Pretty boss is on me

"Wang Ke, you said that we ran to a small loan company and a financial management company in the morning. Do you have any feelings?" Between meals, Zhang Pengcheng asked with a smile.

Wang Yajun looked thoughtful, holding chopsticks motionless, frowned for a long time, sighed with a little helplessness: "I think the financial industry in Binhai County, input and output are seriously unequal!"

"Oh? Tell me about it Zhang Pengcheng asked with a smile of great interest.

Wang Yajun nodded and said solemnly, "deputy director Zhang, look at this small loan company. The interest rate is so high. If the interest rate is high, where do you think there are borrowers? Even if there are borrowers, repayment will become a big problem, and eventually be ruined by these usury companies, don't you think? "

"You have a good reason for that! Usury is a serious threat to social security, but also a cancer in the financial system! It's worrying! " Zhang Pengcheng sighed.

Wang Yajun nodded and sighed: "yes, so I say input and output are not equal. On the other hand, this investment company! Deputy director Zhang, you can see that the return of this investment company is so high that even I am already excited. But doesn't this just explain the problem? "

"What's the problem?" Zhang Pengcheng said with a smile.

"Oh, deputy director Zhang, you didn't see it! You see, the high interest rate of lending can scare people away, while the high interest rate of investment has attracted countless people to rush in! But is it a one-to-one match? If not, where is the investor's money? This is a question worthy of deep thinking Wang Yajun sighed indignantly.

In fact, Zhang Pengcheng has already thought of what Wang Yajun said, but what he thought of is more in-depth. Even those who invest in companies will not think of it!

With a faint smile, Zhang Pengcheng said, "what you said is very reasonable! Let me also very worried! However, these are still superficial phenomena after all. We can't see where their investment is going, and we don't know their exact bad debt rate, so we can only listen to them saying that the industry needs to be reorganized, so we have to start from inside! "

" deputy director Zhang, what you said is too naive! These are all white money. Can they let us supervise them at will? It's hard! We need to know that the banking and Insurance Regulatory Bureau has been established for many years, and how much has it experienced? Do you think so? " Wang Yajun said with a disdainful smile, his eyes full of disdain for Zhang Pengcheng, as if Zhang Pengcheng's knowledge and vision were much worse than him.

Zhang Pengcheng didn't get angry. He replied with a smile: "eat quickly. After eating, let's go to another enterprise. This enterprise's accounts are not right this year. I'm thinking about how to get in!"

"Do you know that the business accounts are not right? Where's the news from? " Wang Yajun was stunned and frowned at Zhang Pengcheng. At this time, he had an idea.

With a faint smile, Zhang Pengcheng said, "what do you want! There's something wrong with this account. Can't we talk about it? I went to the gold coast to take a bath that day, and I heard a friend talking there! I'm just thinking about how to deal with these enterprises, which are themselves burdened with loans, when there are problems in their accounts! "

"I said, deputy director Zhang, this enterprise is different from the roadside small loan companies and financial management companies! If one is not careful, he may not be able to get out! If you want to go, I dare not go there! " Wang Yajun said quickly.

Zhang Pengcheng said with a smile: "Cheng, if you don't want to go, just wait in the car by the side of the road. If I get kicked out, I can drive away in time!"

"Whatever, I won't go anyway!" Wang Yajun waved his hand.

Zhang Pengcheng doesn't care about Wang Yajun's reaction at all, because Wang Yajun is not his goal at all.

"Whatever you want! You'll be waiting outside in a moment Zhang Pengcheng waved his hand, settled the bill for dinner and went out.

After getting out of the door and getting on the bus, Zhang Pengcheng drove all the way to the north. In addition to this financial street, the industrial park where serious enterprises gather is to the north.

All the way north, the car stopped at the gate of the industrial park, Zhang Pengcheng slowly walked down from the car, saw the desolate Industrial Park, even a guard could not see, he reluctantly shook his head.

The economic development of Binhai County is really worrying. The county government has given many preferential policies. However, the transportation of Binhai County is extremely underdeveloped, so that the logistics cost here is very high. As a result, some enterprises gradually withdraw from Binhai County and go to other counties.

Zhang Pengcheng walked in for about a quarter of an hour, and the cry of Wang Yajun came from behind him. Seeing that Wang Yajun came with him in a hurry, he gave a faint smile and asked, "aren't you not coming?"

"I'm afraid you'll be in danger! Deputy director Zhang, you can't help but know the good heart! " Wang Yajun said with a smile.

"Come on, let's go!" After patting Wang's shoulder, they turned away from the previous relationship of envy when they met their enemies, but now they are just like good brothers.

Enter the industrial park, walk right about 10 minutes, a foreign trade company's door will appear in Zhang Pengcheng's eyes."Binhai Wenhan Foreign Trade Co., Ltd? This company has never heard of it! " Standing at the gate, Wang Yajun frowned and asked.

"There are so many companies I haven't heard of! Let's go in and see if it's a man or a ghost With that, Zhang Pengcheng walked in first.

Just as Zhang Pengcheng had just stepped into the gate, a security guard at the gate of the company rushed out of the gate and blocked Zhang Pengcheng's way. Then he asked with a puzzled face: "what's the matter?"

"Hello, we are bank loaners. I wonder if your boss is interested?" Zhang Pengcheng asked with a smile.

"How can banks make loans? You wait! " The security guard took a puzzled look at Zhang Pengcheng and then went to the front desk.

About three or five minutes later, when the security guard came back from the front desk, he was followed by a 30-year-old middle-aged man, who walked out with a smile and stood beside Zhang Pengcheng and Wang Yajun.

"Are you two loan people?" The man asked with a smile.

"Hello, we are from Haicheng. Isn't this the second half of the year? Let's get to know each company. If necessary, we can cooperate with each other! " Zhang Pengcheng said with a smile.

"I'm the general manager here, Ning Tao! Let's go in and talk! " Said, Ning Tao get out of the way, with Zhang Pengcheng and Wang Yajun directly into the company's conference room.

This company has three floors, the first floor is the common staff area, but the staff area can see only two or three people in the office!

On the second floor are various conference rooms, and Zhang Pengcheng and Wang Yajun are led to one of them.

"How long have you been making loans?" After sitting down, Ning Tao looks at Zhang Pengcheng and Wang Yajun with a smile and asks.

"Ten years! This is our business backbone, section chief Wang! I'm the manager of the loan department. My name is Zhang! " Zhang Pengcheng said with a smile.