Otaku Engineer in Great Tang Dynasty

"That's it!"

On the school field, Sun Zhiping suddenly heard the words: "If the soldiers of the B-type camp are only doing their fighting training on weekdays, then tomorrow's fighting competition, their performance will definitely not be better than our Wu-type camp!"

Li Zexuan smiled and nodded, and said, "That's why I have always asked the soldiers to practice daily exercises with a real combat mentality! They are all good sons of my Datang, I would rather they get some injuries during training. I don't want them to die on the battlefield!

In addition, even if the soldiers of the Yi-word camp are as hard as our soldiers in the daily combat training, they are still not our battalion soldiers' opponents! Because they have only learned half of the training methods of learning new exercises, they only learned the fancy fighting training, such as push-ups, pull-ups and other basic auxiliary training, they have not done it at all!

For people who practice martial arts, if they don't have strong arms and physical strength, how can they beat opponents of comparable realm? That's why I just said that the B-character camp learns our practice methods, only the form is learned, but the essence is not learned.

And because of their blind learning, they disrupted their original training rhythm, and it is very likely that their original advantage in the traditional military formation will gradually disappear! For us, this is not bad news! "

After listening to Li Zexuan’s analysis, Sun Zhiping immediately became more confident about tomorrow’s fighting competition and the military power competition three days later. He smiled and said: "What I said about joining the army is extremely true! These few days, I will be staring at the end. Soldiers, urge everyone to complete all training tasks with quality and quantity!"

Li Zexuan nodded his head and applauded: "You are here, I don't worry! But there is one thing I have to tell you. In recent days, the soldiers have indeed been training very hard. You and I can see all of these. !

But just looking at it is not enough. As the so-called merits are rewards, and there are penalties, although they are only training and not going to the battlefield, they should still be given appropriate rewards for those soldiers who have trained hard and have outstanding training results. Otherwise, over time, soldiers may lose their motivation to train hard! "

Sun Zhiping frowned, and said in a puzzled way: "How should I reward you according to the meaning of joining the army?"

He is only a lieutenant of the Wuzi Camp, not a general of the Xuanjia Army. Regarding the rewards to the soldiers, he does not have much right to speak in this respect, so he can only ask Li Zexuan for advice!

Li Zexuan pondered his eyebrows for a moment, and then said, "Why not. In the next few days, Zhiping, please pay close attention to those soldiers who have been extremely hard-trained. I want you to select a group of outstandingly trained and capable personnel, and record them all in the book. .

If he is an ordinary sergeant, he can be promoted to the lieutenant of the first team; if he is already the fire chief of the team, he can be appropriately promoted to the lieutenant of the first battalion!

These selected soldiers, they usually lead the training of the brothers in the camp, but in wartime, I need them to form a special operations commando team, I want them to gnaw the enemy's most elite on the battlefield. , The most "difficult to bite" power! "

"Special Operations Commando!"

From Li Zexuan’s mouth, he suddenly heard a new term. Sun Zhiping was stunned for a while, and after savoring it for a while, he understood roughly what the so-called special commando team in Li Zexuan's mouth was. After a moment of silence, Sun Zhiping Holding a fist, he said solemnly: "I will follow the order at the end!"

"In addition, I also plan to add a training program...no more, let's wait until after the big comparison with Yiziying!"

Li Zexuan suddenly thought of something, but he hesitated for a moment, but still didn't say it immediately.

"Yes!"

Sun Zhiping's heart moved, but he didn't pursue anything.

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Although the Yanhuang Bank originated in Lantian County, it was later "nationalized" and became a department that specializes in the economy under the name of the Tang Dynasty. The Yanhuang Bank was affiliated under the name of the Ministry of Households, and its headquarters was also established in Chang'an. The branch offices of Yanhuang Bank in every state and county of Datang must obey the management and supervision of Yanhuang Bank Headquarters.

Because Yanhuang Bank is a new thing, and officials of the Ministry of Households are mostly outdated, it is inevitable that Yanhuang Bank was "broken by playing." In the daily management of the bank, Li Zexuan did not allow officials from the Ministry of Households to intervene. It is a person who has passed his test and he thinks it can be of great use!

The most important person among them is the current actual manager of Yanhuang Bank-Shu Wang Li Ke, who is also the only person in the Tang Dynasty who has the true legend of Li Zexuan in economics!

At this time, Li Ke was reviewing the official documents at the Yanhuang Bank Headquarters. Hearing that the county magistrate He came to see him, Li Ke met the latter in the Pian Ting.

"...In the name of Lantian County's county government and the mountain chief and the credit guarantee, the loan is 50,000 guan, and the term is two years? What county order, this is the meaning of the mountain chief~?"

After hearing the intention of the county magistrate He came, he couldn't help being a little surprised.

Because as far as he knows, Lantian County just borrowed a few thousand coins from Yanhuang Bank not long ago, and at yesterday’s fund-raising meeting, Lantian County's county government donated 10,000 coins. It didn’t look like it was short of money. Why did it suddenly come here? Borrowed money? And even one loan is 50,000 coins!

The county magistrate He said with a serious face: "His Royal Highness was joking! If it weren't what Hou Ye meant, how dare the lower officials come? This is the instruction that Hou Ye conveyed to the county government through the telegraph machine, please have a look!"

While speaking, He County Order took out a folded letter paper from his sleeve and handed it to Li Ke.

Li Ke walked over and took it with both hands.

"Order, the county government of Lantian County will be in accordance with... 50,000 banknotes, with a loan period of two years...for the needs of infrastructure reconstruction, fortress expansion, and wire laying in Lantian County...wait for the completion of the reconstruction and business environment in the city. When it gets better...a mere 50,000, it will be paid off in less than two years!"

After opening the letter paper and reading the contents clearly, Li Ke roughly understood the cause and effect of the county magistrate He's coming to borrow money, and his face couldn't help showing a touch of contemplation.

"In the past, the head of the mountain and the king said that if everyone buried the money in their own homes, the consistent money would always be the consistent money, but if the money is stored in the bank, the bank will use the money to help the businessmen expand their business. Scale, that consistent money can easily become two consistent money, or even more!

Therefore, since the establishment of Dayanhuang Bank, the bank has lent money to countless merchants who are in urgent need of cash flow, as well as bankers who want to do business but don't have much capital. The reason why Lantian County's commerce can prosper so quickly is inseparable from the efforts of Yanhuang Bank over the past six months!

But this king did not expect that he could also lend money to the county government to improve the environment in the city, further attract merchants and people to move in, thereby increasing the county government's tax revenue! This money-to-money method is really clever, and it can benefit more people! The long mountain is still as amazing as ever! "

After a moment of silence, Li Ke suddenly said with emotion.

Perhaps at the beginning, he did doubt the authenticity of He County’s words, but now that after reading the content of this telegram, Li Ke no longer doubted it at all, because this kind of county government is the main body and money is used to make money. Except for Li Zexuan, no one can think of it.

Hearing Li Ke's feelings, the county magistrate He secretly breathed a sigh of relief, and then looked at Li Ke eagerly.

If Li Ke did not agree to lend him the money, he would not be completely relieved. Besides, even if Li Ke agreed to borrow the money, the interest rate of the borrowed money was a questionable question.

In general, it was He County Order who wanted to borrow this money from Li Ke at the lowest interest rate.

"Okay! This king agreed to lend this money to Lantian County Office!"

Under the gaze of County Majesty He, Li Ke finally nodded, and then he changed his head and said: "Although you are here in the name of the head of the mountain, this matter must be done in business. Thousands of people in the bank are responsible!

This loan was borrowed in the name of Lantian County's government office and Shan Chang. Later, the order of He County you must sign and pledge on the loan documents of the bank, and the same is true of Shan Chang's side!

But now that the mountain leader is in a military camp, it’s not convenient to come out. You can take the loan documents to the Hou Mansion, and the teacher will review it in detail and sign it on behalf of the mountain leader, and affix the leader’s personal seal. Then, the king will let you Disbursement of loans! "

Although they are all old acquaintances, Li Ke has always adhered to the attitude of doing business in an official manner. This was Li Zexuan's repeated orders to him before! Because money houses are involved in huge money circulation every day, if those in power fail to act selflessly, money power corruption will inevitably occur. Once bad debts occur, they will be irresponsible to thousands of “savers” and will seriously damage Yan Huang. The credibility of the bank!

He county magistrate heard the words, nodded repeatedly, and said, "His Royal Highness is absolutely correct. It goes without saying that the lower officials will follow the rules and regulations of the Yanhuang Bank! It’s just that... How should the consistent interest rate be calculated?"

Hearing this question, Li Ke couldn't help frowning and said: "Before that, no one had ever borrowed so much money from a bank for so long. He County dictates that you, as the chief official of a county, should also know this. The longer the money is borrowed, the greater the risk that the bank will take. Therefore, it is impossible for the loan interest rate to be repaid at the normal interest rate!"

Borrowing money in ancient times is not like borrowing money from banks in modern times. A loan lasts for one, three, or five years. It is like a mortgage for longer, which is 20 or 30 years. In ancient times, there was no complete society. In the credit investigation system, private lenders generally lend money to others on a monthly basis. As for the interest rate ~www.ltnovel.com~, it is also calculated on a monthly basis!

Before the emergence of Yanhuang Bank, those large private lenders in Datang generally had a monthly interest rate of more than ten percent. Ten percent was considered a conscience. Calculated at a monthly interest rate of 10 percent, the annual interest rate was 100 percent. More than one hundred!

The Yanhuang Bank is not so "black-hearted". The annual interest rate here is only 8%!

When He heard this, he secretly tightened his heart, but still said as usual: "His Royal Highness is extremely true, and the officials understand these principles! But please rest assured that based on the current development momentum of Lantian County, there will be some in the future. Ability to pay off these 50,000 loans!"

Li Ke nodded and said: "This loan is guaranteed by the mountain leader, so I can rest assured! Not only can I rest assured, I believe that the thousands of depositors in the bank will also rest assured! Otherwise, the king would not agree to this loan... How about calculating the interest based on the 10% annual interest rate when the bank loaned the 50,000 yuan to the Lantian county government?

With Li Zexuan's personal outstanding ability and strong assets, he can be regarded as a "high-quality customer" of Yanhuang Bank in any case, and Li Ke's 10% annual interest rate is not regarded as a practice for personal gain.

He county magistrate heard the words and said with joy: "The official, thank you for the people of Lantian County, Your Highness!"

The annual interest rate of 10%, although the rate is higher than the ordinary lending interest rate, is much better than the expectation of the county magistrate!

Li Ke smiled slightly and said: "This king is just doing business, you don't need to thank me! This king will let you draw up a loan document for you!"

This loan was tantamount to a timely rain for the Lantian county government, but for Li Ke, it was also a bold attempt to lend money to the local government to develop people's livelihood!

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