My Fintech Empire

Hua Yu, who was sitting next to him, didn't speak, but he also had an estimate in his heart. Li Yongzhi didn't tell the truth, and he could still do it with his family's 5 billion yuan. However, it is also true that the current coal mining industry is not doing well. It is really embarrassing for people to take out all their wealth.

Fang Hong leaned back on the sofa and crossed his legs. Xiao Yu next to him immediately leaned against his side like a bird. Fang Hong glanced at her with a little difficulty, and turned to look at Li Yongzhi after a while and said with a smile. : "2 billion is a big number, but it's not too big. It's no problem to raise funds and buy shares, but it can only give you 0.5 percentage points of equity."

Li Yongzhi was stunned, 2 billion can only get 0.5% of the shares? In other words, his company is worth 400 billion?

Is this the truth?

Li Yongzhi didn't answer but looked at Hua Yu who was next to him. The two sides could meet because of Hua Yu's connection, but Hua Yu didn't say anything.

After a while, Fang Hong asked back: "I wonder if Boss Li can conveniently disclose how many years you can mine the coal reserves at the current production capacity?"

Hearing this, Li Yongzhi said frankly: "It's not convenient or inconvenient. You were introduced by Brother Huayu. I can trust it. According to the data obtained by experts' exploration, it is estimated that digging for 30 years will not be a problem."

It is worth mentioning that last year the price of the coal industry was slashed, but it has picked up in recent years. Naturally, it has benefited from the 4 trillion stimulus plan. Taking the A-share coal industry index as an example, it has risen from the lowest point last year to now. about 80%.

The stock price of Shanqi Coking Coal has risen from the lowest point of 6.98 yuan last year to the highest price of 17.52 yuan in February this year, with a cumulative increase of +151%. double.

Fang Hong nodded, and said in an orderly manner: "To be honest, Boss Li, I have a new idea."

Li Yongzhi said: "Brother Fang, please tell me."

Fang Hong said with a smile: "Since Boss Li's mine can be exploited for 30 years, it is better to replace the beneficiary rights of your mine for the next 30 years. If the profit is estimated at 700 million yuan a year, it will be 210 yuan in 30 years." 100 million, I am willing to make a fuss if I can reach this number, but frankly speaking, it is only 2 billion and I am too lazy to toss.”

Hearing this, Li Yongzhi was stunned on the spot.

It's only two billion, too lazy to bother?

Li Yongzhi, who had consciously seen the big scene, was also dazed for a while, and forgot to answer the conversation for a while.

But after thinking about it, he learned that Fang Hong could earn more than 14 billion yuan in just a few months. This is what he learned from Hua Yu, so he naturally believed it was true, so he said, "Two billion yuan is too lazy Toss" This is really speechless to refute.

Li Yongzhi didn't answer, and Fang Hong, who was still smiling, said again: "For the 21 billion, I can give you 15% of the annual interest, the interest first and then the principal, one settlement a year, and the tenth interest with the principal after ten years." It will be paid to you together."

The so-called finance is to get money from other people's pockets into one's own pocket through various means, which is the essence of finance.

Looking for a friend to borrow money, isn't it just getting other people's money into your own pocket through friendship? Looking for a bank loan, isn't it just getting other people's money into your own pocket through credit?

When Hua Yu, who was next to him, heard this, he couldn't help slandering in his heart on the spot: "Yeah, here we go again, it's definitely targeting Boss Li's capital."

Huayang Group got on the car like this, but Huayu just slandered in his heart.

He really guessed it right. Fang Hong was indeed eyeing the principal of the coal boss. Fang Hong gave him a number for how much equity he could get in Qunxing, and it was priced at a valuation of 400 billion.

This actually gave him a preliminary anchor price and an expectation, so that after the value of Qunxing Capital rises later, Li Yongzhi will feel that he has taken advantage of it. If he is eager to get in the car, he may be willing to give a little more premium debt-to-equity swap.

Not only did Fang Hong not want to pay the principal, but he also didn't want to pay the interest.

A sum of interest is settled a year, at 15 percentage points, that is 3.15 billion. Li Yongzhi really doesn't know what to do with this money, and it is even more difficult to keep it in his hands and depreciate it.

At that time, if he takes advantage of the trend to further fool around, there is a high probability that he will still hand over the interest to the stars.

At this moment, Li Yongzhi was also thinking about it, and his heart was greatly shocked.

The annual interest rate is 15 percent, which means that the cost can be recovered in about six and a half years. You can earn 3.15 billion in interest if you lie down for a year without doing anything. It takes more than four years to dig coal to earn so much money.

Is this for finance?

However, Li Yongzhi didn't just focus on seeing the benefits, but also considered the risks involved. The money was so ridiculously lucrative that he felt a little unreliable.

After a while, the coal boss said with a look of astonishment: "Hey, how can you still play like this after selling the 30-year beneficiary rights? Who would buy it?"

Huayu, who didn't say much, immediately said at this time: "Boss Li, you don't have to worry about it. As long as you are willing to sell, a lot of money brokers will help you find a buyer. Huayang Group can also do it for you. A third-party guarantee ensures you are safe."

As soon as these words came out, Fang Hong looked at Hua Yu pretending to be surprised.

This action must be done, and it is basically certain that Hua Yongming and his son must know their old man's resume and value him to a higher level.

From the perspective of Hua Yongming and his son, Fang Hong probably didn't know that he sent someone to investigate in his countryside, so he should be surprised when he heard Hua Yu's words at this moment, and Fang Hong's act of pretending to be surprised was logical. Let Hua Yongming and his son know: Yo, what's going on? How can you support me so much? I'm surprised, anyway, I remember this feeling.

Since then, seeing Fang Hong's reaction, Huayu's father and son have been encouraged, and will definitely support him even more in the future.

At this time, Hua Yu was very satisfied when he saw Fang Hong's surprised look for a moment.

Promise that Huayang Group will guarantee this sentence. Huayu said it very decisively. His father Hua Yongming has already explained that as long as Fang Hong needs it, Huayang Group will do his best to help him achieve what he wants. Huayang All the resources of the group can be tilted towards him for his use.

Ever since Hua Yongming learned about Fang Hong's grandfather's background, he now wishes that he could ask Huayang Group for help. The more he helps, the deeper the bond will be. The risk is still low, and the rewards in the future are unimaginable.

At this time, Li Yongzhi immediately looked at Huayu. What he just said was very important. It can be said that it greatly offset the biggest concern of this coal boss. If Huayang Group is also bundled in, with this An extra guarantee... Exciting!

It can almost be said that it is a low-risk, high-yield business, which means a stable profit without losing money. Who would not be tempted to change it?

Especially compared with the coal mining industry, Li Yongzhi thinks that although he already has too much money to spend, he is actually living a life of fear, emptiness, and uncertain future.

In the eyes of others, it is really hypocritical.

But in fact, those who work in their business have also fallen into a vicious circle. Although money has consumed the sense of security and happiness of the coal bosses, greed still drives them to try their best to make more money.

Although coal mines come in quickly, the expenditure is also astonishingly large. If you want to protect your capital first and then make a lot of money, you often have to mine beyond the border and use illegal operations to earn the maximum profit.

And thinking about the safety of coal mines is something that many coal bosses can't sleep. They worry about it all day long, because once an accident occurs in a coal mine, it means: in addition to losing money, they may also go to jail.

But the temptation of money often exceeds their concern for human life. After a safety accident, underreporting or even concealing the report has become one of the usual methods used by coal bosses to protect themselves. Generally, they first know the number of deaths in the accident. Individuals, then give a large sum of money to the family of the deceased as a hush money, and the matter will be over.

But in fact, as long as there is a coal mine safety accident, it will not be a matter of casualties. Therefore, the coal bosses should try to report as little as possible to reduce their responsibilities.

When encountering family members who must be exposed, they will even use abnormal means to solve it, such as spending more money to settle it, or intimidation, violence and other means are not ruled out.

At this moment, when Li Yongzhi compared his coal mine business, Fang Hong's plan for him could be said to be palpitating. He would earn more than 300 million yuan a year by doing nothing, and the Huayang Group would get a third-party guarantee from it.

It can be done.

However, Li Yongzhi was not in a hurry to express his inner thoughts, but looked at Fang Hong with a serious face and said: "Brother Fang, this is a big matter, let me think about it for two days? I will give you a definite answer after two days." !"

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