My Deep-sea Fishery
Chapter 238: Borrow
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Li Chao opened the first box, and his eyes lit up when he looked at the snails lying in the foam box.
"That's amazing, my brother Xiang, no one can find these snails who have gone to sea to find them. You can find five snails in one go. They are all such well-preserved snail shells. I admire it." Li Chao took a look at it. After passing the five snails, he was full of praise.
"Brother Li, you like it." Xiang Yang smiled.
"Okay, I want all these five snails." Li Chao put the snails back. "The real treasures are all non-negotiable. Just tell me how much money do you plan to pay for these snails? "
Xiang Yang smiled and turned to look at Xiang Mu and said, "Mom, you go to the kitchen and help me cut a cantaloupe."
Nape's mother immediately got up.
Li Chao was quite unhappy and said, "You kid, how many snail moms have to sell?"
Xiang Yang shook his head and smiled bitterly: "To be honest, I want to borrow some money from Brother Li."
"Oh?" Li Chao said with interest: "Brother Xiang, you want to borrow money from me?"
"It's still a matter of buying a boat." Xiang Yang said in a low voice: "My current money is about to buy a large ocean-going fishing boat."
Li Chao immediately understood, "How far is it?"
Xiang Yang was silent, but was actually making careful calculations.
Li Chao raised his eyebrows. He thought that Xiang Yang could not tell the truth, so he said directly: "Let's talk about the price of these snails first."
Xiang Yang opened his mouth. He thought Li Chao was unwilling to lend himself money.
With a sigh in his heart, Xiang Yang didn't feel any resentment towards Li Chao because of this incident.
Buying an ocean-going fishing boat is definitely a big expense. Even if you think about it, Xiang Yang would not be willing to lend himself money if he stood in Li Chao's seat.
After replacing the ocean-going fishing boat, no one can say whether Xiang Yang will make a profit or lose. After all, no one can say about luck, and fishing in the sea is a matter of luck.
It's just that the price of these five snails must be reconsidered.
As a result, Phoenix-tailed snails are indeed very rare, and Xiang Yang doesn't know when he will find the sixth one.
Secondly, money is the most urgent now. Xiang Yang urgently needs money to buy a big boat. Xiang Yang also wants to go back to his alma mater before the holiday of Ocean University. This time is when the seniors of Ocean University are looking for internship positions. At this time, it is not difficult to recruit a few professional talents in Ocean University. After this point, he will have to wait until next year if he wants to find Ocean University graduates for this fishing boat.
Compared with those fishing companies, shipyards and large fishing fleets, Xiang Yang is somewhat self-aware.
Xiang Yang looked at the five snails carefully, and thought for a moment. The snails on the market are worth at least RMB 20,000. They are still in poor quality or very poor. The five current snails are all in good condition. Excellent and extremely well-preserved, each of these phoenix snails is worth at least one hundred thousand.
And the most important thing is that these five snails are all similar in appearance, which is a very rare set, which makes their value go up a little bit.
In addition, the phoenix snail with Xiang Yang's head can be made into a magic weapon, and the value of such a phoenix snail is far beyond the ordinary phoenix snail.
Xiang Yang tentatively stretched out a finger, "Brother Chao, it is not easy for me to salvage these phoenix snails. How do you think these five add up to 1 million?"
Xiang Yang actually didn't know how much these snails were worth. He offered a price of one million yuan, and he felt a bit like a lion's mouth, and made up his mind that if Boss Li frowned, he would immediately reduce the price.
In the end, Li Chao raised his eyebrows, "Okay, then I would like to thank Brother Xiang for cutting his love."
Xiang Yang was immediately depressed when he heard it. Could it be that the price was lowered?
In fact, the price of Xiangyang Newspaper is not low at all.
The price of snails has a lot of moisture.
In the market, the price of an ordinary Phoenix snail is actually less than 100,000 yuan.
The real valuables are the phoenix-tailed snails dug from the thousand-year-old temple or the thousand-year-old tomb.
Li Chao took out his wallet, took out a piece of stuff from it and wrote a few pens, then handed it to Xiang Yang, "Here, here you are."
Xiang Yang recognized this thing as a cash check, and the value of it was exactly one million.
Xiang Yang thanked him and collected the check personally. He never suspected that the check was fake. After all, the cooperation with Li Chao was no longer one or two times.
"Brother Chao, have a meal before leaving." Xiang Yang smiled after the transaction was completed.
"Eating is free. I'm not at ease if these things are not taken back immediately." Li Chao pointed to the phoenix-tailed snails and said with a smile: "Let's talk about borrowing money now."
Xiang Yang was taken aback, "Brother Chao, what did you say?"
"Aren't you going to borrow money?" Li Chao raised his eyebrows, "Why, it's more than a million, your worth is enough for you to buy a large ocean fishing boat?"
"Not enough, of course not enough." The surprise came so suddenly that Xiang Yang didn't react. He smiled and said: "Brother Chao, you are willing to borrow money, thank you so much, and Brother Chao will open it as you please."
Li Chao rolled his eyes. He used whatever he wanted. There was a limit on the interest of private loans. If the limit was exceeded, it would be illegal.
Apart from banks, few people will borrow this large amount of money for interest, especially for businesses such as Li Chao. The wealth that can be created by holding funds in their hands is much greater than interest.
"Interest will be waived. I borrowed money from you not for interest." Li Chao tapped his finger. "I can lend you six million and pay it off in 30 months, with your new fishing boat. Do you dare to borrow it as a mortgage?"
Xiang Yang’s smile stiffened~www.readwn.com~ Then he smiled bitterly: "Brother Chao, I’m afraid I can’t. Even if I add the six million you borrowed from me, I still don’t have enough money to buy a large ocean-going fishing boat. The plan is to use the fishing boat as a mortgage when buying a boat and only pay a down payment, and the remaining accounts will be paid in installments slowly. The mortgage on the fishing boat must be mortgaged to the shipyard."
Li Chao smiled, "Then use all the parts of your fishing boat as collateral, and we can sign an agreement. Whether it’s the money from the shipyard or mine, you can’t pay it back as long as there is money from either party. , Then transfer all the parts of the fishing boat in your hand to me, and I will repay the money you owe to the shipyard."
Li Chao's meaning is very simple, a large ocean-going fishing boat is worth at least 20 million yuan.
Xiang Yang needs to pay a down payment of at least 10 million yuan to purchase a large ocean-going fishing boat. Li Chao wants Xiang Yang to borrow the six million yuan with that 10 million down payment as collateral~www.readwn.com~Welfare] Give you one Cash red envelopes! Follow the vx public [Book Friends Base Camp] to receive it!
Without any hesitation, Xiang Yang nodded and said: "Okay, if I can't pay the debt, the ship will go to you, Brother Chao immediately."
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