Pretty boss is on me

Zhang Pengcheng won't be entangled with Wang Yajun any more when he gains his prestige. Seeing Wang Yajun sitting there blowing his beard and staring at him with anger, he was amused. However, since Xiao Wei spoke, he quickly straightened his face and said with a smile, "what I'm talking about is not not not not not to do the work in the financial industry, but that we can slightly shift the focus of our work and focus our work Put it on the people! "

"Oh? Can you tell me? " Next to Xiao Wei, another deputy director of the Financial Bureau asked unexpectedly.

The deputy director, Shi Lisong, was the person who replaced Jin Sanbao after Jin Sanbao left. His political position was quite distinct. He was a person who didn't stand on either side. He was only about 40 years old, but he was bald. It was said that he was once the head of a county. Later, because of his outstanding work in attracting investment, he was led to the financial department But Zhang Pengcheng knows very well that people like Shi Lisong are just like Liu Wei at the beginning. If no one is appointed, then the Financial Bureau, the clean water yamen, will be dead.

However, although Zhang Pengcheng and Shi Lisong don't have much contact, they still meet each other many times. At the moment, Shi Lisong asks coldly. He is also a little frightened. When he thinks about it carefully, it seems that he hasn't set his position as deputy director. He not only laughs bitterly, shakes his head and sighs: "deputy director Shi has bright eyes. I believe he should understand what I mean!"

"Nowadays, Haicheng's financial chaos is serious. In fact, it is affected nationwide. But I think it is impossible for Haicheng to be independent in this environment. Instead of restraining the development of the financial industry, it is better to do a good job in popularizing the national financial education, so that they can understand what finance is, and more importantly, the types of products they invest in and the results of their products This is the most urgent task! We should start with the common people as the source of financial chaos! " Zhang Pengcheng finished, drank a drink, and then looked at Xiao Wei.

"Are these ideas based on theory?" she asked

"Yes!" Zhang Pengcheng nodded, glanced over the crowd, filtered his financial knowledge in his mind, and then opened his mouth with confidence.

"Ten years ago, before the subprime mortgage crisis broke out in the United States, the famous American investment bank, Lehman Brothers, issued Mini bonds linked to the U.S. housing market in Hong Kong. The design of this kind of bond is very complex. It is a kind of structural financial derivative product. It is packaged as a fixed deposit product that seems to be a fixed deposit with enough dividends, but it only seems to be similar to ordinary bonds It's the same, but it's essentially different from bonds. It's directly related to one or more companies and, more seriously, the credit quality of a country! After the outbreak of the US subprime mortgage crisis, Hong Kong's Mini bonds directly led to a series of social factors caused by the bankruptcy of Lehman Brothers. At that time, the people who jumped from the building were more serious than the stock market crash a few years ago! But the most fundamental reason is that investors do not fully understand the risks of this type of products! The institutions selling these products also have serious deficiencies in risk disclosure and investor education! According to the situation of that year, the domestic financial institutions are doing the same thing now! " Zhang Pengcheng stops and looks at Xiao Wei. I'm afraid only those who really understand finance will understand his words. Like Wang Yajun, I'm afraid they don't even know how the subprime mortgage crisis came into being.

Sure enough, after Zhang Pengcheng finished, Wang Yajun just gave a cold hum and didn't speak. On the contrary, Xiao Wei and Shi Lisong bowed their heads to think.

In fact, Zhang Pengcheng's ideas were also taught by Zhang Shuangjiang. In the social environment at that time, Zhang Shuangjiang had no way to prevent the rapid development of the financial industry, but he wanted to understand a truth. To avoid social instability caused by financial chaos, the best way is to let investors know what they are investing in!

So there is the above analysis, and now Zhang Pengcheng combines his own ideas, and then describes Zhang Shuangjiang's idea, which is reasonable and can't be refuted.

When Xiao Wei raised her head, her sight to Zhang Pengcheng also changed a lot. Her eyebrows were slightly picked, and she even showed a long lost smile.

"Deputy director Zhang is knowledgeable and has a thorough analysis of the current situation of the industry! I agree with him! Don't know what other people think? " Xiao Wei said with a smile.

Shi Lisong on one side also raised his head, but he kept shaking his head. When he heard Xiao Wei speak, he also opened his mouth and said, "of course, what deputy director Zhang said is fundamental and convincing! But from a fundamental point of view, there are thousands of investors in Haicheng. How much investor education should we do to curb the current situation? "

"We don't need to do it!" Zhang Pengcheng's words are amazing. Although they are contradictory, as long as you have a little brain, you all know that Zhang Pengcheng still has something to say.

Wang Yajun, the only one, naturally did not dare to talk back to Zhang Pengcheng, but he kept his voice down and muttered in the ear of another deputy section chief beside him: "let his mother fart. It's inconsistent!"

However, although Wang Yajun's voice was small, because of the instant silence, the whole audience heard clearly, but Wang Yajun didn't know it and looked at Zhang Pengcheng with a proud face.If you can, Zhang Pengcheng will kick Wang Yajun out of this conference room! But Zhang Pengcheng's instinct tells him that he must bear it. Wang Yajun is Wu Siguo's pawn in the Financial Bureau. With Zhang Pengcheng's ability now, he can't move!

"You may think I'm inconsistent! But what I think of is that there are many financial institutions in Haicheng. Although there are some moths, there are still some great financial institutions that really do practical work! Instead of bumping around like a headless fly, we'd better give lectures on safe investment to the customers of these financial institutions! I think it's just right for the finance department to take the lead in registering Haicheng financial institutions with our financial bureau. In the future, we will do some independent investment sharing meetings for each financial institution! From my point of view, it is very reasonable! I don't know what you think? " Zhang Pengcheng asked with a smile.

Zhang Pengcheng's move is still a bit vicious, because he really doesn't like Wang Yajun. This guy used to make trouble for himself, but now he's deputy director, and he still gives him a look in every way! If Zhang Pengcheng had endured before, there was no way! But now Zhang Pengcheng can't bear it, and there's no need to bear it any more! Wang Yajun likes to do things, so he arranges the most tiring and hard work for him. He believes that any financial institution does not want to have the intervention of the Financial Bureau and come to do some safety lectures. Isn't this a demolition?