If a person tells you in person that he doesn't care about money, then it is very likely that what he wants to plunder may be more precious than money.

  Yang Fu took another deep breath, tried to stabilize his mind, and suddenly looked at Zhang Anshi and said, "Cheng Enbo, uncle, you...raise your hands high."

Zhang Anshi said: "You used my money to fund those profiteers and speculate on tung oil, but now you tell me that you want me to raise your hand? These people have inflated tung oil, but the imperial court wants to attack Annan. Let me ask you, Where are you going to put the soldiers?"

"me…"

  Zhang Anshi said: "You bank, close the door, don't open it."

   After finishing speaking, Zhang Anshi turned to leave.

  Yang Fu panicked, grabbed Zhang Anshi's sleeve, and hurriedly said: "If there is anything, we can discuss it carefully."

  Zhang Anshi looked at him calmly and said, "How do you want to discuss it?"

  Yang Fu said flatteringly: "I have a lot of land here, and a lot of mortgages..."

  Zhang Anshi shook his head: "As far as I know, even if someone mortgages here, you will only be able to make the sale within a limited period of time if the money is not paid. If you don't have a month or two, I'm afraid it won't work, right?"

  Yang Fu said anxiously: "Then what does Cheng Enbo want?"

   "I think your bank is pretty good." Zhang Anshi said with a smile, but these words seemed a bit brazen.

  Yang Fu seemed to have a premonition, but now he was a little dizzy when he heard Zhang Anshi say it honestly.

"How about this, I don't want my fifty thousand taels of silver. Let's open this Four Seas Bank at twenty-eight! Not only that, if you don't have enough silver here, don't worry, I have plenty of silver. I guarantee that if someone wants to run on it, I will never let it go." How did they succeed?"

Yang Fu looked puzzled: "Uncle, our bank is a century-old store. Whether it is goodwill or... family property, it is extremely rich. What's more... there are so many collaterals. 50,000 taels of silver, take away 20%...this...this..."

Zhang Anshi's eyes widened: "What are you talking about? You only take 20% of it. Are you kidding me? I said 80% of me and 20% of it! You really think I'm a child, so you can be fooled, don't you? Qianzhuang, it’s about to close, I’m here to save you, do you still want 80%?”

  Yang Fu: "..."

  Yang Fu only felt dizzy, it turned out to be like this.

   Isn't this a robbery?

Zhang Anshi went on to say: "Of course, if you are capable and able to handle the run, then take it as if I didn't say that. Also, tell the people behind you...Only this condition, why don't you take 20% of it and go away?" ...Not even a penny, I, Zhang Anshi, have left room for you, which is considered polite, who taught me to be kind! I am your mother, and you still want to treat me as a fool."

  Yang Fu lost his mind.

  Zhang Anshi ignored him, and only said: "I will come back tomorrow."

   With a big wave of his hand, he said to Zhu Yong and the others: "Go, go to the next house."

  That day...Zhang Anshi visited thirteen banks.

  There are only two banks that can raise money.

  This night, many people are destined to spend a sleepless night.

  That Zhang An Shi is definitely a steal.

  Yang Fu visited many people overnight, and he hoped to borrow money from the same bank.

  But right now, almost all of the peers can't protect themselves, so where can they borrow?

  So, he had to find some behind-the-scenes partners.

  Everyone discussed for a whole night, although some people slapped the table and scolded Zhang Anshi for adding insult to injury, but in the early morning of the next day...

  A terrible news came out...

  Many banks ran out of silver.

   All of a sudden, many merchants and families who had stored silver here were so scared that they appeared outside the major banks early in the morning.

  Yang Fu knew that at this time, he had no choice. After scolding Zhang Anshi's ancestors for eighteen generations with some behind-the-scenes people, he hurried to Qixia Ferry.

  Zhang Anshi met Yang Fu and greeted each other. Today's Zhang Anshi, changed from yesterday's ferocity, is actually polite.

  Yang Fu sighed and said: "Now outside the bank, there are many people who want to cash the money..."

  Zhang Anshidao: "It's easy to say, you don't need interest, and borrow from my Zhang family. How much is needed, my Zhang family can afford it."

  Yang Fu said with a bitter face: "As for the conditions proposed by Cheng Enbo yesterday, the villain discussed with some partners, and it can be sold...just...just...can it be 37? 28 is too much."

  Zhang Anshi held the teacup and said with emotion: "Hey, everyone is a reasonable person, but if it is Sanqi, I will lose money. I invested 50,000 taels of real money in it."

  Yang Fu couldn't help scolding Zhang Anshi's eighteenth generation of ancestors again, but he tried his best to put on a smile on his face: "The right is Cheng Enbo, you show your noble hand."

  Zhang Anshi shook his head: "No, 80% is 80%, and if there is no 80%, I can't explain it to my superiors. Do you think this is my business alone, Zhang Anshi?"

  As soon as these words came out, Yang Fu was shocked.

  Zhang Anshi's identity is already extraordinary, but if there is someone he can't explain, then who is this person?

   This hint is already obvious.

  Yang Fu's heartbeat began to speed up, and after pondering for a long time, he didn't say anything more, and said very neatly: "Understood, then 80% of it, and the younger ones... let's take 20%."

  He is very straightforward. At this time, this is actually the best solution.

   To put it bluntly, as Zhang Anshi said, he was not eaten and squeezed out. It is true that Zhang Anshi has a very high sense of morality and is a kind person.

  After seeing off Yang Fu, Zhu Jin came in a hurry: "The owner of Laifu Bank is here."

  Zhang Anshi said: "Call in."

  He is very busy today, and the owners of the eleven banks rushed here almost at the same time. Yesterday these people were obviously not reconciled, but today, they seem to have begun to figure it out.

  At the moment... everything is roughly agreed, and 80% of the shares of the eleven big and small banks are obtained, and what Zhang Anshi pays here is the silver deposits in the eleven banks, totaling 340,000 taels.

  After finalizing this side, only Zhu Jin was left in front of him. Zhang Anshi cheered up and said, "Zhu Jin, next... I will trouble you."

  Zhu Jin hurriedly said respectfully: "Uncle, don't worry! The manpower has been recruited. Forty-seven people are all experienced accountants in the capital, and they are all eager to work for you, Uncle."

Zhang Anshi nodded and said: "In that case, immediately take over the various banks, sort out their assets, and convert their residual value. This account must be clear, every account, every property, land, and mansion , you have to figure it out for me.”

  Zhu Jin cheered up, this is definitely a huge project, but he still said: "Don't worry, these people are all experienced, and they won't make mistakes."

   "You yourself have something to do."

   "Please give orders, uncle."

Zhang Anshi pondered for a moment, then said: "I plan to raise a general bank to be responsible for the management of the first eleven banks. At the same time, we will supervise these eleven banks and review their business. We have to establish rules for a bank. Don’t act rashly like these banks in the past, for example, setting a reasonable lending interest rate, and assessing the risk of loans, as well as the rules of depositing silver.”

   "You take the lead in this matter. Draw up a charter for me. You can ask people like Yang Fu for advice, but you can't listen to them for everything. You have to make up your own mind. The most important thing is...reasonable..."

  Zhu Jin was puzzled and said: "Reasonable?"

Zhang Anshi said: "It's natural to make money. After all, people can't do business at a loss, but it's reasonable to have goodwill and people to accept you. If we have enough scale, we can use scale and reasonableness to win. We need to be competitive with other banks. difference."

  Zhu Jin thought for a while and said, "Is it the same as tung oil, earn the money you can earn, and get rid of greed."

  Zhang Anshi said: "You draw it up first, and then we can talk about it."

   "Yes." Zhu Jin happily went to work.

  …

  Forty-seven accounting offices immediately began to settle in the bank to check every loan and guarantee.

  These people are very serious, and they have an indifferent attitude towards the people in the original bank.

  On the one hand, Zhu Jin already had an explanation. On the other hand, they more or less knew that following Cheng En Bogan, if they wanted to steal and play tricks, they were afraid that their lives would be lost.

  But once things can be done properly, there will definitely be benefits.

   Coupled with Zhu Jin watching at all times, no one dared to do anything wrong.

  The countless land, real estate, fields, and other various assets are extremely cumbersome to liquidate, and it takes an astonishing amount of time.

  Therefore, after almost three or four people settled in a bank, they were almost non-stop, dealing with countless numbers.

   Several days later, Zhu Yong, Zhang Fu and Qiu Song found Zhang Anshi unexpectedly.

   They look dejected.

  Zhang Anshi grinned and said, "Why are you all looking downcast, what's the matter?"

   "Brother, we are here to say goodbye."

   "Farewell?" Zhang Anshi looked surprised: "What's the matter?"

Zhu Yongdao: "The imperial court issued a decree. This time, Annan was conquered. My father is General Yiyi, his elder brother Zhang Fu is the right deputy general, and the rest are Fengcheng Marquis. He also ordered Mu Sheng, the Marquis of Xiping in Yunnan, to divide his troops into Annan and suppress the Nahu clan. .”

  Zhang Anshi was stunned for a moment, he vaguely felt that the battle of Annan was a little earlier, and His Majesty should send thousands of soldiers to **** Chen Pingan back to the country first, and then the army would respond.

  If the Hu family is obedient and obediently regards Chen Tianping as king, then this matter will be fine. If he still resists, hundreds of thousands of troops will enter Annan again.

  Obviously, Zhu Di was so angry this time that he even skipped this procedure.

  Zhang Anshi said: "Are you also going out with the army?"

Zhu Yong nodded, and said: "Yes, my father said that he wants to take me with him. Zhang Fu's elder brother also took Zhang Fu with him. And Qiu Song, Duke Qi also asked Qiu Song to join the battle. , but I don’t know when I’ll be back.”

Zhang Anshi thought about it, but felt normal. This was Emperor Yongle's first big battle to destroy the country. According to the tradition in the early Ming Dynasty, all the nobles, everyone had a share, and the rain and dew were shared. They went to the front to make meritorious service together. of.

  Of course, it was only in the time of Emperor Yingzong of the Ming Dynasty that the game was played in the same way. As a result, almost all the military aristocrats were taken over by the Oirats during the Tumu Fortress Change.

  Just like Qiu Song, he is not tall, but his father drove him into the army impatiently.

  Zhang Anshidao: "You all went to Annan, leaving me alone in the capital, who will protect me?"

  Zhu Yong and Zhang Fu immediately showed shame.

  Zhang Anshi said: "Come on, it's a good thing that you can go to Annan. If you make contributions in Annan, it means that your elder brother is also in Annan. But...when you get to Annan, where will you be sent?"

  Zhu Yong said: "Nine out of ten, he is serving as a guard in the tent of the Chinese army, or escorting food and grass."

  Zhang Anshi thought for a while and said, "I have an idea, why don't we train a team by ourselves?"

  Zhu Yong asked in surprise, "Brother, what does this mean?"

  Zhang Anshi said enthusiastically: "You wait, I will go and invite Your Majesty. Come on, sit down, I have an idea, you say... we have gunpowder, right?"

  The three surrounded Zhang Anshi and nodded.

  Zhang Anshidao: "Besides that, we still have money, right?"

  The three looked at Zhang Anshi in astonishment.

Zhang Anshi said with emotion: "When we fight in the Ming Dynasty, we have always held back the buckle. The emperor Gao...was too economical. Even the soldiers and horses in the guard had to farm and feed themselves. In my opinion, it's okay now, but it can last for a long time." Could it be that the soldiers and horses in these guards will degenerate into peasants sooner or later, do I, Ming, expect to rely on a group of farmers to fight?"

   "Big brother means..."

  Zhang Anshidao: "I want to speak up, to argue with His Majesty and point out the current disadvantages. Then...hehe..."

  The three of them are still the monks of Zhang Er, and they can't figure it out.

  Zhang Anshidao: "Next, it's up to you. All in all, don't be afraid when you go to Annan, the elder brother is with you."

  At this time, Zhu Jin came excitedly: "Uncle, Uncle...Look, look...The approximate accounts are out, we are getting rich, we are getting rich..."

  Zhang Anshi scolded: "This dog just has no structure, you must take it as a warning."

  (end of this chapter)