My Girlfriend is a Wicked Girl

Niwa Arrichi is quite good. A good car gave her the feeling of a propeller plane, but her driving skills are really good. The standard veteran driver, turned upside down, went back and forth, but nothing happened. ——According to her impatient, she could live to 30 years of age before she died in a car accident. This driving skill should be a great tribute, but the passenger experience is not ideal. Yoko Takemura retches after getting out of the car, and it feels like I got pregnant directly by car.

　　 But she's all like this, Niwa still didn't have the feeling of pitying jade, and hurried her to contact the factory like a donkey.

Standing at the entrance of the factory, Hideji Kitahara looked around and found that it was a medium-sized factory with a large area. He recalled the information and remembered that this factory seemed to be mainly engaged in the production of precision parts for machine tools, such as flanges. The **** plate or something-it is the information that Kitahara Hideji looked at in the elevator. The customer was as far away as Northern Europe, and many foreign contracts were suspected of fabricating factories.

　　 They came here unexpectedly. Yoko Takemura called at the factory entrance and was put in. Although the factory was surprised, she welcomed them warmly and sent the chief financial officer to accompany them.

The financial director is named Akashi Yushin. He is in his fifties. He is slightly overwhelmed and ten times more enthusiastic. Not only did he dare not offend Niwa, but even Yoko Takemura did not dare to offend him. He even bowed earnestly to Hideji Kitahara and repeatedly asked for help. .

　　After a long period of courtesy, Akashi Yushin asked with a smile on his face: "Commissioner Niwa, is there anything wrong with the sudden visit?"

　　 Niwa Arika looked at him up and down a few times, and asked casually: "Are you an expatriate employee of Donglian?"

　　 Akashi Yushin's face stiffened a little, but he immediately regained his smiling face, and nodded again and again, "Yes, yes, I was dispatched here by our store the middle of the year before last."

The Bank of Japan can send employees to factories and companies that have borrowed money. A small part of the reason is that the borrowing company has poor management and sent people to assist in the operation. By the way, it is also convenient to take advantage of the priority to seize assets in case of bankruptcy. , But the main reason is to reduce the burden on the bank itself, and kick off the unused employees who have exhausted their potential and energy, so as not to get a high salary when they can’t do much work in the bank. blood.

Companies have borrowed money, and they don’t want to accept these old bank employees. At the same time, these employees are not completely eating for nothing. They can help small and medium-sized enterprises straighten out their financial relationships. At the same time, they have some contacts to facilitate future loans. Reluctantly, it can be considered a win-win situation. .

The only thing that is not happy is the bank employees who have been kicked out. Salaries and benefits have dropped drastically, and some will even be cut by more than 80%. The benefits are all completed, which is basically equivalent to being forced to the frontier-it is difficult for such people to return. Banks, even if they won’t be fired, will be kicked around among small and medium-sized enterprises in the future until they receive a severance pay and go home for the elderly.

　　 As long as he is kicked out, he has basically proved to be a loser in the workplace.

“It’s even more convenient for people from Donglian.” Niwa Arika glanced at Akashi Yushin, and directly laid a piece of paper on the table, pointed and asked: “I think about the loans handled in the last quarter. Understand...Do I need to show my ID?"

　　 "You don't have to do it!" Akashi Yushin is also an old banker. He knows Niwa's identity by smelling it. He directly turned on the computer, took out many account book vouchers, and began to explain to Niwa.

His explanation is almost perfect, the delivery and payment vouchers are all available, and he also pushed the time forward, and said seriously: "Our company (he is a dual identity) has been a long-term support object of Donglian. After three loans, all of them have been repaid. They are an A-level credit customer of East Union. This is a certificate of qualification. Please..."

Niwa glanced at it. This was something she had known for a long time. She didn't care. She interrupted Akashi Yuxin and asked: "How do you explain these contracts? Judging from the situation I investigated, these foreign companies have a short period of time. Can’t digest the purchased parts."

She asked while observing Akashi Yushin’s facial expressions, but Akashi Yushin was not panicked, and calmly responded: “We are the producer. As long as the purchaser places an order and pays the advance payment, we will start production. As for the purchaser, We don’t have the right to ask how to digest these parts, but we have speculated on this issue. It should be sold for a second time or a joint purchase by several factories under the name of one factory. After all, customs declaration is relatively simple."

"Moreover, these are old customers who have cooperated before, and they have purchased a large number of parts before. The amount is equivalent to this time. The payment is quick and the reputation is very good." Akashi Yuxin showed Niwa the receipt again, "This is the previous one. Shipment documents and payment receipts are recorded in the account. This is the tax form and tax refund record. This is..."

Niwa wasn't rudely interrupting the other party in business, and was patiently listening and watching, but after listening, she felt that it was not impossible—her authority was only to supervise the bank, and she did not have the strength to chase overseas to see those. What are the parts used for... In fact, she doesn't care about what they are doing anymore, and it doesn't matter to her to build the atomic bomb.

　　 Indeed, as long as it is proved that the payment can be recovered, what will the buyer do?

From the book point of view, she couldn't fault it. After all, she was a high-quality customer who had historical transactions before. Then she asked: "Can your production capacity complete the contract? I think your production schedule is not enough to support completion. All contracts."

"That's the production department. You can work overtime, temporarily recruit technicians, and outsource part of it." Akashi Yushin replied impeccably, smiling: "There is money to be made, and everyone is motivated. After all, the economy is sluggish, and you can do it. Everyone is very happy about the export business."

　　 Niwa Riyako nodded slightly to express her approval, but continued to ask: "The loan was distributed and transferred as soon as it entered the account. What did you do?"

　　 "I purchased raw materials and equipment, and those raw materials are also part of the collateral for this loan. Eastern Union has sent someone to see it."

　　 Niwa has now mostly disappeared from his suspicion, and he just got up and said, "Can you show me the workshop and the storage situation?"

　　 "Of course, Commissioner Niwa, please."

A letter from Akashi led the three of them to the workshop again, and Niwa Ryaka did not go in and disturb the normal production. She only observed carefully at the door for a while and found that the production was indeed going hot-she ran over suddenly, feeling Temporary installation won't look so similar, and the suspicion has gone a lot.

Akashi Yushin bent over, let her take a closer look, and smiled: "Apart from Niwa Commissioner, a commissioner visited last year. You have similar questions, but we borrowed according to regulations and repaid principal and interest on schedule. There are no problems."

　　 Niwa Ryaka thought for a while, turned her head and asked, "I want to take another look at the warehouse."

　　 "Please here." Akashi Yushin was fearless, and led the three of them to the warehouse again, smiling: "That's it, Commissioner Niwa."

The warehouse was huge and full of things. Niwa Arika stepped forward and looked at it. It was some metal products like steel ingots. Then he asked him for the storage list. When asked about the purchase price, he wandered around in the warehouse. I counted the quantity, but after a round trip, it seemed to be the same, and there was not much difference. Akashi Yushin also introduced: "I have used part of it. There are a bunch of them here and here. Now they are finished products. Loans. The money was also used to purchase two precision CNC machine tools and some auxiliary equipment."

　　 Kitahara Hideji thinks that this factory may be fine. It is a kind of good business, and the loan is considered normal. Donglian provides this factory with a low-interest national support loan, and it is very cost-effective to continue to borrow money to expand production.

　　 Isn’t there a saying, the more money you have, the more loans you have, and the bank’s money should not be used for nothing.

　　 He felt that this trip was in vain, and he stood at the door watching the neatly arranged metal ingots beat the time.

He likes this neat and geometrically beautiful scene, but when he looks at it, the name of the item is displayed in front of him, [ordinary zinc alloy ingot], [ordinary steel ingot], which immediately makes him lose interest, let alone look at the materials. The ingredients, such as the carbon and zinc content, and he doesn't want to make parts. Such details are not his business.

　　 He turned his head and looked elsewhere. The unfortunate system is not good at this point. If you look at it, you will be marked with a name and a lot of details can be listed. Sometimes it is really annoying.

But it’s okay. Without this function, I was knocked over by spring vegetable medicine and threw it into the back alley. Maybe I had already formed a big feud with the Fukuzawa family. Where would I find two women? friend.

But after he turned his head, he suddenly felt a little uncomfortable in his heart, but why didn't he feel uncomfortable? He couldn't help but turned his head back, staring at a pile of metal ingots, carefully observing, thinking about what was wrong, and quickly reacted—— The total is 280 yuan. The number 280 is wrong, and this number makes me feel uncomfortable.

　　 This number is not neat, destroying the beauty of geometry!

　　 These metal ingots are true in piles, but they are all arranged in neat cubes one by one, the length, width and height are the same, and what natural number is the cubic of 280? No!

　　 He suddenly became interested, and leaned closer to count without a trace, suddenly surprised. The pile of metal ingots to be processed should look like 512 pieces from the outside, but the system shows that there are only 280 pieces. Where did the 232 pieces go?

　　 These piles of metal ingots are pretty goods, only the surface layer is metal ingots, is it hollow or stuffed with something else? Was it just like that in the factory, or...or did they not buy so many raw materials at all, just to prevent inspection?

He didn't make a move either. He changed a bunch and took a closer look, and found that it was still 280 yuan. Then, when he turned around, he noticed that the custodians in the warehouse had a slightly unnatural complexion, and they didn't dare to come in from a distance— —There is a problem with this!

　　 He quickly circled the warehouse and glanced at the warehousing list. He basically confirmed that the raw materials were nearly 50% less than it seemed. He just used people's psychological inertia to make people think that there are enough quantities.

　　 Niwa Arika finished the rough inspection over there, and was silent for a while, before Akashi Yu believed and bowed deeply: "Akashi-san, I'm very sorry for causing you trouble."

This is what she has to do. The factory suddenly looked suspicious, but came to check it on the spot, the materials were complete, the procedures were complete, the accounts were clear, and what she wanted was that she had made a mistake. Question, then naturally there is nothing to say. She went back to clean up Donglian and asked Donglian to clean up the factory. But now the loan is okay. People are operating and producing normally. Then she was wasted people’s time. Naturally, she should apologize. .

As she lowered her head, Akashi Yushin's face showed an expression of enjoyment, but it flashed away, and she bowed in panic in reply: "Commissioner Niwa, please don't do this. You are also performing your duties. I fully understand. !"

　　 Niwa Arika straightened up and bowed her head and said, "Thank you for your understanding, Akashi-san, I am going to leave, please do business."

For her, there are some small flaws in the procedures or documents. It doesn’t matter. After all, people will make mistakes as long as they do not. She can understand them only if they do not. People, according to the current situation, the factory seems to be doing a good job with the country's low-interest loans.

　　 Akashi Yushin quickly said, "Do you want to go now? Please stay for a light meal at noon!"

"No, we have other places to go." Niwa Arika beckoned and motioned for the two attendants to leave, and Kitahara Hideji followed her, and then glanced at Akashi Yushin saying goodbye to Takemura Yoko. He whispered, "Commissioner Niwa, the number of raw materials is wrong, and the inside is empty."

　　 Niwa Arika slowed down, but didn't stop, and asked softly, "Are you sure?"

　　 "If all the raw materials are in this warehouse, it would be less than 40%." Kitahara Hideji was not nervous, just replied calmly. This kind of behavior is at most embezzling low-interest loans. Maybe it’s just a violation of the rules. Even if they are exposed in person, this factory will not go crazy to them if they think about it—unless they are really crazy they will kill people or illegally detain them. idea.

　　 I'm not afraid of him, I can fight out with Niwa.

　　 Niwa Arika frowned, hesitated for a moment, then made a decision: "Go first, turn around."

　　 Kitahara Hideji didn't quite understand what she meant, but in terms of understanding of the banking industry, of course Niwa is deep. He was not strong enough and left after Niwa.

　　 Leaving is when Yoko Takemura drove. She was very happy and drove slowly to the second target. First, I am happy that Niwa hasn’t found anything~www.readwn.com~ I don’t need to slap my bank. Second, I am happy that I don’t need to take an “airplane”.

But when the car didn't drive far, Niwa said he was hungry, and when he took out the money, he said that he wanted to treat everyone to lunch, and Yoko Takemura immediately rushed to treat him, but after Niwa's face sank, she happily changed it and let her buy it. Niwa Of course I agreed.

Yoko Takemura parked the car, Le Diandian went to the convenience store, but Niwa took out a pack of cigarettes unconsciously, and then reacted after taking out one, then took another one and handed it to Kitahara Hideji: "Smooth? "

　　 Kitahara Hideji was speechless, but Niwa stayed for a while and then suddenly, he hesitated and put the cigarette back in. Hideji Kitahara opened the car window and said with a smile: "I don't mind, Commissioner Niwa can smoke if you want!"

　　 "Oh, thank you." Niwa really wanted to smoke one, so he lit it on fire, and took a puff. Suddenly, the thin and long lady's cigarettes were reduced by half.

　　 Kitahara Hideji looked at the slender soot and was speechless. Are you so anxious about smoking?

　　 Niwa and his wife turned the cigarette into a cigarette butt, and then puffed out the smoke to ask Kitahara Hideji: "Aren't you curious why I want to leave?"

"curious."

　　 Niwa squeezed out the cigarette butt, lit another one, and hesitated: "If you are not mistaken, we seem to be in a nest case. It's a big fish."

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