Pretty boss is on me

After chatting for two sentences, long Baili brought the topic back to the main topic. His brow couldn't stretch. Looking at Liu Wei, he seemed to have opened his mind to himself. He sighed and said softly, "Lao Liu, the financial situation of Haicheng is not optimistic!"

With these words, Liu Wei naturally realized what longbaili really wanted to say. With a faint smile, he said softly: "the financial situation of Haicheng is really caused by some historical factors. At present, the major credit platforms are gradually online, from the financial port to the credit port, which has become an assembly line. It seems that this assembly line is developing steadily, but the people in our industry are not satisfied You can understand the way of this

"What do you think?" Long Baili asked with a smile.

"The current chaos in the industry mainly lies in the whereabouts of platform funds. Many credit companies, after financing, do not really implement matching creditor's rights. Instead, they divert these funds for other purposes, create some large amount of enterprise loans, and then dilute the funds out. This is the biggest trouble and fatal factor for the industry at present!" Liu Wei said to the point.

This analysis enabled longbaili to have a new understanding of the industry. Then he asked, "if the whereabouts of these funds are unknown, doesn't it mean that there are great risks and loopholes in the enterprise itself?"

"Yes, the primary problem is that the industry is not well regulated, and the enterprises do not have relevant government agencies to supervise behind them, so this problem is more complicated! No one cares where they spend their money, even if the third-party bank supervision, as long as the corresponding bond service contract is effective, it directly leads to the capital can not return! Secretary long, this is not only in the banks of Binhai County. In fact, it is the same with many non-governmental organizations. The reason why they run away is that their own flow can no longer be turned healthily. Therefore, in the case of insolvency, they would rather close down and leave! " Liu Wei reluctantly returned.

This makes longbaili even more in a state of mind. Financial enterprises run away, and the ultimate victims will not be others, but the common people.

Longbaili is distressed to think that people's hard-earned money over the years is the result of other financial giants' squandering.

"Is there any way to control it?" Longbaili asked with a frown.

"At present, several schemes are advancing slowly! Pengcheng has also proposed a wide range of financial health publicity in the city, but it can only be effective for some people. However, in front of financial companies with high returns, those health publicity can only be ignored in the end! " Liu Wei said with a bitter smile.

In fact, Liu Wei's analysis is not comprehensive. Zhang Pengcheng's demand for financial security publicity has gradually met some bottlenecks in the implementation of the Financial Bureau. There are thousands of Haicheng financial enterprises, and only some leading enterprises really cooperate with them. As for those small companies, when they see the law enforcement departments, some of them close down and go back to business without the limelight After all, the manpower of the financial bureau is limited. It can only register and then observe, but it can not enforce any work. This is also the most critical factor why the current safety propaganda cannot be strongly recommended.

Long Baili nodded. He had done some research on Liu Wei's explanation before. Although Zhang Pengcheng's idea is reasonable and the only way to implement it effectively, it is still a long way from his expectation.

"Is there any other plan?" Longbaili then asked.

Liu Wei nodded and said, "ten years ago, there was an early case of financial fraud in southern China. At that time, there were only 600 million people involved in the financial fraud. Although there were many victims, they did not reach the level that the state could not control. But do you know what the legal punishment the person in charge of this enterprise faced?"

"Six hundred million, it should be life imprisonment!" Long Baili said solemnly.

However, Liu Wei shook his head and said without expression: "death penalty!"

"If you think about it, a few years ago, the capital involved in the case of a certain treasure has reached nearly 100 billion, but what is the result of several major prisoners in the end? The most serious one is death penalty, others are sentenced to life imprisonment, and even some people are sentenced to fixed-term imprisonment. In this legal environment, the cost involved in the case will not be prohibitive, and even produce a kind of sacrifice idea! How sad it is that one person is involved in the case and the whole family is at peace! " At this point, Liu Wei's face has appeared an expression of indignation.

Long Baili knows very well that Liu Wei, as the former deputy director of the Financial Bureau, has a huge knowledge in this field, and his analysis and opinions on the financial market are absolutely unique, at least more mature and stable than Zhang Pengcheng.

"Yes, if a person embezzles hundreds of millions of dollars, the state may not be able to complete the examination, and the current overseas funds can not be verified, then as long as this person solves the problem of capital flow, even at the expense of his own freedom, his family will live in the living conditions that others need to work hard for generations. This is really very sad! ”Longbaili sighed.

Liu Wei gave a wry smile and then said, "the third way is to supervise the industry. But you know, such enterprises are neither banking units, nor insurance units, nor government units. Therefore, the CBRC, the CIRC, and the CSRC have no real power to examine this. In the end, they have to wait for the thunder to go before they will arouse social concern Attention, and by that time, it's too late! ""That's right, so that's a loophole!" Long Baili nodded.

Liu Wei leaned forward, then lowered his voice and said, "Liu Yougang is just looking at this market loophole, so he will arrange his staff to set up a financial management and credit company first, and generate actual capital flow through this business connection. Then, on the one hand, he swindles the common people, on the other hand, he borrows money from institutions, and finally, when he can't pay his debts, he will go to the bank So I arranged for my staff to run away, which directly led to the explosion of the platform. To my knowledge, there are already five known companies, but I believe there are still many, maybe as many as cattle hair! "

"What? As many as a cow's hair? " Even though long Baili has made psychological preparations, he still shivers after hearing Liu Wei's analysis!

Liu Wei thought that five companies were few, but seeing that long Baili's reaction was so big, he went on to say: "at present, the distribution of these five companies is three in the center of Haicheng, and the other one is in the financial street of Binhai County. This time, Pengcheng found a company with very big problems in the operation during the investigation, and gave it to them casually It's the one in Binhai County! As for another financial company, it's in Tonghai County, where we can't reach out, so we can't think about it any more! "

"These forces are detestable! I didn't expect that the financial chaos in Haicheng has gone deep into the bone. Hateful, I have no means to attack them! Social stability and financial market chaos, like a double-edged sword, make me miserable Long Baili sighed, then lit a cigarette and began to smoke.