My Side Job is a Trader
Chapter 108: Financial advisor
Zhang Xin had been living at the bottom of society before, and suddenly became rich. He has not lost himself. This shows that he has enough self-discipline. However, seeing this thing needs to be touched by ears and eyes, so Zhang Xin has never been very clear about what a rich person is like. Living conditions.
What I see on the Internet is all superficial, some people deliberately show off their wealth, and the real rich people will never be so public in their lives.
For a person who has climbed up from the bottom, the first thing after he has money is to achieve the goal he once fought for.
Buying a house in the Shanghai stock market was Zhang Xin's biggest goal before, and it was also the expectation of his parents.
Due to the purchase restriction policy, Zhang Xin did not have the qualification to buy a house. He used to work to obtain the qualification to buy a house. Later, due to other reasons, the social security was interrupted, which also made Zhang Xin unable to buy a house in a short time. Therefore, Zhang Xin planned to purchase a house in the name of the company. Then think of a way to transfer to your own personal name.
Just as Zhang Xin was thinking about how to buy a house through the company, Sun Fuyun at the front desk came in to report and said that a staff member from the Bank of Communications came to visit.
"Isn't it the one who applied for the card? If it's a door-to-door sale of a credit card, just refuse it."
Zhang Xin knows that the bank has a credit card salesperson who often enters and exits various office buildings for performance, which is commonly known as "sweeping buildings."
Actually, Zhang Xin sometimes admires these people. At least Zhang Xin can't save face by going to other people's offices to sell credit cards.
Not long after, Sun Fuyun went and returned and told Zhang Xin that he was not a credit card, but that he had come to visit Zhang Xin, the boss.
Zhang Xin asked Sun Fuyun to bring this person in directly.
As soon as this person entered the office, he greeted Zhang Xin enthusiastically and introduced himself: "Hello, Mr. Zhang, my name is Fan Junmin, I am the wealth management manager of the Songjiang branch of the Bank of Communications. I really took the liberty to interrupt today. Please forgive me."
said, handing over his business card with both hands.
Zhang Xin took the business card and glanced at it and put it down.
Zhang Xin asked suspiciously: "Are you okay?"
Fan Junmin smiled kindly and explained: "This is the case. Our sales department attaches great importance to every high-quality large customer with assets of more than 10 million yuan, and we will hold some events from time to time. gift."
Fan Junmin paused for a while, and then continued: “We found that Mr. Zhang’s account has exceeded 10 million, so Mr. Zhang has been automatically promoted to our bank’s VIP customer. This time I visited, I specifically told Mr. Zhang that you can After enjoying some of the benefits, I will be your exclusive financial advisor in the future. If you have any needs, you can contact me at any time."
Hearing this, Zhang Xin understood that the purpose of this person is to keep himself, and the ultimate goal is to keep his cash.
Fan Junmin directly took out some leaflets and two tickets for the most recent concert from his briefcase.
Zhang Xin is also welcome, anyway, it was given to the door for nothing, don’t do it for nothing, it just so happens that you can take Li Xueer to the concert by yourself, which can be regarded as pretending to be a sunny spring and white snow.
Fan Junmin took advantage of the gap and glanced around quickly, and found that the office was basically stock futures-related things, and his eyes were clear.
Seeing that Fan Junmin had no intention of leaving, Zhang Xin asked, "Are you still okay?"
Fan Junmin asked, "Is it convenient for Mr. Zhang's company to open an account? If it is not our bank, I would like to implore you to open an account with our bank, after all, it might be used in the future."
Zhang Xin said: "Our bank is the Industrial and Commercial Bank of China, doesn't it mean that a company has only one bank?"
"Oh, that's the case. The bank that opens the account is generally a basic account. This cannot be changed. However, a company can go to different banks to open an account. These accounts are general accounts. Of course, general accounts cannot be used for transfer settlement and cash. Receipt and payment, other business can be completed through the general account."
This person is very dedicated. The biggest purpose of this trip is to visit Zhang Xin personally. After the purpose is completed, he still thinks about expanding his business.
Zhang Xin thought for a while, the company opened an account and there was no loss anyway, it is better to be a favor, in case you need someone in the future, you can also make a request with confidence.
"Does that require me to go to your sales department to open an account? If we need to handle bank transfers, go to the bank for remittances and other operations, it is not convenient to go back and forth?"
It was the first time Zhang Xin started a company, and he didn't know much about some things, so doubts were unavoidable.
Fan Junmin explained: "You or the company's financial staff go to our branch to open an account, and then you only need to go to any branch of our bank to handle related business."
Zhang Xin nodded his head to express that he understood, saying that he just needed to go back to Songjiang in the near future, and that he could take care of it by the way.
People have also visited, and the small gift has been delivered. Fan Junmin is not nonsense, and he took the opportunity to say goodbye. Zhang Xin got up to send him, he directly refused: "Mr. Zhang, you are busy, don't send me."
After Fan Junmin left ~www.readwn.com~Wang Shen walked in, saw the concert ticket on the table, and asked: "The one who just went out was the financial consultant of the bank?"
"Said it came to visit me specially."
"Normal, this means you are rich. Congratulations on your first step to become a rich person. Most people don't take care of it."
"Alas, this also shows that we ordinary people really have no privacy in front of these banks, and account changes cannot escape the country's supervision."
"There is no way, the national policy is different. But even if you are abroad, you really think there is privacy at all. Don't other banks still check if you want to, unless the bank is your own."
Wang Shen picked up the Rubik's Cube on the table and flicked it a few times, and said casually.
Watching Wang Shen turn the Rubik's Cube, trying to recover the Rubik's Cube.
A few minutes later, Zhang Xin said: "Are you done with things outside? You have time to stay with me and play Rubik's Cube?"
After Wang Shen restored the Rubik’s Cube to one side, nothing else could be restored. So he threw the Rubik’s Cube frustrated and said, “I’ll go, I’ll take a rest for a while. Sure enough, you are now a capitalist, and you know how to squeeze it. The staff is here."
"Go away, as if you are not the boss."
"The group of interns didn't come today, and now that the stock market has closed, there is really nothing to do."
"Yeah, this is not the style of your great god, aren't you used to resuming after the close?"
Good traders basically have this habit. Although Zhang Xin has supernatural powers, he will review the trades when he is free to summarize the day's trading. Only by constantly summarizing and learning can he stay in this market for a long time. Win.
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